🇺🇸 US Stock Screener ← Switch market ★ Elite Club ⚡ HerAI

Univest Financial Corporation UVSP R2KR3KFINANCIAL

Financial Services · Banks - Regional · United States
https://www.univest.net
Company Profile ↓
$42.27
+41.63% 1Y
Mkt Cap$1.17B
P/E12.22
P/B1.26
Div. Yield2.10%
52W High$44.98
52W Low$27.60
Book Value$34.06
EPS (TTM)$3.46

Company Overview

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 14.2% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 12.2, below the sector median of 14.5.

Healthy Margins

Maintains a net profit margin of 29.8%.

Dividend Income

Offers a dividend yield of 2.10%.

Recent Developments

  • Dec 2025 Revenue of $328.06M (+9.6% YoY); net profit $90.76M.
  • Trailing 12 Months Year-on-year growth — revenue +8.4%, earnings +18.8%.
  • 5-Year Trend Long-term compounding — profit CAGR 14.2%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:8.40%

Compounded Profit Growth

5 Years:14.24%
1 Year:18.80%

Stock Price Performance

1 Year:+41.63%
6 Months:+29.28%
3 Months:+4.73%
1 Month:-3.40%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed
52-Week Range 84% of range
$27.60 $44.98
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMAAbove
  • RSI (14)49.40 · Neutral
Price Performance
1M-3.40%
3M+4.73%
6M+29.28%
1Y+41.63%
Valuation vs Sector

P/E of 12.22 is below the sector median of 14.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 29.8%.
  • Profit CAGR of 14.2% over 5 years.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
12.22
Industry PE
14.52
Forward P/E
10.76
PEG Ratio
1.30
Book Value
$34.06
Price to Book
1.26
P/S
3.58
EV/EBITDA
-
Dividend Yield
2.10%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
14.24%
Revenue (YoY)
8.40%
Earnings (YoY)
18.80%

Profitability & Returns

ROCE
-
ROE
10.52%
ROA
1.22%
Profit Margin
29.84%
Op Margin
36.33%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.82
EPS (TTM)
$3.46

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$269.76M
Total Assets
$8.20B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
1.59%
Chg in Prom Hold
-0.02%
FII / Inst Holding
84.43%
Chg in FII Hold
0.02%

Financial Snapshot

Enterprise Value
$1.17B
Total Revenue (TTM)
$329.89M
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
$108.75M
Shares Outstanding
27.58M
Gross Margin
0.00%
Payout Ratio
25.72%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 UVSP Univest Financial Corporation R2KR3KFINANCIAL 42.27 12.22 $1.17B 2.10% - 10.52% - 14.24%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 358.64 15.37 $953.34B 1.68% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 506.03 15.07 $707.59B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 374.00 31.86 $637.34B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 579.21 31.82 $503.60B 0.60% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.68 14.48 $438.31B 2.03% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 759,350.00 15.07 $384.00B 0.00% - 10.50% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 107.11 15.30 $367.34B 3.62% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 217.72 17.59 $342.26B 2.15% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Revenue 00-000-000-000-000-000-0000-----77.06M72.01M73.35M79.20M81.04M83.25M87.45M84.35M
Net Income 6.47M7.53M7.16M7.29M5.24M58.00K6.92M10.86M11.78M11.20M10.26M12.85M4.36M14.96M18.37M16.08M16.47M17.66M15.51M838.00K2.08M18.12M25.87M32.60M20.88M20.91M20.32M13.17M20.80M21.03M16.80M17.02M20.30M18.11M18.58M22.39M19.98M25.64M27.09M22.95M
Diluted EPS 0.330.390.370.370.270.000.270.410.440.420.370.440.150.510.630.550.560.600.530.030.070.620.881.110.710.710.680.450.710.710.570.580.690.620.630.770.690.890.960.82

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue ----000000000296.18M296.82M299.23M328.06M
Net Income 10.78M15.76M18.88M20.87M21.19M22.23M27.27M19.50M44.09M50.54M65.72M46.92M91.80M78.12M71.10M75.93M90.76M
Diluted EPS 0.750.951.131.241.281.371.390.841.641.722.241.603.112.642.412.583.13

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --2.13B2.21B2.30B2.19B2.24B2.88B4.23B4.55B4.98B5.38B6.34B7.12B7.22B7.78B8.13B8.44B
Total Equity 203.21M267.81M266.22M272.98M284.28M280.51M284.55M361.57M505.21M603.37M624.13M675.12M692.47M773.79M776.50M839.21M887.30M943.32M
Long Term Debt --5.00M5.00M---0127.52M155.83M145.33M150.10M------
Total Liabilities --1.87B1.93B2.02B1.91B1.95B2.52B3.73B3.95B4.36B4.71B5.64B6.35B6.45B6.94B7.24B7.49B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 20.23M34.85M42.70M37.14M32.81M29.72M39.34M33.31M68.66M86.01M73.15M51.18M102.34M109.45M89.74M75.11M101.51M
Investing Cash Flow -18.64M-84.55M-57.79M-58.18M21.59M-36.30M-190.04M-313.93M-332.49M-431.32M-343.37M-867.39M-126.78M-897.61M-454.44M-259.74M-83.68M
Financing Cash Flow -15.85M40.79M43.32M79.58M-120.15M5.92M151.06M277.65M281.41M379.32M285.93M910.94M694.73M50.81M461.69M263.68M207.04M
Share Buybacks 370.00K153.00K1.93M2.32M12.01M4.61M13.34M8.36M3.52M5.98M2.04M4.38M295.00K11.38M462.00K18.88M34.62M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -------------26.4%24.0%25.4%27.7%
ROE % 4.0%5.9%6.9%7.3%7.6%7.8%7.5%3.9%7.3%8.1%9.7%6.8%11.9%10.1%8.5%8.6%9.6%
ROCE % -----------------

Shareholding Pattern

Insiders
1.59%
Institutions
84.43%
Public Float
85.79%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 12.39% 3.42M $142.06M
2 Dimensional Fund Advisors LP 6.88% 1.90M $78.84M
3 FMR, LLC 5.69% 1.57M $65.29M
4 Vanguard Capital Management LLC 4.31% 1.19M $49.37M
5 State Street Corporation 3.60% 991.99K $41.24M
6 American Century Companies Inc 3.07% 846.28K $35.18M
7 Pzena Investment Management LLC 3.03% 834.63K $34.70M
8 Geode Capital Management, LLC 2.99% 823.65K $34.24M
9 Manufacturers Life Insurance Co. 2.77% 764.03K $31.76M
10 Renaissance Technologies, LLC 1.87% 515.79K $21.44M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for UVSP

Google News Wed, 02 Sep 2026

Univest (UVSP) Could Be a Great Choice - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMinAFBVV95cUxOYVQ5VHA0VTY3SzloeGZ3bkg1bmJCbXJoejREbkEyb2hZTGU1NzBmQVFzWk9seFdJUEhTdFp2TVlHYk4tWUxOUzhSZHVqcTRVbDBxbHNzWWtEY0VtRU9uQUVsSlByZWx6U1lXUFNCOElDOG9FbmFxRTdYazlUTXJvajAtSmRVQzYwVzFhTD…

Google News hu, 03 Sep 2026

Univest Corporation of Pennsylvania (NASDAQ:UVSP) Share Price Passes Above Two Hundred Day Moving Average - What's Next? - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMihAJBVV95cUxQZVNhQXM4MmpuUXBjZmUyNW9PZEI5c3ZvRlVBb1g4S2NfSlBFOERCQmJMYnNxVlJaeXFRS2g4d0FVTDl4WVRFOEhGcDlBSHpXZmdUZl93WnBnYnd1Zi1JeWdwdUgtQXVUbENxVEFRMFRCRFo1YjdUN0hTN2VsMm9kVHZFaE92Rm5sZk5kRF…

Google News hu, 30 Jul 2026

Univest Financial (UVSP) Stock Faces Credit Scrutiny After Office Write Down - simplywall.st

<a href="https://news.google.com/rss/articles/CBMizgFBVV95cUxQa21aYWdZUUt6N0owQ3lDOUZuMXZmeDRydFFzemo2NndJaUgxX19BUlhCQUJ0c2Q4TlM3NkY4QTAtOW42d0Ixb1had2s5ekFpTXc5ZkJ4djJxUEh6eWpwalU1YjI3WHp0ZXd1QS1adEl3R3VvenRYRElOTXRDeWNMVld5aUYyaUxuVk9LVl…

Google News hu, 03 Sep 2026

Trading Systems Reacting to (UVSP) Volatility - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMiwAFBVV95cUxNV0R3MWdoT2RiUHRsMkZQMl9tdnJIRlFfdFMybUg5d1AwQkxZNU1iZlc0NkdtclBmbnNPRGtsTHkyV1hBWEtvc18tVWFDYjljSGswMmM0bG0yUUpydlZ5WHRuLWxVUVhOWVYxTXhCQTY4YXNGQko0WHlqd2lRRXMtRkV2V2RzY3I2VHB6cm…

Google News Fri, 04 Sep 2026

Univest Corporation Pennsylvania (NASDAQ: UVSP) Share Price, UVSP Stock News, UVSP Share Price & Updates - Kalkine

<a href="https://news.google.com/rss/articles/CBMiVkFVX3lxTFBvME1iYVZTcnJuS0JhXzNkdkd0UXlGZjBHdmQzRFRxclh2aG1WNnZUdHY0N1Ryd0tzWG5hTDd4ajI3OWx0Wk50QnlZcGRaRGt1M19iY2V3?oc=5" target="_blank">Univest Corporation Pennsylvania (NASDAQ: UVSP) Sha…

Google News Mon, 24 Aug 2026

Univest Financial (UVSP) director sells 5,000 shares - Stock Titan

<a href="https://news.google.com/rss/articles/CBMitwFBVV95cUxQeEdwTTJabmxRMU9DeE1xSlFSNE5BdW1ZM2lodWM1cWV1WTBCVlh2U3hmOGQ1QkpzR05sbkc5Mm5XWlIzdGdFM0tYeExFUUNKT3lOcXhHZF8zTDRwdjlXSHBpdnN4R1BsbjJKVXJKal9oY3dYaHV5cnFTNllCTzZFU2xnMXpMdFR6Q3BBTE…

UVSP — Frequently Asked Questions

What is the current share price of Univest Financial Corporation (UVSP)?

As of 2026-09-07 16:24 PDT, Univest Financial Corporation (UVSP) trades at $42.27 on NasdaqGS. Its 52-week range is $27.60 to $44.98.

What is the market capitalisation of UVSP?

Univest Financial Corporation (UVSP) has a market capitalisation of $1.17B on NasdaqGS.

What is the P/E ratio of UVSP?

UVSP trades at a trailing price-to-earnings (P/E) ratio of 12.22. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.26.

Does UVSP pay a dividend?

Univest Financial Corporation (UVSP) currently offers a dividend yield of 2.10%.

What is the return on equity (ROE) of UVSP?

UVSP has a return on equity (ROE) of 10.52%.

Is UVSP a good stock to buy?

This page provides a data-driven analysis of Univest Financial Corporation (UVSP), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks
⚙Ad space