WSFS Financial Corporation WSFS R2KR3KFINANCIAL

Financial Services · Banks - Regional · United States

https://www.wsfsbank.com

Company Profile ↓

$79.37

+42.63% 1Y

Mkt Cap$4.06B

P/E13.32

P/B1.56

Div. Yield0.98%

52W High$82.09

52W Low$49.80

Book Value$52.24

EPS (TTM)$5.96

Company Overview

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 49.9% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 12.2% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 13.3, below the sector median of 14.5.

Healthy Margins

Maintains a net profit margin of 29.7%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.11.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

Dec 2025 Revenue of $1.07B (+1.8% YoY); net profit $287.35M.
Trailing 12 Months Year-on-year growth — revenue +8.8%, earnings +28.3%.
5-Year Trend Long-term compounding — revenue CAGR 12.2%, profit CAGR 49.9%.

Growth & Price Performance

Compounded Sales Growth

5 Years:	12.21%
1 Year:	8.80%

Compounded Profit Growth

5 Years:	49.90%
1 Year:	28.30%

Stock Price Performance

1 Year:	+42.63%
6 Months:	+26.69%
3 Months:	+10.86%
1 Month:	-2.58%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish

52-Week Range 92% of range

$49.80 $82.09

Trend Signals

Price vs 50-DMAAbove
Price vs 200-DMAAbove
RSI (14)51.15 · Neutral

Price Performance

1M-2.58%

3M+10.86%

6M+26.69%

1Y+42.63%

Valuation vs Sector

P/E of 13.32 is below the sector median of 14.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Period: Metric:

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

Excellent profit margin of 29.7%.
Compounding revenue at 12.2% over 5 years.
Profit CAGR of 49.9% over 5 years.
Generates positive free cash flow.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Valuation

Stock P/E

13.32

Industry PE

14.52

Forward P/E

11.53

PEG Ratio

0.98

Book Value

$52.24

Price to Book

1.56

P/S

3.85

EV/EBITDA

Dividend Yield

0.98%

Growth (CAGR)

Revenue 5Y

12.21%

Profit 5Y

49.90%

Revenue (YoY)

8.80%

Earnings (YoY)

28.30%

Profitability & Returns

ROCE

ROE

11.90%

ROA

1.48%

Profit Margin

29.72%

Op Margin

41.72%

Gross Margin

0.00%

EPS (Latest Qtr)

$1.63

EPS (TTM)

$5.96

Balance Sheet & Liquidity

Debt/Equity

0.11

Quick Ratio

Current Ratio

Debt

$545.32M

Total Assets

$22.65B

Current Assets

Working Capital

Ownership

Promoter Holding

0.97%

Chg in Prom Hold

-0.01%

FII / Inst Holding

95.32%

Chg in FII Hold

0.00%

Financial Snapshot

Enterprise Value

$4.06B

Total Revenue (TTM)

$1.08B

EBITDA

Free Cash Flow

$213.61M

Operating Cash Flow

$247.73M

Shares Outstanding

51.09M

Gross Margin

0.00%

Payout Ratio

11.91%

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	WSFS WSFS Financial Corporation R2KR3KFINANCIAL	79.37	13.32	$4.06B	0.98%	-	11.90%	12.21%	49.90%
2	JPM JPMorgan Chase & Co. SPXR3KFINANCIAL	358.64	15.37	$953.34B	1.68%	-	17.79%	12.50%	14.83%
3	BRK-B Berkshire Hathaway Inc. SPXFINANCIAL	506.03	15.07	$707.59B	0.00%	-	10.50%	4.18%	9.44%
4	V Visa Inc. SPXR3KFINANCIAL	374.00	31.86	$637.34B	0.72%	37.15%	61.19%	14.33%	13.04%
5	MA Mastercard Incorporated SPXR3KFINANCIAL	579.21	31.82	$503.60B	0.60%	60.19%	-	12.29%	19.21%
6	BAC Bank of America Corporation SPXR3KFINANCIAL	62.68	14.48	$438.31B	2.03%	-	11.20%	3.14%	4.27%
7	BRK-A Berkshire Hathaway Inc. FINANCIAL	759,350.00	15.07	$384.00B	0.00%	-	10.50%	7.60%	10.02%
8	HSBC HSBC Holdings plc FINANCIAL	107.11	15.30	$367.34B	3.62%	-	13.10%	9.75%	12.72%
9	MS Morgan Stanley SPXR3KFINANCIAL	217.72	17.59	$342.26B	2.15%	-	17.97%	3.76%	9.66%

Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric	Dec 2015	Mar 2016	Jun 2016	Sep 2016	Dec 2016	Mar 2017	Jun 2017	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	-	73.71M	77.01M	82.92M	-	88.92M	94.01M	97.45M	-	115.08M	107.14M	117.32M	-	140.70M	185.77M	203.61M	-	174.70M	190.26M	172.54M	-	169.10M	161.92M	152.06M	204.71M	250.71M	249.22M	289.51M	348.49M	-	-	-	-	-	256.11M	267.50M	270.49M	271.88M	275.25M	-
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	75.66M	73.69M	74.40M	69.85M	64.07M	-
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	86.97M	95.54M	100.87M	97.23M	114.48M	-
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	21.10M	23.32M	24.41M	24.54M	27.64M	-
Net Income	13.98M	15.77M	17.48M	12.72M	18.11M	18.94M	20.57M	20.57M	-9.83M	37.35M	28.74M	38.94M	29.72M	13.02M	36.20M	53.88M	45.70M	10.93M	-7.11M	51.15M	59.81M	65.08M	95.67M	54.41M	3.80M	60.74M	73.38M	62.40M	68.68M	74.17M	65.76M	69.27M	64.44M	-	65.90M	72.33M	76.45M	72.68M	86.83M	-
Diluted EPS	0.46	0.52	0.58	0.41	0.56	0.59	0.64	0.64	-0.31	1.16	0.89	1.20	0.93	0.33	0.68	1.02	0.88	0.21	-0.14	1.01	1.20	1.36	2.01	1.14	0.06	0.94	1.16	1.01	1.12	1.22	1.09	1.16	1.08	-	-	1.27	1.37	1.34	1.64	1.63

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	212.52M	241.08M	236.98M	227.07M	238.62M	272.83M	321.64M	379.37M	455.51M	709.20M	715.43M	-	923.02M	1.01B	1.05B	1.07B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	40.92M	251.42M	358.14M	293.60M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	300.61M	365.27M	347.26M	380.61M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	77.96M	96.25M	83.76M	93.36M
Net Income	663.00K	14.12M	22.68M	31.31M	46.88M	53.76M	53.53M	64.08M	50.24M	134.74M	148.81M	114.77M	-	222.38M	269.16M	263.67M	287.35M
Diluted EPS	-0.30	1.46	2.28	3.25	1.69	1.93	1.85	2.06	1.56	4.19	3.00	2.27	-	3.49	4.40	4.41	5.09

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	3.95B	4.29B	4.38B	4.52B	4.85B	5.58B	6.77B	7.00B	7.25B	12.26B	14.33B	15.78B	19.91B	20.59B	20.81B	21.31B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	-	321.75M	376.76M	468.02M	500.89M	484.43M	508.04M	561.18M	821.92M	723.87M	620.76M	571.75M	1.65B	1.53B	832.61M	1.09B	1.15B	1.69B
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	74.45M	85.98M	84.67M	80.28M
Total Liabilities	-	-	3.59B	3.90B	3.95B	4.13B	4.36B	5.00B	6.08B	6.28B	6.43B	10.41B	12.54B	13.84B	17.71B	18.12B	18.23B	18.59B
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	-	21.99M	-	-	-	-	-	-	-	-	726.89M	895.08M	383.61M	302.68M
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	726.89M	895.08M	383.61M	302.68M
Total Equity	216.63M	301.80M	367.82M	392.13M	421.05M	383.05M	489.05M	580.47M	687.34M	724.35M	820.92M	1.85B	1.79B	1.94B	2.21B	2.48B	2.59B	2.74B
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	75.92M	76.10M	76.26M	76.46M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	21.88M	61.97M	76.35M	103.03M	57.38M	-	74.18M	80.18M	130.17M	135.57M	89.87M	15.14M	-	480.85M	237.00M	219.90M	220.00M
Investing Cash Flow	-248.88M	-15.70M	-280.82M	-115.25M	-172.46M	-	-275.84M	-276.59M	-388.79M	-359.91M	293.82M	-874.94M	-	-137.37M	-326.26M	-66.73M	124.88M
Financing Cash Flow	300.19M	8.74M	295.73M	45.09M	98.62M	-	254.80M	457.16M	160.56M	121.23M	-432.69M	1.94B	-	-1.04B	344.90M	-91.25M	199.46M
Capital Expenditure	-6.78M	-5.73M	-10.49M	-8.11M	-2.86M	-4.74M	-8.36M	-9.87M	-7.73M	-5.50M	-14.20M	-7.16M	-	-8.81M	-6.41M	-14.26M	-6.39M
Free Cash Flow	15.11M	56.24M	65.85M	94.92M	54.52M	-	65.81M	70.31M	122.44M	130.07M	75.67M	7.98M	-	472.05M	230.60M	205.64M	213.61M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	-	-695.68M	255.64M	61.92M	544.34M
Share Buybacks	-	-	-	4.60M	-	2.69M	31.66M	14.31M	11.75M	31.20M	97.19M	155.83M	13.27M	200.08M	54.65M	96.31M	290.28M
Dividends Paid	5.21M	6.21M	6.72M	6.81M	6.00M	4.64M	6.00M	7.63M	9.43M	13.25M	22.46M	24.37M	24.24M	35.75M	36.74M	35.80M	37.17M

Ratios (Annual)

Figures in %.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	6.6%	9.4%	13.2%	20.6%	22.5%	19.6%	19.9%	13.2%	29.6%	21.0%	16.0%	-	24.1%	26.5%	25.2%	27.0%
ROE %	0.2%	3.8%	5.8%	7.4%	12.2%	11.0%	9.2%	9.3%	6.9%	16.4%	8.0%	6.4%	-	10.1%	10.9%	10.2%	10.5%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

0.97%

Institutions

95.32%

Public Float

96.25%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	14.71%	7.52M	$588.50M
2	Dimensional Fund Advisors LP	6.99%	3.57M	$279.76M
3	Vanguard Portfolio Management LLC	6.48%	3.31M	$259.34M
4	State Street Corporation	5.94%	3.03M	$237.46M
5	Franklin Resources, Inc.	4.52%	2.31M	$180.89M
6	Vanguard Capital Management LLC	4.42%	2.26M	$176.64M
7	Geode Capital Management, LLC	3.07%	1.57M	$122.98M
8	Nomura Asset Management International Inc	2.28%	1.17M	$91.24M
9	Invesco Ltd.	2.06%	1.05M	$82.40M
10	Pzena Investment Management LLC	1.74%	888.50K	$69.57M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for WSFS

Yahoo Finance ue, 01 Sep 2026

WSFS (WSFS) Upgraded to Buy: What Does It Mean for the Stock?

WSFS (WSFS) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Yahoo Finance Mon, 31 Aug 2026

KBRA Affirms WSFS Financial Corp.’s A- Senior Unsecured Debt Rating; Stable Outlook Supported by Strong Earnings, Liquidity, Capital Position and Diversified Revenue Streams

WILMINGTON, Del., August 31, 2026--Kroll Bond Rating Agency (KBRA) has reaffirmed the senior unsecured debt rating of A- for WSFS Financial Corporation (NASDAQ: WSFS) ("WSFS" or "the Company"). KBRA also reaffirmed WSFS’ subordinated debt r…

Yahoo Finance Fri, 28 Aug 2026

Moody’s Reaffirms WSFS Financial Corp’s Baa2 Issuer Rating with a Positive Outlook; Reflects Diversified Business Model, Strong Capital, and Earnings Strength

WILMINGTON, Del., August 28, 2026--Moody’s Investors Service has reaffirmed their ratings to WSFS Financial Corporation (NASDAQ: WSFS) ("WSFS" or "the Company") and WSFS Bank with issuer ratings of Baa2 and revised outlook to positive from …

Yahoo Finance Wed, 26 Aug 2026

3 Bank Stocks with Questionable Fundamentals

Banks serve as the backbone of the economy, facilitating lending, deposits, and financial services that keep businesses and consumers moving forward. But worries about an economic slowdown and potential credit deterioration have kept sentim…

Yahoo Finance hu, 13 Aug 2026

1 Surging Stock with Exciting Potential and 2 We Brush Off

Each stock in this article is trading near its 52-week high. These elevated prices usually indicate some degree of investor confidence, business improvements, or favorable market conditions.

Yahoo Finance ue, 11 Aug 2026

Zacks Industry Outlook Highlights WSFS Financial, Provident Financial Services and Southern Missouri Bancorp

WSFS Financial, Provident Financial Services and Southern Missouri Bancorp benefit from improving loan demand and industry prospects.

WSFS — Frequently Asked Questions

What is the current share price of WSFS Financial Corporation (WSFS)?

As of 2026-09-07 16:24 PDT, WSFS Financial Corporation (WSFS) trades at $79.37 on NasdaqGS. Its 52-week range is $49.80 to $82.09.

What is the market capitalisation of WSFS?

WSFS Financial Corporation (WSFS) has a market capitalisation of $4.06B on NasdaqGS.

What is the P/E ratio of WSFS?

WSFS trades at a trailing price-to-earnings (P/E) ratio of 13.32. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.56.

Does WSFS pay a dividend?

WSFS Financial Corporation (WSFS) currently offers a dividend yield of 0.98%.

What is the return on equity (ROE) of WSFS?

WSFS has a return on equity (ROE) of 11.90%.

Is WSFS a good stock to buy?

This page provides a data-driven analysis of WSFS Financial Corporation (WSFS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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WSFS Financial Corporation WSFS R2KR3KFINANCIAL

Company Overview

Why Investors Should Care

Recent Developments

Growth & Price Performance

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Price Chart

Technical Trend

Fundamental Growth Charts

PROS

CONS

Valuation

Growth (CAGR)

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Peer comparison

Quarterly Results

Profit & Loss (Annual)

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Top Institutional Holders

Analyst View

Latest News

WSFS (WSFS) Upgraded to Buy: What Does It Mean for the Stock?

KBRA Affirms WSFS Financial Corp.’s A- Senior Unsecured Debt Rating; Stable Outlook Supported by Strong Earnings, Liquidity, Capital Position and Diversified Revenue Streams

Moody’s Reaffirms WSFS Financial Corp’s Baa2 Issuer Rating with a Positive Outlook; Reflects Diversified Business Model, Strong Capital, and Earnings Strength

3 Bank Stocks with Questionable Fundamentals

1 Surging Stock with Exciting Potential and 2 We Brush Off

Zacks Industry Outlook Highlights WSFS Financial, Provident Financial Services and Southern Missouri Bancorp

WSFS — Frequently Asked Questions

What is the current share price of WSFS Financial Corporation (WSFS)?

What is the market capitalisation of WSFS?

What is the P/E ratio of WSFS?

Does WSFS pay a dividend?

What is the return on equity (ROE) of WSFS?

Is WSFS a good stock to buy?

Explore More