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Financial distress indicators · updated 2026-10-09

Centrum Capital Limited — financial distress indicators

CENTRUM — open full stock page →
Financial ServicesFinancial Conglomerates Mkt cap ₹965.62 CrStatements as of Mar 2026 Flows: FY Mar 2026
36WATCH
Distress score / 100
Statistical model output from public data — not an allegation of insolvency or default. Methodology

Financial-health summary

Centrum Capital Limited's reported numbers place it in the 'Watch' financial-health band (distress score 36/100). The main indicators are critically thin capital and consecutive annual losses. In its favour: revenue still growing (+17% yoy).

1.5%
Equity / assets
+17%
Revenue YoY
49%
Volatility
₹1,357.02 Cr
Cash & ST investments
₹16,057.70 Cr
Total debt
-45%
From 52-week high

Stress by dimension

Share price — last 12 months

Indicators behind the score

Each red flag shows the evidence from the company’s own filings and the financial or legal principle behind it. Points add to the 0–100 score.

Critically thin capital+18
Solvency

Equity / assets is 1.5% vs a ~10% prudent floor for this business.

Leverage-ratio proxy for regulatory capital (Basel III; U.S. PCA 'well-capitalized' ≥5% leverage; RBI CRAR ≥9% banks / 15% NBFCs). Risk-weighted CET1 is not public in this dataset.

Consecutive annual losses+18
Profitability

Net loss in each of the last two years.

Sustained losses at a lender usually mean credit losses are outrunning provisions — a risk-management failure.

Revenue vs net income

Cash generation

Debt vs cash vs equity

✅ Mitigating factors

  • Revenue still growing (+17% YoY).
  • High insider/promoter ownership (74%) aligns management with survival.

📰 Recent news scan

⚖️ Indian legal pathway — NBFC / housing-finance insolvency

Frequently asked questions

What do Centrum Capital Limited's financial-health indicators show?

As of 2026-10-09, Centrum Capital Limited's public financial data places it in the 'Watch' band with a distress score of 36/100, driven by critically thin capital and consecutive annual losses. This is a statistical screen of reported numbers — it does not mean the company is insolvent, has defaulted or will enter insolvency proceedings.

What is Centrum Capital Limited's financial distress score?

36/100 ('Watch').

What works in Centrum Capital Limited's favour?

Revenue still growing (+17% YoY). High insider/promoter ownership (74%) aligns management with survival.

How are shareholders treated if a company enters insolvency?

Under the IBC the Committee of Creditors controls the resolution; the §53 waterfall pays secured creditors and workers first and equity last. In most resolution plans existing shareholders are wiped out or left with a token stake, and the company may be delisted.

Other Bank & Finance companies with distress indicators

All Bank & Finance companies with distress indicators →

Methodology

Score = capped sum of rule-based red flags across seven dimensions (liquidity, solvency, profitability, cash flow, sales trend, market signal, news). Ohlson O-score (1980) gives an accounting-based 1-year failure probability; Merton distance-to-default (Bharath & Shumway 2008) gives a market-implied probability. Financial institutions use a capital-based rule set. Recalculated every trading day from the latest filings, prices and news.

Not a prediction of default or insolvency. This page summarises statistical risk indicators from public data. It does not allege insolvency, default or wrongdoing, and the company may have resources or plans not reflected here (undrawn credit lines, asset sales, parent support, recent capital raises). Verify with the company’s filings (exchange disclosures, annual report). Not investment or legal advice.
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