Company Overview
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.
Why Investors Should Care
Trades at a P/E of 15.2, below the sector median of 34.7.
Offers a dividend yield of 7.40%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $4.70B (+8.7% YoY); net profit $73.24M.
- Trailing 12 Months Year-on-year growth — revenue +3.7%, earnings +45.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 2.9%, profit CAGR -3.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 2.91% |
| 1 Year: | 3.70% |
Compounded Profit Growth
| 5 Years: | -3.72% |
| 1 Year: | 45.20% |
Stock Price Performance
| 1 Year: | -8.38% |
| 6 Months: | +19.30% |
| 3 Months: | +15.96% |
| 1 Month: | +18.41% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- Golden Cross4d ago
- RSI (14)66.93 · Neutral
P/E of 15.25 is below the sector median of 34.66 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Attractive dividend yield of 7.40%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -3.7% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | UPBD Upbound Group, Inc. R2K | 21.96 | 15.25 | $1.28B | 7.40% | - | 12.08% | 2.91% | -3.72% |
| 2 | NVDA NVIDIA Corporation NDXSPXAI | 212.50 | 32.59 | $5.15T | 0.47% | 74.66% | 114.29% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPX | 327.50 | 39.60 | $4.81T | 0.37% | 68.72% | 141.47% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXAI | 395.63 | 23.96 | $2.94T | 0.95% | 26.90% | 34.01% | 9.48% | 10.85% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AI | 419.48 | 36.41 | $2.18T | 0.90% | 30.20% | 36.21% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXAI | 394.28 | 64.96 | $1.88T | 0.68% | 16.70% | 37.28% | 24.38% | 26.24% |
| 7 | MU Micron Technology, Inc. NDXSPXAI | 904.28 | 20.44 | $1.02T | 0.05% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXAI | 529.14 | 172.36 | $862.82B | 0.00% | 6.33% | 8.06% | 13.64% | 48.64% |
| 9 | ASML ASML Holding N.V. NDXAI | 1,815.27 | 59.79 | $699.64B | 0.51% | 42.97% | 52.24% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 764.36M | 877.64M | 815.34M | 791.61M | 835.65M | 749.62M | 693.88M | 684.10M | 741.99M | 677.63M | 643.97M | 638.95M | 698.04M | 655.73M | 644.94M | 661.75M | 696.69M | 655.92M | 649.37M | 667.86M | 701.94M | 683.75M | 712.01M | 716.49M | 1.04B | 1.19B | 1.18B | 1.16B | 1.07B | 1.02B | 1.02B | 979.16M | 979.10M | 1.10B | 1.08B | 1.07B | 1.18B | 1.16B | 1.16B | 1.22B |
| Gross Profit | 539.76M | 564.59M | 538.53M | 488.61M | 534.94M | 500.16M | 457.23M | 442.72M | 462.66M | 432.53M | 412.46M | 410.88M | 436.98M | 423.89M | 407.74M | 419.56M | 424.87M | 408.07M | 400.00M | 411.14M | 420.18M | 399.53M | 425.03M | 427.41M | 510.52M | 587.47M | 568.76M | 546.10M | 532.54M | 505.54M | 506.26M | 506.23M | 497.17M | 529.07M | 531.96M | 511.09M | 550.13M | 571.83M | 563.08M | 586.46M |
| Operating Income | 45.92M | 56.60M | 49.70M | 6.57M | 48.43M | 27.55M | 16.70M | -159.28M | 1.15M | -873.00K | -8.45M | -54.89M | -10.27M | 27.15M | 25.63M | 13.62M | 17.35M | 129.83M | 38.85M | 67.83M | 48.88M | 53.63M | 80.19M | 54.64M | 70.05M | 106.52M | 67.15M | 11.04M | 58.08M | 37.08M | -35.11M | 84.03M | 58.05M | 61.76M | 80.66M | 70.06M | 62.62M | 50.73M | 52.75M | 77.44M |
| Net Income | 25.93M | 27.30M | 23.15M | -4.09M | 25.06M | 9.95M | 6.18M | -146.38M | -6.68M | -8.89M | -12.60M | 34.82M | -19.84M | 13.75M | 12.92M | 1.66M | 49.29M | 94.45M | 31.28M | 40.49M | 49.29M | 38.49M | 64.03M | 56.30M | 42.55M | 61.31M | 21.27M | -4.24M | 19.73M | -5.78M | 47.33M | -45.62M | 4.36M | 27.69M | 33.95M | 30.86M | 24.79M | 15.48M | 13.22M | 35.79M |
| Diluted EPS | 0.49 | 0.51 | 0.43 | -0.08 | 0.47 | 0.19 | 0.12 | -2.76 | -0.13 | -0.17 | -0.24 | 0.65 | -0.37 | 0.25 | 0.24 | 0.03 | 0.13 | 1.70 | 0.56 | 0.72 | 0.88 | 0.70 | 1.15 | 1.00 | 0.64 | 0.90 | 0.31 | -0.08 | 0.33 | -0.10 | 0.84 | -0.83 | 0.08 | 0.50 | 0.61 | 0.55 | 0.42 | 0.26 | 0.22 | 0.61 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.88B | 2.75B | 2.73B | 2.88B | 3.08B | 3.09B | 3.16B | 3.28B | 2.96B | 2.70B | 2.66B | 2.67B | 2.81B | 4.58B | 4.25B | 3.99B | 4.32B | 4.70B |
| Gross Profit | - | 1.99B | 2.00B | 2.05B | 2.14B | 2.15B | 2.18B | 2.12B | 1.94B | 1.72B | 1.69B | 1.64B | 1.67B | 2.24B | 2.08B | 2.02B | 2.08B | 2.27B |
| Operating Income | 274.39M | 296.32M | 303.77M | 291.33M | 313.03M | 247.01M | 193.46M | -1.01B | -66.60M | -63.06M | 56.14M | 253.86M | 237.34M | 280.54M | 148.54M | 162.87M | 291.63M | 223.35M |
| Net Income | 139.62M | 167.85M | 171.64M | 163.46M | 180.02M | 128.76M | 96.42M | -953.52M | -105.19M | 6.65M | 8.49M | 173.55M | 208.12M | 134.94M | 12.36M | -5.18M | 123.48M | 73.24M |
| Diluted EPS | 2.08 | 2.52 | 2.60 | 2.64 | 3.03 | 2.33 | 1.81 | -17.97 | -1.98 | 0.12 | 0.16 | 3.10 | 3.73 | 2.02 | 0.21 | -0.09 | 2.21 | 1.25 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Jan 2018 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.44B | 2.69B | 2.79B | 2.86B | 3.02B | 3.27B | 1.97B | 1.60B | 1.42B | - | 1.40B | 1.58B | 1.75B | 2.99B | 2.76B | 2.72B | 2.65B | 3.28B |
| Total Equity | 947.09M | 1.08B | 1.25B | 1.35B | 1.36B | 1.46B | 1.34B | 1.39B | 383.59M | 264.93M | 272.44M | 271.13M | 286.52M | 458.96M | 592.08M | 513.28M | 525.15M | 560.37M | 628.98M | 695.74M |
| Cash & Equivalents | 97.38M | 87.38M | 70.73M | 70.73M | 88.06M | 61.09M | 42.27M | 46.13M | 60.36M | 95.40M | 72.97M | - | 155.39M | 70.49M | 159.45M | 108.33M | 144.14M | 93.70M | 60.86M | 120.53M |
| Long Term Debt | - | - | - | - | - | - | - | - | 425.63M | 191.81M | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 1.20B | 1.33B | 1.44B | 1.40B | 1.68B | 1.88B | 1.59B | 1.34B | 1.15B | 1.15B | 1.11B | 1.12B | 1.16B | 2.48B | 2.24B | 2.16B | 2.02B | 2.58B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 384.34M | 330.12M | 216.49M | 286.63M | 217.90M | 134.34M | 19.11M | 230.99M | 354.07M | 110.53M | 227.50M | 215.42M | 236.50M | 392.30M | 468.46M | 200.29M | 104.72M | 305.57M |
| Investing Cash Flow | -71.49M | -72.94M | -167.18M | -159.25M | -110.73M | -129.63M | -96.67M | -90.08M | -58.98M | -63.35M | -4.69M | 20.76M | -20.61M | -1.34B | -62.33M | -50.96M | -41.51M | -403.73M |
| Financing Cash Flow | -323.23M | -245.06M | -81.33M | -109.84M | -134.46M | -23.12M | 82.85M | -124.39M | -259.71M | -70.54M | -140.31M | -321.63M | -126.68M | 892.85M | -370.71M | -202.12M | -93.52M | 156.47M |
| Capital Expenditure | -61.93M | -68.84M | -93.01M | -132.71M | -102.45M | -108.37M | -83.78M | -80.87M | -61.14M | -65.46M | -27.96M | -21.16M | -34.55M | -62.45M | -61.39M | -53.40M | -56.27M | -66.86M |
| Free Cash Flow | 322.40M | 261.28M | 123.48M | 153.92M | 115.44M | 25.98M | -64.67M | 150.12M | 292.93M | 45.07M | 199.54M | 194.26M | 201.96M | 329.85M | 407.07M | 146.89M | 48.45M | 238.71M |
| Share Buybacks | 13.38M | 8.83M | 84.52M | 164.17M | 61.86M | 217.42M | 0 | 0 | - | 0 | 0 | 1.29M | 26.57M | 390.11M | 75.05M | 50.00M | 0 | 0 |
| Dividends Paid | 0 | 0 | 7.80M | 26.89M | 37.87M | 46.81M | 48.66M | 51.01M | 25.55M | 12.81M | 0 | 13.71M | 63.12M | 71.50M | 79.19M | 83.06M | 82.30M | 87.86M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | 72.2% | 73.1% | 71.2% | 69.5% | 69.6% | 69.2% | 64.6% | 65.3% | 63.6% | 63.5% | 61.6% | 59.4% | 48.8% | 49.0% | 50.7% | 48.1% | 48.4% |
| Operating Margin % | 9.5% | 10.8% | 11.1% | 10.1% | 10.2% | 8.0% | 6.1% | -30.7% | -2.2% | -2.3% | 2.1% | 9.5% | 8.4% | 6.1% | 3.5% | 4.1% | 6.7% | 4.8% |
| Net Margin % | 4.8% | 6.1% | 6.3% | 5.7% | 5.9% | 4.2% | 3.1% | -29.1% | -3.5% | 0.2% | 0.3% | 6.5% | 7.4% | 2.9% | 0.3% | -0.1% | 2.9% | 1.6% |
| ROE % | 12.9% | 13.5% | 12.7% | 12.0% | 12.3% | 9.6% | 6.9% | -248.6% | -39.7% | 2.4% | 3.0% | 37.8% | 35.1% | 26.3% | 2.4% | -0.9% | 19.6% | 10.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.08% | 8.21M | $180.50M |
| 2 | FMR, LLC | 9.28% | 5.41M | $118.92M |
| 3 | Vanguard Portfolio Management LLC | 6.76% | 3.94M | $86.62M |
| 4 | IEQ Capital, LLC | 6.70% | 3.90M | $85.84M |
| 5 | Dimensional Fund Advisors LP | 4.11% | 2.39M | $52.66M |
| 6 | LSV Asset Management | 3.97% | 2.31M | $50.87M |
| 7 | State Street Corporation | 3.94% | 2.30M | $50.50M |
| 8 | Vanguard Capital Management LLC | 3.90% | 2.28M | $50.04M |
| 9 | Huber Capital Management Llc | 2.92% | 1.70M | $37.44M |
| 10 | Goldman Sachs Group Inc | 2.36% | 1.38M | $30.28M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for UPBD
Upbound Group Inc (UPBD) Stock Up 4.1% and Still Undervalued -- GF Score: 74/100 - GuruFocus
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Business Model Concerns Impacting Upbound Group’s (UPBD) Growth - Yahoo Finance
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Should Upbound Group’s Removal From Key Russell Indices Require Action From Upbound Group (UPBD) Investors? - simplywall.st
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$UPBD stock is down 8% today. Here's what we see in our data. - Quiver Quantitative
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UPBD Forecast — Price Target — Prediction for 2027 - TradingView
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UPBD — Frequently Asked Questions
What is the current share price of Upbound Group, Inc. (UPBD)?
As of 2026-07-15 16:51 PDT, Upbound Group, Inc. (UPBD) trades at $21.96 on NasdaqGS. Its 52-week range is $15.09 to $25.22.
What is the market capitalisation of UPBD?
Upbound Group, Inc. (UPBD) has a market capitalisation of $1.28B on NasdaqGS.
What is the P/E ratio of UPBD?
UPBD trades at a trailing price-to-earnings (P/E) ratio of 15.25. The industry average P/E is 34.66. Its price-to-book (P/B) ratio is 1.79.
Does UPBD pay a dividend?
Upbound Group, Inc. (UPBD) currently offers a dividend yield of 7.40%.
What is the return on equity (ROE) of UPBD?
UPBD has a return on equity (ROE) of 12.08%.
Is UPBD a good stock to buy?
This page provides a data-driven analysis of Upbound Group, Inc. (UPBD), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.