Amerant Bancorp Inc. AMTB R2K
Company Overview
Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit. It also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high net worth customers; brokerage and investment advisory services in global capital markets; retail banking; mortgage; and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines ATM, and banking by mobile devices, telephone, and mail. It also operates banking centers. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.
Why Investors Should Care
Revenue has grown at a 10.0% CAGR over the past five years.
Operating margin of 30.5% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $419.33M (+37.4% YoY); net profit $52.42M.
- Trailing 12 Months Year-on-year growth — revenue +3.3%, earnings +57.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 10.0%, profit CAGR -6.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 10.01% |
| 1 Year: | 3.30% |
Compounded Profit Growth
| 5 Years: | -6.10% |
| 1 Year: | 57.10% |
Stock Price Performance
| 1 Year: | +30.94% |
| 6 Months: | +30.62% |
| 3 Months: | +8.12% |
| 1 Month: | +7.74% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)61.84 · Neutral
P/E of 18.14 is above the sector median of 13.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 10.0% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -6.1% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AMTB Amerant Bancorp Inc. R2K | 25.76 | 18.14 | $990.95M | 1.40% | - | 6.41% | 10.01% | -6.10% |
| 2 | JPM JPMorgan Chase & Co. SPX | 346.91 | 16.61 | $929.55B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 488.35 | 14.54 | $682.86B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 355.14 | 30.99 | $589.43B | 0.75% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 535.21 | 30.99 | $469.40B | 0.65% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 61.59 | 15.28 | $432.24B | 1.88% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 228.55 | 20.70 | $360.49B | 1.76% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,152.07 | 17.79 | $339.87B | 1.58% | - | 16.95% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 87.51 | 13.53 | $267.80B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 105.07M | 109.14M | 108.73M | 96.39M | 94.80M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 60.50M | 60.62M | 58.59M | 57.03M | 52.74M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 15.43M | 29.80M | 19.01M | 1.91M | 22.94M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.47M | 6.79M | 4.25M | -794.00K | 5.07M |
| Net Income | 10.39M | 17.34M | 9.43M | 10.42M | 11.55M | 13.07M | 12.86M | 11.93M | 3.38M | -15.28M | 1.70M | 14.46M | 15.96M | 17.03M | 15.38M | 8.42M | 17.53M | 20.19M | 7.31M | 22.12M | 10.57M | 4.96M | - | - | 11.96M | 23.00M | 14.76M | 2.70M | 17.87M |
| Diluted EPS | - | - | 0.22 | 0.25 | 0.27 | 0.30 | 0.30 | 0.28 | 0.08 | -0.37 | 0.04 | 0.38 | 0.42 | 0.45 | 0.44 | 0.25 | 0.52 | 0.60 | 0.22 | 0.66 | 0.31 | 0.15 | - | - | 0.28 | 0.55 | 0.35 | 0.07 | 0.44 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | 314.96M | 328.91M | 305.29M | 419.33M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | 72.11M | 222.12M | 269.63M | 236.74M |
| Pretax Income | - | - | - | - | - | - | 78.58M | 41.33M | -24.08M | 66.14M |
| Tax Provision | - | - | - | - | - | - | 16.62M | 10.54M | -8.33M | 13.72M |
| Net Income | 23.58M | 43.06M | 45.83M | 51.33M | -1.72M | - | 63.31M | 32.49M | -15.75M | 52.42M |
| Diluted EPS | 0.55 | 1.01 | 1.08 | 1.20 | -0.04 | - | 1.85 | 0.96 | -0.44 | 1.26 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 8.44B | 8.12B | 7.99B | 7.77B | - | 9.13B | 9.72B | 9.90B | 9.78B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 138.28M | 134.99M | 153.44M | 85.71M | 121.32M | 214.39M | - | 248.44M | 296.02M | 565.96M | 463.95M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | 92.50M | 156.01M | - | - | - |
| Total Liabilities | - | - | 7.68B | 7.38B | 7.15B | 6.99B | - | 8.42B | 8.98B | 9.01B | 8.84B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | 1.06B | 798.16M | 838.80M | 805.96M |
| Total Debt | - | - | - | - | - | - | - | 1.20B | 921.33M | 1.00B | 923.41M |
| Total Equity | 682.40M | 704.74M | 753.45M | 747.42M | 834.70M | 783.42M | - | 707.82M | 736.07M | 890.47M | 938.80M |
| Shares Outstanding | - | - | - | - | - | - | - | 33.82M | 33.60M | 42.13M | 40.60M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 75.27M | 73.28M | 62.16M | 78.39M | 57.25M | - | -49.16M | 26.72M | 82.19M | 136.98M |
| Investing Cash Flow | -322.23M | 7.57M | 206.51M | 205.84M | 286.34M | - | -1.40B | -606.62M | -576.66M | -47.80M |
| Financing Cash Flow | 243.67M | -62.39M | -336.40M | -248.62M | -250.52M | - | 1.46B | 611.17M | 762.96M | -209.38M |
| Capital Expenditure | -8.54M | -8.61M | -10.04M | -14.26M | -5.57M | - | -10.63M | -10.93M | -7.40M | -7.75M |
| Free Cash Flow | 66.73M | 64.68M | 52.12M | 64.13M | 51.67M | - | -59.79M | 15.79M | 74.79M | 129.24M |
| Net Change in Cash | - | - | - | - | - | - | 16.39M | 31.27M | 268.49M | -120.20M |
| Share Buybacks | - | - | - | 0 | 0 | 36.33M | 72.06M | 4.93M | 7.56M | 33.00M |
| Dividends Paid | - | - | - | - | 0 | 0 | 12.23M | 12.06M | 12.82M | 15.10M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | 20.1% | 9.9% | -5.2% | 12.5% |
| ROE % | 3.3% | 5.7% | 6.1% | 6.1% | -0.2% | - | 8.9% | 4.4% | -1.8% | 5.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Wellington Management Group, LLP | 14.38% | 5.53M | $141.74M |
| 2 | Blackrock Inc. | 7.27% | 2.80M | $71.69M |
| 3 | Patriot Financial Partners Gp II, L.P. | 5.87% | 2.26M | $57.85M |
| 4 | Vanguard Capital Management LLC | 4.61% | 1.77M | $45.44M |
| 5 | Dimensional Fund Advisors LP | 3.61% | 1.39M | $35.60M |
| 6 | North Reef Capital Management LP | 3.02% | 1.16M | $29.74M |
| 7 | State Street Corporation | 2.96% | 1.14M | $29.14M |
| 8 | Geode Capital Management, LLC | 2.38% | 915.70K | $23.47M |
| 9 | UBS Group AG | 2.28% | 875.72K | $22.44M |
| 10 | American Century Companies Inc | 1.37% | 528.24K | $13.54M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AMTB
4 Defensive Stocks to Take Refuge in as Tech Sell-off Continues
COLL, IRWD, AMTB and DUK stand out as defensive stock picks as investors rotate from AI-driven tech amid the ongoing sell-off and seek safer sectors.
AMERANT INVESTMENTS APPOINTS RICARDO SUCRE TO LEAD INTERNATIONAL WEALTH MANAGEMENT BUSINESS DEVELOPMENT
Amerant Investments, Inc. appoints Ricardo Sucre as Head of International Wealth Management Business Development Sucre joins Amerant Investments, reinforcing the firm’s continued investment in expanding its international wealth management p…
Amerant Bancorp Inc. to Announce Second Quarter 2026 Financial Results and Host Conference Call
CORAL GABLES, Fla., June 26, 2026--Amerant Bancorp Inc. (NYSE: AMTB) ("Amerant" or the "Company"), today announced it will release second quarter 2026 results on Thursday, July 23, 2026, after the market closes. Once released, investors may…
Amerant Bancorp (AMTB) Stock Gets Fair Value Bump As Analysts Back New CEO Plan
The updated US$26 price target for Amerant Bancorp puts fresh attention on what analysts think the stock is worth relative to their unchanged model fair value of US$25.75 per share. Research commentary links this target to how investors vie…
Best Value Stocks to Buy for June 25th
JLL, ADM and AMTB made it to the Zacks Rank #1 (Strong Buy) value stocks list on June 25th, 2026.
New Strong Sell Stocks for June 23rd
ARR, AMTB and AMPH have been added to the Zacks Rank #5 (Strong Sell) List on June 23rd, 2026.
AMTB — Frequently Asked Questions
What is the current share price of Amerant Bancorp Inc. (AMTB)?
As of 2026-07-15 16:51 PDT, Amerant Bancorp Inc. (AMTB) trades at $25.76 on NYSE. Its 52-week range is $16.48 to $26.16.
What is the market capitalisation of AMTB?
Amerant Bancorp Inc. (AMTB) has a market capitalisation of $990.95M on NYSE.
What is the P/E ratio of AMTB?
AMTB trades at a trailing price-to-earnings (P/E) ratio of 18.14. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 1.12.
Does AMTB pay a dividend?
Amerant Bancorp Inc. (AMTB) currently offers a dividend yield of 1.40%.
What is the return on equity (ROE) of AMTB?
AMTB has a return on equity (ROE) of 6.41%.
Is AMTB a good stock to buy?
This page provides a data-driven analysis of Amerant Bancorp Inc. (AMTB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.