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Banc of California, Inc. BANC R2KR3KFINANCIAL

Financial Services · Banks - Regional · United States
https://bancofcal.com
Company Profile ↓
$17.92
+17.39% 1Y
Mkt Cap$2.83B
P/E-42.67
P/B0.94
Div. Yield2.77%
52W High$21.69
52W Low$15.18
Book Value$18.38
EPS (TTM)$-0.42

Company Overview

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 57.3% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 90.6% CAGR over the past five years.

Dividend Income

Offers a dividend yield of 2.77%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $1.10B (+11.9% YoY); net profit $228.97M.
  • Trailing 12 Months Year-on-year growth — revenue +11.9%, earnings +80.5%.
  • 5-Year Trend Long-term compounding — revenue CAGR 90.6%, profit CAGR 57.3%.

Growth & Price Performance

Compounded Sales Growth

5 Years:90.64%
1 Year:11.89%

Compounded Profit Growth

5 Years:57.32%
1 Year:80.45%

Stock Price Performance

1 Year:+17.39%
6 Months:-3.23%
3 Months:-13.24%
1 Month:+1.07%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 42% of range
$15.18 $21.69
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • RSI (14)55.81 · Neutral
Price Performance
1M+1.07%
3M-13.24%
6M-3.23%
1Y+17.39%

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Compounding revenue at 90.6% over 5 years.
  • Profit CAGR of 57.3% over 5 years.
  • Attractive dividend yield of 2.77%.
  • Generates positive free cash flow.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
-42.67
Industry PE
13.55
Forward P/E
8.41
PEG Ratio
1.12
Book Value
$18.38
Price to Book
0.94
P/S
3.97
EV/EBITDA
-
Dividend Yield
2.77%

Growth (CAGR)

Revenue 5Y
90.64%
Profit 5Y
57.32%
Revenue (YoY)
11.89%
Earnings (YoY)
80.45%

Profitability & Returns

ROCE
-
ROE
-0.65%
ROA
-0.07%
Profit Margin
-3.24%
Op Margin
-
Gross Margin
0.00%
EPS (Latest Qtr)
$-1.61
EPS (TTM)
$-0.42

Balance Sheet & Liquidity

Debt/Equity
0.85
Quick Ratio
-
Current Ratio
-
Debt
$3.16B
Total Assets
$35.03B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.87%
Chg in Prom Hold
-0.03%
FII / Inst Holding
104.21%
Chg in FII Hold
2.37%

Financial Snapshot

Enterprise Value
$2.83B
Total Revenue (TTM)
$690.23M
EBITDA
-
Free Cash Flow
$234.77M
Operating Cash Flow
$388.18M
Shares Outstanding
157.95M
Gross Margin
0.00%
Payout Ratio
32.06%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 BANC Banc of California, Inc. R2KR3KFINANCIAL 17.92 -42.67 $2.83B 2.77% - -0.65% 90.64% 57.32%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 331.58 14.21 $881.40B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 542.19 13.64 $763.42B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 407.92 34.69 $695.14B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 623.60 34.34 $542.20B 0.62% 60.19% - 12.29% 19.21%
6 BRK-A Berkshire Hathaway Inc. FINANCIAL 813,595.00 13.64 $397.40B 0.00% - 12.12% 7.60% 10.02%
7 BAC Bank of America Corporation SPXR3KFINANCIAL 50.56 11.68 $353.55B 2.39% - 11.20% 3.14% 4.27%
8 HSBC HSBC Holdings plc FINANCIAL 90.68 12.95 $310.38B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 179.49 14.51 $281.90B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue --------------------------8.27M8.68M8.11M-9.78M9.08M--263.98M267.93M282.78M288.46M282.65M11.91M
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income ----------------------------------------
EBITDA ----------------------------------------
Interest Expense ----------------------------------174.29M180.29M179.10M165.59M155.82M-
Pretax Income ----------------------------------73.06M47.88M92.34M99.79M95.75M-
Tax Provision ----------------------------------19.49M19.50M22.72M22.40M23.80M-
Net Income 35.94M33.26M17.20M12.26M16.95M11.30M8.56M14.78M11.10M11.04M7.04M16.58M-14.13M14.27M-6.59M-18.45M15.91M21.70M14.38M19.05M23.17M5.75M48.51M26.71M24.20M21.52M-1.20B-197.41M-23.34M-482.95M30.85M30.33M--53.57M28.39M69.63M77.39M71.95M-241.35M
Diluted EPS 0.59-0.230.140.23-0.060.180.07-0.050.23-0.45--------------15.56-2.67-0.42-4.550.120.12--0.260.120.380.420.39-1.61

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -------6.32M6.57M5.60M3.97M3.81M-1.34B278.38M985.89M1.10B
Cost of Revenue -----------------
Gross Profit -----------------
Operating Expenses -----------------
Operating Income -----------------
EBITDA -----------------
Interest Expense -------------265.73M1.22B886.65M699.27M
Pretax Income -------------567.57M-2.21B168.65M313.07M
Tax Provision -------------143.96M-312.20M41.77M84.10M
Net Income -999.00K2.83M-2.73M6.00M-84.00K30.20M62.07M115.42M57.71M45.47M23.76M12.57M-423.61M-1.90B126.89M228.97M
Diluted EPS -0.480.37-0.310.40-0.150.901.341.940.710.450.05--1.89-22.710.521.17

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --861.62M999.04M1.68B3.63B5.97B8.24B11.03B10.33B10.63B7.83B7.88B-41.23B38.53B33.54B34.80B
Current Assets ------------------
Cash & Equivalents 19.24M34.60M59.10M44.48M108.64M110.12M231.20M156.12M439.51M387.70M391.59M373.47M220.82M-2.24B5.38B2.50B2.31B
Inventory ------------------
Receivables --------------157.11M138.52M125.47M131.43M
Total Liabilities --725.61M814.55M1.49B3.30B5.47B7.58B10.05B9.32B9.68B6.92B6.98B-37.28B35.14B30.04B31.26B
Current Liabilities ------------------
Long Term Debt ----81.94M82.32M----173.17M173.42M--2.63B1.23B2.16B2.78B
Total Debt --------------2.63B1.23B2.16B3.02B
Total Equity 98.72M97.48M136.01M184.50M188.76M324.71M503.31M652.40M980.24M1.01B945.53M907.25M3.59B-3.95B3.39B3.50B3.54B
Shares Outstanding --------------65.65M168.10M168.61M155.46M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 7.00M23.28M13.64M-32.97M-435.49M-627.52M-42.99M18.11M563.01M123.00M80.25M74.86M-701.97M135.77M77.37M255.60M
Investing Cash Flow -9.21M39.27M-167.60M-137.88M-1.30B-463.15M-2.26B-2.32B151.86M-469.75M2.80B-266.92M--3.57B12.61B1.89B-1.48B
Financing Cash Flow 17.57M-38.04M139.34M235.01M1.74B1.21B2.22B2.58B-766.68M350.64M-2.89B39.40M-1.05B-9.61B-4.84B1.03B
Capital Expenditure ---4.89M-6.15M-54.97M-11.66M-83.26M-44.68M-15.32M-9.00M-10.48M-5.09M--120.86M-15.22M-13.05M-20.83M
Free Cash Flow --8.75M-39.12M-490.45M-639.18M-126.25M-26.57M547.69M114.00M69.78M69.77M-581.11M120.55M64.33M234.77M
Net Change in Cash --------------1.82B3.14B-2.88B-194.25M
Share Buybacks 45.00K5.00K55.00K565.00K5.00M280.00K00-0012.04M075.08M--0

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -------1,825.6%878.5%811.4%598.2%330.1%-31.6%-682.2%12.9%20.8%
ROE % -1.0%2.1%-1.5%3.2%-0.0%6.0%9.5%11.8%5.7%4.8%2.6%0.3%-10.7%-56.0%3.6%6.5%
ROCE % -----------------

Shareholding Pattern

Insiders
0.87%
Institutions
104.21%
Public Float
105.12%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 14.32% 22.63M $391.43M
2 T. Rowe Price Investment Management, Inc. 8.23% 13.00M $224.96M
3 State Street Corporation 6.07% 9.59M $165.95M
4 Dimensional Fund Advisors LP 4.36% 6.89M $119.25M
5 Vanguard Portfolio Management LLC 4.07% 6.43M $111.31M
6 Vanguard Capital Management LLC 4.02% 6.34M $109.75M
7 Wellington Management Group, LLP 3.88% 6.12M $105.91M
8 Invesco Ltd. 3.14% 4.96M $85.86M
9 American Century Companies Inc 2.80% 4.43M $76.61M
10 Geode Capital Management, LLC 2.37% 3.74M $64.63M

Analyst View

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Latest News

Recent headlines for BANC

Google News Wed, 21 Oct 2026

Banc of California, Inc. (BANC) stock price, news, quote and history - Yahoo Finance Singapore

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Google News Fri, 23 Oct 2026

Net loan losses of Banc of California, Inc. Depositary Shares, each representing a 1/40th interest in a share of 7.75% non-cumulative perpetual preferred stock, Series F – BOATS:BANC/PF - TradingView

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Google News Fri, 23 Oct 2026

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Google News Fri, 23 Oct 2026

Associated Banc (NYSE:ASB) Stock Gets Price Target Bump from Royal Bank Of Canada - MarketBeat

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Google News hu, 01 Oct 2026

Banc of California: Ready For Trouble Ahead (NYSE:BANC) - Seeking Alpha

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Google News ue, 20 Oct 2026

Banc of California (BANC) Launches Private Banking Service, Shar - GuruFocus

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BANC — Frequently Asked Questions

What is the current share price of Banc of California, Inc. (BANC)?

As of 2026-10-23 16:27 PDT, Banc of California, Inc. (BANC) trades at $17.92 on NYSE. Its 52-week range is $15.18 to $21.69.

What is the market capitalisation of BANC?

Banc of California, Inc. (BANC) has a market capitalisation of $2.83B on NYSE.

What is the P/E ratio of BANC?

BANC trades at a trailing price-to-earnings (P/E) ratio of -42.67. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 0.94.

Does BANC pay a dividend?

Banc of California, Inc. (BANC) currently offers a dividend yield of 2.77%.

What is the return on equity (ROE) of BANC?

BANC has a return on equity (ROE) of -0.65%.

Is BANC a good stock to buy?

This page provides a data-driven analysis of Banc of California, Inc. (BANC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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