Western Alliance Bancorporation WAL R3KFINANCIAL
Company Overview
Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including demand deposit, checking, savings, and money market accounts, as well as fixed-rate and fixed maturity certificates of deposit accounts; treasury management products and services to small and middle-market businesses, specialized banking services to sophisticated commercial institutions and investors; and residential mortgage products and services. It also provides commercial and industrial loan products, such as working capital lines of credit, loans to technology companies, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; commercial real estate loans, which are secured by multifamily residential properties, professional offices, industrial facilities, retail centers, hotels, and other commercial properties; construction and land development loans for single family and multifamily residential projects, industrial/warehouse properties, office buildings, retail centers, medical office facilities, and residential lot developments; and consumer loans. In addition, the company offers other financial services, such as internet banking, wire transfers, electronic bill payment and presentment, funds transfer and other digital payment offerings, lock box services, courier, and cash management services. Further, the company holds certain investment securities, municipal and non-profit loans, and leases; invests primarily in low-income housing tax credits and small business investment corporations; and certain real estate loans and related securities. Western Alliance Bancorporation was founded in 1994 and is headquartered in Phoenix, Arizona.
Why Investors Should Care
Net profit has compounded at 14.2% per year over the last five years.
Revenue has grown at a 11.8% CAGR over the past five years.
Trades at a P/E of 9.0, below the sector median of 12.9.
Maintains a net profit margin of 28.2%.
Offers a dividend yield of 2.12%.
Recent Developments
- Dec 2025 Revenue of $3.47B (+12.3% YoY); net profit $969.00M.
- Trailing 12 Months Year-on-year growth — revenue +13.6%, earnings +14.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 11.8%, profit CAGR 14.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 11.81% |
| 1 Year: | 13.60% |
Compounded Profit Growth
| 5 Years: | 14.19% |
| 1 Year: | 14.00% |
Stock Price Performance
| 1 Year: | -3.74% |
| 6 Months: | +10.10% |
| 3 Months: | +0.42% |
| 1 Month: | -1.21% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)49.33 · Neutral
P/E of 9.02 is below the sector median of 12.89 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 28.2%.
- Compounding revenue at 11.8% over 5 years.
- Profit CAGR of 14.2% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | WAL Western Alliance Bancorporation R3KFINANCIAL | 79.94 | 9.02 | $8.72B | 2.12% | - | 13.02% | 11.81% | 14.19% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 24.30M | 29.60M | 13.50M | 16.90M | 15.20M | - | 761.60M | 825.80M | 923.20M | 963.20M | 1.00B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 445.00M | 456.80M | 475.10M | 451.20M | 421.90M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 246.40M | 291.30M | 313.80M | 355.70M | 231.30M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 47.30M | 53.50M | 53.30M | 62.50M | 42.10M | - |
| Net Income | 58.53M | 61.33M | 61.61M | 67.05M | - | 73.34M | 79.96M | 82.84M | 89.35M | 100.90M | 104.68M | 111.12M | 119.09M | 120.80M | 123.00M | 127.30M | 128.10M | 83.90M | 93.30M | 135.80M | 193.60M | 192.50M | 223.80M | 236.90M | 240.10M | 260.20M | 264.00M | 142.20M | 215.70M | 216.60M | 177.40M | 193.60M | 199.80M | - | 199.10M | 230.40M | 253.40M | 286.10M | 182.10M | - |
| Diluted EPS | 0.57 | 0.60 | 0.60 | 0.64 | 0.67 | 0.70 | 0.76 | 0.79 | 0.85 | 0.96 | 0.99 | 1.05 | 1.13 | 1.16 | 1.19 | 1.24 | 1.25 | 0.83 | 0.93 | 1.36 | 1.93 | 1.90 | 2.17 | 2.28 | 2.22 | 2.39 | 2.42 | 1.28 | 1.96 | 1.97 | 1.60 | 1.75 | 1.80 | - | - | 2.07 | 2.28 | 2.59 | 1.65 | 2.36 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.49B | 2.56B | 3.09B | 3.47B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 475.50M | 1.70B | 1.92B | 1.83B |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.32B | 933.60M | 991.20M | 1.21B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 258.80M | 211.20M | 203.50M | 216.60M |
| Net Income | -151.41M | -7.20M | 31.49M | 72.64M | 114.97M | 147.95M | 194.24M | 259.80M | 325.49M | 435.80M | 499.20M | 506.60M | - | 1.06B | 722.40M | 787.70M | 969.00M |
| Diluted EPS | - | -0.23 | 0.19 | 0.83 | 1.31 | 1.67 | 2.03 | 2.50 | 3.10 | 4.14 | 4.84 | 5.04 | - | 9.70 | 6.54 | 7.09 | 8.73 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Jan 2015 | Dec 2015 | Dec 2016 | Jan 2017 | Dec 2017 | Jan 2018 | Dec 2018 | Dec 2019 | Jan 2020 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 6.19B | 6.84B | 7.62B | 9.31B | 10.60B | - | 14.28B | 17.20B | - | 20.33B | - | 23.11B | 26.82B | - | 36.46B | - | 67.73B | 70.86B | 80.93B | 92.77B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 139.95M | 396.83M | 216.75M | 155.00M | 204.62M | 305.51M | 164.40M | - | 224.64M | 284.49M | - | 416.80M | - | 498.60M | 434.60M | - | 2.67B | - | 1.04B | 1.58B | 4.10B | 3.60B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 5.59B | 6.21B | 6.86B | 8.45B | 9.60B | - | 12.68B | 15.31B | - | 18.10B | - | 20.50B | 23.81B | - | 33.05B | - | 62.38B | 64.78B | 74.23B | 84.83B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | 73.72M | 312.19M | 210.09M | - | 0 | - | - | - | - | - | - | - | 0 | - | 2.20B | 1.34B | 3.32B | 2.47B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.71B | 7.75B | 6.62B | 6.48B |
| Total Equity | 495.50M | 575.73M | 602.17M | 636.68M | 759.42M | 855.50M | 1.00B | 1.00B | 1.59B | 1.89B | 1.89B | 2.23B | 2.61B | 2.61B | 3.02B | 2.99B | 3.41B | - | 5.36B | 6.08B | 6.71B | 7.65B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 111.47M | 112.17M | 112.90M | 112.49M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 74.75M | 300.00K | 142.47M | 160.55M | 165.05M | 167.40M | 220.41M | 280.64M | 383.81M | 541.00M | 717.80M | 670.20M | - | 2.25B | -328.60M | -2.74B | -2.68B |
| Investing Cash Flow | -368.24M | -710.29M | -812.43M | -585.11M | -1.17B | -1.39B | -1.37B | -2.89B | -2.96B | -2.71B | -3.72B | -7.54B | - | -13.13B | -2.16B | -5.97B | -9.95B |
| Financing Cash Flow | 550.36M | 529.90M | 608.20M | 474.18M | 1.11B | 1.08B | 1.21B | 2.67B | 2.70B | 2.25B | 2.94B | 9.10B | - | 11.41B | 3.02B | 11.23B | 12.13B |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | - | - | - | - | -141.00M | -114.30M | -83.80M | -114.30M |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.10B | -442.90M | -2.83B | -2.79B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | 527.00M | 532.70M | 2.52B | -499.70M |
| Share Buybacks | - | - | - | - | - | - | - | - | 0 | 35.70M | 120.20M | 71.60M | 0 | 0 | 0 | 0 | 68.10M |
| Dividends Paid | - | - | - | - | - | - | - | - | - | - | 51.30M | 101.30M | 127.60M | 166.20M | 171.50M | 176.80M | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 42.5% | 28.2% | 25.5% | 27.9% |
| ROE % | -26.3% | -1.2% | 4.9% | 9.6% | 13.4% | 14.8% | 12.2% | 13.7% | 14.6% | 16.7% | 16.5% | 14.8% | - | 19.7% | 11.9% | 11.7% | 12.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 10.34% | 11.28M | $885.63M |
| 2 | Price (T.Rowe) Associates Inc | 5.79% | 6.31M | $495.76M |
| 3 | Invesco Ltd. | 5.38% | 5.87M | $461.11M |
| 4 | Vanguard Portfolio Management LLC | 4.99% | 5.44M | $427.26M |
| 5 | AQR Capital Management, LLC | 4.72% | 5.15M | $404.63M |
| 6 | Vanguard Capital Management LLC | 4.28% | 4.67M | $367.02M |
| 7 | Wellington Management Group, LLP | 4.02% | 4.39M | $344.77M |
| 8 | State Street Corporation | 3.91% | 4.27M | $335.46M |
| 9 | Dimensional Fund Advisors LP | 3.69% | 4.02M | $316.06M |
| 10 | Davis Asset Management, L.P. | 3.06% | 3.34M | $262.01M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for WAL
Reflecting On Regional Banks Stocks’ Q2 Earnings: Western Alliance Bancorporation (NYSE:WAL)
The end of the earnings season is always a good time to take a step back and see who shined (and who didn’t). Let’s take a look at how regional banks stocks fared in Q2, starting with Western Alliance Bancorporation (NYSE:WAL).…
Western Alliance Bancorporation Q2 Earnings Call Highlights
Western Alliance Bancorporation (NYSE:WAL) reported stronger second-quarter 2026 earnings, with management pointing to commercial loan growth, higher net interest income and stable credit trends while outlining a shift toward greater share …
Compared to Estimates, Western Alliance (WAL) Q2 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Western Alliance (WAL) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-…
Will Anticipated Revenue Growth And Steady Analyst Estimates Ahead Of Earnings Change Western Alliance’s (WAL) Narrative
Western Alliance Bancorporation recently reported quarterly results after the market close, following a prior period in which it exceeded revenue expectations but fell short on earnings per share, with analysts this time having expected sol…
Is Western Alliance Bancorporation (WAL) Below Fair Value Following Its Upcoming Earnings Report?
What the upcoming earnings event means for Western Alliance Bancorporation Western Alliance Bancorporation (WAL) is set to report quarterly results this Tuesday after the bell. This event puts the bank’s expected 17.9% year-on-year revenue …
Western Alliance (WAL) Earnings Expected to Grow: Should You Buy?
Western Alliance (WAL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
WAL — Frequently Asked Questions
What is the current share price of Western Alliance Bancorporation (WAL)?
As of 2026-09-19 21:16 PDT, Western Alliance Bancorporation (WAL) trades at $79.94 on NYSE. Its 52-week range is $65.99 to $94.62.
What is the market capitalisation of WAL?
Western Alliance Bancorporation (WAL) has a market capitalisation of $8.72B on NYSE.
What is the P/E ratio of WAL?
WAL trades at a trailing price-to-earnings (P/E) ratio of 9.02. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.16.
Does WAL pay a dividend?
Western Alliance Bancorporation (WAL) currently offers a dividend yield of 2.12%.
What is the return on equity (ROE) of WAL?
WAL has a return on equity (ROE) of 13.02%.
Is WAL a good stock to buy?
This page provides a data-driven analysis of Western Alliance Bancorporation (WAL), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.