American International Group, Inc. AIG SPXR3KFINANCIAL
Company Overview
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.
Why Investors Should Care
Trades at a P/E of 13.4, below the sector median of 14.5.
Operating margin of 18.6% supports profitability.
Carries low leverage with a debt-to-equity ratio of 0.23.
Offers a dividend yield of 2.50%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $26.77B (-1.8% YoY); net profit $3.10B.
- Trailing 12 Months Year-on-year growth — revenue +1.4%, earnings +21.6%.
- 5-Year Trend Long-term compounding — revenue CAGR -7.6%, profit CAGR -4.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -7.65% |
| 1 Year: | 1.40% |
Compounded Profit Growth
| 5 Years: | -4.00% |
| 1 Year: | 21.60% |
Stock Price Performance
| 1 Year: | -2.33% |
| 6 Months: | -1.97% |
| 3 Months: | +1.62% |
| 1 Month: | -4.70% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)45.42 · Neutral
P/E of 13.42 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -7.6% CAGR over 5 years.
- Earnings shrank at -4.0% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AIG American International Group, Inc. SPXR3KFINANCIAL | 76.21 | 13.42 | $40.41B | 2.50% | - | 7.72% | -7.65% | -4.00% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13.83B | 11.78B | 14.72B | 12.85B | 13.01B | 12.63B | 12.50B | 11.75B | 12.63B | 11.71B | 11.63B | 11.49B | 12.56B | 12.46B | 12.56B | 12.91B | 11.81B | 14.44B | 9.40B | 10.22B | 14.45B | 10.68B | 12.84B | 14.94B | 13.66B | 14.00B | 6.71B | 7.44B | 7.27B | 6.53B | 6.76B | 6.56B | 6.75B | - | 6.77B | 7.04B | 6.40B | 6.56B | 6.62B | 7.08B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.05B | 1.64B | 813.00M | 766.00M | 1.09B | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 92.00M | 100.00M | 99.00M | 105.00M | 100.00M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 960.00M | 1.54B | 714.00M | 661.00M | 987.00M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 262.00M | 400.00M | 190.00M | -70.00M | 224.00M | - |
| Net Income | -1.84B | -183.00M | 1.91B | 462.00M | -3.04B | 1.19B | 1.13B | -1.74B | -6.66B | 938.00M | 937.00M | -1.26B | -622.00M | 654.00M | 1.11B | 656.00M | 929.00M | 1.75B | -7.93B | 288.00M | 3.88B | 99.00M | 1.67B | 4.17B | 2.75B | 2.75B | 30.00M | 1.49B | 2.03B | 93.00M | 1.22B | -3.98B | 459.00M | - | 698.00M | 1.14B | 519.00M | 735.00M | 763.00M | - |
| Diluted EPS | - | -0.16 | 1.68 | 0.42 | - | 1.18 | 1.19 | -1.91 | - | 1.01 | 1.02 | -1.41 | - | 0.75 | 1.24 | 0.72 | - | 1.98 | -9.15 | 0.32 | 4.41 | 0.11 | 1.92 | 5.04 | 3.43 | 3.55 | 0.03 | 2.03 | 2.81 | - | 1.74 | -5.96 | 0.71 | 1.43 | 1.16 | 1.98 | 0.93 | - | 1.41 | 1.78 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 103.63B | -6.84B | 75.45B | 72.83B | 65.11B | 71.21B | 68.87B | 64.41B | 58.33B | 52.37B | 49.52B | 47.39B | 49.75B | 43.74B | - | 29.98B | 27.94B | 27.27B | 26.77B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.38B | 3.38B | 4.33B | 4.28B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 603.00M | 516.00M | 462.00M | 396.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.77B | 2.87B | 3.87B | 3.88B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 882.00M | 126.00M | 1.17B | 782.00M |
| Net Income | 6.20B | -99.29B | -10.95B | 10.06B | 20.62B | 3.44B | 9.09B | 7.53B | 2.20B | -849.00M | -6.08B | -6.00M | 3.35B | -5.94B | - | 10.23B | 3.64B | -1.40B | 3.10B |
| Diluted EPS | - | - | - | - | 11.01 | 2.04 | 6.13 | 5.20 | 1.65 | -0.78 | -6.54 | -0.01 | 3.74 | -6.88 | - | 12.94 | 4.98 | -2.17 | 5.43 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Jan 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 860.42B | 847.59B | 683.44B | 553.05B | 548.63B | 541.33B | 515.58B | 496.84B | 498.26B | 498.30B | 491.98B | 525.06B | 586.48B | 598.84B | - | 522.23B | 539.31B | 161.32B | 161.25B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.04B | 1.54B | 1.30B | 1.27B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 13.24B | 9.97B | 10.46B | 10.44B |
| Total Liabilities | - | - | 797.69B | 748.55B | 569.77B | 442.14B | 449.63B | 440.22B | 408.31B | 406.63B | 421.41B | 432.59B | 434.68B | 457.64B | 519.28B | 532.91B | - | 478.77B | 488.00B | 118.77B | 120.09B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | 75.25B | 48.50B | 41.69B | 31.22B | 29.25B | 30.91B | 31.64B | 34.54B | 35.35B | 37.53B | - | - | 25.68B | 10.61B | 8.92B | 9.19B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 27.18B | 10.61B | 8.92B | 9.19B |
| Total Equity | 107.04B | 104.27B | 52.71B | 69.82B | 85.32B | 101.54B | 98.00B | 100.47B | 106.90B | 89.66B | 76.30B | 65.17B | 56.36B | 65.67B | 66.36B | 65.10B | - | 40.97B | 45.35B | 42.52B | 41.14B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.91B | 1.91B | 1.91B | 1.91B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 32.79B | -122.00M | 18.58B | 16.60B | -81.00M | 3.68B | 5.87B | 5.01B | 2.88B | 3.50B | -7.82B | -394.00M | -1.81B | 1.04B | - | 4.13B | 6.24B | 3.27B | 3.31B |
| Investing Cash Flow | -67.24B | 47.18B | 5.78B | -9.91B | 36.45B | 16.61B | 7.10B | 14.28B | 8.46B | 3.25B | 14.04B | -223.00M | -5.47B | -6.20B | - | -3.63B | -7.02B | 1.67B | 3.19B |
| Financing Cash Flow | 35.09B | -40.73B | -29.00B | -9.26B | -36.93B | -20.56B | -11.76B | -19.79B | -11.43B | -6.83B | -5.70B | 1.25B | 7.26B | 5.06B | - | -602.00M | 782.00M | -5.06B | -6.54B |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.13B | 6.24B | 3.27B | 3.31B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -94.00M | 4.00M | -118.00M | -39.00M |
| Share Buybacks | - | - | - | - | 70.00M | 13.00B | 597.00M | 4.90B | 10.69B | 11.46B | 6.28B | 1.74B | 0 | 500.00M | 2.59B | 5.20B | 2.96B | 6.65B | 5.84B |
| Dividends Paid | 1.88B | 1.63B | - | - | - | - | 294.00M | 712.00M | 1.03B | 1.37B | 1.17B | 1.14B | 1.11B | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 14.6% | 12.1% | 15.9% | 16.0% |
| Net Margin % | 6.0% | 1,451.6% | -14.5% | 13.8% | 31.7% | 4.8% | 13.2% | 11.7% | 3.8% | -1.6% | -12.3% | -0.0% | 6.7% | -13.6% | - | 34.1% | 13.0% | -5.1% | 11.6% |
| ROE % | 5.9% | -188.4% | -15.7% | 11.8% | 20.3% | 3.5% | 9.0% | 7.0% | 2.4% | -1.1% | -9.3% | -0.0% | 5.1% | -9.0% | - | 25.0% | 8.0% | -3.3% | 7.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.36% | 48.94M | $3.76B |
| 2 | Vanguard Capital Management LLC | 6.62% | 34.64M | $2.66B |
| 3 | Wellington Management Group, LLP | 5.80% | 30.33M | $2.33B |
| 4 | Vanguard Portfolio Management LLC | 5.20% | 27.17M | $2.09B |
| 5 | State Street Corporation | 4.80% | 25.12M | $1.93B |
| 6 | Harris Associates L.P. | 3.89% | 20.36M | $1.57B |
| 7 | Geode Capital Management, LLC | 2.81% | 14.68M | $1.13B |
| 8 | Price (T.Rowe) Associates Inc | 2.63% | 13.78M | $1.06B |
| 9 | Invesco Ltd. | 2.62% | 13.73M | $1.06B |
| 10 | Franklin Resources, Inc. | 2.31% | 12.05M | $927.23M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AIG
How Is American International Group’s Stock Performance Compared to Other Diversified Insurance Stocks
American International Group has significantly underperformed the broader market over the past year, although analysts remain moderately optimistic about the company’s future outlook.
AIG Announces Board Leadership Transition
NEW YORK, September 02, 2026--American International Group, Inc. (NYSE: AIG) today announced that Peter Zaffino has informed the AIG Board of Directors that he will step down as Executive Chair and a member of the Board of Directors, effect…
This is Why American International Group (AIG) is a Great Dividend Stock
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does American International Group (AIG) have what it takes? Let's find out.
What Does American International Group (AIG) Gain From Its Cloud Outage Cover?
American International Group (NYSE:AIG) introduced a parametric cloud outage cyber insurance solution for US clients, developed with Parametrix. The product focuses on business interruption risks linked to outages at third party cloud and s…
Everest Group Lags Industry, Trades at a Discount: Time to Hold?
EG's disciplined underwriting, specialty growth and expanding third-party capital platform support profitability, despite softer reinsurance pricing.
Palantir Technologies (PLTR) Could Be 5% Overvalued On Peter Zaffino Hire
Palantir Technologies (PLTR) is back in focus after the company announced that former AIG chief executive Peter Zaffino will join as Global Head of Financial Services from January 2027. For context, Palantir Technologies’ share price has pu…
AIG — Frequently Asked Questions
What is the current share price of American International Group, Inc. (AIG)?
As of 2026-09-07 16:24 PDT, American International Group, Inc. (AIG) trades at $76.21 on NYSE. Its 52-week range is $71.00 to $85.51.
What is the market capitalisation of AIG?
American International Group, Inc. (AIG) has a market capitalisation of $40.41B on NYSE.
What is the P/E ratio of AIG?
AIG trades at a trailing price-to-earnings (P/E) ratio of 13.42. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.04.
Does AIG pay a dividend?
American International Group, Inc. (AIG) currently offers a dividend yield of 2.50%.
What is the return on equity (ROE) of AIG?
AIG has a return on equity (ROE) of 7.72%.
Is AIG a good stock to buy?
This page provides a data-driven analysis of American International Group, Inc. (AIG), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.