Company Overview
Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App. The Square segment offers managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards. It also offers Square Handheld, a portable point-of sale device for transaction purposes. The Cash App segment offers financial tools, including peer-to-peer payments, bitcoin, and stock investment brokerage; Cash App Card, a debit card; Cash App Pay, mobile-friendly way for cash app customers to pay at merchants across online and in-person channels; direct deposit, stock brokerage, and tax preparation services; and Afterpay, a buy now, pay later platform. In addition, the company operates TIDAL, a platform for musicians and fans; TBD, an open developer platform focused on making the decentralized financial world accessible; Bitkey, a self-custody bitcoin wallet; and proto. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in Oakland, California.
Why Investors Should Care
Net profit has compounded at 28.3% per year over the last five years.
Revenue has grown at a 39.8% CAGR over the past five years.
Carries low leverage with a debt-to-equity ratio of 0.33.
Recent Developments
- Dec 2025 Revenue of $24.19B (+0.3% YoY); net profit $1.31B.
- Trailing 12 Months Year-on-year growth — revenue +9.3%, earnings -83.3%.
- 5-Year Trend Long-term compounding — revenue CAGR 39.8%, profit CAGR 28.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 39.77% |
| 1 Year: | 9.30% |
Compounded Profit Growth
| 5 Years: | 28.31% |
| 1 Year: | -83.30% |
Stock Price Performance
| 1 Year: | -0.64% |
| 6 Months: | +6.74% |
| 3 Months: | -5.88% |
| 1 Month: | -0.36% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)47.13 · Neutral
P/E of 136.54 is above the sector median of 30.29 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 39.8% over 5 years.
- Profit CAGR of 28.3% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 136.5.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | XYZ Block, Inc. SPXR3KTECH | 76.46 | 136.54 | $41.35B | 0.00% | 10.44% | 1.61% | 39.77% | 28.31% |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 210.96 | 26.64 | $5.09T | 0.46% | 74.66% | 117.21% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 347.72 | 39.88 | $5.07T | 0.32% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 524.51 | 29.19 | $3.89T | 0.79% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 418.51 | 31.19 | $2.17T | 0.95% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 321.68 | 41.08 | $1.54T | 0.72% | 16.70% | 44.25% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 877.55 | 19.82 | $991.10B | 0.05% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 516.79 | 131.83 | $843.65B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,571.80 | 51.02 | $603.73B | 0.50% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | 648.80M | 792.30M | 857.70M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.77B | 6.05B | 6.11B | 6.25B | 6.06B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.48B | 3.52B | 3.45B | 3.38B | 3.15B | - |
| Gross Profit | 74.28M | 90.34M | 96.31M | 110.24M | 148.96M | 150.31M | 173.43M | 207.43M | 218.62M | 255.17M | 315.82M | 352.66M | 396.75M | 465.85M | 500.04M | 538.50M | 596.76M | 794.46M | 963.50M | 1.14B | 1.13B | 1.29B | 1.47B | 1.57B | 1.71B | 1.87B | 1.90B | 2.09B | 2.23B | 2.25B | - | 2.29B | 2.54B | 2.66B | 2.87B | 2.91B | 3.17B |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.79B | 1.76B | 1.89B | 1.88B | 2.58B | - |
| Operating Income | -46.35M | -28.07M | -52.22M | -97.13M | -27.36M | -31.98M | -14.08M | -12.22M | -14.89M | -20.99M | -2.65M | -9.87M | -22.04M | -843.00K | 32.09M | -90.29M | -23.05M | 49.34M | 67.74M | 124.99M | 23.00M | -226.79M | -213.77M | -48.79M | -6.17M | -132.11M | -9.91M | 249.74M | 306.56M | 323.01M | - | 498.99M | 778.38M | 772.89M | 995.38M | 328.13M | 446.87M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 333.24M | 870.78M | 865.01M | 1.09B | -243.41M | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 17.24M | - | - | - | 53.20M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 227.05M | 659.38M | 601.53M | 201.95M | -392.58M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 38.33M | 121.05M | 139.93M | 86.40M | -83.98M | - |
| Net Income | -47.98M | -29.62M | -53.93M | -96.75M | -27.34M | -32.32M | -15.09M | -15.96M | -16.10M | -23.99M | -5.91M | 19.64M | -38.15M | -6.74M | 29.40M | -105.89M | -11.48M | 36.52M | 39.01M | 204.02M | 84.00K | -204.20M | -208.01M | -14.71M | 98.32M | -102.04M | -88.74M | 472.00M | 195.27M | 283.75M | - | 189.87M | 538.46M | 461.54M | 115.76M | -308.68M | 88.52M |
| Diluted EPS | -0.33 | -0.20 | -0.35 | -0.29 | -0.08 | -0.09 | -0.04 | -0.04 | -0.04 | -0.06 | -0.01 | 0.04 | -0.09 | -0.02 | 0.06 | -0.24 | -0.03 | 0.07 | 0.08 | 0.40 | 0.00 | -0.38 | -0.36 | -0.02 | 0.16 | -0.17 | -0.15 | 0.74 | 0.31 | 0.45 | - | 0.30 | 0.87 | 0.74 | - | -0.52 | 0.15 |
| R&D Expense | 39.55M | 45.89M | 55.02M | 64.59M | 68.64M | 70.42M | 68.58M | 78.13M | 82.55M | 105.09M | 114.80M | 135.77M | 154.35M | 174.20M | 168.77M | 194.99M | 207.73M | 227.55M | 310.14M | 324.06M | 360.73M | 458.22M | 524.83M | 548.04M | 626.94M | 694.67M | 713.79M | 720.57M | 713.16M | 710.98M | - | 760.70M | 725.29M | 711.24M | - | 1.04B | 608.66M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 850.19M | 1.27B | 1.71B | 2.21B | 3.21B | 4.71B | 9.50B | - | 17.53B | 21.92B | 24.12B | 24.19B |
| Cost of Revenue | - | - | - | - | - | - | - | - | 11.54B | 14.41B | 15.23B | 13.83B |
| Gross Profit | 226.07M | 370.03M | 576.04M | 839.31M | 1.30B | 1.89B | 2.73B | - | 5.99B | 7.50B | 8.89B | 10.36B |
| Operating Expenses | - | - | - | - | - | - | - | - | 6.02B | 7.12B | 7.20B | 7.31B |
| Operating Income | -150.49M | -174.46M | -170.45M | -54.21M | -36.61M | 26.56M | -18.82M | - | -27.28M | 381.82M | 1.69B | 3.05B |
| EBITDA | - | - | - | - | - | - | - | - | 313.25M | 790.38M | 2.06B | 3.42B |
| Interest Expense | - | - | - | - | - | - | - | 33.12M | 36.23M | - | - | - |
| Pretax Income | - | - | - | - | - | - | - | - | -565.32M | -29.14M | 1.36B | 1.69B |
| Tax Provision | - | - | - | - | - | - | - | - | -12.31M | -8.02M | -1.51B | 385.70M |
| Net Income | -154.09M | -179.82M | -171.59M | -62.81M | -38.45M | 375.45M | 213.10M | - | -540.75M | 9.77M | 2.90B | 1.31B |
| Diluted EPS | -1.08 | -1.24 | -0.50 | -0.17 | -0.09 | 0.81 | 0.44 | - | -0.93 | 0.02 | 4.56 | 2.10 |
| R&D Expense | 144.64M | 199.64M | 268.54M | 321.89M | 497.48M | 674.16M | 881.83M | 1.38B | 2.14B | 2.72B | 2.91B | 2.91B |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 894.77M | 1.21B | 2.19B | 3.28B | 4.55B | 9.87B | - | 31.36B | 33.03B | 36.78B | 39.55B |
| Current Assets | - | - | - | - | - | - | - | - | - | 15.62B | 17.82B | 19.88B | 22.86B |
| Cash & Equivalents | 166.18M | 222.31M | 461.33M | 452.03M | 696.47M | 583.17M | 1.05B | 3.16B | - | 7.72B | 8.17B | 12.26B | 11.34B |
| Inventory | - | - | - | - | - | - | - | - | - | 97.70M | 110.10M | 104.99M | 158.32M |
| Receivables | - | - | - | - | - | - | - | - | - | 4.43B | 5.81B | 3.71B | 4.27B |
| Total Liabilities | - | - | 386.72M | 635.21M | 1.40B | 2.16B | 2.84B | 7.19B | - | 14.11B | 14.34B | 15.54B | 17.38B |
| Current Liabilities | - | - | 334.20M | 577.46M | 972.83M | 1.02B | 1.69B | 4.13B | - | 8.43B | 8.88B | 8.55B | 10.38B |
| Long Term Debt | - | - | 0 | 0 | 358.57M | 899.70M | 938.83M | 2.59B | - | 4.99B | 4.97B | 6.40B | 6.61B |
| Total Debt | - | - | - | - | - | - | - | - | - | 6.33B | 6.07B | 7.92B | 8.97B |
| Total Equity | 162.29M | 273.67M | 508.05M | 576.15M | 786.33M | 1.12B | 1.72B | 2.68B | - | 17.22B | 18.70B | 21.27B | 22.20B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | 600.06M | 615.82M | 619.68M | 602.08M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -112.38M | 21.12M | 23.13M | 127.71M | 295.08M | 327.63M | 173.11M | - | 175.90M | 100.96M | 1.71B | 2.58B |
| Investing Cash Flow | -24.55M | -43.22M | -114.24M | -340.61M | -905.85M | 95.19M | -606.64M | - | 1.23B | 683.20M | 649.95M | -2.80B |
| Financing Cash Flow | 194.15M | 264.76M | 90.74M | 454.93M | 515.75M | 243.40M | 3.68B | - | 97.58M | -240.14M | 1.95B | -613.10M |
| Capital Expenditure | -28.79M | -37.43M | -25.43M | -26.10M | -61.20M | -62.50M | -138.40M | - | -170.81M | -151.15M | -153.95M | -155.04M |
| Free Cash Flow | -141.17M | -16.31M | -2.30M | 101.61M | 233.88M | 265.13M | 34.71M | - | 5.09M | -50.19M | 1.55B | 2.42B |
| Net Change in Cash | - | - | - | - | - | - | - | - | 1.50B | 544.02M | 4.31B | -835.32M |
| Share Buybacks | - | - | - | - | - | - | - | 0 | 0 | 156.81M | 1.17B | 2.33B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | 26.6% | 29.2% | 33.7% | 37.9% | 40.7% | 40.1% | 28.8% | - | 34.2% | 34.2% | 36.9% | 42.8% |
| Operating Margin % | -17.7% | -13.8% | -10.0% | -2.4% | -1.1% | 0.6% | -0.2% | - | -0.2% | 1.7% | 7.0% | 12.6% |
| Net Margin % | -18.1% | -14.2% | -10.0% | -2.8% | -1.2% | 8.0% | 2.2% | - | -3.1% | 0.0% | 12.0% | 5.4% |
| ROE % | -56.3% | -35.4% | -29.8% | -8.0% | -3.4% | 21.9% | 7.9% | - | -3.1% | 0.1% | 13.6% | 5.9% |
| ROCE % | - | -31.1% | -26.9% | -4.5% | -1.6% | 0.9% | -0.3% | - | -0.1% | 1.6% | 6.0% | 10.4% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 7.69% | 41.57M | $3.21B |
| 2 | Price (T.Rowe) Associates Inc | 7.35% | 39.73M | $3.07B |
| 3 | Vanguard Capital Management LLC | 6.46% | 34.95M | $2.70B |
| 4 | Vanguard Portfolio Management LLC | 4.61% | 24.93M | $1.93B |
| 5 | State Street Corporation | 4.26% | 23.06M | $1.78B |
| 6 | Capital World Investors | 3.96% | 21.40M | $1.65B |
| 7 | Morgan Stanley | 2.80% | 15.13M | $1.17B |
| 8 | Geode Capital Management, LLC | 2.63% | 14.24M | $1.10B |
| 9 | Ameriprise Financial, Inc. | 1.57% | 8.46M | $653.77M |
| 10 | Contour Asset Management LLC | 1.52% | 8.25M | $636.96M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for XYZ
XYZ Stock Gets Double Upgrade — Piper Sandler Says Block’s Margin Expansion Story Is Underappreciated - Stocktwits
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Block Inc (XYZ) Shares Fall 3.2% -- GF Value Says Still Overvalued - GuruFocus
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Block director Anthony Eisen sells $1.42m in XYZ stock - Investing.com
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XYZ — Frequently Asked Questions
What is the current share price of Block, Inc. (XYZ)?
As of 2026-10-23 16:27 PDT, Block, Inc. (XYZ) trades at $76.46 on NYSE. Its 52-week range is $49.09 to $84.85.
What is the market capitalisation of XYZ?
Block, Inc. (XYZ) has a market capitalisation of $41.35B on NYSE.
What is the P/E ratio of XYZ?
XYZ trades at a trailing price-to-earnings (P/E) ratio of 136.54. The industry average P/E is 30.29. Its price-to-book (P/B) ratio is 2.08.
What is the return on equity (ROE) of XYZ?
XYZ has a return on equity (ROE) of 1.61%. Its return on capital employed (ROCE) is 10.44%.
Is XYZ a good stock to buy?
This page provides a data-driven analysis of Block, Inc. (XYZ), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.