Amerant Bancorp Inc. AMTB R2K
Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit. It also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high net worth customers; brokerage and investment advisory services in global capital markets; retail banking; mortgage; and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines ATM, and banking by mobile devices, telephone, and mail. It also operates banking centers. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Compounding revenue at 10.0% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -6.1% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AMTB Amerant Bancorp Inc. R2K | 22.72 | 16.00 | $894.14M | 1.58% | - | 6.41% | 10.01% | -6.10% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 105.07M | 109.14M | 108.73M | 96.39M | 94.80M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 60.50M | 60.62M | 58.59M | 57.03M | 52.74M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 15.43M | 29.80M | 19.01M | 1.91M | 22.94M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.47M | 6.79M | 4.25M | -794.00K | 5.07M |
| Net Income | 10.39M | 17.34M | 9.43M | 10.42M | 11.55M | 13.07M | 12.86M | 11.93M | 3.38M | -15.28M | 1.70M | 14.46M | 15.96M | 17.03M | 15.38M | 8.42M | 17.53M | 20.19M | 7.31M | 22.12M | 10.57M | 4.96M | - | - | 11.96M | 23.00M | 14.76M | 2.70M | 17.87M |
| Diluted EPS | - | - | 0.22 | 0.25 | 0.27 | 0.30 | 0.30 | 0.28 | 0.08 | -0.37 | 0.04 | 0.38 | 0.42 | 0.45 | 0.44 | 0.25 | 0.52 | 0.60 | 0.22 | 0.66 | 0.31 | 0.15 | - | - | 0.28 | 0.55 | 0.35 | 0.07 | 0.44 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | 314.96M | 328.91M | 305.29M | 419.33M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | 72.11M | 222.12M | 269.63M | 236.74M |
| Pretax Income | - | - | - | - | - | - | 78.58M | 41.33M | -24.08M | 66.14M |
| Tax Provision | - | - | - | - | - | - | 16.62M | 10.54M | -8.33M | 13.72M |
| Net Income | 23.58M | 43.06M | 45.83M | 51.33M | -1.72M | - | 63.31M | 32.49M | -15.75M | 52.42M |
| Diluted EPS | 0.55 | 1.01 | 1.08 | 1.20 | -0.04 | - | 1.85 | 0.96 | -0.44 | 1.26 |
Compounded Sales Growth
| 5 Years: | 10.01% |
| 1 Year: | 3.30% |
Compounded Profit Growth
| 5 Years: | -6.10% |
| 1 Year: | 57.10% |
Stock Price Performance
| 1 Year: | +31.89% |
| 6 Months: | +20.92% |
| 3 Months: | +6.84% |
| 1 Month: | -0.26% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 8.44B | 8.12B | 7.99B | 7.77B | - | 9.13B | 9.72B | 9.90B | 9.78B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 138.28M | 134.99M | 153.44M | 85.71M | 121.32M | 214.39M | - | 248.44M | 296.02M | 565.96M | 463.95M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | 92.50M | 156.01M | - | - | - |
| Total Liabilities | - | - | 7.68B | 7.38B | 7.15B | 6.99B | - | 8.42B | 8.98B | 9.01B | 8.84B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | 1.06B | 798.16M | 838.80M | 805.96M |
| Total Debt | - | - | - | - | - | - | - | 1.20B | 921.33M | 1.00B | 923.41M |
| Total Equity | 682.40M | 704.74M | 753.45M | 747.42M | 834.70M | 783.42M | - | 707.82M | 736.07M | 890.47M | 938.80M |
| Shares Outstanding | - | - | - | - | - | - | - | 33.82M | 33.60M | 42.13M | 40.60M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 75.27M | 73.28M | 62.16M | 78.39M | 57.25M | - | -49.16M | 26.72M | 82.19M | 136.98M |
| Investing Cash Flow | -322.23M | 7.57M | 206.51M | 205.84M | 286.34M | - | -1.40B | -606.62M | -576.66M | -47.80M |
| Financing Cash Flow | 243.67M | -62.39M | -336.40M | -248.62M | -250.52M | - | 1.46B | 611.17M | 762.96M | -209.38M |
| Capital Expenditure | -8.54M | -8.61M | -10.04M | -14.26M | -5.57M | - | -10.63M | -10.93M | -7.40M | -7.75M |
| Free Cash Flow | 66.73M | 64.68M | 52.12M | 64.13M | 51.67M | - | -59.79M | 15.79M | 74.79M | 129.24M |
| Net Change in Cash | - | - | - | - | - | - | 16.39M | 31.27M | 268.49M | -120.20M |
| Share Buybacks | - | - | - | 0 | 0 | 36.33M | 72.06M | 4.93M | 7.56M | 33.00M |
| Dividends Paid | - | - | - | - | 0 | 0 | 12.23M | 12.06M | 12.82M | 15.10M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | 20.1% | 9.9% | -5.2% | 12.5% |
| ROE % | 3.3% | 5.7% | 6.1% | 6.1% | -0.2% | - | 8.9% | 4.4% | -1.8% | 5.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Wellington Management Group, LLP | 14.05% | 5.53M | $125.65M |
| 2 | Blackrock Inc. | 7.11% | 2.80M | $63.55M |
| 3 | Patriot Financial Partners Gp II, L.P. | 5.74% | 2.26M | $51.29M |
| 4 | Vanguard Capital Management LLC | 4.51% | 1.77M | $40.28M |
| 5 | Dimensional Fund Advisors LP | 3.53% | 1.39M | $31.56M |
| 6 | North Reef Capital Management LP | 2.95% | 1.16M | $26.37M |
| 7 | State Street Corporation | 2.89% | 1.14M | $25.84M |
| 8 | Geode Capital Management, LLC | 2.33% | 915.70K | $20.80M |
| 9 | UBS Group AG | 2.23% | 875.72K | $19.90M |
| 10 | American Century Companies Inc | 1.34% | 528.24K | $12.00M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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