Beacon Financial Corporation BBT R2KR3KFINANCIAL
Company Overview
Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.
Why Investors Should Care
Revenue has grown at a 12.5% CAGR over the past five years.
Maintains a net profit margin of 21.0%.
Carries low leverage with a debt-to-equity ratio of 0.35.
Offers a dividend yield of 4.08%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $552.99M (+55.5% YoY); net profit $90.27M.
- Trailing 12 Months Year-on-year growth — revenue +144.5%, earnings +211.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 12.5%, profit CAGR -1.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 12.48% |
| 1 Year: | 144.50% |
Compounded Profit Growth
| 5 Years: | -1.52% |
| 1 Year: | 211.00% |
Stock Price Performance
| 1 Year: | +27.24% |
| 6 Months: | +12.43% |
| 3 Months: | +11.73% |
| 1 Month: | +1.94% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)57.14 · Neutral
P/E of 25.51 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 21.0%.
- Compounding revenue at 12.5% over 5 years.
- Attractive dividend yield of 4.08%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -1.5% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BBT Beacon Financial Corporation R2KR3KFINANCIAL | 31.89 | 25.51 | $2.69B | 4.08% | - | 8.42% | 12.48% | -1.52% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 76.91M | 75.88M | 101.64M | 102.34M | 100.83M | 115.66M | 103.65M | 109.92M | 108.42M | 108.54M | 107.18M | 109.11M | 118.28M | 114.69M | 92.06M | 94.97M | 97.02M | 99.04M | 101.29M | 97.40M | 145.00M | 90.72M | 89.74M | 97.71M | 108.33M | 117.75M | 114.14M | 109.85M | 107.80M | 80.04M | 55.54M | 108.67M | 125.61M | 110.18M | 91.48M | 94.65M | 144.92M | 221.94M | 214.67M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 67.90M | 65.39M | 83.56M | 112.84M | 101.61M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 25.48M | 29.59M | -71.87M | 138.66M | 65.95M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.38M | 7.57M | -21.63M | 39.27M | 19.74M | - |
| Net Income | 16.38M | 10.33M | 15.46M | 19.69M | 22.90M | -2.81M | 25.25M | 34.03M | 32.23M | 14.26M | 23.64M | 25.45M | 22.62M | 25.75M | -19.87M | -549.38M | 21.23M | 15.01M | 13.03M | 21.64M | 63.75M | 20.25M | 20.20M | 23.11M | 18.72M | 30.50M | 27.64M | 23.86M | 19.55M | -1.45M | 14.66M | 16.37M | 20.14M | 17.54M | 19.10M | 22.03M | -50.24M | 99.39M | 46.22M | 64.43M |
| Diluted EPS | 0.53 | 0.32 | 0.44 | 0.53 | 0.57 | -0.06 | 0.55 | 0.74 | 0.70 | 0.31 | 0.51 | 0.52 | 0.44 | 0.51 | -0.40 | -10.93 | 0.42 | 0.30 | 0.26 | 0.43 | 1.31 | 0.42 | 0.42 | 0.50 | 0.42 | 0.69 | 0.63 | 0.55 | 0.45 | -0.03 | 0.16 | 0.18 | 0.23 | 0.20 | 0.50 | 0.60 | -0.64 | 0.64 | 0.55 | 0.77 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 94.77M | 106.70M | 142.32M | 197.44M | 226.98M | 226.46M | 268.14M | 43.76M | 44.95M | 48.65M | 49.70M | 46.85M | - | 328.02M | 371.31M | 355.56M | 552.99M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 45.41M | 237.58M | 298.94M | 329.68M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 139.95M | 93.91M | 91.69M | 121.86M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 30.20M | 18.91M | 22.98M | 31.59M |
| Net Income | -15.93M | 13.86M | 17.58M | 33.19M | 41.14M | 33.74M | 49.52M | 58.67M | 55.25M | 105.77M | 97.45M | -533.02M | - | 109.74M | 75.00M | 68.72M | 90.27M |
| Diluted EPS | - | 0.98 | 0.97 | 1.49 | 1.65 | 1.36 | 1.73 | 1.88 | 1.39 | 2.29 | 1.97 | -10.60 | - | 3.38 | 2.02 | 1.83 | 1.03 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.88B | 3.99B | 5.30B | 5.67B | 6.50B | 7.83B | 9.16B | 11.57B | 12.21B | 13.22B | 12.84B | - | 9.19B | 11.38B | 11.91B | 23.22B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 44.80M | 13.86M | 13.14M | 75.36M | 98.24M | 75.54M | 71.75M | 103.56M | 113.08M | 248.76M | 183.19M | 579.83M | - | - | 382.96M | 133.03M | 543.67M | 2.04B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 2.49B | 3.44B | 4.63B | 4.99B | 5.79B | 6.94B | 8.07B | 10.07B | 10.66B | 11.46B | 11.65B | - | 8.19B | 10.18B | 10.68B | 20.72B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | 227.40M | 284.94M | 191.60M | 151.42M | 192.12M | 231.95M | 469.77M | 398.98M | 702.55M | 531.64M | - | 1.43B | 1.38B | 161.88M | 243.91M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.45B | 1.41B | 1.56B | 879.07M |
| Total Equity | 408.86M | 384.07M | 387.32M | 551.81M | 667.26M | 678.06M | 709.29M | 887.19M | 1.09B | 1.50B | 1.55B | 1.76B | 1.19B | - | 992.12M | 1.20B | 1.22B | 2.50B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 35.52M | 40.42M | 40.37M | 89.58M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 11.89M | 40.69M | 40.17M | 28.65M | 127.41M | 55.82M | 86.29M | 98.14M | 78.09M | 222.25M | 111.53M | 227.64M | - | 120.76M | 116.60M | 104.95M | 224.44M |
| Investing Cash Flow | -95.78M | -192.39M | -34.09M | -255.52M | -515.19M | -369.30M | -454.49M | -207.59M | -282.90M | -861.52M | 1.20B | 641.10M | - | -557.69M | -665.26M | -139.60M | 2.30B |
| Financing Cash Flow | 71.70M | 163.23M | 25.56M | 249.33M | 365.08M | 309.70M | 400.01M | 118.97M | 340.50M | 573.69M | -917.47M | 109.30M | - | 492.15M | 298.74M | 445.29M | -1.03B |
| Capital Expenditure | -3.53M | -5.02M | -7.99M | -18.89M | -13.10M | -8.45M | -7.34M | -9.10M | -11.26M | -9.35M | -10.56M | -7.21M | - | -7.39M | -12.36M | -4.99M | -12.29M |
| Free Cash Flow | 8.36M | 35.66M | 32.18M | 9.76M | 114.31M | 47.37M | 78.95M | 89.04M | 66.83M | 212.91M | 100.96M | 220.43M | - | 113.37M | 104.24M | 99.97M | 212.16M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | 55.22M | -249.93M | 410.64M | 1.50B |
| Share Buybacks | - | - | - | -3.04M | 12.25M | 2.47M | 550.00K | 0 | 0 | 0 | 52.75M | 473.00K | 68.71M | 124.52M | 23.84M | 17.54M | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | -16.8% | 13.0% | 12.4% | 16.8% | 18.1% | 14.9% | 18.5% | 134.1% | 122.9% | 217.4% | 196.1% | -1,137.6% | - | 33.5% | 20.2% | 19.3% | 16.3% |
| ROE % | -4.1% | 3.6% | 3.2% | 5.0% | 6.1% | 4.8% | 5.6% | 5.4% | 3.7% | 6.8% | 5.5% | -44.9% | - | 11.1% | 6.3% | 5.6% | 3.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.75% | 12.37M | $388.18M |
| 2 | Vanguard Portfolio Management LLC | 6.22% | 5.21M | $163.61M |
| 3 | Millennium Management Llc | 6.16% | 5.17M | $162.15M |
| 4 | State Street Corporation | 6.12% | 5.13M | $161.00M |
| 5 | Dimensional Fund Advisors LP | 5.91% | 4.96M | $155.57M |
| 6 | Fuller & Thaler Asset Management Inc. | 4.70% | 3.94M | $123.58M |
| 7 | Vanguard Capital Management LLC | 4.49% | 3.76M | $118.06M |
| 8 | Verition Fund Management, LLC | 2.87% | 2.40M | $75.43M |
| 9 | Holdco Asset Management, LP | 2.70% | 2.26M | $71.04M |
| 10 | Geode Capital Management, LLC | 2.58% | 2.16M | $67.80M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BBT
36,282 Shares in Beacon Financial Corporation $BBT Bought by Jupiter Topco LLC - marketbeat.com
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Beacon Financial (BBT) Stock Trades At A Discount To Fair Value But A Premium On Earnings - Yahoo Finance
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Beacon Financial Corp (BBT) exec uses shares to cover equity-award taxes - Stock Titan
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Beacon Financial Corporation (NYSE:BBT) Given Average Recommendation of "Hold" by Brokerages - marketbeat.com
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BBT — Frequently Asked Questions
What is the current share price of Beacon Financial Corporation (BBT)?
As of 2026-09-07 16:24 PDT, Beacon Financial Corporation (BBT) trades at $31.89 on NYSE. Its 52-week range is $22.12 to $32.61.
What is the market capitalisation of BBT?
Beacon Financial Corporation (BBT) has a market capitalisation of $2.69B on NYSE.
What is the P/E ratio of BBT?
BBT trades at a trailing price-to-earnings (P/E) ratio of 25.51. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.05.
Does BBT pay a dividend?
Beacon Financial Corporation (BBT) currently offers a dividend yield of 4.08%.
What is the return on equity (ROE) of BBT?
BBT has a return on equity (ROE) of 8.42%.
Is BBT a good stock to buy?
This page provides a data-driven analysis of Beacon Financial Corporation (BBT), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.