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🏘️ Housing market · data to Aug 2026

Is now a good time to buy a home in McKinney, TX?

The typical home value in McKinney, TX is $474K as of Aug 2026 (Zillow Home Value Index), down 5.1% from a year earlier. Over five years prices have compounded at +1.8% a year and sit 15.0% below their peak. Prices are 19.1% below their 10-year trend line.

$474K
Typical home value
-5.1%
1-year change
-0.5%
12-month outlook
60/100
Buy-timing score
WAIT
WAIT — the model projects prices about -3.0% lower around Jan 2028. Patience is likely to be rewarded; use the time to negotiate and arrange financing.
Best price windowJan 2028model estimate

McKinney, TX price trend & forecast

-3.5%
3-year CAGR
+1.8%
5-year CAGR
-15.0%
From peak
-19.1%
vs 10-yr trend
-1.4%
Momentum (annualised)
$296K$365K$434K$503K$572KBest entrySep 2016Aug 2026Aug 2028
Solid line: Zillow typical home value, monthly. Dashed: model forecast with 80% band. Green dot: projected best entry.

Explore on the interactive heat map →

Frequently asked questions

Is now a good time to buy a home in McKinney, TX?

As of Aug 2026, our buy-timing signal for McKinney, TX is WAIT — the model projects prices about -3.0% lower around Jan 2028. Patience is likely to be rewarded; use the time to negotiate and arrange financing. Buy-timing score: 60/100.

Will home prices in McKinney, TX go down in 2027?

The model projects -0.5% over the next 12 months: about $471K by Aug 2027, with an 80% range of $456K–$488K (today $474K). Forecasts are statistical and can be wrong — rates, supply and local events matter.

What is the average home price in McKinney, TX?

The typical (mid-tier) home value in McKinney, TX is $474K as of Aug 2026, -5.1% year over year.

What is the cheapest time of year to buy in McKinney, TX?

Historically, prices in McKinney, TX run lowest in January, about 1.6% below the annual average, and highest in June.

Other cities in Texas

Source & method

Data: Zillow Home Value Index (ZHVI) — all homes, mid-tier, raw monthly, monthly, latest Aug 2026. Page regenerated 2026-10-08 22:04 PDT. Signals combine valuation vs the long-run trend, momentum and a damped-trend forecast with seasonal adjustment; the “best price window” is the lowest point of the projected path. BUY = prices projected to rise and not stretched; ACCUMULATE = near fair value; WAIT = a dip is projected; HOT = running well ahead of trend; CAUTION = stretched with fading momentum.

Housing forecasts are statistical projections with wide uncertainty; local factors (interest rates, supply, school districts, micro-location) can dominate. Not real-estate, mortgage or investment advice.