Assured Guaranty Ltd. AGO R3KFINANCIAL
Company Overview
Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed bonds, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, pooled corporate obligations, and financial products. Additionally, the company offers specialty business, such as diversified real estate, insurance reserve financing and securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.
Why Investors Should Care
Net profit has compounded at 12.4% per year over the last five years.
Trades at a P/E of 9.7, below the sector median of 12.9.
Maintains a net profit margin of 43.2%.
Carries low leverage with a debt-to-equity ratio of 0.31.
Offers a dividend yield of 2.08%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue -0.5%, earnings -57.7%.
- 5-Year Trend Long-term compounding — profit CAGR 12.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | -0.50% |
Compounded Profit Growth
| 5 Years: | 12.41% |
| 1 Year: | -57.70% |
Stock Price Performance
| 1 Year: | -10.69% |
| 6 Months: | -13.85% |
| 3 Months: | -1.94% |
| 1 Month: | -2.73% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)33.45 · Neutral
P/E of 9.71 is below the sector median of 12.89 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 43.2%.
- Profit CAGR of 12.4% over 5 years.
- Generates positive free cash flow.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AGO Assured Guaranty Ltd. R3KFINANCIAL | 73.00 | 9.71 | $3.21B | 2.08% | - | 6.67% | - | 12.41% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 22.00M | 23.00M | 20.00M | 17.00M | 24.00M | 21.00M | 20.00M | 34.00M | 21.00M | 16.00M | 26.00M | 27.00M | 0 | 0 | 0 | 0 | - | 325.00M | 278.00M | 199.00M | 213.00M | 257.00M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 251.00M | 156.00M | 157.00M | 187.00M | 87.00M | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 22.00M | 23.00M | 22.00M | 22.00M | 22.00M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 229.00M | 133.00M | 135.00M | 165.00M | 65.00M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 44.00M | 27.00M | 21.00M | 27.00M | -20.00M | - |
| Net Income | 129.00M | 429.00M | 59.00M | 146.00M | 479.00M | 197.00M | 317.00M | 153.00M | 208.00M | 52.00M | 197.00M | 75.00M | 161.00M | 88.00M | 54.00M | 142.00M | 69.00M | 137.00M | -55.00M | 183.00M | 86.00M | 11.00M | 98.00M | 17.00M | 66.00M | -47.00M | 11.00M | 81.00M | 125.00M | 157.00M | 109.00M | 78.00M | 171.00M | - | 176.00M | 103.00M | 105.00M | 119.00M | 88.00M | 39.00M |
| Diluted EPS | 0.88 | 3.03 | 0.43 | 1.09 | 3.60 | 1.49 | 2.49 | 1.24 | 1.72 | 0.44 | 1.68 | 0.67 | 1.47 | 0.83 | 0.52 | 1.39 | 0.70 | 1.42 | -0.59 | 2.10 | 1.02 | 0.14 | 1.29 | 0.22 | 0.98 | -0.74 | 0.18 | 1.34 | 2.06 | 2.60 | 1.89 | 1.41 | 3.17 | - | 3.44 | 2.08 | 2.18 | 2.53 | 1.91 | 0.88 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 553.19M | 917.16M | 1.31B | 1.80B | 954.00M | 1.61B | 1.99B | 2.21B | 1.68B | 0 | 0 | 22.00M | 89.00M | 88.00M | 93.00M | 53.00M | 0 | 0 |
| Net Income | 68.88M | 97.19M | 548.91M | 773.00M | 110.00M | 808.00M | 1.09B | 1.06B | 881.00M | 730.00M | 521.00M | 402.00M | 362.00M | 389.00M | 124.00M | 739.00M | 376.00M | 503.00M |
| Diluted EPS | 0.77 | 0.66 | 2.56 | 4.16 | 0.57 | 4.30 | 6.26 | 7.08 | 6.56 | 5.96 | 4.68 | 4.00 | 4.19 | 5.23 | 1.92 | 12.30 | 6.87 | 10.26 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 18.03B | 19.84B | 17.71B | 17.24B | 16.29B | 14.92B | 14.54B | 14.15B | 14.43B | 13.60B | 14.33B | 15.33B | - | 16.84B | 12.54B | 11.90B | 12.18B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 107.00M | 97.00M | 121.00M | 388.00M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.55B | 1.77B | 1.95B | 2.02B |
| Total Liabilities | - | - | 14.73B | 16.11B | 13.06B | 12.25B | 11.17B | 9.16B | 8.48B | 7.65B | 7.59B | 7.05B | 7.67B | 8.63B | - | 11.55B | 6.77B | 6.35B | 6.39B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 1.07B | 1.05B | 1.04B | 836.00M | 816.00M | 1.30B | 1.30B | 1.31B | 1.29B | 1.23B | 1.24B | 1.22B | - | 1.68B | 1.69B | 1.70B | 1.70B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.68B | 1.69B | 1.70B | 1.70B |
| Total Equity | 1.67B | 1.95B | 3.51B | 3.67B | 4.65B | 4.99B | 5.12B | 5.76B | 6.06B | 6.50B | 6.84B | 6.55B | 6.64B | 6.64B | - | 5.06B | 5.71B | 5.50B | 5.66B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 59.01M | 56.22M | 50.51M | 45.18M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 426.99M | 279.17M | 129.19M | 675.62M | -165.00M | 244.00M | 577.00M | -71.00M | -132.00M | 433.00M | 462.00M | -509.00M | -853.00M | -1.94B | -2.48B | 461.00M | 47.00M | 259.00M |
| Investing Cash Flow | -649.62M | -1.40B | 653.00M | 561.00M | 943.00M | 681.00M | -96.00M | 994.00M | 1.08B | 345.00M | 297.00M | 1.17B | 788.00M | 23.00M | 1.74B | 286.00M | 780.00M | 641.00M |
| Financing Cash Flow | 229.34M | 1.15B | -717.43M | -1.13B | -856.00M | -878.00M | -585.00M | -847.00M | -978.00M | -766.00M | -795.00M | -584.00M | 183.00M | 1.96B | 612.00M | -670.00M | -983.00M | -616.00M |
| Share Buybacks | - | 3.68M | 10.00M | 23.00M | 24.00M | 264.00M | 590.00M | 555.00M | 306.00M | 501.00M | 500.00M | 500.00M | 446.00M | 496.00M | 500.00M | 199.00M | 502.00M | 500.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 12.5% | 10.6% | 41.8% | 42.8% | 11.5% | 50.2% | 54.6% | 47.8% | 52.5% | - | - | 1,827.3% | 406.7% | 442.0% | 133.3% | 1,394.3% | - | - |
| ROE % | 3.5% | 2.8% | 15.0% | 16.6% | 2.2% | 15.8% | 18.9% | 17.4% | 13.5% | 10.7% | 7.9% | 6.1% | 5.4% | - | 2.4% | 12.9% | 6.8% | 8.9% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 13.16% | 5.79M | $407.15M |
| 2 | Vanguard Portfolio Management LLC | 9.02% | 3.97M | $278.97M |
| 3 | Dimensional Fund Advisors LP | 6.89% | 3.03M | $213.02M |
| 4 | Vanguard Capital Management LLC | 4.36% | 1.92M | $134.84M |
| 5 | State Street Corporation | 3.61% | 1.59M | $111.60M |
| 6 | First Trust Advisors LP | 3.45% | 1.52M | $106.80M |
| 7 | American Century Companies Inc | 3.19% | 1.40M | $98.71M |
| 8 | AQR Capital Management, LLC | 3.17% | 1.40M | $98.15M |
| 9 | Reinhart Partners, LLC | 2.83% | 1.25M | $87.67M |
| 10 | River Road Asset Management, LLC | 2.64% | 1.16M | $81.62M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AGO
5 Revealing Analyst Questions From Assured Guaranty’s Q2 Earnings Call
Assured Guaranty’s second quarter saw a negative market reaction as results missed Wall Street expectations. Management attributed the underperformance to a combination of lower alternative investment returns and a challenging environment f…
Assured Guaranty (AGO) Q2 2026 Earnings Call Transcript
Record adjusted book value and strong first-half production drive per-share gains.
Assured Guaranty Guarantees €200 Million of Debt as part of the Refinancing of France’s A28 Toll Road
PARIS, August 12, 2026--Assured Guaranty (Europe) SA (AGE)*, an indirect subsidiary of Assured Guaranty Ltd. (together with its subsidiaries, Assured Guaranty), announced that it has guaranteed principal and interest payments on €200 millio…
Assured Guaranty (AGO) Stock Looks Below Fair Value With Strong Returns But Weak Near Term Price Action
Assured Guaranty stock has pulled back in the short term, yet over five years it has still delivered a solid total return, and the valuation checks currently point to the shares screening on the cheap side rather than expensive. Assured Gua…
Assured Guaranty Q2 Earnings Call Highlights
Assured Guaranty (NYSE:AGO) reported higher second-quarter adjusted operating income and record per-share valuation metrics, while executives pointed to growth in U.S. public finance, global structured finance and the company’s newer annuit…
Assured Guaranty (NYSE:AGO) Misses Q2 CY2026 Revenue Estimates
Financial guaranty insurer Assured Guaranty (NYSE:AGO) missed Wall Street’s revenue expectations in Q2 CY2026, with sales falling 30.6% year on year to $195 million. Its non-GAAP profit of $1.23 per share was 23.2% below analysts’ consensus…
AGO — Frequently Asked Questions
What is the current share price of Assured Guaranty Ltd. (AGO)?
As of 2026-09-19 21:16 PDT, Assured Guaranty Ltd. (AGO) trades at $73.00 on NYSE. Its 52-week range is $72.83 to $90.86.
What is the market capitalisation of AGO?
Assured Guaranty Ltd. (AGO) has a market capitalisation of $3.21B on NYSE.
What is the P/E ratio of AGO?
AGO trades at a trailing price-to-earnings (P/E) ratio of 9.71. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.57.
Does AGO pay a dividend?
Assured Guaranty Ltd. (AGO) currently offers a dividend yield of 2.08%.
What is the return on equity (ROE) of AGO?
AGO has a return on equity (ROE) of 6.67%.
Is AGO a good stock to buy?
This page provides a data-driven analysis of Assured Guaranty Ltd. (AGO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.