Washington Trust Bancorp, Inc. WASH R2K
Company Overview
Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposits, now accounts, money market accounts, savings accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents' estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.
Why Investors Should Care
Trades at a P/E of 13.1, below the sector median of 13.3.
Maintains a net profit margin of 24.4%.
Offers a dividend yield of 6.29%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $222.05M (+127.6% YoY); net profit $52.24M.
- Trailing 12 Months Year-on-year growth — revenue -7.0%, earnings +4.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 0.5%, profit CAGR -10.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 0.53% |
| 1 Year: | -7.00% |
Compounded Profit Growth
| 5 Years: | -10.01% |
| 1 Year: | 4.80% |
Stock Price Performance
| 1 Year: | +29.95% |
| 6 Months: | +23.88% |
| 3 Months: | +1.70% |
| 1 Month: | +4.00% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)57.81 · Neutral
P/E of 13.06 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 24.4%.
- Attractive dividend yield of 6.29%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -10.0% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | WASH Washington Trust Bancorp, Inc. R2K | 35.79 | 13.06 | $682.36M | 6.29% | - | 9.86% | 0.53% | -10.01% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | 11.74M | - | 11.35M | 11.87M | 11.51M | - | 10.74M | 10.44M | 11.20M | - | 12.88M | 12.66M | 12.70M | 12.65M | 12.41M | 11.95M | 10.85M | 11.33M | 11.22M | 11.44M | 12.01M | 12.41M | - | 52.07M | 54.26M | 56.47M | 59.25M | 57.83M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 43.04M | 41.66M | 42.11M | 38.09M | 34.46M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 15.67M | 17.13M | 13.94M | 20.67M | 16.06M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.49M | 3.89M | 3.10M | 4.69M | 3.46M |
| Net Income | 10.21M | 10.74M | 10.94M | 11.06M | 12.33M | 12.16M | 11.78M | 13.20M | 12.96M | 7.98M | 16.21M | 17.67M | 17.51M | 17.04M | 17.50M | 17.27M | 18.81M | 15.54M | 11.90M | 21.04M | 18.32M | 18.57M | 20.47M | 17.46M | 18.75M | 16.48M | 19.96M | 18.67M | 12.81M | 11.26M | 11.16M | 10.94M | 10.81M | 10.98M | - | 12.18M | 13.24M | 10.85M | 15.97M | 12.60M |
| Diluted EPS | 0.60 | 0.62 | 0.64 | 0.64 | 0.72 | 0.70 | 0.68 | 0.76 | 0.75 | 0.46 | 0.93 | 1.01 | 1.01 | 0.98 | 1.00 | 0.99 | 1.08 | 0.89 | 0.68 | 1.21 | 1.06 | 1.07 | 1.17 | 1.00 | 1.07 | 0.94 | 1.14 | 1.08 | 0.74 | 0.66 | 0.65 | 0.64 | 0.63 | 0.64 | - | 0.63 | 0.68 | 0.56 | 0.83 | 0.66 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 125.66M | 137.72M | 155.91M | 153.87M | - | - | 175.61M | 47.99M | 47.07M | 45.93M | 45.15M | - | 218.59M | 193.24M | 97.56M | 222.05M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 38.48M | 171.56M | 212.23M | 164.90M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 91.17M | 56.48M | -38.82M | 67.41M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 19.49M | 8.30M | -10.76M | 15.17M |
| Net Income | 16.10M | 24.05M | 29.72M | 35.07M | 36.15M | 40.82M | 43.47M | 46.48M | 45.92M | 68.43M | 69.12M | 69.83M | - | 71.68M | 48.18M | -28.06M | 52.24M |
| Diluted EPS | 1.00 | 1.49 | 1.82 | 2.13 | 2.16 | 2.41 | 2.54 | 2.70 | 2.64 | 3.93 | 3.96 | 4.00 | - | 4.11 | 2.82 | -1.63 | 2.71 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Jun 2017 | Dec 2017 | Sep 2018 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.91B | 3.06B | 3.07B | 3.19B | 3.59B | 3.77B | 4.38B | - | 4.53B | - | 5.01B | 5.29B | 5.71B | - | 6.66B | 7.20B | 6.93B | 6.62B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 58.19M | 57.26M | 92.74M | 87.02M | 92.65M | 85.32M | 80.35M | 97.63M | 107.80M | 82.92M | 82.92M | 93.47M | 93.47M | 138.46M | - | - | 115.49M | 86.82M | 109.90M | 90.86M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 2.64B | 2.78B | 2.78B | 2.86B | 3.24B | 3.40B | 3.99B | - | 4.12B | - | 4.56B | 4.79B | 5.18B | - | 6.21B | 6.73B | 6.43B | 6.08B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.00B | 1.21B | 1.15B | 648.68M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.03B | 1.24B | 1.18B | 687.41M |
| Total Equity | 235.11M | 254.95M | 268.86M | 281.35M | 295.65M | 329.65M | 346.28M | 375.39M | 390.80M | - | 413.28M | - | 448.18M | 503.49M | 534.20M | - | 453.67M | 472.69M | 499.73M | 543.58M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 17.36M | 17.36M | 19.56M | 19.56M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 6.62M | 30.44M | 37.20M | 5.47M | 79.82M | 2.65M | 52.26M | 59.75M | 59.38M | 82.88M | 73.44M | 36.48M | - | 113.01M | 31.60M | 57.67M | 80.31M |
| Investing Cash Flow | 97.27M | 10.15M | -158.58M | 25.34M | -184.06M | -357.37M | -165.88M | -625.38M | -179.71M | -481.83M | -160.12M | -264.24M | - | -999.04M | -550.84M | 231.30M | 305.43M |
| Financing Cash Flow | -104.82M | -5.11M | 115.66M | -25.17M | 96.91M | 349.76M | 130.91M | 575.79M | 95.45M | 409.51M | 131.66M | 291.57M | - | 825.96M | 491.00M | -265.27M | -395.89M |
| Capital Expenditure | -5.56M | -1.68M | -3.64M | -5.11M | -1.49M | -5.23M | -5.48M | -3.11M | -2.78M | -3.97M | -3.13M | -3.41M | - | -6.14M | -5.05M | -4.00M | -4.18M |
| Free Cash Flow | 1.07M | 28.76M | 33.55M | 357.00K | 78.33M | -2.58M | 46.78M | 56.64M | 56.61M | 78.90M | 70.30M | 33.07M | - | 106.87M | 26.55M | 53.67M | 76.12M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -60.07M | -28.24M | 23.70M | -10.15M |
| Share Buybacks | - | - | - | - | - | - | - | - | - | 0 | 0 | 4.32M | 0 | 9.48M | 8.81M | 0 | 7.36M |
| Dividends Paid | 13.44M | 13.58M | 14.21M | 15.13M | 16.63M | 19.72M | 22.77M | 24.64M | 26.30M | 29.31M | 34.19M | 35.50M | 36.35M | 37.65M | 38.63M | 38.40M | 43.33M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | 19.1% | 21.6% | 22.5% | 23.5% | - | - | 26.5% | 95.7% | 145.4% | 150.5% | 154.7% | - | 32.8% | 24.9% | -28.8% | 23.5% |
| ROE % | 6.3% | 8.9% | 10.6% | 11.9% | 11.0% | 11.8% | 11.6% | 11.9% | 11.1% | 15.3% | 13.7% | 13.1% | - | 15.8% | 10.2% | -5.6% | 9.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 12.88% | 2.46M | $88.09M |
| 2 | FMR, LLC | 5.22% | 994.98K | $35.69M |
| 3 | Vanguard Capital Management LLC | 4.47% | 851.86K | $30.56M |
| 4 | Dimensional Fund Advisors LP | 3.64% | 693.20K | $24.87M |
| 5 | Franklin Resources, Inc. | 3.44% | 655.87K | $23.53M |
| 6 | State Street Corporation | 3.03% | 577.41K | $20.71M |
| 7 | Geode Capital Management, LLC | 2.56% | 487.84K | $17.50M |
| 8 | Two Sigma Investments, LP | 2.10% | 400.67K | $14.37M |
| 9 | Hotchkis & Wiley Capital Management, LLC | 1.61% | 306.76K | $11.00M |
| 10 | Drexel Morgan & Company | 1.58% | 300.80K | $10.79M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for WASH
Washington Trust Bancorp (WASH) Stock Draws Fresh Price Target Split After Analyst Revisions - Yahoo Finance
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WASH — Frequently Asked Questions
What is the current share price of Washington Trust Bancorp, Inc. (WASH)?
As of 2026-07-14 21:23 PDT, Washington Trust Bancorp, Inc. (WASH) trades at $35.79 on NasdaqGS. Its 52-week range is $24.17 to $36.54.
What is the market capitalisation of WASH?
Washington Trust Bancorp, Inc. (WASH) has a market capitalisation of $682.36M on NasdaqGS.
What is the P/E ratio of WASH?
WASH trades at a trailing price-to-earnings (P/E) ratio of 13.06. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.26.
Does WASH pay a dividend?
Washington Trust Bancorp, Inc. (WASH) currently offers a dividend yield of 6.29%.
What is the return on equity (ROE) of WASH?
WASH has a return on equity (ROE) of 9.86%.
Is WASH a good stock to buy?
This page provides a data-driven analysis of Washington Trust Bancorp, Inc. (WASH), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.