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WSFS Financial Corporation WSFS R2KR3KFINANCIAL

Financial Services · Banks - Regional · United States
https://www.wsfsbank.com
Company Profile ↓
$79.02
+42.00% 1Y
Mkt Cap$4.04B
P/E13.26
P/B1.51
Div. Yield1.01%
52W High$82.09
52W Low$49.80
Book Value$52.24
EPS (TTM)$5.96

Company Overview

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 49.9% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 12.2% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 13.3, below the sector median of 13.6.

Healthy Margins

Maintains a net profit margin of 29.7%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.11.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $1.07B (+1.8% YoY); net profit $287.35M.
  • Trailing 12 Months Year-on-year growth — revenue +8.8%, earnings +28.3%.
  • 5-Year Trend Long-term compounding — revenue CAGR 12.2%, profit CAGR 49.9%.

Growth & Price Performance

Compounded Sales Growth

5 Years:12.21%
1 Year:8.80%

Compounded Profit Growth

5 Years:49.90%
1 Year:28.30%

Stock Price Performance

1 Year:+42.00%
6 Months:+11.27%
3 Months:-1.73%
1 Month:+2.26%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 90% of range
$49.80 $82.09
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)60.64 · Neutral
Price Performance
1M+2.26%
3M-1.73%
6M+11.27%
1Y+42.00%
Valuation vs Sector

P/E of 13.26 is below the sector median of 13.55 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 29.7%.
  • Compounding revenue at 12.2% over 5 years.
  • Profit CAGR of 49.9% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
13.26
Industry PE
13.55
Forward P/E
11.47
PEG Ratio
0.98
Book Value
$52.24
Price to Book
1.51
P/S
3.74
EV/EBITDA
-
Dividend Yield
1.01%

Growth (CAGR)

Revenue 5Y
12.21%
Profit 5Y
49.90%
Revenue (YoY)
8.80%
Earnings (YoY)
28.30%

Profitability & Returns

ROCE
-
ROE
11.90%
ROA
1.48%
Profit Margin
29.72%
Op Margin
41.72%
Gross Margin
0.00%
EPS (Latest Qtr)
$1.63
EPS (TTM)
$5.96

Balance Sheet & Liquidity

Debt/Equity
0.11
Quick Ratio
-
Current Ratio
-
Debt
$545.32M
Total Assets
$22.65B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.96%
Chg in Prom Hold
-0.01%
FII / Inst Holding
95.31%
Chg in FII Hold
0.01%

Financial Snapshot

Enterprise Value
$4.04B
Total Revenue (TTM)
$1.08B
EBITDA
-
Free Cash Flow
$213.61M
Operating Cash Flow
$247.73M
Shares Outstanding
51.09M
Gross Margin
0.00%
Payout Ratio
11.91%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 WSFS WSFS Financial Corporation R2KR3KFINANCIAL 79.02 13.26 $4.04B 1.01% - 11.90% 12.21% 49.90%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 331.58 14.21 $881.40B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 542.19 13.64 $763.42B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 407.92 34.69 $695.14B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 623.60 34.34 $542.20B 0.62% 60.19% - 12.29% 19.21%
6 BRK-A Berkshire Hathaway Inc. FINANCIAL 813,595.00 13.64 $397.40B 0.00% - 12.12% 7.60% 10.02%
7 BAC Bank of America Corporation SPXR3KFINANCIAL 50.56 11.68 $353.55B 2.39% - 11.20% 3.14% 4.27%
8 HSBC HSBC Holdings plc FINANCIAL 90.68 12.95 $310.38B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 179.49 14.51 $281.90B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue -73.71M77.01M82.92M-88.92M94.01M97.45M-115.08M107.14M117.32M-140.70M185.77M203.61M-174.70M190.26M172.54M-169.10M161.92M152.06M204.71M250.71M249.22M289.51M348.49M-----256.11M267.50M270.49M271.88M275.25M-
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income ----------------------------------------
EBITDA ----------------------------------------
Interest Expense ----------------------------------75.66M73.69M74.40M69.85M64.07M-
Pretax Income ----------------------------------86.97M95.54M100.87M97.23M114.48M-
Tax Provision ----------------------------------21.10M23.32M24.41M24.54M27.64M-
Net Income 13.98M15.77M17.48M12.72M18.11M18.94M20.57M20.57M-9.83M37.35M28.74M38.94M29.72M13.02M36.20M53.88M45.70M10.93M-7.11M51.15M59.81M65.08M95.67M54.41M3.80M60.74M73.38M62.40M68.68M74.17M65.76M69.27M64.44M-65.90M72.33M76.45M72.68M86.83M-
Diluted EPS 0.460.520.580.410.560.590.640.64-0.311.160.891.200.930.330.681.020.880.21-0.141.011.201.362.011.140.060.941.161.011.121.221.091.161.08--1.271.371.341.641.63

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -212.52M241.08M236.98M227.07M238.62M272.83M321.64M379.37M455.51M709.20M715.43M-923.02M1.01B1.05B1.07B
Cost of Revenue -----------------
Gross Profit -----------------
Operating Expenses -----------------
Operating Income -----------------
EBITDA -----------------
Interest Expense -------------40.92M251.42M358.14M293.60M
Pretax Income -------------300.61M365.27M347.26M380.61M
Tax Provision -------------77.96M96.25M83.76M93.36M
Net Income 663.00K14.12M22.68M31.31M46.88M53.76M53.53M64.08M50.24M134.74M148.81M114.77M-222.38M269.16M263.67M287.35M
Diluted EPS -0.301.462.283.251.691.931.852.061.564.193.002.27-3.494.404.415.09

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --3.95B4.29B4.38B4.52B4.85B5.58B6.77B7.00B7.25B12.26B14.33B15.78B19.91B20.59B20.81B21.31B
Current Assets ------------------
Cash & Equivalents -321.75M376.76M468.02M500.89M484.43M508.04M561.18M821.92M723.87M620.76M571.75M1.65B1.53B832.61M1.09B1.15B1.69B
Inventory ------------------
Receivables --------------74.45M85.98M84.67M80.28M
Total Liabilities --3.59B3.90B3.95B4.13B4.36B5.00B6.08B6.28B6.43B10.41B12.54B13.84B17.71B18.12B18.23B18.59B
Current Liabilities ------------------
Long Term Debt -----21.99M--------726.89M895.08M383.61M302.68M
Total Debt --------------726.89M895.08M383.61M302.68M
Total Equity 216.63M301.80M367.82M392.13M421.05M383.05M489.05M580.47M687.34M724.35M820.92M1.85B1.79B1.94B2.21B2.48B2.59B2.74B
Shares Outstanding --------------75.92M76.10M76.26M76.46M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 21.88M61.97M76.35M103.03M57.38M-74.18M80.18M130.17M135.57M89.87M15.14M-480.85M237.00M219.90M220.00M
Investing Cash Flow -248.88M-15.70M-280.82M-115.25M-172.46M--275.84M-276.59M-388.79M-359.91M293.82M-874.94M--137.37M-326.26M-66.73M124.88M
Financing Cash Flow 300.19M8.74M295.73M45.09M98.62M-254.80M457.16M160.56M121.23M-432.69M1.94B--1.04B344.90M-91.25M199.46M
Capital Expenditure -6.78M-5.73M-10.49M-8.11M-2.86M-4.74M-8.36M-9.87M-7.73M-5.50M-14.20M-7.16M--8.81M-6.41M-14.26M-6.39M
Free Cash Flow 15.11M56.24M65.85M94.92M54.52M-65.81M70.31M122.44M130.07M75.67M7.98M-472.05M230.60M205.64M213.61M
Net Change in Cash --------------695.68M255.64M61.92M544.34M
Share Buybacks ---4.60M-2.69M31.66M14.31M11.75M31.20M97.19M155.83M13.27M200.08M54.65M96.31M290.28M
Dividends Paid 5.21M6.21M6.72M6.81M6.00M4.64M6.00M7.63M9.43M13.25M22.46M24.37M24.24M35.75M36.74M35.80M37.17M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -6.6%9.4%13.2%20.6%22.5%19.6%19.9%13.2%29.6%21.0%16.0%-24.1%26.5%25.2%27.0%
ROE % 0.2%3.8%5.8%7.4%12.2%11.0%9.2%9.3%6.9%16.4%8.0%6.4%-10.1%10.9%10.2%10.5%
ROCE % -----------------

Shareholding Pattern

Insiders
0.96%
Institutions
95.31%
Public Float
96.24%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 14.71% 7.52M $566.62M
2 Dimensional Fund Advisors LP 6.99% 3.57M $269.36M
3 Vanguard Portfolio Management LLC 6.48% 3.31M $249.70M
4 State Street Corporation 5.94% 3.03M $228.64M
5 Franklin Resources, Inc. 4.52% 2.31M $174.16M
6 Vanguard Capital Management LLC 4.42% 2.26M $170.07M
7 Geode Capital Management, LLC 3.07% 1.57M $118.41M
8 Nomura Asset Management International Inc 2.28% 1.17M $87.85M
9 Invesco Ltd. 2.06% 1.05M $79.33M
10 Pzena Investment Management LLC 1.74% 888.50K $66.98M

Analyst View

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Latest News

Recent headlines for WSFS

Google News Fri, 23 Oct 2026

What WSFS Financial (WSFS) Said on Its Q3 Earnings Call - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMilwFBVV95cUxONHlXVE9OMldGREp6YVVzLTU1TGtMTzJvVXVPQnJMU1R1dWJ4c1BOQVdUb0pyazhOZFpGQmREWXdvUXZuaW9fN3pnM1F5LW1ZRmdNQXhTQzdyRWFJOFU1dzBpQmR4bEJJNzBZV3B0cVZQQnVsRmpfOTBrN2tvejY5SVV3M1A1cEJ4VlgtMl…

Google News Fri, 23 Oct 2026

Earnings call transcript: WSFS tops Q3 2026 profit view as stock rises 2% - Investing.com UK

<a href="https://news.google.com/rss/articles/CBMizAFBVV95cUxOdWFyYVJkU3FSN3dMT3pjTnJzR2VXdno4clQzbkxJLXJLTXFhV3RMTF9kNVFZVzRWbzBqazNaMlBxZ0tjMXB5OHdieS1vLUVocEdwaVlTbmdwQ3BsWktqWi1CQVBBb1lodHlhLVowdkZGcXFCQ3V4SHVfM2ozeXlLS0Z1M0lKTmExUVQxcW…

Google News Wed, 21 Oct 2026

Possible Bearish Signals With WSFS Financial Insiders Disposing Stock - Moomoo

<a href="https://news.google.com/rss/articles/CBMiswFBVV95cUxNSDBWNW83d3M1WEZNVmxoX3ZialRTMm5YZjNucnp4S1pZWlAzSnhkdjJmeS0tWm9KSFpHMkY3YzVtYlBwc21sdGp5WjUxQzJwUl85R0ZEbUVfdUxwVk0xRGxmcnJVMkZnOHEtWGdUM3V2VVFqbDBPdzdQYzJoY0ZESzh0UFNGWC1qdDBvME…

Google News hu, 22 Oct 2026

WSFS Financial Corp (NASDAQ:WSFS) Q3 2026 EPS Beat Offset by Mixed Revenue Signals - ChartMill

<a href="https://news.google.com/rss/articles/CBMiywFBVV95cUxNRVpSRXNJWHVSVTRKd2k0QXp5T0dNRkQ2OXRWal9PNHU4VmpTZDVjUHlseHBBM2RIa0dldHExY0RhQ1A4M1gtbEIxWmtRSTF0dFBBQmlJMlRHYWsxdzBGWDhLcldtdUZ4MmRrT01ESFozOWk5YjFGWi1QRVg4N19GM2Y3VDZfWVduVTRYQj…

Google News Fri, 23 Oct 2026

WSFS Financial Q3 2026 Earnings Call Transcript - Benzinga

<a href="https://news.google.com/rss/articles/CBMilwFBVV95cUxNSnNFaVdIQ0VYOEJwR05jVFVZcWpnR2RYNUlPT3h3djZUaFpRenNqQlZHY3Z1Y0t6bTFKOGNXTkN3QXg1Rm9ETUctYW15X1lrcDBsTnk4VW15WDlxWXhOUlE0NGZ4aUtRRW9JSU00STdtdHZxN3YyVjJLSzNLVFNCY0RPS2lIcjFGNnpKQ2…

Google News Wed, 21 Oct 2026

WSFS Financial (WSFS) Reports Earnings Tomorrow: What To Expect - TradingView

<a href="https://news.google.com/rss/articles/CBMivgFBVV95cUxQWjZNVzIwbzJrcndJU3d6SGJLTGxRdE5uRXlFQTZiUGVPcWItdzM4MmhWeW9sNC1vQ2xES3FpRHNDTGlTVHNQbUtjZmdjSEt0WFU3cHVYbTFmMmZxRHY5X1daV3RIbHBRdTlvU3d4dWhheEwtX2VvZkNySGV0SGN5SVJWOWJYMk1KWGw1Sn…

WSFS — Frequently Asked Questions

What is the current share price of WSFS Financial Corporation (WSFS)?

As of 2026-10-23 16:27 PDT, WSFS Financial Corporation (WSFS) trades at $79.02 on NasdaqGS. Its 52-week range is $49.80 to $82.09.

What is the market capitalisation of WSFS?

WSFS Financial Corporation (WSFS) has a market capitalisation of $4.04B on NasdaqGS.

What is the P/E ratio of WSFS?

WSFS trades at a trailing price-to-earnings (P/E) ratio of 13.26. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 1.51.

Does WSFS pay a dividend?

WSFS Financial Corporation (WSFS) currently offers a dividend yield of 1.01%.

What is the return on equity (ROE) of WSFS?

WSFS has a return on equity (ROE) of 11.90%.

Is WSFS a good stock to buy?

This page provides a data-driven analysis of WSFS Financial Corporation (WSFS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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