Arthur J. Gallagher & Co. AJG SPXR3KFINANCIAL
Company Overview
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
Why Investors Should Care
Net profit has compounded at 20.3% per year over the last five years.
Revenue has grown at a 14.3% CAGR over the past five years.
Operating margin of 19.2% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $13.94B (+20.7% YoY); net profit $1.49B.
- Trailing 12 Months Year-on-year growth — revenue +30.9%, earnings -10.7%.
- 5-Year Trend Long-term compounding — revenue CAGR 14.3%, profit CAGR 20.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 14.29% |
| 1 Year: | 30.90% |
Compounded Profit Growth
| 5 Years: | 20.33% |
| 1 Year: | -10.70% |
Stock Price Performance
| 1 Year: | -9.98% |
| 6 Months: | +15.53% |
| 3 Months: | +21.54% |
| 1 Month: | +4.35% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)54.40 · Neutral
P/E of 43.49 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 14.3% over 5 years.
- Profit CAGR of 20.3% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AJG Arthur J. Gallagher & Co. SPXR3KFINANCIAL | 262.69 | 43.49 | $67.34B | 1.11% | 6.70% | 6.72% | 14.29% | 20.33% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | 1.65B | 1.49B | 1.59B | - | 1.84B | 1.66B | 1.78B | - | 1.99B | 1.66B | 1.83B | 1.72B | 1.87B | 1.58B | 1.85B | 1.70B | 2.17B | 1.93B | 2.14B | 2.44B | 2.04B | 2.04B | 2.71B | 2.44B | 2.49B | 3.26B | 2.78B | - | 3.73B | 3.22B | 3.37B | 3.63B | 4.76B | 4.00B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.94B | 1.85B | 1.97B | 2.25B | 2.56B | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.79B | 1.37B | 1.39B | 1.38B | 2.20B | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 745.00M | 750.10M | 857.10M | 1.03B | 982.00M | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.05B | 624.40M | 536.60M | 348.10M | 1.22B | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.29B | 860.80M | 784.00M | 702.70M | 1.54B | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 158.00M | 158.60M | 160.80M | 161.20M | 158.00M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 873.00M | 471.40M | 346.90M | 180.00M | 1.04B | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 164.00M | 105.20M | 73.30M | 25.70M | 220.00M | - |
| Net Income | 133.30M | 62.30M | 46.50M | 150.00M | 122.80M | 95.10M | 228.80M | 70.00M | 111.00M | 71.50M | 273.70M | 114.90M | 127.60M | 117.30M | 334.10M | 110.10M | 126.10M | 98.50M | 346.30M | 153.70M | 176.60M | 142.20M | 382.10M | 190.20M | 225.10M | 438.70M | 284.20M | 255.80M | 486.50M | 234.50M | 280.70M | 608.40M | 283.40M | - | 704.00M | 365.80M | 272.70M | 151.10M | 822.00M | 324.00M |
| Diluted EPS | 0.75 | - | 0.26 | 0.84 | 0.69 | - | 1.27 | 0.39 | 0.61 | - | 1.48 | 0.62 | 0.68 | - | 1.77 | 0.58 | 0.66 | 0.51 | 1.79 | 0.79 | 0.90 | 0.72 | 1.92 | 0.92 | 1.06 | 2.05 | 1.33 | 1.19 | 2.24 | 1.07 | 1.28 | 2.74 | 1.27 | - | 2.72 | 1.40 | 1.04 | 0.58 | 3.16 | 1.25 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.65B | 1.73B | 1.86B | 2.13B | 2.52B | 3.18B | 4.63B | 5.39B | 5.68B | 6.25B | 6.93B | 7.20B | 7.00B | - | 8.55B | 10.07B | 11.55B | 13.94B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.95B | 5.83B | 6.68B | 8.01B |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.60B | 4.25B | 4.88B | 5.94B |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.93B | 2.39B | 2.60B | 3.38B |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.67B | 1.86B | 2.28B | 2.56B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.18B | 2.18B | 3.10B | 3.63B |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 256.90M | 297.00M | 381.00M | 639.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.33B | 1.19B | 1.88B | 1.87B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 211.00M | 219.00M | 404.00M | 368.00M |
| Net Income | 77.30M | 128.60M | 174.10M | 144.10M | 195.00M | 268.60M | 303.40M | 356.80M | 396.80M | 481.30M | 633.50M | 668.80M | 818.80M | - | 1.11B | 970.00M | 1.46B | 1.49B |
| Diluted EPS | 0.82 | 1.28 | 1.66 | 1.28 | 1.59 | 2.06 | 1.97 | 2.06 | 2.22 | 2.64 | 3.40 | 3.52 | 4.20 | - | 5.19 | 4.42 | 6.50 | 5.74 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 3.25B | 3.60B | 4.48B | 5.35B | 6.86B | 10.01B | 10.91B | 13.53B | 14.91B | 16.33B | 19.63B | 22.33B | - | 38.36B | 51.62B | 64.25B | 70.67B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 22.29B | 32.12B | 44.11B | 34.36B |
| Cash & Equivalents | 255.90M | 194.40M | 205.90M | 249.80M | 291.20M | 302.10M | 298.10M | 314.40M | 480.40M | 545.50M | 681.20M | 607.20M | 604.80M | 664.60M | - | 738.40M | 971.50M | 14.99B | 1.40B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.91B | 3.79B | 3.90B | 5.17B |
| Total Liabilities | - | - | 2.36B | 2.49B | 3.24B | 3.69B | 4.78B | 6.70B | 7.22B | 7.83B | 10.61B | 11.76B | 14.42B | 16.10B | 24.78B | 29.17B | 40.80B | 44.08B | - |
| Current Liabilities | - | - | 1.47B | 1.58B | 2.07B | 2.36B | 3.28B | 3.64B | 4.19B | 4.61B | 6.73B | 7.69B | 8.92B | 10.13B | - | 21.34B | 31.06B | 29.26B | 32.52B |
| Long Term Debt | - | - | 550.00M | 550.00M | 675.00M | 725.00M | 825.00M | 2.12B | 2.07B | 2.14B | 2.69B | 3.09B | 3.82B | 4.27B | - | 5.56B | 7.01B | 12.73B | 12.10B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.42B | 8.32B | 13.48B | 13.48B |
| Total Equity | 715.50M | 738.50M | 892.90M | 1.11B | 1.24B | 1.66B | 2.09B | 3.23B | 3.64B | 3.60B | 4.24B | 4.50B | 5.16B | 6.19B | - | 9.14B | 10.78B | 20.15B | 23.32B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 211.90M | 216.70M | 250.00M | 257.00M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 160.60M | 211.50M | 229.50M | 284.00M | 343.00M | 349.90M | - | - | 649.60M | 854.20M | 765.10M | 1.19B | 1.81B | - | 1.39B | 2.03B | 2.58B | 1.93B |
| Investing Cash Flow | -262.10M | -94.60M | -92.60M | -311.20M | -382.20M | -851.70M | - | - | -485.30M | -511.00M | -910.30M | -1.45B | -471.40M | - | -1.00B | -3.29B | -1.59B | -15.88B |
| Financing Cash Flow | 40.00M | -105.40M | -96.20M | 65.60M | 45.90M | 502.60M | - | - | -11.60M | -47.80M | 162.00M | 638.40M | -505.10M | - | 212.60M | 2.87B | 13.05B | 1.71B |
| Capital Expenditure | -32.00M | -23.50M | -25.10M | -45.90M | -51.00M | -93.60M | -81.50M | -99.00M | -217.80M | - | - | - | - | - | -182.70M | -194.00M | -142.00M | -145.00M |
| Free Cash Flow | 128.60M | 188.00M | 204.40M | 238.10M | 292.00M | 256.30M | - | - | 431.80M | - | - | - | - | - | 1.21B | 1.84B | 2.44B | 1.78B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 597.80M | 1.61B | 14.05B | -12.23B |
| Share Buybacks | 1.30M | 1.00M | 800.00K | 1.20M | 1.50M | - | - | - | 101.00M | 17.70M | 11.30M | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 42.1% | 42.2% | 42.2% | 42.6% |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 19.5% | 18.5% | 19.7% | 18.3% |
| Net Margin % | 4.7% | 7.4% | 9.3% | 6.8% | 7.7% | 8.4% | 6.6% | 6.6% | 7.0% | 7.7% | 9.1% | 9.3% | 11.7% | - | 13.0% | 9.6% | 12.7% | 10.7% |
| ROE % | 10.5% | 14.4% | 15.7% | 11.6% | 11.8% | 12.9% | 9.4% | 9.8% | 11.0% | 11.4% | 14.1% | 13.0% | 13.2% | - | 12.2% | 9.0% | 7.3% | 6.4% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9.8% | 9.1% | 6.5% | 6.7% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 7.73% | 19.82M | $5.30B |
| 2 | FMR, LLC | 7.27% | 18.65M | $4.99B |
| 3 | Vanguard Capital Management LLC | 6.55% | 16.78M | $4.49B |
| 4 | JPMORGAN CHASE & CO | 5.60% | 14.36M | $3.84B |
| 5 | Capital World Investors | 4.88% | 12.51M | $3.35B |
| 6 | Vanguard Portfolio Management LLC | 4.86% | 12.45M | $3.33B |
| 7 | State Street Corporation | 4.41% | 11.30M | $3.02B |
| 8 | Dodge & Cox Inc. | 3.65% | 9.36M | $2.51B |
| 9 | NORGES BANK | 2.63% | 6.73M | $1.80B |
| 10 | Geode Capital Management, LLC | 2.46% | 6.30M | $1.69B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AJG
AJG's Risk Management Business Outpaces Brokerage Organic Growth
AJG's Risk Management business outpaces Brokerage, with strong organic growth, new business and retention supporting broader revenue growth.
Arthur J. Gallagher & Co. to Host Regularly Scheduled Quarterly Investor Meeting with Management
Arthur J. Gallagher & Co. will be hosting its regularly scheduled quarterly management meeting on Wednesday, September 23, from 3:00 p.m. until approximately 5:00 p.m. CT. This quarter's meeting will take place virtually via conference call…
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Do Wall Street Analysts Like Arthur J. Gallagher Stock?
Arthur J. Gallagher has lagged the broader market over the past year, but Wall Street remains moderately bullish on the stock’s outlook.
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AJG — Frequently Asked Questions
What is the current share price of Arthur J. Gallagher & Co. (AJG)?
As of 2026-09-07 16:24 PDT, Arthur J. Gallagher & Co. (AJG) trades at $262.69 on NYSE. Its 52-week range is $191.36 to $307.69.
What is the market capitalisation of AJG?
Arthur J. Gallagher & Co. (AJG) has a market capitalisation of $67.34B on NYSE.
What is the P/E ratio of AJG?
AJG trades at a trailing price-to-earnings (P/E) ratio of 43.49. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 2.68.
Does AJG pay a dividend?
Arthur J. Gallagher & Co. (AJG) currently offers a dividend yield of 1.11%.
What is the return on equity (ROE) of AJG?
AJG has a return on equity (ROE) of 6.72%. Its return on capital employed (ROCE) is 6.70%.
Is AJG a good stock to buy?
This page provides a data-driven analysis of Arthur J. Gallagher & Co. (AJG), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.