Alkami Technology, Inc. ALKT R2K
Company Overview
Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.
Why Investors Should Care
Revenue has grown at a 29.5% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $443.64M (+32.9% YoY); net profit $-47.65M.
- Trailing 12 Months Year-on-year growth — revenue +28.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 29.5%, profit CAGR 6.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 29.50% |
| 1 Year: | 28.90% |
Compounded Profit Growth
| 5 Years: | 6.23% |
| 1 Year: | - |
Stock Price Performance
| 1 Year: | -41.13% |
| 6 Months: | -23.08% |
| 3 Months: | +4.34% |
| 1 Month: | +14.42% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)50.16 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 29.5% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 41.1% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ALKT Alkami Technology, Inc. R2K | 17.06 | -36.30 | $1.83B | 0.00% | -6.53% | -14.13% | 29.50% | 6.23% |
| 2 | NVDA NVIDIA Corporation NDXSPXAI | 211.80 | 32.43 | $5.13T | 0.49% | 74.66% | 114.29% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPX | 314.86 | 38.07 | $4.62T | 0.37% | 68.72% | 141.47% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXAI | 384.93 | 22.91 | $2.86T | 0.93% | 26.90% | 34.01% | 9.48% | 10.85% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AI | 420.39 | 36.18 | $2.18T | 0.90% | 30.20% | 36.21% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXAI | 389.11 | 64.85 | $1.85T | 0.68% | 16.70% | 37.28% | 24.38% | 26.24% |
| 7 | MU Micron Technology, Inc. NDXSPXAI | 983.12 | 46.37 | $1.11T | 0.06% | 13.69% | 39.82% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXAI | 548.13 | 181.50 | $893.78B | 0.00% | 6.33% | 8.06% | 13.64% | 48.64% |
| 9 | ASML ASML Holding N.V. NDXAI | 1,775.64 | 59.55 | $684.36B | 0.47% | 42.97% | 52.24% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23.21M | 26.67M | 28.94M | 33.26M | 36.70M | 39.76M | 44.79M | 50.53M | 53.41M | 60.00M | 65.76M | 67.70M | 76.13M | 82.16M | 85.91M | - | 97.83M | 112.06M | 112.95M | 120.79M | 126.14M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 40.08M | 46.44M | 48.81M | 51.71M | 52.27M |
| Gross Profit | 11.31M | 13.43M | 15.16M | 17.77M | 20.52M | 22.37M | 24.81M | 27.27M | 27.57M | 32.14M | 35.47M | 36.55M | 44.03M | 48.77M | 50.62M | - | 57.76M | 65.62M | 64.14M | 69.08M | 73.87M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 73.16M | 80.97M | 76.78M | 78.25M | 79.57M |
| Operating Income | -10.18M | -7.11M | -6.59M | -8.94M | -9.81M | -11.14M | -13.01M | -19.38M | -19.82M | -16.95M | -17.87M | -15.79M | -12.37M | -13.21M | -10.43M | - | -15.40M | -15.35M | -12.63M | -9.17M | -5.71M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -10.87M | -6.94M | -3.99M | -765.00K | 3.18M |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 801.00K | 3.19M | 2.98M | 2.52M | 2.27M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -15.10M | -17.89M | -14.83M | -11.14M | -7.21M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -7.29M | -4.30M | -29.00K | 300.00K | 2.75M |
| Net Income | -10.26M | -7.27M | -21.35M | -10.88M | -11.38M | -11.22M | -13.41M | -20.23M | -20.05M | -16.96M | -17.76M | -15.48M | -11.43M | -12.32M | -9.44M | - | -7.82M | -13.59M | -14.80M | -11.44M | -9.96M |
| Diluted EPS | -2.31 | -1.63 | -5.34 | -2.00 | -0.15 | -0.13 | -0.15 | -0.22 | -0.22 | -0.18 | -0.19 | -0.16 | -0.12 | -0.13 | -0.09 | - | -0.08 | -0.13 | -0.14 | -0.11 | -0.09 |
| R&D Expense | 9.69M | 9.78M | 9.90M | 10.91M | 12.11M | 12.88M | 14.16M | 16.59M | 18.22M | 20.55M | 20.87M | 21.75M | 22.82M | 23.91M | 24.13M | - | 26.89M | 30.23M | 30.09M | - | - |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 73.54M | 112.14M | - | 204.27M | 264.83M | 333.85M | 443.64M |
| Cost of Revenue | - | - | - | 95.95M | 120.72M | 137.22M | 187.04M |
| Gross Profit | 30.43M | 59.16M | - | 108.32M | 144.11M | 196.63M | 256.60M |
| Operating Expenses | - | - | - | 178.54M | 207.55M | 241.06M | 305.12M |
| Operating Income | -42.53M | -35.10M | - | -70.22M | -63.44M | -44.43M | -48.52M |
| EBITDA | - | - | - | -47.14M | -44.85M | -29.56M | -22.56M |
| Interest Expense | - | - | - | 3.85M | 7.38M | 461.00K | 9.49M |
| Pretax Income | - | - | - | -59.06M | -62.87M | -40.53M | -58.96M |
| Tax Provision | - | - | - | -461.00K | 44.00K | 308.00K | -11.31M |
| Net Income | -41.87M | -51.35M | - | -58.60M | -62.91M | -40.84M | -47.65M |
| Diluted EPS | -9.91 | -11.78 | - | -0.64 | -0.67 | -0.41 | -0.46 |
| R&D Expense | 32.72M | 40.21M | 48.80M | 69.33M | 84.66M | 96.21M | 118.40M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 249.17M | - | 488.88M | 399.82M | 437.28M | 847.23M |
| Current Assets | - | - | - | - | 242.16M | 148.59M | 181.38M | 187.22M |
| Cash & Equivalents | - | - | 166.79M | - | 108.72M | 40.93M | 94.36M | 63.46M |
| Inventory | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | 21.66M | 30.11M | 32.87M | 44.14M |
| Total Liabilities | - | - | 69.43M | - | 154.84M | 74.88M | 80.25M | 485.18M |
| Current Liabilities | - | - | 20.48M | - | 41.61M | 39.43M | 45.57M | 89.55M |
| Long Term Debt | - | - | 24.57M | 23.05M | 81.39M | - | - | 351.23M |
| Total Debt | - | - | - | - | 104.05M | 19.26M | 18.45M | 368.55M |
| Total Equity | -153.86M | -195.39M | -263.52M | - | 334.05M | 324.94M | 357.03M | 362.05M |
| Shares Outstanding | - | - | - | - | 92.11M | 96.72M | 102.09M | 106.10M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -39.09M | -38.15M | - | -38.05M | -17.50M | 18.60M | 42.91M |
| Investing Cash Flow | -3.69M | -27.22M | - | -223.75M | 33.91M | 23.04M | -397.59M |
| Financing Cash Flow | 30.19M | 225.05M | - | 61.18M | -87.82M | 11.79M | 323.79M |
| Capital Expenditure | -3.69M | -2.15M | - | -4.45M | -6.29M | -7.86M | -8.69M |
| Free Cash Flow | -42.77M | -40.29M | - | -42.49M | -23.79M | 10.74M | 34.22M |
| Net Change in Cash | - | - | - | -200.62M | -71.41M | 53.43M | -30.90M |
| Share Buybacks | 0 | 3.21M | 3.50M | 0 | 0 | - | - |
| Dividends Paid | 0 | 0 | 4.97M | 0 | 0 | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | 41.4% | 52.8% | - | 53.0% | 54.4% | 58.9% | 57.8% |
| Operating Margin % | -57.8% | -31.3% | - | -34.4% | -24.0% | -13.3% | -10.9% |
| Net Margin % | -56.9% | -45.8% | - | -28.7% | -23.8% | -12.2% | -10.7% |
| ROE % | 21.4% | 19.5% | - | -17.5% | -19.4% | -11.4% | -13.2% |
| ROCE % | - | -15.4% | - | -15.7% | -17.6% | -11.3% | -6.4% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | General Atlantic, L.P. | 14.33% | 15.34M | $285.89M |
| 2 | North Reef Capital Management LP | 7.15% | 7.65M | $142.60M |
| 3 | Blackrock Inc. | 5.50% | 5.89M | $109.70M |
| 4 | Jana Partners Management, Lp | 5.08% | 5.43M | $101.24M |
| 5 | Vanguard Portfolio Management LLC | 4.38% | 4.68M | $87.28M |
| 6 | Janus Henderson Group PLC | 3.60% | 3.86M | $71.86M |
| 7 | UBS Group AG | 3.46% | 3.70M | $69.05M |
| 8 | Vanguard Capital Management LLC | 2.99% | 3.20M | $59.68M |
| 9 | Algebris (UK) LTD | 2.92% | 3.13M | $58.29M |
| 10 | Irenic Capital Management LP | 2.50% | 2.68M | $49.86M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for ALKT
Alkami to Announce Second Quarter 2026 Financial Results
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that it plans to report financial results for its second quarter ended June 30, 2026 on…
MANTL to Host Webinar with Credit Union West on How Modern Account Opening Fueled $400 Million in Deposit Growth
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced MANTL, an Alkami solution team and leading provider of loan and deposit account opening…
The Atlantic Federal Credit Union Reduces Consumer Loan Account Opening Time from Two Days to Six Minutes with MANTL Loan Origination
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced The Atlantic Federal Credit Union (The Atlantic FCU) has reduced consumer loan account …
Activist Investor Jana Partners Pushes Alkami (ALKT) Toward a Potential Sale
With EPS growth for the next five years forecasted at 40.83%, Alkami Technology, Inc. (NASDAQ:ALKT) is among the 12 Best Quality Stocks to Buy and Hold for the Next Decade. On June 29, Bloomberg reported that activist investor Jana Partners…
Alkami Technology, Diebold Nixdorf, and 3 More Stocks See Action From Activist Investors.
Activist investors report to the SEC on Alkami Technology, Smith & Nephew, Navigator Holdings, Diebold Nixdorf, and Kymera Therapeutics.
JPMorgan Cuts PT on Alkami Technology (ALKT) – Here’s Why
Alkami Technology, Inc. (NASDAQ:ALKT) is one of the best cheap small cap stocks to buy now. JPMorgan cut the price target on Alkami Technology, Inc. (NASDAQ:ALKT) to $19 from $20 on June 22 and maintained an Overweight rating on the shares,…
ALKT — Frequently Asked Questions
What is the current share price of Alkami Technology, Inc. (ALKT)?
As of 2026-07-14 21:23 PDT, Alkami Technology, Inc. (ALKT) trades at $17.06 on NasdaqGS. Its 52-week range is $14.59 to $28.98.
What is the market capitalisation of ALKT?
Alkami Technology, Inc. (ALKT) has a market capitalisation of $1.83B on NasdaqGS.
What is the P/E ratio of ALKT?
ALKT trades at a trailing price-to-earnings (P/E) ratio of -36.30. The industry average P/E is 36.02. Its price-to-book (P/B) ratio is 4.39.
What is the return on equity (ROE) of ALKT?
ALKT has a return on equity (ROE) of -14.13%. Its return on capital employed (ROCE) is -6.53%.
Is ALKT a good stock to buy?
This page provides a data-driven analysis of Alkami Technology, Inc. (ALKT), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.