American Integrity Insurance Group, Inc. AII R2K
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Strong return on equity of 31.2%.
- Excellent profit margin of 27.6%.
- Compounding revenue at 17.3% over 5 years.
- Profit CAGR of 62.3% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 34.0% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AII American Integrity Insurance Group, Inc. R2K | 16.36 | 3.38 | $320.51M | - | - | 31.23% | 17.32% | 62.35% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 44.31M | 46.38M | - | - | 71.89M | 74.50M | 62.03M | 68.07M | 90.93M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | 42.91M | 24.10M | 18.77M | 29.28M | 27.25M |
| Tax Provision | - | - | - | - | 4.81M | -3.40M | 5.61M | 8.41M | 7.34M |
| Net Income | 12.11M | 14.72M | - | - | 38.10M | 27.49M | 13.16M | 20.87M | 19.91M |
| Diluted EPS | 0.90 | 1.09 | - | - | 1.83 | 1.62 | 0.67 | 1.07 | 1.02 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Revenue | 200.87M | 204.35M | 276.49M |
| Cost of Revenue | - | - | - |
| Gross Profit | - | - | - |
| Operating Expenses | - | - | - |
| Operating Income | - | - | - |
| EBITDA | - | - | - |
| Interest Expense | - | - | - |
| Pretax Income | 44.76M | 51.04M | 115.06M |
| Tax Provision | 6.96M | 11.30M | 15.44M |
| Net Income | 37.80M | 39.74M | 99.62M |
| Diluted EPS | 1.84 | 1.94 | 5.65 |
Compounded Sales Growth
| 5 Years: | 17.32% |
| 1 Year: | 26.50% |
Compounded Profit Growth
| 5 Years: | 62.35% |
| 1 Year: | -63.40% |
Stock Price Performance
| 1 Year: | +4.23% |
| 6 Months: | -17.32% |
| 3 Months: | -15.17% |
| 1 Month: | -15.54% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Total Assets | 862.03M | 1.20B | 1.23B |
| Current Assets | - | - | - |
| Cash & Equivalents | 61.65M | 173.22M | 203.90M |
| Inventory | - | - | - |
| Receivables | 362.06M | 513.69M | 314.09M |
| Total Liabilities | 728.07M | 1.04B | 888.05M |
| Current Liabilities | - | - | - |
| Long Term Debt | 1.03M | 1.03M | 618.00K |
| Total Debt | 6.08M | 3.64M | 1.08M |
| Total Equity | 133.97M | 162.39M | 337.02M |
| Shares Outstanding | 19.58M | 19.58M | 19.58M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Operating Cash Flow | 64.44M | 148.91M | 138.19M |
| Investing Cash Flow | -1.84M | -19.37M | -135.08M |
| Financing Cash Flow | -2.35M | -12.44M | 61.73M |
| Capital Expenditure | -756.00K | -1.31M | -5.02M |
| Free Cash Flow | 63.68M | 147.60M | 133.18M |
| Net Change in Cash | 60.24M | 117.10M | 64.85M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|
| Gross Margin % | - | - | - |
| Operating Margin % | - | - | - |
| Net Margin % | 18.8% | 19.4% | 36.0% |
| ROE % | 28.2% | 24.5% | 29.6% |
| ROCE % | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Boston Partners | 7.52% | 1.47M | $24.11M |
| 2 | Wasatch Advisors LP | 6.09% | 1.19M | $19.50M |
| 3 | Mink Brook Asset Management LLC | 4.30% | 842.44K | $13.78M |
| 4 | Blackrock Inc. | 3.83% | 749.89K | $12.27M |
| 5 | Freestone Grove Partners LP | 2.85% | 559.20K | $9.15M |
| 6 | Manufacturers Life Insurance Co. | 2.44% | 477.78K | $7.82M |
| 7 | Vanguard Capital Management LLC | 2.32% | 454.83K | $7.44M |
| 8 | Pacific Ridge Capital Partners, LLC | 1.99% | 389.42K | $6.37M |
| 9 | Russell Investments Group, Ltd. | 1.88% | 369.29K | $6.04M |
| 10 | Two Sigma Investments, LP | 1.73% | 339.11K | $5.55M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AII