Willis Towers Watson Public Limited Company WTW SPX
Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. The company operates through two segments: Health, Wealth & Career and Risk & Broking. It offers strategy and design consulting, plan management service and support, broking and administration services for health, wellbeing, and other group benefit programs, including medical, dental, disability, life, voluntary benefits, and other coverages; actuarial support, plan design, and administrative services for pension and retirement savings plans; retirement consulting services and solutions; and integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services. The company also provides advice, data, software, and products to address clients' total rewards and talent issues; and risk advice, insurance brokerage, and consulting services in the areas of property and casualty, affinity, risk and analytics, aerospace, construction, global markets direct and facultative, financial, executive and professional risks, credit risk solutions, crisis management, surety, marine, and natural resources. In addition, it offers software and technology, risk and capital management, products and product pricing, financial and regulatory reporting, financial and capital modeling, M&A, outsourcing, and business management services. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Strong return on equity of 20.6%.
- Profit CAGR of 16.7% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 28.2% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | WTW Willis Towers Watson Public Limited Company SPX | 249.67 | 14.67 | $23.58B | 1.54% | 14.25% | 20.61% | 3.07% | 16.73% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | 2.27B | 1.97B | 1.83B | - | 2.29B | 2.03B | 1.97B | - | 2.43B | 2.10B | 1.89B | - | 2.20B | 2.05B | 1.95B | - | 2.15B | 1.97B | 1.92B | 2.20B | 2.12B | 2.12B | 2.29B | 2.22B | - | - | 2.22B | 2.26B | 2.29B | 2.94B | 2.41B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.32B | 1.45B | 1.41B | 1.44B | 1.43B |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 899.00M | 812.00M | 875.00M | 1.50B | 978.00M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 467.00M | 442.00M | 455.00M | 462.00M | 489.00M |
| Operating Income | 2.00M | 326.00M | 136.00M | 1.00M | 88.00M | 401.00M | 61.00M | -26.00M | 80.00M | 259.00M | 63.00M | 17.00M | 470.00M | 359.00M | 176.00M | 107.00M | 687.00M | 140.00M | 74.00M | 66.00M | 579.00M | 211.00M | 170.00M | 1.13B | 690.00M | 179.00M | 137.00M | 154.00M | 285.00M | 142.00M | 159.00M | 280.00M | 212.00M | - | - | 432.00M | 370.00M | 420.00M | 1.03B | 489.00M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 470.00M | 483.00M | 558.00M | 1.12B | 557.00M |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 65.00M | 64.00M | 65.00M | 66.00M | 77.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 303.00M | 313.00M | 390.00M | 947.00M | 376.00M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 65.00M | -21.00M | 77.00M | 197.00M | 70.00M |
| Net Income | -24.00M | 238.00M | 72.00M | -32.00M | 142.00M | 344.00M | 33.00M | -54.00M | 245.00M | 215.00M | 58.00M | 44.00M | 378.00M | 287.00M | 138.00M | 75.00M | 544.00M | 305.00M | 94.00M | 121.00M | 476.00M | 733.00M | 184.00M | 903.00M | 2.40B | 122.00M | 109.00M | 190.00M | 203.00M | 94.00M | 136.00M | 190.00M | 141.00M | - | - | 235.00M | 331.00M | 304.00M | 735.00M | 297.00M |
| Diluted EPS | -0.35 | 1.75 | 0.51 | -0.23 | 1.03 | 2.50 | 0.24 | -0.40 | 1.84 | 1.61 | 0.44 | 0.33 | 2.89 | 2.20 | 1.06 | 0.58 | 4.18 | 2.34 | 0.72 | 0.93 | - | 5.63 | 1.41 | 6.99 | - | 1.03 | 0.97 | 1.72 | 1.88 | 0.88 | 1.29 | 1.83 | 1.36 | - | - | 2.33 | 3.32 | 3.11 | 7.62 | 3.10 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | 8.41B | 8.29B | 8.55B | - | 8.87B | 9.48B | 9.93B | 9.71B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.07B | 5.34B | 5.50B | 5.62B |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.80B | 4.14B | 4.43B | 4.08B |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.26B | 2.32B | 2.29B | 1.83B |
| Operating Income | 503.00M | 690.00M | 753.00M | 566.00M | -225.00M | 663.00M | 647.00M | 427.00M | 348.00M | 516.00M | 809.00M | 1.05B | 859.00M | - | 1.54B | 1.82B | 2.14B | 2.26B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.03B | 2.02B | 821.00M | 2.63B |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 208.00M | 235.00M | 263.00M | 260.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.26B | 1.28B | 102.00M | 1.95B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 194.00M | 215.00M | 192.00M | 318.00M |
| Net Income | 303.00M | 438.00M | 455.00M | 204.00M | -446.00M | 365.00M | 362.00M | 373.00M | 420.00M | 568.00M | 695.00M | 1.04B | 996.00M | - | 1.01B | 1.05B | -98.00M | 1.60B |
| Diluted EPS | - | 2.59 | 2.66 | 1.16 | -2.58 | 5.37 | 5.32 | 5.41 | 3.04 | 4.18 | 5.27 | 8.02 | 7.65 | - | 8.98 | 9.95 | -0.96 | 16.26 |
Compounded Sales Growth
| 5 Years: | 3.07% |
| 1 Year: | 8.50% |
Compounded Profit Growth
| 5 Years: | 16.73% |
| 1 Year: | 33.00% |
Stock Price Performance
| 1 Year: | -20.19% |
| 6 Months: | -21.65% |
| 3 Months: | -17.91% |
| 1 Month: | -13.94% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 15.62B | 15.85B | 15.73B | 15.11B | 14.80B | 15.42B | 18.84B | 30.25B | 32.46B | 32.38B | 35.43B | 38.53B | - | 31.77B | 29.09B | 27.68B | 29.53B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 15.84B | 13.43B | 15.11B | 16.87B |
| Cash & Equivalents | 200.00M | 205.00M | 221.00M | 316.00M | 436.00M | 500.00M | 796.00M | 635.00M | 532.00M | 870.00M | 1.03B | 1.03B | 887.00M | 2.04B | - | 1.26B | 1.42B | 1.89B | 3.13B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.46B | 1.58B | 1.60B | 1.83B |
| Total Liabilities | - | - | 13.40B | 13.24B | 13.21B | 13.39B | 12.56B | 13.36B | 16.43B | 20.02B | 22.18B | 22.39B | 25.06B | 27.60B | - | 21.68B | 19.50B | 19.66B | 21.48B |
| Current Liabilities | - | - | 10.50B | 10.31B | 10.00B | 10.19B | 9.47B | 10.21B | 12.80B | 13.37B | 14.76B | 15.30B | 16.07B | 19.33B | - | 14.78B | 12.63B | 12.60B | 14.00B |
| Long Term Debt | - | - | 2.17B | 2.16B | 2.35B | 2.34B | 2.31B | 2.13B | 2.28B | 3.36B | 4.45B | 4.39B | 5.30B | 4.66B | - | 4.47B | 4.57B | 5.31B | 5.76B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.48B | 5.94B | 5.93B | 6.90B |
| Total Equity | - | 1.84B | 2.18B | 2.58B | 2.49B | 1.70B | 2.21B | 1.99B | 2.23B | 10.06B | 10.13B | 9.85B | 10.25B | 10.82B | - | 10.02B | 9.52B | 7.94B | 7.98B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 106.77M | 102.54M | 99.81M | 95.08M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 253.00M | 419.00M | 489.00M | 439.00M | 525.00M | 561.00M | 477.00M | 244.00M | 933.00M | 862.00M | 1.29B | 1.08B | 1.77B | - | 812.00M | 1.34B | 1.51B | 1.77B |
| Investing Cash Flow | -1.03B | 102.00M | -94.00M | -101.00M | -172.00M | -120.00M | -276.00M | -943.00M | 195.00M | -335.00M | -341.00M | -1.61B | -160.00M | - | -173.00M | -1.08B | 250.00M | 447.00M |
| Financing Cash Flow | 808.00M | -516.00M | -293.00M | -214.00M | -291.00M | -137.00M | -323.00M | 640.00M | -775.00M | -479.00M | -903.00M | 455.00M | 378.00M | - | -3.44B | -1.20B | -459.00M | -936.00M |
| Capital Expenditure | -94.00M | -96.00M | -83.00M | -111.00M | -135.00M | -112.00M | -113.00M | -146.00M | - | - | - | - | - | - | -204.00M | -242.00M | -245.00M | -229.00M |
| Free Cash Flow | 159.00M | 323.00M | 406.00M | 328.00M | 390.00M | 449.00M | 364.00M | 98.00M | - | - | - | - | - | - | 608.00M | 1.10B | 1.27B | 1.55B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -2.81B | -940.00M | 1.30B | 1.29B |
| Share Buybacks | 75.00M | - | 0 | 0 | 100.00M | 0 | 213.00M | 82.00M | 396.00M | 532.00M | 602.00M | 150.00M | 0 | 1.63B | 3.53B | 1.00B | 901.00M | 1.65B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 42.9% | 43.6% | 44.6% | 42.1% |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | 9.6% | 12.7% | 10.0% | - | 17.4% | 19.2% | 21.5% | 23.2% |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | 8.3% | 12.6% | 11.6% | - | 11.4% | 11.1% | -1.0% | 16.5% |
| ROE % | 16.4% | 20.1% | 17.7% | 8.2% | -26.3% | 16.5% | 18.2% | 16.7% | 4.2% | 5.6% | 7.1% | 10.2% | 9.2% | - | 10.1% | 11.1% | -1.2% | 20.1% |
| ROCE % | - | 13.5% | 13.6% | 9.9% | -4.6% | 12.4% | 12.4% | 7.1% | 2.1% | 2.9% | 4.7% | 5.4% | 4.5% | - | 9.1% | 11.1% | 14.2% | 14.5% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.59% | 8.11M | $2.03B |
| 2 | Dodge & Cox Inc. | 7.76% | 7.33M | $1.83B |
| 3 | Vanguard Capital Management LLC | 6.53% | 6.16M | $1.54B |
| 4 | Harris Associates L.P. | 6.37% | 6.02M | $1.50B |
| 5 | Massachusetts Financial Services Co. | 6.21% | 5.87M | $1.46B |
| 6 | First Eagle Investment Management, LLC | 4.59% | 4.34M | $1.08B |
| 7 | State Street Corporation | 4.46% | 4.22M | $1.05B |
| 8 | Vanguard Portfolio Management LLC | 4.30% | 4.06M | $1.01B |
| 9 | Artisan Partners Limited Partnership | 4.01% | 3.79M | $945.40M |
| 10 | Geode Capital Management, LLC | 2.74% | 2.59M | $646.64M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for WTW