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Willis Towers Watson Public Limited Company WTW SPX

Financial Services · Insurance Brokers · United Kingdom
https://www.wtwco.com

Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. The company operates through two segments: Health, Wealth & Career and Risk & Broking. It offers strategy and design consulting, plan management service and support, broking and administration services for health, wellbeing, and other group benefit programs, including medical, dental, disability, life, voluntary benefits, and other coverages; actuarial support, plan design, and administrative services for pension and retirement savings plans; retirement consulting services and solutions; and integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services. The company also provides advice, data, software, and products to address clients' total rewards and talent issues; and risk advice, insurance brokerage, and consulting services in the areas of property and casualty, affinity, risk and analytics, aerospace, construction, global markets direct and facultative, financial, executive and professional risks, credit risk solutions, crisis management, surety, marine, and natural resources. In addition, it offers software and technology, risk and capital management, products and product pricing, financial and regulatory reporting, financial and capital modeling, M&A, outsourcing, and business management services. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.

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$249.67
-20.19% 1Y

Market & Price

Market Cap
$23.58B
Current Price
$249.67
High / Low (52W)
$347.81 / $242.12
Beta
0.45

Valuation

Stock P/E
14.67
Industry PE
12.01
Forward P/E
11.26
PEG Ratio
1.27
Book Value
$83.89
Price to Book
2.98
P/S
2.38
EV/EBITDA
10.38
Dividend Yield
1.54%

Profitability & Returns

ROCE
14.25%
ROE
20.61%
ROA
5.09%
Profit Margin
16.84%
Op Margin
20.52%
EPS (Latest Qtr)
$3.10
EPS (TTM)
$17.02

Balance Sheet & Liquidity

Debt/Equity
0.86
Quick Ratio
0.33
Current Ratio
1.19
Debt
$6.91B
Total Assets
$29.53B
Current Assets
$16.87B
Working Capital
$2.87B

Ownership

Promoter Holding
0.26%
Chg in Prom Hold
-
FII / Inst Holding
99.11%
Chg in FII Hold
-0.00%

Financial Snapshot

Enterprise Value
$28.71B
Total Revenue (TTM)
$9.90B
EBITDA
$2.76B
Free Cash Flow
$2.05B
Operating Cash Flow
$1.80B
Shares Outstanding
94.45M
Gross Margin
42.41%
Payout Ratio
21.84%

Growth (CAGR)

Revenue 5Y
3.07%
Profit 5Y
16.73%
Revenue (YoY)
8.50%
Earnings (YoY)
33.00%

PROS

  • Strong return on equity of 20.6%.
  • Profit CAGR of 16.7% over 5 years.
  • Generates positive free cash flow.

CONS

  • Trading 28.2% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 WTW Willis Towers Watson Public Limited Company SPX 249.67 14.67 $23.58B 1.54% 14.25% 20.61% 3.07% 16.73%
2 JPM JPMorgan Chase & Co. SPX 299.31 14.33 $802.00B 2.00% - 16.47% 12.50% 14.83%
3 V Visa Inc. SPX 326.36 28.48 $620.65B 0.82% 38.38% 60.35% 10.92% 10.28%
4 MA Mastercard Incorporated SPX 493.98 28.57 $436.47B 0.70% 61.47% - 13.82% 14.66%
5 MS Morgan Stanley SPX 208.00 18.84 $328.08B 1.92% - 16.39% 9.52% 15.20%
6 GS The Goldman Sachs Group, Inc. SPX 1,025.56 18.73 $302.55B 1.76% - 14.55% 7.16% 15.11%
7 WFC Wells Fargo & Company SPX 77.54 11.98 $237.29B 2.32% - 12.03% 4.02% 15.98%
8 BLK BlackRock, Inc. SPX 1,046.88 26.32 $162.51B 2.19% 4.89% 11.90% 10.65% 2.36%
9 SCHW The Charles Schwab Corporation SPX 87.35 17.37 $151.91B 1.47% - 19.08% 4.83% 7.21%
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Quarterly Results

Figures in USD.

Metric Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue ---------2.27B1.97B1.83B-2.29B2.03B1.97B-2.43B2.10B1.89B-2.20B2.05B1.95B-2.15B1.97B1.92B2.20B2.12B2.12B2.29B2.22B--2.22B2.26B2.29B2.94B2.41B
Cost of Revenue -----------------------------------1.32B1.45B1.41B1.44B1.43B
Gross Profit -----------------------------------899.00M812.00M875.00M1.50B978.00M
Operating Expenses -----------------------------------467.00M442.00M455.00M462.00M489.00M
Operating Income 2.00M326.00M136.00M1.00M88.00M401.00M61.00M-26.00M80.00M259.00M63.00M17.00M470.00M359.00M176.00M107.00M687.00M140.00M74.00M66.00M579.00M211.00M170.00M1.13B690.00M179.00M137.00M154.00M285.00M142.00M159.00M280.00M212.00M--432.00M370.00M420.00M1.03B489.00M
EBITDA -----------------------------------470.00M483.00M558.00M1.12B557.00M
Interest Expense -----------------------------------65.00M64.00M65.00M66.00M77.00M
Pretax Income -----------------------------------303.00M313.00M390.00M947.00M376.00M
Tax Provision -----------------------------------65.00M-21.00M77.00M197.00M70.00M
Net Income -24.00M238.00M72.00M-32.00M142.00M344.00M33.00M-54.00M245.00M215.00M58.00M44.00M378.00M287.00M138.00M75.00M544.00M305.00M94.00M121.00M476.00M733.00M184.00M903.00M2.40B122.00M109.00M190.00M203.00M94.00M136.00M190.00M141.00M--235.00M331.00M304.00M735.00M297.00M
Diluted EPS -0.351.750.51-0.231.032.500.24-0.401.841.610.440.332.892.201.060.584.182.340.720.93-5.631.416.99-1.030.971.721.880.881.291.831.36--2.333.323.117.623.10

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue ----------8.41B8.29B8.55B-8.87B9.48B9.93B9.71B
Cost of Revenue --------------5.07B5.34B5.50B5.62B
Gross Profit --------------3.80B4.14B4.43B4.08B
Operating Expenses --------------2.26B2.32B2.29B1.83B
Operating Income 503.00M690.00M753.00M566.00M-225.00M663.00M647.00M427.00M348.00M516.00M809.00M1.05B859.00M-1.54B1.82B2.14B2.26B
EBITDA --------------2.03B2.02B821.00M2.63B
Interest Expense --------------208.00M235.00M263.00M260.00M
Pretax Income --------------1.26B1.28B102.00M1.95B
Tax Provision --------------194.00M215.00M192.00M318.00M
Net Income 303.00M438.00M455.00M204.00M-446.00M365.00M362.00M373.00M420.00M568.00M695.00M1.04B996.00M-1.01B1.05B-98.00M1.60B
Diluted EPS -2.592.661.16-2.585.375.325.413.044.185.278.027.65-8.989.95-0.9616.26

Compounded Sales Growth

5 Years:3.07%
1 Year:8.50%

Compounded Profit Growth

5 Years:16.73%
1 Year:33.00%

Stock Price Performance

1 Year:-20.19%
6 Months:-21.65%
3 Months:-17.91%
1 Month:-13.94%

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --15.62B15.85B15.73B15.11B14.80B15.42B18.84B30.25B32.46B32.38B35.43B38.53B-31.77B29.09B27.68B29.53B
Current Assets ---------------15.84B13.43B15.11B16.87B
Cash & Equivalents 200.00M205.00M221.00M316.00M436.00M500.00M796.00M635.00M532.00M870.00M1.03B1.03B887.00M2.04B-1.26B1.42B1.89B3.13B
Inventory -------------------
Receivables ---------------1.46B1.58B1.60B1.83B
Total Liabilities --13.40B13.24B13.21B13.39B12.56B13.36B16.43B20.02B22.18B22.39B25.06B27.60B-21.68B19.50B19.66B21.48B
Current Liabilities --10.50B10.31B10.00B10.19B9.47B10.21B12.80B13.37B14.76B15.30B16.07B19.33B-14.78B12.63B12.60B14.00B
Long Term Debt --2.17B2.16B2.35B2.34B2.31B2.13B2.28B3.36B4.45B4.39B5.30B4.66B-4.47B4.57B5.31B5.76B
Total Debt ---------------5.48B5.94B5.93B6.90B
Total Equity -1.84B2.18B2.58B2.49B1.70B2.21B1.99B2.23B10.06B10.13B9.85B10.25B10.82B-10.02B9.52B7.94B7.98B
Shares Outstanding ---------------106.77M102.54M99.81M95.08M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 253.00M419.00M489.00M439.00M525.00M561.00M477.00M244.00M933.00M862.00M1.29B1.08B1.77B-812.00M1.34B1.51B1.77B
Investing Cash Flow -1.03B102.00M-94.00M-101.00M-172.00M-120.00M-276.00M-943.00M195.00M-335.00M-341.00M-1.61B-160.00M--173.00M-1.08B250.00M447.00M
Financing Cash Flow 808.00M-516.00M-293.00M-214.00M-291.00M-137.00M-323.00M640.00M-775.00M-479.00M-903.00M455.00M378.00M--3.44B-1.20B-459.00M-936.00M
Capital Expenditure -94.00M-96.00M-83.00M-111.00M-135.00M-112.00M-113.00M-146.00M-------204.00M-242.00M-245.00M-229.00M
Free Cash Flow 159.00M323.00M406.00M328.00M390.00M449.00M364.00M98.00M------608.00M1.10B1.27B1.55B
Net Change in Cash ---------------2.81B-940.00M1.30B1.29B
Share Buybacks 75.00M-00100.00M0213.00M82.00M396.00M532.00M602.00M150.00M01.63B3.53B1.00B901.00M1.65B

Ratios (Annual)

Figures in %.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % --------------42.9%43.6%44.6%42.1%
Operating Margin % ----------9.6%12.7%10.0%-17.4%19.2%21.5%23.2%
Net Margin % ----------8.3%12.6%11.6%-11.4%11.1%-1.0%16.5%
ROE % 16.4%20.1%17.7%8.2%-26.3%16.5%18.2%16.7%4.2%5.6%7.1%10.2%9.2%-10.1%11.1%-1.2%20.1%
ROCE % -13.5%13.6%9.9%-4.6%12.4%12.4%7.1%2.1%2.9%4.7%5.4%4.5%-9.1%11.1%14.2%14.5%

Shareholding Pattern

Insiders
0.26%
Institutions
99.11%
Public Float
99.37%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 8.59% 8.11M $2.03B
2 Dodge & Cox Inc. 7.76% 7.33M $1.83B
3 Vanguard Capital Management LLC 6.53% 6.16M $1.54B
4 Harris Associates L.P. 6.37% 6.02M $1.50B
5 Massachusetts Financial Services Co. 6.21% 5.87M $1.46B
6 First Eagle Investment Management, LLC 4.59% 4.34M $1.08B
7 State Street Corporation 4.46% 4.22M $1.05B
8 Vanguard Portfolio Management LLC 4.30% 4.06M $1.01B
9 Artisan Partners Limited Partnership 4.01% 3.79M $945.40M
10 Geode Capital Management, LLC 2.74% 2.59M $646.64M

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