U.S. Bancorp USB SPXR3KFINANCIAL
Company Overview
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Why Investors Should Care
Trades at a P/E of 12.6, below the sector median of 14.5.
Maintains a net profit margin of 29.9%.
Offers a dividend yield of 3.26%.
Recent Developments
- Dec 2025 Revenue of $28.66B (+4.4% YoY); net profit $7.57B.
- Trailing 12 Months Year-on-year growth — revenue +10.4%, earnings +21.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 3.5%, profit CAGR 3.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 3.51% |
| 1 Year: | 10.40% |
Compounded Profit Growth
| 5 Years: | 3.16% |
| 1 Year: | 21.60% |
Stock Price Performance
| 1 Year: | +41.15% |
| 6 Months: | +23.11% |
| 3 Months: | +14.58% |
| 1 Month: | -0.85% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)52.63 · Neutral
P/E of 12.63 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 29.9%.
- Attractive dividend yield of 3.26%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | USB U.S. Bancorp SPXR3KFINANCIAL | 63.27 | 12.63 | $98.58B | 3.26% | - | 12.62% | 3.51% | 3.16% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.95B | 4.89B | 4.81B | 5.19B | 4.99B | 4.91B | 5.04B | 5.15B | 5.04B | 5.45B | 5.39B | 5.29B | 5.45B | 5.57B | 5.47B | 5.64B | 5.70B | 5.58B | 5.82B | 5.92B | - | - | - | - | - | - | - | - | 6.33B | 7.17B | 7.17B | 7.03B | 6.71B | 6.87B | 6.86B | 6.96B | 7.00B | 7.33B | 7.29B | 7.71B |
| Net Income | 1.48B | 1.47B | 1.40B | 1.50B | 1.47B | 1.43B | 1.48B | 1.49B | 1.39B | 1.52B | 1.50B | 1.47B | 1.50B | 1.56B | 1.68B | 1.75B | 1.81B | 1.70B | 1.82B | 1.91B | 1.17B | 689.00M | 1.58B | 2.28B | 1.98B | 2.03B | 1.56B | 1.53B | 1.81B | 1.70B | 1.36B | 1.52B | 1.32B | 1.60B | 1.71B | 1.71B | 1.81B | 2.00B | 1.95B | 2.18B |
| Diluted EPS | 0.76 | 0.76 | 0.73 | 0.78 | 0.78 | 0.76 | 0.80 | 0.81 | 0.76 | 0.83 | 0.84 | 0.82 | 0.85 | 0.88 | 0.96 | 1.02 | 1.06 | 1.00 | 1.09 | 1.15 | 0.72 | 0.41 | 0.99 | 1.45 | 1.28 | 1.30 | 0.99 | 0.99 | 1.16 | 1.04 | 0.84 | 0.91 | 0.78 | 0.97 | 1.03 | 1.03 | 1.11 | 1.22 | 1.18 | 1.35 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | 20.29B | 19.60B | 20.16B | 20.31B | 21.31B | 21.90B | 22.64B | - | - | - | 24.30B | 28.14B | 27.45B | 28.66B |
| Net Income | 4.32B | 2.95B | 2.21B | 3.32B | 4.87B | 5.65B | 5.84B | 5.85B | 5.88B | 5.89B | 6.22B | 7.10B | 6.91B | 4.96B | 7.96B | 5.83B | 5.43B | 6.30B | 7.57B |
| Diluted EPS | 2.42 | 1.61 | 0.97 | 1.73 | 2.46 | 2.84 | 3.00 | 3.08 | 3.16 | 3.24 | 3.51 | 4.14 | 4.16 | 3.06 | 5.10 | 3.69 | 3.27 | 3.79 | 4.62 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 265.91B | 281.18B | 307.79B | 340.12B | 353.86B | 364.02B | 402.53B | 421.85B | 445.96B | 462.04B | 467.37B | 495.43B | 553.90B | 573.28B | 674.80B | 663.49B | 678.32B | 692.35B |
| Total Equity | 21.92B | 21.83B | 26.30B | 25.96B | 29.52B | 33.98B | 39.00B | 41.11B | 43.48B | 46.13B | 47.30B | 49.04B | 51.03B | 51.85B | 53.09B | 54.92B | 50.77B | 55.31B | 58.58B | 65.19B |
| Cash & Equivalents | 8.64B | 8.88B | 6.86B | 6.21B | 14.49B | 13.96B | 8.25B | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 38.36B | 32.58B | 31.54B | 31.95B | 25.52B | 20.05B | 32.26B | 32.08B | 33.32B | 32.26B | 41.34B | 40.17B | 41.30B | 32.12B | 39.83B | - | - | - |
| Total Liabilities | - | - | 238.88B | 254.51B | 277.46B | 305.15B | 313.59B | 322.21B | 358.36B | 375.04B | 398.03B | 412.37B | 415.72B | 442.94B | 500.18B | 517.90B | 623.57B | 607.72B | 619.28B | 626.69B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 2.90B | 5.31B | 7.60B | 5.24B | 9.82B | 7.96B | - | - | - | 5.34B | 6.47B | 10.56B | 4.89B | 3.72B | 9.87B | 21.12B | 8.39B | 11.35B | 7.97B |
| Investing Cash Flow | -15.14B | -16.32B | -719.00M | -16.37B | -32.70B | -20.25B | - | - | - | -17.96B | -12.13B | -8.98B | -21.56B | -15.44B | -57.49B | 7.50B | 18.93B | -24.53B | -20.54B |
| Financing Cash Flow | 12.48B | 8.99B | -7.53B | 19.41B | 22.36B | 6.58B | - | - | - | 17.18B | 9.45B | 361.00M | 17.62B | 51.90B | 13.94B | -3.98B | -20.00B | 8.82B | 2.25B |
| Share Buybacks | 1.98B | 0 | 0 | - | 514.00M | 1.86B | 2.28B | 2.20B | 2.19B | 2.56B | 2.63B | 2.82B | 4.53B | 1.67B | 1.55B | 69.00M | 62.00M | 173.00M | 489.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | 27.8% | 29.8% | 29.0% | 29.0% | 27.6% | 28.4% | 31.3% | - | - | - | 24.0% | 19.3% | 22.9% | 26.4% |
| ROE % | 19.8% | 11.2% | 8.5% | 11.2% | 14.3% | 14.5% | 14.2% | 13.5% | 12.7% | 12.4% | 12.7% | 13.9% | 13.3% | 9.3% | 14.5% | 11.5% | 9.8% | 10.8% | 11.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.16% | 127.14M | $7.94B |
| 2 | Vanguard Capital Management LLC | 6.50% | 101.30M | $6.33B |
| 3 | State Street Corporation | 4.69% | 73.14M | $4.57B |
| 4 | JPMORGAN CHASE & CO | 3.83% | 59.69M | $3.73B |
| 5 | FMR, LLC | 3.29% | 51.28M | $3.20B |
| 6 | MUFG Bank Ltd | 2.85% | 44.37M | $2.77B |
| 7 | Geode Capital Management, LLC | 2.52% | 39.25M | $2.45B |
| 8 | Morgan Stanley | 1.96% | 30.55M | $1.91B |
| 9 | Vanguard Portfolio Management LLC | 1.93% | 30.00M | $1.87B |
| 10 | Price (T.Rowe) Associates Inc | 1.61% | 25.02M | $1.56B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for USB
Is U.S. Bancorp Stock Outperforming the Dow? - Yahoo Finance
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Are You Looking for a High-Growth Dividend Stock? - Yahoo Finance
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U.S. Bancorp (USB) Stock May Be 39% Undervalued On Earnings Strength - simplywall.st
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U.S. Bancorp (USB) Stock May Be 40% Undervalued On Business Banking Expansion - Yahoo Finance
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U.S. Bancorp (USB) Stock Could Be 44% Undervalued Despite A Fair Value Debate - Yahoo Finance
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Has U.S. Bancorp (USB) Outpaced Other Finance Stocks This Year? - Yahoo Finance
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USB — Frequently Asked Questions
What is the current share price of U.S. Bancorp (USB)?
As of 2026-09-07 16:24 PDT, U.S. Bancorp (USB) trades at $63.27 on NYSE. Its 52-week range is $44.01 to $65.42.
What is the market capitalisation of USB?
U.S. Bancorp (USB) has a market capitalisation of $98.58B on NYSE.
What is the P/E ratio of USB?
USB trades at a trailing price-to-earnings (P/E) ratio of 12.63. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.64.
Does USB pay a dividend?
U.S. Bancorp (USB) currently offers a dividend yield of 3.26%.
What is the return on equity (ROE) of USB?
USB has a return on equity (ROE) of 12.62%.
Is USB a good stock to buy?
This page provides a data-driven analysis of U.S. Bancorp (USB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.