Company Overview
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Why Investors Should Care
Generates a return on equity of 60.3%, reflecting efficient use of shareholder capital.
Return on capital employed stands at 37.1%.
Net profit has compounded at 13.0% per year over the last five years.
Revenue has grown at a 14.3% CAGR over the past five years.
Maintains a net profit margin of 51.7%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Sep 2025 Revenue of $40.00B (+11.3% YoY); net profit $20.06B.
- Trailing 12 Months Year-on-year growth — revenue +17.1%, earnings +35.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 14.3%, profit CAGR 13.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 14.33% |
| 1 Year: | 17.10% |
Compounded Profit Growth
| 5 Years: | 13.04% |
| 1 Year: | 35.50% |
Stock Price Performance
| 1 Year: | +2.38% |
| 6 Months: | +2.21% |
| 3 Months: | +15.31% |
| 1 Month: | +11.59% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- Golden Cross5d ago
- RSI (14)64.68 · Neutral
P/E of 31.01 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 60.3%.
- Healthy ROCE of 37.1%.
- Excellent profit margin of 51.7%.
- Compounding revenue at 14.3% over 5 years.
- Profit CAGR of 13.0% over 5 years.
- Generates positive free cash flow.
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 5 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 6 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 7 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 8 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
| 9 | AXP American Express Company SPX | 355.06 | 22.18 | $242.27B | 1.17% | - | 34.42% | 8.87% | 6.02% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.51B | 5.49B | 5.84B | 6.05B | 5.85B | 4.84B | 5.69B | 5.73B | 6.13B | 7.06B | 7.19B | 7.28B | 7.94B | 7.99B | 8.12B | 8.63B | 8.78B | 8.90B | 9.51B | 9.59B | 10.17B | 10.72B | 10.90B | 11.23B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.88B | 1.97B | 1.98B | 2.00B | 2.10B |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7.71B | 8.20B | 8.74B | 8.90B | 9.13B |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.28B | 1.41B | 1.69B | 1.46B | 1.57B |
| Operating Income | 1.83B | 2.08B | 2.05B | 2.02B | 2.24B | 2.28B | 2.26B | 2.40B | 2.43B | 428.00M | 3.10B | 2.81B | 3.02B | 3.33B | 3.34B | 2.88B | 3.72B | 3.64B | 3.91B | 4.02B | 3.92B | 3.00B | 3.84B | 3.58B | 4.06B | 4.78B | 4.80B | 4.15B | 5.09B | 5.34B | 5.02B | 5.95B | 5.35B | 5.94B | 6.23B | 6.43B | 6.79B | 7.05B | 7.45B | 7.56B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.90B | 6.69B | 6.75B | 7.25B | 7.68B |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 158.00M | 39.00M | 210.00M | 194.00M | 178.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.44B | 6.33B | 6.22B | 6.73B | 7.17B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 861.00M | 1.06B | 1.13B | 873.00M | 1.15B |
| Net Income | 1.23B | 1.41B | 1.60B | 1.36B | 1.57B | 1.55B | 1.70B | 1.94B | 1.71B | 412.00M | 2.07B | 430.00M | 2.06B | 2.52B | 2.60B | 2.33B | 2.98B | 2.98B | 3.10B | 3.27B | 3.08B | 2.37B | 3.13B | 3.03B | 2.58B | 3.96B | 3.65B | 3.41B | 4.18B | 4.26B | 4.16B | 4.89B | 4.66B | 4.87B | 5.12B | 4.58B | 5.27B | 5.09B | 5.85B | 6.02B |
| Diluted EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.32 | 2.69 | 2.62 | 3.03 | 3.14 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Sep 2007 | Sep 2008 | Sep 2009 | Sep 2010 | Sep 2011 | Sep 2012 | Sep 2013 | Sep 2014 | Sep 2015 | Sep 2016 | Sep 2017 | Sep 2018 | Sep 2019 | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.59B | 6.26B | 6.91B | 8.06B | 9.19B | 10.42B | 11.78B | 12.70B | 13.88B | 15.08B | 18.36B | 20.61B | 22.98B | 21.85B | 24.11B | 29.31B | 32.65B | 35.93B | 40.00B |
| Operating Income | -1.45B | 1.23B | 3.54B | 4.59B | 5.46B | 2.14B | 7.24B | 7.70B | 9.06B | 7.88B | 12.14B | 12.95B | 15.00B | 14.08B | 15.80B | 18.81B | 21.00B | 23.59B | 23.99B |
| Net Income | -1.08B | 804.00M | 2.35B | 2.97B | 3.65B | 2.14B | 4.98B | 5.44B | 6.33B | 5.99B | 6.70B | 10.30B | 12.08B | 10.87B | 12.31B | 14.96B | 17.27B | 19.74B | 20.06B |
Balance Sheet (Annual)
Figures in USD.
| Metric | Sep 2006 | Sep 2007 | Sep 2008 | Sep 2009 | Sep 2010 | Sep 2011 | Sep 2012 | Sep 2013 | Sep 2014 | Sep 2015 | Sep 2016 | Sep 2017 | Sep 2018 | Sep 2019 | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 34.98B | 32.28B | 33.41B | 34.76B | 40.01B | 35.96B | 38.57B | 39.37B | 64.03B | 67.98B | 69.22B | 72.57B | 80.92B | 82.90B | 85.50B | 90.50B | 94.51B | 99.63B |
| Total Equity | 583.00M | -501.00M | 21.14B | 23.19B | 25.01B | 26.44B | 27.63B | 26.87B | 27.41B | 29.84B | 32.91B | 32.76B | 34.01B | 34.68B | 36.21B | 37.59B | 35.58B | 38.73B | 39.14B | 37.91B |
| Cash & Equivalents | 270.00M | 275.00M | 4.98B | 4.62B | 3.87B | 2.13B | 2.07B | 2.19B | 1.97B | 3.52B | 5.62B | 9.87B | 8.16B | 7.84B | 16.29B | 16.49B | 15.69B | 16.29B | 11.97B | 17.16B |
| Long Term Debt | - | - | 55.00M | 44.00M | 32.00M | - | - | - | - | 0 | 15.88B | 16.62B | 16.63B | 16.73B | 21.07B | 19.98B | 20.20B | 20.46B | 20.84B | 19.60B |
| Total Liabilities | - | - | 12.70B | 9.09B | 8.39B | 8.32B | 12.38B | 9.09B | 11.16B | 9.53B | 31.12B | 35.22B | 35.22B | 37.89B | 44.71B | 45.31B | 49.92B | 51.77B | 55.37B | 61.72B |
| Current Liabilities | - | - | 7.17B | 4.44B | 3.50B | 3.45B | 7.95B | 4.33B | 6.01B | 5.36B | 8.05B | 9.99B | 11.30B | 13.41B | 14.51B | 15.74B | 20.85B | 23.10B | 26.52B | 35.05B |
Cash Flows (Annual)
Figures in USD.
| Metric | Sep 2007 | Sep 2008 | Sep 2009 | Sep 2010 | Sep 2011 | Sep 2012 | Sep 2013 | Sep 2014 | Sep 2015 | Sep 2016 | Sep 2017 | Sep 2018 | Sep 2019 | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 505.00M | 531.00M | 558.00M | 2.69B | 3.87B | 5.01B | 3.02B | 7.21B | 6.58B | 5.57B | 9.32B | 12.94B | 12.78B | 10.44B | 15.23B | 18.85B | 20.75B | 19.95B | 23.06B |
| Investing Cash Flow | -463.00M | 554.00M | 1.83B | -1.90B | -2.30B | -2.41B | -1.16B | -941.00M | -1.44B | -10.92B | 735.00M | -3.08B | -591.00M | 1.43B | -152.00M | -4.29B | -2.01B | -1.93B | 708.00M |
| Financing Cash Flow | -37.00M | 3.62B | -2.75B | -1.54B | -3.30B | -2.65B | -1.75B | -6.48B | -3.60B | 7.48B | -5.92B | -10.79B | -12.06B | -3.97B | -14.41B | -12.70B | -17.77B | -20.63B | -18.96B |
| Share Buybacks | 0 | 13.45B | 2.65B | 1.00B | 2.02B | 710.00M | 5.37B | 4.12B | 2.91B | - | 6.89B | 7.19B | 8.61B | 8.11B | 8.68B | 11.59B | 12.10B | 16.71B | 18.32B |
| Dividends Paid | 0 | 93.00M | 318.00M | 368.00M | 423.00M | 595.00M | 864.00M | 1.01B | 1.18B | 1.35B | 1.58B | 1.92B | 2.27B | 2.66B | 2.80B | 3.20B | 3.75B | 4.22B | 4.63B |
Ratios (Annual)
Figures in %.
| Metric | Sep 2007 | Sep 2008 | Sep 2009 | Sep 2010 | Sep 2011 | Sep 2012 | Sep 2013 | Sep 2014 | Sep 2015 | Sep 2016 | Sep 2017 | Sep 2018 | Sep 2019 | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | -40.4% | 19.7% | 51.2% | 56.9% | 59.4% | 20.5% | 61.5% | 60.6% | 65.3% | 52.3% | 66.2% | 62.9% | 65.3% | 64.5% | 65.6% | 64.2% | 64.3% | 65.7% | 60.0% |
| Net Margin % | -30.0% | 12.8% | 34.0% | 36.8% | 39.7% | 20.6% | 42.3% | 42.8% | 45.6% | 39.7% | 36.5% | 50.0% | 52.6% | 49.7% | 51.1% | 51.0% | 52.9% | 55.0% | 50.1% |
| ROE % | 214.8% | 3.8% | 10.1% | 11.9% | 13.8% | 7.8% | 18.5% | 19.8% | 21.2% | 18.2% | 20.4% | 30.3% | 34.8% | 30.0% | 32.8% | 42.0% | 44.6% | 50.4% | 52.9% |
| ROCE % | - | 4.4% | 12.7% | 15.3% | 17.4% | 6.7% | 22.9% | 23.6% | 26.6% | 14.1% | 20.9% | 22.4% | 25.4% | 21.2% | 23.5% | 29.1% | 31.2% | 34.7% | 37.2% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.21% | 136.19M | $48.48B |
| 2 | Vanguard Capital Management LLC | 6.45% | 107.01M | $38.09B |
| 3 | State Street Corporation | 4.96% | 82.31M | $29.30B |
| 4 | Morgan Stanley | 2.77% | 45.98M | $16.37B |
| 5 | FMR, LLC | 2.71% | 44.91M | $15.99B |
| 6 | Geode Capital Management, LLC | 2.70% | 44.88M | $15.98B |
| 7 | Price (T.Rowe) Associates Inc | 2.47% | 41.08M | $14.62B |
| 8 | Vanguard Portfolio Management LLC | 2.27% | 37.60M | $13.39B |
| 9 | TCI Fund Management Ltd | 1.84% | 30.47M | $10.85B |
| 10 | Capital World Investors | 1.52% | 25.18M | $8.96B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for V
Baird Raises PT on Visa (V) Stock - Yahoo Finance
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PriceSmart director Beatriz V Infante sells $156,784 in stock - Investing.com
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V — Frequently Asked Questions
What is the current share price of Visa Inc. (V)?
As of 2026-07-14 21:23 PDT, Visa Inc. (V) trades at $356.02 on NYSE. Its 52-week range is $294.91 to $362.13.
What is the market capitalisation of V?
Visa Inc. (V) has a market capitalisation of $590.89B on NYSE.
What is the P/E ratio of V?
V trades at a trailing price-to-earnings (P/E) ratio of 31.01. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 17.29.
Does V pay a dividend?
Visa Inc. (V) currently offers a dividend yield of 0.83%.
What is the return on equity (ROE) of V?
V has a return on equity (ROE) of 60.35%. Its return on capital employed (ROCE) is 37.15%.
Is V a good stock to buy?
This page provides a data-driven analysis of Visa Inc. (V), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.