🇺🇸 US Stock Screener ← Switch market ★ Elite Club ⚡ HerAI

Banc of California, Inc. BANC R2K

Financial Services · Banks - Regional · United States
https://bancofcal.com
Company Profile ↓
$20.59
+41.10% 1Y
Mkt Cap$3.17B
P/E15.84
P/B1.02
Div. Yield2.38%
52W High$21.05
52W Low$13.82
Book Value$19.81
EPS (TTM)$1.30

Company Overview

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 57.3% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 90.6% CAGR over the past five years.

Reasonable Valuation

Trades at an undemanding P/E of 15.8.

Healthy Margins

Maintains a net profit margin of 23.1%.

Dividend Income

Offers a dividend yield of 2.38%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $1.10B (+11.9% YoY); net profit $228.97M.
  • Trailing 12 Months Year-on-year growth — revenue +8.0%, earnings +49.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR 90.6%, profit CAGR 57.3%.

Growth & Price Performance

Compounded Sales Growth

5 Years:90.64%
1 Year:8.00%

Compounded Profit Growth

5 Years:57.32%
1 Year:49.70%

Stock Price Performance

1 Year:+41.10%
6 Months:+3.95%
3 Months:+11.54%
1 Month:+4.24%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 94% of range
$13.82 $21.05
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)58.93 · Neutral
Price Performance
1M+4.24%
3M+11.54%
6M+3.95%
1Y+41.10%
Valuation vs Sector

P/E of 15.84 is above the sector median of 13.30 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 23.1%.
  • Compounding revenue at 90.6% over 5 years.
  • Profit CAGR of 57.3% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
15.84
Industry PE
13.30
Forward P/E
9.99
PEG Ratio
1.12
Book Value
$19.81
Price to Book
1.02
P/S
2.91
EV/EBITDA
-
Dividend Yield
2.38%

Growth (CAGR)

Revenue 5Y
90.64%
Profit 5Y
57.32%
Revenue (YoY)
8.00%
Earnings (YoY)
49.70%

Profitability & Returns

ROCE
-
ROE
6.99%
ROA
0.72%
Profit Margin
23.13%
Op Margin
39.28%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.39
EPS (TTM)
$1.30

Balance Sheet & Liquidity

Debt/Equity
0.85
Quick Ratio
-
Current Ratio
-
Debt
$3.63B
Total Assets
$34.72B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.89%
Chg in Prom Hold
-0.00%
FII / Inst Holding
101.17%
Chg in FII Hold
-0.01%

Financial Snapshot

Enterprise Value
$3.17B
Total Revenue (TTM)
$1.07B
EBITDA
-
Free Cash Flow
$234.77M
Operating Cash Flow
$289.46M
Shares Outstanding
153.72M
Gross Margin
0.00%
Payout Ratio
32.31%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 BANC Banc of California, Inc. R2K 20.59 15.84 $3.17B 2.38% - 6.99% 90.64% 57.32%
2 JPM JPMorgan Chase & Co. SPX 342.89 16.42 $918.78B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 491.09 14.61 $686.70B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 356.02 31.01 $590.89B 0.83% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 538.02 31.10 $471.86B 0.71% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 60.62 15.04 $430.20B 2.00% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 227.67 20.62 $359.10B 1.87% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,140.00 20.83 $336.31B 1.69% - 14.55% - 2.21%
9 WFC Wells Fargo & Company SPX 85.29 13.18 $261.00B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue ---------------------------8.27M8.68M8.11M-9.78M9.08M--263.98M267.93M282.78M288.46M282.65M
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income ----------------------------------------
EBITDA ----------------------------------------
Interest Expense -----------------------------------174.29M180.29M179.10M165.59M155.82M
Pretax Income -----------------------------------73.06M47.88M92.34M99.79M95.75M
Tax Provision -----------------------------------19.49M19.50M22.72M22.40M23.80M
Net Income 26.53M35.94M33.26M17.20M12.26M16.95M11.30M8.56M14.78M11.10M11.04M7.04M16.58M-14.13M14.27M-6.59M-18.45M15.91M21.70M14.38M19.05M23.17M5.75M48.51M26.71M24.20M21.52M-1.20B-197.41M-23.34M-482.95M30.85M30.33M--53.57M28.39M69.63M77.39M71.95M
Diluted EPS 0.430.59-0.230.140.23-0.060.180.07-0.050.23-0.45--------------15.56-2.67-0.42-4.550.120.12--0.260.120.380.420.39

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -------6.32M6.57M5.60M3.97M3.81M-1.34B278.38M985.89M1.10B
Cost of Revenue -----------------
Gross Profit -----------------
Operating Expenses -----------------
Operating Income -----------------
EBITDA -----------------
Interest Expense -------------265.73M1.22B886.65M699.27M
Pretax Income -------------567.57M-2.21B168.65M313.07M
Tax Provision -------------143.96M-312.20M41.77M84.10M
Net Income -999.00K2.83M-2.73M6.00M-84.00K30.20M62.07M115.42M57.71M45.47M23.76M12.57M-423.61M-1.90B126.89M228.97M
Diluted EPS -0.480.37-0.310.40-0.150.901.341.940.710.450.05--1.89-22.710.521.17

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --861.62M999.04M1.68B3.63B5.97B8.24B11.03B10.33B10.63B7.83B7.88B-41.23B38.53B33.54B34.80B
Current Assets ------------------
Cash & Equivalents 19.24M34.60M59.10M44.48M108.64M110.12M231.20M156.12M439.51M387.70M391.59M373.47M220.82M-2.24B5.38B2.50B2.31B
Inventory ------------------
Receivables --------------157.11M138.52M125.47M131.43M
Total Liabilities --725.61M814.55M1.49B3.30B5.47B7.58B10.05B9.32B9.68B6.92B6.98B-37.28B35.14B30.04B31.26B
Current Liabilities ------------------
Long Term Debt ----81.94M82.32M----173.17M173.42M--2.63B1.23B2.16B2.78B
Total Debt --------------2.63B1.23B2.16B3.02B
Total Equity 98.72M97.48M136.01M184.50M188.76M324.71M503.31M652.40M980.24M1.01B945.53M907.25M3.59B-3.95B3.39B3.50B3.54B
Shares Outstanding --------------65.65M168.10M168.61M155.46M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 7.00M23.28M13.64M-32.97M-435.49M-627.52M-42.99M18.11M563.01M123.00M80.25M74.86M-701.97M135.77M77.37M255.60M
Investing Cash Flow -9.21M39.27M-167.60M-137.88M-1.30B-463.15M-2.26B-2.32B151.86M-469.75M2.80B-266.92M--3.57B12.61B1.89B-1.48B
Financing Cash Flow 17.57M-38.04M139.34M235.01M1.74B1.21B2.22B2.58B-766.68M350.64M-2.89B39.40M-1.05B-9.61B-4.84B1.03B
Capital Expenditure ---4.89M-6.15M-54.97M-11.66M-83.26M-44.68M-15.32M-9.00M-10.48M-5.09M--120.86M-15.22M-13.05M-20.83M
Free Cash Flow --8.75M-39.12M-490.45M-639.18M-126.25M-26.57M547.69M114.00M69.78M69.77M-581.11M120.55M64.33M234.77M
Net Change in Cash --------------1.82B3.14B-2.88B-194.25M
Share Buybacks 45.00K5.00K55.00K565.00K5.00M280.00K00-0012.04M075.08M--0

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -------1,825.6%878.5%811.4%598.2%330.1%-31.6%-682.2%12.9%20.8%
ROE % -1.0%2.1%-1.5%3.2%-0.0%6.0%9.5%11.8%5.7%4.8%2.6%0.3%-10.7%-56.0%3.6%6.5%
ROCE % -----------------

Shareholding Pattern

Insiders
0.89%
Institutions
101.17%
Public Float
102.07%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 13.41% 20.62M $421.19M
2 T. Rowe Price Investment Management, Inc. 8.48% 13.04M $266.31M
3 State Street Corporation 5.90% 9.07M $185.33M
4 Millennium Management Llc 4.74% 7.28M $148.72M
5 Dimensional Fund Advisors LP 4.21% 6.46M $132.04M
6 Vanguard Capital Management LLC 4.03% 6.20M $126.56M
7 Vanguard Portfolio Management LLC 3.12% 4.80M $98.04M
8 Invesco Ltd. 2.78% 4.27M $87.25M
9 Geode Capital Management, LLC 2.39% 3.67M $75.03M
10 American Century Companies Inc 2.24% 3.44M $70.28M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for BANC

Yahoo Finance Mon, 13 Jul 2026

Wells Fargo Updates Its Call on Banc of California Inc (BANC) Stock Ahead of Q2 Report

Banc of California Inc (NYSE:BANC) is one of the top bank stocks to buy now according to analysts. The stock has gained more than 38% over the past year, and it still has upside potential. The Street has a consensus Strong Buy rating on thi…

Yahoo Finance Fri, 26 Jun 2026

3 Reasons to Avoid BANC and 1 Stock to Buy Instead

Banc of California trades at $21.01 per share and has stayed right on track with the overall market, gaining 6.6% over the last six months. At the same time, the S&P 500 has returned 6.2%.

Yahoo Finance hu, 25 Jun 2026

66 Years Old With $1.3 Million. Here Are 3 Hidden Gems to Buy

A 66-year-old with $1.3 million can’t afford a dividend cut. The hunt for yield often pushes retirees into mega-caps, but I think the real income value sits in mid-caps whose GAAP earnings are masked by non-cash charges or sector stigma. He…

Yahoo Finance Mon, 15 Jun 2026

Banc of California (BANC) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Banc of California (BANC) have what it takes? Let's find out.

Yahoo Finance hu, 11 Jun 2026

Artis Raises $7.3M Led by LiveOak Ventures to Handle the Work That Pulls Residential Architects, Designers, and Builders Away From Their Craft

AUSTIN, Texas, June 11, 2026--Artis, a brand partner to residential architects, interior designers, and custom home builders shaping high-end residential work, today announced $7.3M in Seed funding led by LiveOak Ventures, with participatio…

Yahoo Finance Sat, 06 Jun 2026

Why The Banc Of California (BANC) Investment Narrative Is Shifting On Mixed Analyst Targets

Recent price target moves on Banc of California are clustered within a range of a few dollars, with some analysts lifting targets by US$1 to US$1.50 while others have cut by US$3 to US$4.50. For you, this mixed shift in targets reflects a l…

BANC — Frequently Asked Questions

What is the current share price of Banc of California, Inc. (BANC)?

As of 2026-07-14 21:23 PDT, Banc of California, Inc. (BANC) trades at $20.59 on NYSE. Its 52-week range is $13.82 to $21.05.

What is the market capitalisation of BANC?

Banc of California, Inc. (BANC) has a market capitalisation of $3.17B on NYSE.

What is the P/E ratio of BANC?

BANC trades at a trailing price-to-earnings (P/E) ratio of 15.84. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.02.

Does BANC pay a dividend?

Banc of California, Inc. (BANC) currently offers a dividend yield of 2.38%.

What is the return on equity (ROE) of BANC?

BANC has a return on equity (ROE) of 6.99%.

Is BANC a good stock to buy?

This page provides a data-driven analysis of Banc of California, Inc. (BANC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks
⚙Ad space