Banc of California, Inc. BANC R2KR3KFINANCIAL
Company Overview
Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.
Why Investors Should Care
Net profit has compounded at 57.3% per year over the last five years.
Revenue has grown at a 90.6% CAGR over the past five years.
Offers a dividend yield of 2.53%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $1.10B (+11.9% YoY); net profit $228.97M.
- Trailing 12 Months Year-on-year growth — revenue +11.9%, earnings +80.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 90.6%, profit CAGR 57.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 90.64% |
| 1 Year: | 11.89% |
Compounded Profit Growth
| 5 Years: | 57.32% |
| 1 Year: | 80.45% |
Stock Price Performance
| 1 Year: | +23.94% |
| 6 Months: | +12.04% |
| 3 Months: | -1.23% |
| 1 Month: | -0.42% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)47.14 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 90.6% over 5 years.
- Profit CAGR of 57.3% over 5 years.
- Attractive dividend yield of 2.53%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BANC Banc of California, Inc. R2KR3KFINANCIAL | 18.92 | -44.00 | $2.99B | 2.53% | - | -0.65% | 90.64% | 57.32% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 8.27M | 8.68M | 8.11M | - | 9.78M | 9.08M | - | - | 263.98M | 267.93M | 282.78M | 288.46M | 282.65M | 11.91M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 174.29M | 180.29M | 179.10M | 165.59M | 155.82M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 73.06M | 47.88M | 92.34M | 99.79M | 95.75M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 19.49M | 19.50M | 22.72M | 22.40M | 23.80M | - |
| Net Income | 35.94M | 33.26M | 17.20M | 12.26M | 16.95M | 11.30M | 8.56M | 14.78M | 11.10M | 11.04M | 7.04M | 16.58M | -14.13M | 14.27M | -6.59M | -18.45M | 15.91M | 21.70M | 14.38M | 19.05M | 23.17M | 5.75M | 48.51M | 26.71M | 24.20M | 21.52M | -1.20B | -197.41M | -23.34M | -482.95M | 30.85M | 30.33M | - | - | 53.57M | 28.39M | 69.63M | 77.39M | 71.95M | -241.35M |
| Diluted EPS | 0.59 | - | 0.23 | 0.14 | 0.23 | - | 0.06 | 0.18 | 0.07 | - | 0.05 | 0.23 | -0.45 | - | - | - | - | - | - | - | - | - | - | - | - | - | -15.56 | -2.67 | -0.42 | -4.55 | 0.12 | 0.12 | - | - | 0.26 | 0.12 | 0.38 | 0.42 | 0.39 | -1.61 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | 6.32M | 6.57M | 5.60M | 3.97M | 3.81M | - | 1.34B | 278.38M | 985.89M | 1.10B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 265.73M | 1.22B | 886.65M | 699.27M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 567.57M | -2.21B | 168.65M | 313.07M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 143.96M | -312.20M | 41.77M | 84.10M |
| Net Income | -999.00K | 2.83M | -2.73M | 6.00M | -84.00K | 30.20M | 62.07M | 115.42M | 57.71M | 45.47M | 23.76M | 12.57M | - | 423.61M | -1.90B | 126.89M | 228.97M |
| Diluted EPS | -0.48 | 0.37 | -0.31 | 0.40 | -0.15 | 0.90 | 1.34 | 1.94 | 0.71 | 0.45 | 0.05 | - | - | 1.89 | -22.71 | 0.52 | 1.17 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 861.62M | 999.04M | 1.68B | 3.63B | 5.97B | 8.24B | 11.03B | 10.33B | 10.63B | 7.83B | 7.88B | - | 41.23B | 38.53B | 33.54B | 34.80B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 19.24M | 34.60M | 59.10M | 44.48M | 108.64M | 110.12M | 231.20M | 156.12M | 439.51M | 387.70M | 391.59M | 373.47M | 220.82M | - | 2.24B | 5.38B | 2.50B | 2.31B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 157.11M | 138.52M | 125.47M | 131.43M |
| Total Liabilities | - | - | 725.61M | 814.55M | 1.49B | 3.30B | 5.47B | 7.58B | 10.05B | 9.32B | 9.68B | 6.92B | 6.98B | - | 37.28B | 35.14B | 30.04B | 31.26B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | 81.94M | 82.32M | - | - | - | - | 173.17M | 173.42M | - | - | 2.63B | 1.23B | 2.16B | 2.78B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.63B | 1.23B | 2.16B | 3.02B |
| Total Equity | 98.72M | 97.48M | 136.01M | 184.50M | 188.76M | 324.71M | 503.31M | 652.40M | 980.24M | 1.01B | 945.53M | 907.25M | 3.59B | - | 3.95B | 3.39B | 3.50B | 3.54B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 65.65M | 168.10M | 168.61M | 155.46M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 7.00M | 23.28M | 13.64M | -32.97M | -435.49M | -627.52M | -42.99M | 18.11M | 563.01M | 123.00M | 80.25M | 74.86M | - | 701.97M | 135.77M | 77.37M | 255.60M |
| Investing Cash Flow | -9.21M | 39.27M | -167.60M | -137.88M | -1.30B | -463.15M | -2.26B | -2.32B | 151.86M | -469.75M | 2.80B | -266.92M | - | -3.57B | 12.61B | 1.89B | -1.48B |
| Financing Cash Flow | 17.57M | -38.04M | 139.34M | 235.01M | 1.74B | 1.21B | 2.22B | 2.58B | -766.68M | 350.64M | -2.89B | 39.40M | - | 1.05B | -9.61B | -4.84B | 1.03B |
| Capital Expenditure | - | - | -4.89M | -6.15M | -54.97M | -11.66M | -83.26M | -44.68M | -15.32M | -9.00M | -10.48M | -5.09M | - | -120.86M | -15.22M | -13.05M | -20.83M |
| Free Cash Flow | - | - | 8.75M | -39.12M | -490.45M | -639.18M | -126.25M | -26.57M | 547.69M | 114.00M | 69.78M | 69.77M | - | 581.11M | 120.55M | 64.33M | 234.77M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -1.82B | 3.14B | -2.88B | -194.25M |
| Share Buybacks | 45.00K | 5.00K | 55.00K | 565.00K | 5.00M | 280.00K | 0 | 0 | - | 0 | 0 | 12.04M | 0 | 75.08M | - | - | 0 |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | 1,825.6% | 878.5% | 811.4% | 598.2% | 330.1% | - | 31.6% | -682.2% | 12.9% | 20.8% |
| ROE % | -1.0% | 2.1% | -1.5% | 3.2% | -0.0% | 6.0% | 9.5% | 11.8% | 5.7% | 4.8% | 2.6% | 0.3% | - | 10.7% | -56.0% | 3.6% | 6.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.32% | 22.63M | $420.85M |
| 2 | T. Rowe Price Investment Management, Inc. | 8.23% | 13.00M | $241.86M |
| 3 | State Street Corporation | 6.07% | 9.59M | $178.42M |
| 4 | Dimensional Fund Advisors LP | 4.36% | 6.89M | $128.21M |
| 5 | Vanguard Portfolio Management LLC | 4.07% | 6.43M | $119.67M |
| 6 | Vanguard Capital Management LLC | 4.02% | 6.34M | $118.00M |
| 7 | Wellington Management Group, LLP | 3.88% | 6.12M | $113.87M |
| 8 | Invesco Ltd. | 3.14% | 4.96M | $92.31M |
| 9 | American Century Companies Inc | 2.80% | 4.43M | $82.37M |
| 10 | Geode Capital Management, LLC | 2.37% | 3.74M | $69.48M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BANC
Banc of California, Inc. (NYSE:BANC) Receives Consensus Rating of "Buy" from Brokerages - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMi3gFBVV95cUxPcktRdUN4U2FBbW9ueDlob1VROGxRY0p3N1JQcm9jRFZneU9xSlA4dnhJZTlIX3VCX1NDdmNwaHA0LWRUT2lfM1BuWEd3ZW1UWVNKaGF0eHZmcWs5NVY4RVY3eDg0VkVKSnUtb2FPRk1Lc1Z3aEFTVmxZbFRVeWZWbTlOOFNqYzRvQmttQl…
A Los Angeles bank's CEO will meet investors in New York at Barclays - Stock Titan
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Wells Fargo Updates Its Call on Banc of California Inc (BANC) Stock Ahead of Q2 Report - Yahoo Finance
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3 US Bank Stocks Tied To Corporate Cash Management As Fed Rate Hike Odds Rise - simplywall.st
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Banc of California sees surprise $251.3M loss - Banking Dive
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Banc of California: Reactionary Selloff Creates Buying Opportunity - Seeking Alpha
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BANC — Frequently Asked Questions
What is the current share price of Banc of California, Inc. (BANC)?
As of 2026-09-07 16:24 PDT, Banc of California, Inc. (BANC) trades at $18.92 on NYSE. Its 52-week range is $15.18 to $21.83.
What is the market capitalisation of BANC?
Banc of California, Inc. (BANC) has a market capitalisation of $2.99B on NYSE.
What is the P/E ratio of BANC?
BANC trades at a trailing price-to-earnings (P/E) ratio of -44.00. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.02.
Does BANC pay a dividend?
Banc of California, Inc. (BANC) currently offers a dividend yield of 2.53%.
What is the return on equity (ROE) of BANC?
BANC has a return on equity (ROE) of -0.65%.
Is BANC a good stock to buy?
This page provides a data-driven analysis of Banc of California, Inc. (BANC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.