Alkami Technology, Inc. ALKT R2KR3KTECH
Company Overview
Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.
Why Investors Should Care
Revenue has grown at a 43.2% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $443.64M (+32.9% YoY); net profit $-47.65M.
- Trailing 12 Months Year-on-year growth — revenue +15.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 43.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 43.25% |
| 1 Year: | 15.90% |
Stock Price Performance
| 1 Year: | -29.04% |
| 6 Months: | -1.23% |
| 3 Months: | -9.79% |
| 1 Month: | +13.05% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- Death Cross4d ago
- RSI (14)56.70 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 43.2% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 39.6% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ALKT Alkami Technology, Inc. R2KR3KTECH | 16.03 | -37.28 | $1.71B | 0.00% | -6.40% | -12.77% | 43.25% | - |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 210.96 | 26.64 | $5.09T | 0.46% | 74.66% | 117.21% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 347.72 | 39.88 | $5.07T | 0.32% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 524.51 | 29.19 | $3.89T | 0.79% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 418.51 | 31.19 | $2.17T | 0.95% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 321.68 | 41.08 | $1.54T | 0.72% | 16.70% | 44.25% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 877.55 | 19.82 | $991.10B | 0.05% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 516.79 | 131.83 | $843.65B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,571.80 | 51.02 | $603.73B | 0.50% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23.21M | 26.67M | 28.94M | 33.26M | 36.70M | 39.76M | 44.79M | 50.53M | 53.41M | 60.00M | 65.76M | 67.70M | 76.13M | 82.16M | 85.91M | - | 97.83M | 112.06M | 112.95M | 120.79M | 126.14M | 129.84M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 40.08M | 46.44M | 48.81M | 51.71M | 52.27M | - |
| Gross Profit | 11.31M | 13.43M | 15.16M | 17.77M | 20.52M | 22.37M | 24.81M | 27.27M | 27.57M | 32.14M | 35.47M | 36.55M | 44.03M | 48.77M | 50.62M | - | 57.76M | 65.62M | 64.14M | 69.08M | 73.87M | 73.81M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 73.16M | 80.97M | 76.78M | 78.25M | 79.57M | - |
| Operating Income | -10.18M | -7.11M | -6.59M | -8.94M | -9.81M | -11.14M | -13.01M | -19.38M | -19.82M | -16.95M | -17.87M | -15.79M | -12.37M | -13.21M | -10.43M | - | -15.40M | -15.35M | -12.63M | -9.17M | -5.71M | -7.71M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -10.87M | -6.94M | -3.99M | -765.00K | 3.18M | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 801.00K | 3.19M | 2.98M | 2.52M | 2.27M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -15.10M | -17.89M | -14.83M | -11.14M | -7.21M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -7.29M | -4.30M | -29.00K | 300.00K | 2.75M | - |
| Net Income | -10.26M | -7.27M | -21.35M | -10.88M | -11.38M | -11.22M | -13.41M | -20.23M | -20.05M | -16.96M | -17.76M | -15.48M | -11.43M | -12.32M | -9.44M | - | -7.82M | -13.59M | -14.80M | -11.44M | -9.96M | -8.90M |
| Diluted EPS | -2.31 | -1.63 | -5.34 | -2.00 | -0.15 | -0.13 | -0.15 | -0.22 | -0.22 | -0.18 | -0.19 | -0.16 | -0.12 | -0.13 | -0.09 | - | -0.08 | -0.13 | -0.14 | -0.11 | -0.09 | -0.08 |
| R&D Expense | 9.69M | 9.78M | 9.90M | 10.91M | 12.11M | 12.88M | 14.16M | 16.59M | 18.22M | 20.55M | 20.87M | 21.75M | 22.82M | 23.91M | 24.13M | - | 26.89M | 30.23M | 30.09M | - | - | 31.40M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 73.54M | 112.14M | - | 204.27M | 264.83M | 333.85M | 443.64M |
| Cost of Revenue | - | - | - | 95.95M | 120.72M | 137.22M | 187.04M |
| Gross Profit | 30.43M | 59.16M | - | 108.32M | 144.11M | 196.63M | 256.60M |
| Operating Expenses | - | - | - | 178.54M | 207.55M | 241.06M | 305.12M |
| Operating Income | -42.53M | -35.10M | - | -70.22M | -63.44M | -44.43M | -48.52M |
| EBITDA | - | - | - | -47.14M | -44.85M | -29.56M | -22.56M |
| Interest Expense | - | - | - | 3.85M | 7.38M | 461.00K | 9.49M |
| Pretax Income | - | - | - | -59.06M | -62.87M | -40.53M | -58.96M |
| Tax Provision | - | - | - | -461.00K | 44.00K | 308.00K | -11.31M |
| Net Income | -41.87M | -51.35M | - | -58.60M | -62.91M | -40.84M | -47.65M |
| Diluted EPS | -9.91 | -11.78 | - | -0.64 | -0.67 | -0.41 | -0.46 |
| R&D Expense | 32.72M | 40.21M | 48.80M | 69.33M | 84.66M | 96.21M | 118.40M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 249.17M | - | 488.88M | 399.82M | 437.28M | 847.23M |
| Current Assets | - | - | - | - | 242.16M | 148.59M | 181.38M | 187.22M |
| Cash & Equivalents | - | - | 166.79M | - | 108.72M | 40.93M | 94.36M | 63.46M |
| Inventory | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | 21.66M | 30.11M | 32.87M | 44.14M |
| Total Liabilities | - | - | 69.43M | - | 154.84M | 74.88M | 80.25M | 485.18M |
| Current Liabilities | - | - | 20.48M | - | 41.61M | 39.43M | 45.57M | 89.55M |
| Long Term Debt | - | - | 24.57M | 23.05M | 81.39M | - | - | 351.23M |
| Total Debt | - | - | - | - | 104.05M | 19.26M | 18.45M | 368.55M |
| Total Equity | -153.86M | -195.39M | -263.52M | - | 334.05M | 324.94M | 357.03M | 362.05M |
| Shares Outstanding | - | - | - | - | 92.11M | 96.72M | 102.09M | 106.10M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -39.09M | -38.15M | - | -38.05M | -17.50M | 18.60M | 42.91M |
| Investing Cash Flow | -3.69M | -27.22M | - | -223.75M | 33.91M | 23.04M | -397.59M |
| Financing Cash Flow | 30.19M | 225.05M | - | 61.18M | -87.82M | 11.79M | 323.79M |
| Capital Expenditure | -3.69M | -2.15M | - | -4.45M | -6.29M | -7.86M | -8.69M |
| Free Cash Flow | -42.77M | -40.29M | - | -42.49M | -23.79M | 10.74M | 34.22M |
| Net Change in Cash | - | - | - | -200.62M | -71.41M | 53.43M | -30.90M |
| Share Buybacks | 0 | 3.21M | 3.50M | 0 | 0 | - | - |
| Dividends Paid | 0 | 0 | 4.97M | 0 | 0 | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | 41.4% | 52.8% | - | 53.0% | 54.4% | 58.9% | 57.8% |
| Operating Margin % | -57.8% | -31.3% | - | -34.4% | -24.0% | -13.3% | -10.9% |
| Net Margin % | -56.9% | -45.8% | - | -28.7% | -23.8% | -12.2% | -10.7% |
| ROE % | 21.4% | 19.5% | - | -17.5% | -19.4% | -11.4% | -13.2% |
| ROCE % | - | -15.4% | - | -15.7% | -17.6% | -11.3% | -6.4% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | General Atlantic, L.P. | 18.12% | 19.38M | $276.93M |
| 2 | North Reef Capital Management LP | 8.63% | 9.22M | $131.83M |
| 3 | Jana Partners Management, Lp | 6.31% | 6.75M | $96.42M |
| 4 | Blackrock Inc. | 5.73% | 6.13M | $87.57M |
| 5 | UBS Group AG | 4.08% | 4.36M | $62.29M |
| 6 | Vanguard Portfolio Management LLC | 4.06% | 4.34M | $62.09M |
| 7 | Algebris (UK) LTD | 3.21% | 3.43M | $49.01M |
| 8 | Vanguard Capital Management LLC | 2.72% | 2.91M | $41.58M |
| 9 | Irenic Capital Management LP | 2.50% | 2.68M | $38.23M |
| 10 | Manufacturers Life Insurance Co. | 2.42% | 2.59M | $37.01M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for ALKT
MANTL Brings Automated Loan Calculations and Compliance Validation to Loan Origination with Carleton Integration
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced a new integration between MANTL and Carleton, Inc (Carleton) that brings automated loan…
City First Bank Partners with MANTL to Advance Its Nationwide Growth Strategy
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that City First Bank has selected MANTL Onboarding & Account Opening to modernize its r…
Texans Credit Union Grows Active Digital Banking Users by 42% with Alkami
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced the continued expansion of its relationship with Texans Credit Union (Texans), a Richar…
Alkami to Announce Third Quarter 2026 Financial Results
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that it plans to report financial results for its third quarter ended September 30, 202…
Alkami Customers Prevent Over $263 Million in Fraud with BioCatch
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that its customers using BioCatch through the Alkami Digital Banking Platform prevented…
Webinar: Alkami Brings Implementation Expertise to the Digital Banking "Stay-or-Switch?" Decision
Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced an upcoming webinar hosted with ProSight Financial Association, "Stay or Switch? A Prac…
ALKT — Frequently Asked Questions
What is the current share price of Alkami Technology, Inc. (ALKT)?
As of 2026-10-23 16:27 PDT, Alkami Technology, Inc. (ALKT) trades at $16.03 on NasdaqGS. Its 52-week range is $13.37 to $26.53.
What is the market capitalisation of ALKT?
Alkami Technology, Inc. (ALKT) has a market capitalisation of $1.71B on NasdaqGS.
What is the P/E ratio of ALKT?
ALKT trades at a trailing price-to-earnings (P/E) ratio of -37.28. The industry average P/E is 30.29. Its price-to-book (P/B) ratio is 4.21.
What is the return on equity (ROE) of ALKT?
ALKT has a return on equity (ROE) of -12.77%. Its return on capital employed (ROCE) is -6.40%.
Is ALKT a good stock to buy?
This page provides a data-driven analysis of Alkami Technology, Inc. (ALKT), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.