Avidia Bancorp, Inc. AVBC FINANCIAL
Company Overview
Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers. The company offers savings and checking, certificates of deposit, individual retirement, money market, demand deposit, and interest-bearing and noninterest-bearing checking accounts. It also provides savings, checking, debit cards, credit cards, youth accounts, veterans checking, mobile banking, internet banking, international wires, and health savings and borrowing services, including loans, home equity, mortgages, masshousing homeowner loans, and auto loans. Additionally, the company offers e-banking services, cash management, merchant services, law firm banking, nonprofit banking, and municipal banking services and borrowing services that include commercial loans, commercial mortgage loans, land development loans, business term loans, working capital lines of credit, letters of credit, business manager, dental practice loans, condo association loans, and small business banking partnership services. Further, it offers payments processing services; and invests in liquid assets, including U.S. Treasury securities, U.S. government agency and government-sponsored enterprise securities, mortgage-backed securities, municipal securities, certificates of deposit of federally-insured institutions, and investment grade corporate bonds. Avidia Bancorp, Inc. was founded in 1869 and is headquartered in Hudson, Massachusetts.
Why Investors Should Care
Maintains a net profit margin of 16.3%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +16.9%, earnings +100.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 16.90% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | 100.10% |
Stock Price Performance
| 1 Year: | +52.14% |
| 6 Months: | +15.37% |
| 3 Months: | +13.34% |
| 1 Month: | +2.27% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)52.31 · Neutral
P/E of 23.08 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AVBC Avidia Bancorp, Inc. FINANCIAL | 21.93 | 23.08 | $405.08M | 0.73% | - | 6.06% | - | - |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Net Income | 3.54M | 2.35M | 2.08M | -11.59M | 3.87M | -907.00K | 6.00M |
| Diluted EPS | - | - | - | - | - | -0.05 | 0.32 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2024 | Dec 2025 |
|---|---|---|
| Net Income | 11.48M | -3.29M |
| Diluted EPS | - | -0.18 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Total Assets | - | 2.66B | 2.84B |
| Total Equity | 180.80M | 193.83M | 378.99M |
| Cash & Equivalents | - | 62.44M | 145.45M |
| Total Liabilities | - | 2.46B | 2.46B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2024 | Dec 2025 |
|---|---|---|
| Operating Cash Flow | 23.22M | 28.37M |
| Investing Cash Flow | -71.09M | -111.58M |
| Financing Cash Flow | 39.97M | 166.22M |
| Capital Expenditure | -2.77M | -4.29M |
| Free Cash Flow | 20.45M | 24.09M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2024 | Dec 2025 |
|---|---|---|
| Gross Margin % | - | - |
| Operating Margin % | - | - |
| Net Margin % | - | - |
| ROE % | 5.9% | -0.9% |
| ROCE % | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | T. Rowe Price Investment Management, Inc. | 5.87% | 1.17M | $26.50M |
| 2 | Blackrock Inc. | 5.77% | 1.15M | $26.02M |
| 3 | Vanguard Capital Management LLC | 4.01% | 800.79K | $18.09M |
| 4 | FJ Capital Management LLC | 2.49% | 497.26K | $11.23M |
| 5 | Geode Capital Management, LLC | 2.22% | 442.62K | $10.00M |
| 6 | State Street Corporation | 1.26% | 251.30K | $5.68M |
| 7 | Two Sigma Investments, LP | 1.24% | 247.21K | $5.58M |
| 8 | Hennessy Advisors Inc | 0.79% | 157.00K | $3.55M |
| 9 | Morgan Stanley | 0.75% | 149.09K | $3.37M |
| 10 | Marshall Wace LLP | 0.73% | 146.20K | $3.30M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AVBC
Avidia Bancorp (AVBC) CFO adds 4,500 shares in stock purchase - Stock Titan
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Here's What Could Help Avidia Bancorp, Inc. (AVBC) Maintain Its Recent Price Strength - finance.yahoo.com
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Higher Rates Put BayCom Stock And Regional Banks In Focus - simplywall.st
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Insider Buying: Avidia Bancorp (NYSE:AVBC) CFO Purchases 4,500 Shares - marketbeat.com
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AVBC Forecast — Price Target — Prediction for 2027 - tradingview.com
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Should You Buy Avidia Bancorp, Inc. (NYSE:AVBC) For Its Upcoming Dividend? - webull.com
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AVBC — Frequently Asked Questions
What is the current share price of Avidia Bancorp, Inc. (AVBC)?
As of 2026-09-19 21:16 PDT, Avidia Bancorp, Inc. (AVBC) trades at $21.93 on NYSE. Its 52-week range is $14.26 to $22.35.
What is the market capitalisation of AVBC?
Avidia Bancorp, Inc. (AVBC) has a market capitalisation of $405.08M on NYSE.
What is the P/E ratio of AVBC?
AVBC trades at a trailing price-to-earnings (P/E) ratio of 23.08. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.04.
Does AVBC pay a dividend?
Avidia Bancorp, Inc. (AVBC) currently offers a dividend yield of 0.73%.
What is the return on equity (ROE) of AVBC?
AVBC has a return on equity (ROE) of 6.06%.
Is AVBC a good stock to buy?
This page provides a data-driven analysis of Avidia Bancorp, Inc. (AVBC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.