AFRM AFRM
Company Profile ↓Company Overview
AFRM (AFRM) is a publicly traded company listed on with a market capitalization of $25.51B. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Revenue has grown at a 68.6% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Jun 2025 Revenue of $3.22B (+38.8% YoY); net profit $52.19M.
- Trailing 12 Months Year-on-year growth — revenue +38.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 68.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 68.62% |
| 1 Year: | 38.80% |
Stock Price Performance
| 1 Year: | +4.92% |
| 6 Months: | +27.26% |
| 3 Months: | +17.45% |
| 1 Month: | -6.16% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)55.71 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 68.6% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 523.1.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2019 | Dec 2019 | Mar 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | 73.28M | 99.22M | 110.45M | 111.81M | 111.64M | 153.65M | 144.22M | 139.86M | 163.14M | 148.48M | 179.43M | 227.63M | 194.97M | 231.82M | 303.04M | 783.13M | 876.42M | 933.34M | 1.12B | 1.04B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 271.02M | 282.94M | 301.91M | 343.45M | 353.91M |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 512.12M | 593.47M | 631.42M | 779.57M | 684.86M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 412.87M | 429.50M | 457.74M | 550.22M | 482.67M |
| Operating Income | - | -32.63M | -81.50M | -33.29M | -26.77M | -209.35M | -166.07M | -196.20M | -226.55M | -287.47M | -359.53M | -310.04M | -209.45M | -172.15M | -160.79M | -132.62M | -4.32M | 99.25M | 163.97M | 173.69M | 229.34M | 202.19M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 172.44M | 241.49M | 258.38M | 320.55M | 296.20M |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 107.63M | 105.91M | 110.03M | 111.72M | 113.76M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.34M | 71.58M | 83.02M | 133.24M | 107.38M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.54M | 2.34M | 2.33M | 3.65M | 4.48M |
| Net Income | -30.80M | -31.00M | -85.62M | -3.95M | -26.61M | -287.05M | -306.62M | -159.74M | -54.67M | -251.27M | -322.44M | -205.68M | -171.78M | -166.90M | -133.94M | -100.22M | 80.36M | 2.80M | 69.24M | 80.69M | 129.59M | 102.90M |
| Diluted EPS | - | -0.92 | -1.80 | -0.47 | -0.38 | -1.23 | -1.13 | -0.57 | -0.19 | -0.86 | -1.10 | -0.69 | -0.57 | -0.54 | -0.43 | -0.31 | 0.23 | 0.01 | 0.20 | 0.23 | 0.37 | 0.30 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 140.27M | 276.09M | 429.40M | 1.35B | 1.59B | 2.32B | 3.22B |
| Cost of Revenue | - | - | - | 576.46M | 873.16M | 845.11M | 1.05B |
| Gross Profit | - | - | - | 772.84M | 714.82M | 1.48B | 2.18B |
| Operating Expenses | - | - | - | 1.57B | 1.70B | 1.74B | 1.84B |
| Operating Income | -127.44M | -107.79M | -383.67M | -796.35M | -981.98M | -264.83M | 337.99M |
| EBITDA | - | - | - | -602.41M | -671.60M | -2.23M | 711.99M |
| Interest Expense | - | - | - | 69.69M | 183.01M | 344.25M | 425.45M |
| Pretax Income | - | - | - | -724.83M | -989.25M | -515.53M | 61.46M |
| Tax Provision | - | - | - | -17.41M | -3.90M | 2.23M | 9.28M |
| Net Income | -120.45M | -112.60M | -441.03M | -707.42M | -985.35M | -517.76M | 52.19M |
| Diluted EPS | -2.84 | -2.63 | -2.94 | -2.51 | -3.34 | -1.67 | 0.15 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.40B | 4.87B | 6.97B | 8.16B | 9.52B | 11.15B |
| Current Assets | - | - | - | - | 5.68B | 6.90B | 8.21B | 9.76B |
| Cash & Equivalents | - | - | 267.06M | 1.47B | 1.26B | 892.03M | 1.01B | 1.35B |
| Inventory | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | 142.05M | 199.09M | 353.03M | 426.18M |
| Total Liabilities | - | - | 965.18M | 2.29B | 4.36B | 5.62B | 6.79B | 8.09B |
| Current Liabilities | - | - | - | - | 107.07M | 92.80M | 124.96M | 180.10M |
| Long Term Debt | - | - | - | - | 4.08B | 5.40B | 6.57B | 7.82B |
| Total Debt | - | - | - | - | 4.14B | 5.45B | 6.61B | 7.85B |
| Total Equity | -169.27M | -263.41M | -367.10M | 2.58B | 2.62B | 2.53B | 2.73B | 3.07B |
| Shares Outstanding | - | - | - | - | 287.37M | 296.85M | 311.05M | 325.11M |
Cash Flows (Annual)
Figures in USD.
| Metric | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -87.65M | -71.30M | -193.13M | -162.19M | 12.18M | 450.14M | 793.91M |
| Investing Cash Flow | -353.73M | -253.07M | -1.02B | -2.01B | -1.65B | -1.33B | -1.08B |
| Financing Cash Flow | 561.65M | 294.73M | 2.58B | 2.04B | 1.35B | 913.15M | 751.42M |
| Capital Expenditure | -19.41M | -21.02M | -20.25M | -111.70M | -120.78M | -159.30M | -192.19M |
| Free Cash Flow | -107.06M | -92.32M | -213.38M | -273.90M | -108.59M | 290.84M | 601.72M |
| Net Change in Cash | - | - | - | -136.41M | -290.94M | 38.14M | 462.27M |
| Share Buybacks | 2.63M | 18.85M | 800.00K | 86.00K | 109.00K | 0 | 250.00M |
Ratios (Annual)
Figures in %.
| Metric | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | 57.3% | 45.0% | 63.6% | 67.5% |
| Operating Margin % | -90.9% | -39.0% | -89.3% | -59.0% | -61.8% | -11.4% | 10.5% |
| Net Margin % | -85.9% | -40.8% | -102.7% | -52.4% | -62.1% | -22.3% | 1.6% |
| ROE % | 45.7% | 30.7% | -17.1% | -27.0% | -38.9% | -19.0% | 1.7% |
| ROCE % | - | - | - | -11.6% | -12.2% | -2.8% | 3.1% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AFRM
This SoFi Competitor Posted 40% Returns In April: Can Earnings Push It Higher? - Stocktwits
<a href="https://news.google.com/rss/articles/CBMiuAFBVV95cUxNZmZjRWwwdjd6WnkyTHk0djcwQlNuRDFyX0pXNl9sVHpMX3NHeTVweHJIaTNIQXdQTF9lUHQ1QTVXTnJwNXp5VTFER2lwZFVuWDM1eFk1SlNDT0xNcTVkejRKaVdnSjVMd1JXdHFwb3JRdTZPY3hWMURwN1cxdkFXTmQwSmhtODh2OEZsSz…
Affirm Holdings (NASDAQ: AFRM) chief reports RSU vest and tax withholding - Stock Titan
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AFRM Stock Headed For Third Week Of Gains - Morgan Stanley Names Affirm 'Top Pick' - Stocktwits
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Affirm Holdings, Inc. $AFRM Shares Sold by Quantinno Capital Management LP - MarketBeat
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Affirm (AFRM) Stock May Be 13% Overvalued Following Banking Charter Plans - Yahoo Finance
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Affirm Stock Slides 16% Over 7 Straight Down Days - Trefis
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AFRM — Frequently Asked Questions
What is the current share price of AFRM?
As of 2026-08-05 17:25 PDT, AFRM trades at $78.47 on NASDAQ/NYSE. Its 52-week range is $42.53 to $92.18.
What is the market capitalisation of AFRM?
AFRM has a market capitalisation of $25.51B on NASDAQ/NYSE.
What is the P/E ratio of AFRM?
AFRM trades at a trailing price-to-earnings (P/E) ratio of 523.13. Its price-to-book (P/B) ratio is 8.31.
What is the return on equity (ROE) of AFRM?
AFRM has a return on equity (ROE) of 1.70%. Its return on capital employed (ROCE) is 3.08%.
Is AFRM a good stock to buy?
This page provides a data-driven analysis of AFRM, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.