Voya Financial, Inc. VOYA R3KFINANCIAL
Company Overview
Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. This segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional clients and individual customers. The Employee Benefits segment offers various insurance products comprising stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. This segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors, financial intermediaries, and institutional clients through its direct sales force, consultant channel, intermediary partners, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.
Why Investors Should Care
Trades at an undemanding P/E of 17.5.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $7.99B (+1.2% YoY); net profit $654.00M.
- Trailing 12 Months Year-on-year growth — revenue -4.3%, earnings -41.6%.
- 5-Year Trend Long-term compounding — revenue CAGR -1.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -1.50% |
| 1 Year: | -4.30% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | -41.60% |
Stock Price Performance
| 1 Year: | +42.47% |
| 6 Months: | +55.05% |
| 3 Months: | +20.42% |
| 1 Month: | +2.85% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)63.01 · Neutral
P/E of 17.52 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -1.5% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | VOYA Voya Financial, Inc. R3KFINANCIAL | 103.90 | 17.52 | $9.41B | 1.89% | - | 9.61% | -1.50% | - |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 377.00M | 464.00M | 476.00M | 481.00M | 491.00M | 519.00M | 528.00M | 542.00M | 1.94B | 1.93B | 2.07B | 2.05B | 1.99B | 531.00M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 31.10M | - | 27.60M | 26.00M | 33.20M | - | 34.70M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 240.00M | 251.00M | 367.00M | 226.00M | 291.00M | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 67.00M | 63.00M | 60.00M | 57.00M | 61.00M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 173.00M | 188.00M | 307.00M | 169.00M | 230.00M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 22.00M | 27.00M | 35.00M | 20.00M | 35.00M | - |
| Net Income | 40.30M | -106.80M | 191.00M | 162.00M | -263.00M | -417.00M | -143.00M | 167.00M | 149.00M | -3.17B | 446.00M | 167.00M | 142.00M | 120.00M | 66.00M | 231.00M | 133.00M | -790.00M | -86.00M | -62.00M | -319.00M | 261.00M | 1.10B | 463.00M | 156.00M | 68.00M | 68.00M | 180.00M | 83.00M | 158.00M | 262.00M | 251.00M | 205.00M | 114.00M | 156.00M | 166.00M | 192.00M | 140.00M | 182.00M | 94.00M |
| Diluted EPS | - | - | 0.92 | 0.79 | -1.32 | -2.12 | -0.74 | 0.89 | 0.81 | -17.64 | 2.50 | 0.96 | 0.87 | 0.76 | 0.38 | 1.54 | 0.82 | -5.58 | -0.73 | -0.51 | -2.64 | 1.94 | 8.29 | 3.53 | 1.15 | 0.46 | 0.57 | 1.57 | 0.63 | 1.41 | 2.29 | 2.24 | 1.96 | 0.98 | 1.42 | 1.66 | 1.80 | 1.41 | 1.75 | 0.97 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9.72B | 9.62B | 8.76B | 10.99B | 8.72B | 8.79B | 7.23B | 1.43B | 1.42B | 1.75B | - | 5.81B | 7.21B | 7.89B | 7.99B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 212.00M | 214.00M | 358.00M | 213.90M | 156.00M | 114.50M | - | - | - | - | - | 611.00M | 976.00M | 1.10B | 1.08B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | 183.00M | 298.00M | 299.00M | 247.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | 428.00M | 678.00M | 799.00M | 837.00M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | -5.00M | -51.00M | 57.00M | 104.00M |
| Net Income | -88.10M | 473.00M | 598.50M | 2.29B | 408.00M | -327.00M | -2.99B | 762.00M | -360.00M | -206.00M | - | 510.00M | 625.00M | 667.00M | 654.00M |
| Diluted EPS | - | - | - | - | 1.80 | -1.61 | -16.25 | 4.53 | -2.64 | -1.84 | - | 4.30 | 5.42 | 6.17 | 6.29 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 216.39B | 221.02B | 226.93B | 218.22B | 214.59B | 222.53B | 155.38B | 162.66B | 165.87B | 167.58B | 168.99B | 155.67B | 166.88B | 171.33B | 180.52B | - | 146.61B | 157.09B | 163.89B | 178.86B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 615.30M | 638.00M | 1.79B | 2.84B | 2.53B | 1.82B | 2.10B | 854.00M | 1.24B | - | - | - | 1.18B | - | - | - | 1.50B | - | 1.01B | 1.12B | 1.51B | 1.35B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 12.43B | 11.98B | 11.28B | 10.71B |
| Total Liabilities | - | - | 200.33B | 205.51B | 208.37B | 201.95B | 200.62B | 211.49B | 146.44B | 152.86B | 155.13B | 156.37B | 158.83B | 147.47B | 156.65B | 160.83B | 169.34B | - | 141.61B | 151.03B | 157.88B | 171.82B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 3.17B | 3.51B | 3.52B | 3.46B | 3.55B | 3.12B | 3.14B | - | - | - | 3.04B | - | - | - | 3.04B | - | 3.33B | 3.43B | 3.20B | 2.65B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.47B | 3.43B | 3.60B | 3.24B |
| Total Equity | 8.07B | 13.93B | 13.87B | 13.27B | 16.15B | 13.44B | 12.99B | 10.01B | 8.15B | 9.00B | 10.00B | 10.50B | 9.34B | 7.36B | 9.48B | 9.51B | 10.11B | - | 3.35B | 4.19B | 4.00B | 4.95B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 97.79M | 103.58M | 105.59M | 107.42M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | 3.26B | 3.63B | 3.25B | 3.69B | 1.58B | 1.87B | 1.31B | 1.36B | - | 483.00M | 1.64B | 1.34B | 1.29B |
| Investing Cash Flow | - | - | -1.89B | -3.31B | -4.27B | -3.68B | -2.43B | -282.00M | -1.25B | -2.46B | - | 724.00M | 2.53B | 481.00M | -1.37B |
| Financing Cash Flow | - | - | -323.80M | -624.60M | 1.01B | 389.00M | -349.00M | -1.76B | -121.00M | 1.70B | - | -1.20B | -4.06B | -1.43B | -85.00M |
| Capital Expenditure | -32.90M | -29.30M | -40.70M | -32.70M | -60.10M | -66.70M | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | 3.22B | 3.60B | 3.19B | 3.63B | - | - | - | - | - | 483.00M | 1.64B | 1.34B | 1.29B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | 7.00M | 111.00M | 396.00M | -166.00M |
| Share Buybacks | - | 0 | 0 | 789.40M | 1.49B | 687.00M | 923.00M | 1.02B | 1.14B | 516.00M | 1.11B | 750.00M | 369.00M | 640.00M | 200.00M |
| Dividends Paid | 0 | 0 | 5.20M | 10.10M | 9.00M | 8.00M | 8.00M | 6.00M | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 2.2% | 2.2% | 4.1% | 1.9% | 1.8% | 1.3% | - | - | - | - | - | 10.5% | 13.5% | 13.9% | 13.6% |
| Net Margin % | -0.9% | 4.9% | 6.8% | 20.9% | 4.7% | -3.7% | -41.4% | 53.4% | -25.3% | -11.8% | - | 8.8% | 8.7% | 8.5% | 8.2% |
| ROE % | -0.6% | 3.4% | 4.5% | 14.2% | 3.0% | -2.5% | -29.9% | 9.3% | -3.9% | -2.0% | - | 15.2% | 14.9% | 16.7% | 13.2% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 10.37% | 9.39M | $953.87M |
| 2 | Price (T.Rowe) Associates Inc | 7.52% | 6.82M | $692.21M |
| 3 | Bank Of New York Mellon Corporation | 6.34% | 5.75M | $583.73M |
| 4 | Vanguard Portfolio Management LLC | 5.42% | 4.91M | $498.53M |
| 5 | Vanguard Capital Management LLC | 4.52% | 4.09M | $415.89M |
| 6 | Kelly Financial Group LLC | 4.50% | 4.08M | $414.15M |
| 7 | Wellington Management Group, LLP | 4.29% | 3.89M | $394.60M |
| 8 | Pzena Investment Management LLC | 3.90% | 3.53M | $358.51M |
| 9 | State Street Corporation | 3.54% | 3.21M | $325.83M |
| 10 | Dimensional Fund Advisors LP | 3.11% | 2.82M | $286.39M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for VOYA
Voya Financial’s (VOYA) Earnings Fell While Its Retirement Business Boomed - finance.yahoo.com
<a href="https://news.google.com/rss/articles/CBMinwFBVV95cUxNUG1FTi03RmJVZkxkVzB1dVBJUWdVUG1wcVc0bGpEdldxUzF0UnM2eGhubko1TDJ6eUF3WlpCWVRqb3h6MHFaWEpxazdtVUtHUjhGYzA2eV9hbzlQTUdGUVBkdGNsTVBWZVRGZlc4di0ycDdkTGlpYm1seDEwTzJPVEtCTzJGdGVXNnU0cm…
How Mixed Earnings and New Efficiencies Could Reshape Voya Financial’s (VOYA) Investment Narrative - simplywall.st
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VIRGINIA RETIREMENT SYSTEMS ET Al Acquires Shares of 428,112 Voya Financial, Inc. $VOYA - marketbeat.com
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Voya Financial stock hits all-time high at 104.24 USD - Investing.com
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Why Voya Financial (VOYA) Is Back In The Spotlight - finance.yahoo.com
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VOYA Stock Hits Record High, Tops $100 For The First Time Ever – Report Says Voya Financial Has Been ‘Fielding’ Takeover Interest - Stocktwits
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VOYA — Frequently Asked Questions
What is the current share price of Voya Financial, Inc. (VOYA)?
As of 2026-09-19 21:16 PDT, Voya Financial, Inc. (VOYA) trades at $103.90 on NYSE. Its 52-week range is $64.83 to $104.86.
What is the market capitalisation of VOYA?
Voya Financial, Inc. (VOYA) has a market capitalisation of $9.41B on NYSE.
What is the P/E ratio of VOYA?
VOYA trades at a trailing price-to-earnings (P/E) ratio of 17.52. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.96.
Does VOYA pay a dividend?
Voya Financial, Inc. (VOYA) currently offers a dividend yield of 1.89%.
What is the return on equity (ROE) of VOYA?
VOYA has a return on equity (ROE) of 9.61%.
Is VOYA a good stock to buy?
This page provides a data-driven analysis of Voya Financial, Inc. (VOYA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.