American Integrity Insurance Group, Inc. AII R2KFINANCIAL
Company Overview
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
Why Investors Should Care
Generates a return on equity of 26.2%, reflecting efficient use of shareholder capital.
Net profit has compounded at 62.4% per year over the last five years.
Revenue has grown at a 17.3% CAGR over the past five years.
Trades at a P/E of 6.6, below the sector median of 13.6.
Maintains a net profit margin of 26.2%.
Carries low leverage with a debt-to-equity ratio of 0.09.
Recent Developments
- Dec 2025 Revenue of $276.49M (+35.3% YoY); net profit $99.62M.
- Trailing 12 Months Year-on-year growth — revenue +54.6%, earnings +7.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 17.3%, profit CAGR 62.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 17.32% |
| 1 Year: | 54.60% |
Compounded Profit Growth
| 5 Years: | 62.35% |
| 1 Year: | 7.40% |
Stock Price Performance
| 1 Year: | +73.03% |
| 6 Months: | +46.57% |
| 3 Months: | +50.86% |
| 1 Month: | +13.82% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)68.43 · Neutral
P/E of 6.57 is below the sector median of 13.55 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 26.2%.
- Excellent profit margin of 26.2%.
- Compounding revenue at 17.3% over 5 years.
- Profit CAGR of 62.4% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AII American Integrity Insurance Group, Inc. R2KFINANCIAL | 28.83 | 6.57 | $564.93M | 0.00% | - | 26.24% | 17.32% | 62.35% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 331.58 | 14.21 | $881.40B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 542.19 | 13.64 | $763.42B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 407.92 | 34.69 | $695.14B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 623.60 | 34.34 | $542.20B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 813,595.00 | 13.64 | $397.40B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 7 | BAC Bank of America Corporation SPXR3KFINANCIAL | 50.56 | 11.68 | $353.55B | 2.39% | - | 11.20% | 3.14% | 4.27% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 90.68 | 12.95 | $310.38B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 179.49 | 14.51 | $281.90B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 44.31M | 46.38M | - | - | 71.89M | 74.50M | 62.03M | 68.07M | 90.93M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | 42.91M | 24.10M | 18.77M | 29.28M | 27.25M |
| Tax Provision | - | - | - | - | 4.81M | -3.40M | 5.61M | 8.41M | 7.34M |
| Net Income | 12.11M | 14.72M | - | - | 38.10M | 27.49M | 13.16M | 20.87M | 19.91M |
| Diluted EPS | 0.90 | 1.09 | - | - | 1.95 | 1.62 | 0.67 | 1.07 | 1.02 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Revenue | 200.87M | 204.35M | 276.49M |
| Cost of Revenue | - | - | - |
| Gross Profit | - | - | - |
| Operating Expenses | - | - | - |
| Operating Income | - | - | - |
| EBITDA | - | - | - |
| Interest Expense | - | - | - |
| Pretax Income | 44.76M | 51.04M | 115.06M |
| Tax Provision | 6.96M | 11.30M | 15.44M |
| Net Income | 37.80M | 39.74M | 99.62M |
| Diluted EPS | 1.84 | 1.94 | 5.65 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Total Assets | 862.03M | 1.20B | 1.23B |
| Current Assets | - | - | - |
| Cash & Equivalents | 61.65M | 173.22M | 203.90M |
| Inventory | - | - | - |
| Receivables | 362.06M | 513.69M | 314.09M |
| Total Liabilities | 728.07M | 1.04B | 888.05M |
| Current Liabilities | - | - | - |
| Long Term Debt | 1.03M | 1.03M | 618.00K |
| Total Debt | 6.08M | 3.64M | 1.08M |
| Total Equity | 133.97M | 162.39M | 337.02M |
| Shares Outstanding | 19.58M | 19.58M | 19.58M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Operating Cash Flow | 64.44M | 148.91M | 138.19M |
| Investing Cash Flow | -1.84M | -19.37M | -135.08M |
| Financing Cash Flow | -2.35M | -12.44M | 61.73M |
| Capital Expenditure | -756.00K | -1.31M | -5.02M |
| Free Cash Flow | 63.68M | 147.60M | 133.18M |
| Net Change in Cash | 60.24M | 117.10M | 64.85M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Gross Margin % | - | - | - |
| Operating Margin % | - | - | - |
| Net Margin % | 18.8% | 19.4% | 36.0% |
| ROE % | 28.2% | 24.5% | 29.6% |
| ROCE % | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Boston Partners | 7.79% | 1.53M | $40.88M |
| 2 | Wasatch Advisors LP | 6.43% | 1.26M | $33.73M |
| 3 | Mink Brook Asset Management LLC | 4.99% | 977.97K | $26.18M |
| 4 | Blackrock Inc. | 4.53% | 888.12K | $23.77M |
| 5 | Pacific Ridge Capital Partners, LLC | 2.96% | 579.44K | $15.51M |
| 6 | Freestone Grove Partners LP | 2.51% | 491.27K | $13.15M |
| 7 | Vanguard Capital Management LLC | 2.34% | 458.52K | $12.27M |
| 8 | Russell Investments Group, Ltd. | 1.67% | 326.88K | $8.75M |
| 9 | Geode Capital Management, LLC | 1.50% | 294.10K | $7.87M |
| 10 | Two Sigma Investments, LP | 1.50% | 293.64K | $7.86M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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AII — Frequently Asked Questions
What is the current share price of American Integrity Insurance Group, Inc. (AII)?
As of 2026-10-23 16:27 PDT, American Integrity Insurance Group, Inc. (AII) trades at $28.83 on NYSE. Its 52-week range is $16.36 to $29.17.
What is the market capitalisation of AII?
American Integrity Insurance Group, Inc. (AII) has a market capitalisation of $564.93M on NYSE.
What is the P/E ratio of AII?
AII trades at a trailing price-to-earnings (P/E) ratio of 6.57. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 1.42.
What is the return on equity (ROE) of AII?
AII has a return on equity (ROE) of 26.24%.
Is AII a good stock to buy?
This page provides a data-driven analysis of American Integrity Insurance Group, Inc. (AII), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.