The Travelers Companies, Inc. TRV SPXR3KFINANCIAL
Company Overview
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
Why Investors Should Care
Generates a return on equity of 26.5%, reflecting efficient use of shareholder capital.
Trades at a P/E of 9.9, below the sector median of 14.5.
Maintains a net profit margin of 17.0%.
Carries low leverage with a debt-to-equity ratio of 0.27.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $48.83B (+5.2% YoY); net profit $6.29B.
- Trailing 12 Months Year-on-year growth — revenue +0.3%, earnings +57.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 3.6%, profit CAGR 4.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 3.56% |
| 1 Year: | 0.30% |
Compounded Profit Growth
| 5 Years: | 4.66% |
| 1 Year: | 57.10% |
Stock Price Performance
| 1 Year: | +39.33% |
| 6 Months: | +21.53% |
| 3 Months: | +22.31% |
| 1 Month: | -4.31% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)51.97 · Neutral
P/E of 9.93 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 26.5%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TRV The Travelers Companies, Inc. SPXR3KFINANCIAL | 369.35 | 9.93 | $77.04B | 1.30% | - | 26.51% | 3.56% | 4.66% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.71B | 6.80B | 6.68B | 6.69B | 6.79B | 6.96B | 7.19B | 6.94B | 7.18B | 7.33B | 7.45B | 7.29B | 7.48B | 7.72B | 7.80B | 7.67B | 7.83B | 8.01B | 8.06B | 7.91B | 7.40B | 8.28B | 8.40B | 8.31B | 8.69B | 8.80B | 8.81B | 9.14B | 9.30B | 9.70B | 10.10B | 10.63B | 11.23B | 11.28B | 11.90B | 11.81B | 12.12B | 12.47B | 11.92B | 12.15B |
| Operating Income | 806.00M | 918.00M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 812.00M | 928.00M | 866.00M | 691.00M | 664.00M | 716.00M | 943.00M | 617.00M | 595.00M | 293.00M | 551.00M | 669.00M | 524.00M | 709.00M | 621.00M | 796.00M | 557.00M | 396.00M | 873.00M | 600.00M | -40.00M | 827.00M | 1.31B | 733.00M | 934.00M | 662.00M | 1.02B | 551.00M | 454.00M | 975.00M | -14.00M | 404.00M | 1.12B | 534.00M | 1.26B | 395.00M | 1.51B | 1.89B | 1.71B | 2.21B |
| Diluted EPS | 2.53 | 2.97 | 2.83 | 2.30 | 2.24 | 2.45 | 3.28 | 2.17 | 2.11 | 1.05 | 1.98 | 2.42 | 1.92 | 2.62 | 2.32 | 2.99 | 2.10 | 1.50 | 3.35 | 2.33 | -0.16 | 3.23 | 5.10 | 2.87 | 3.66 | 2.62 | 4.15 | 2.27 | 1.89 | 4.13 | -0.07 | 1.74 | 4.80 | 2.29 | 5.42 | 1.70 | 6.53 | 8.24 | 7.78 | 10.26 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26.02B | 24.48B | 24.68B | 25.11B | 25.45B | 25.74B | 26.19B | 27.17B | 26.82B | 27.62B | 28.90B | 30.28B | 31.58B | 31.98B | 34.82B | 36.88B | 41.36B | 46.42B | 48.83B |
| Operating Income | - | - | 3.60B | 3.04B | 1.39B | 2.44B | 3.57B | 3.64B | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | - | 2.90B | 3.59B | 3.19B | 1.41B | 2.45B | 3.67B | 3.69B | 3.44B | 3.01B | 2.06B | 2.52B | 2.62B | 2.70B | 3.66B | 2.84B | 2.99B | 5.00B | 6.29B |
| Diluted EPS | 6.85 | 4.81 | 6.33 | 6.62 | 3.36 | 6.30 | 9.74 | 10.70 | 10.88 | 10.28 | 7.33 | 9.28 | 9.92 | 10.52 | 14.49 | 11.77 | 12.79 | 21.47 | 27.43 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 109.63B | 109.56B | 105.66B | 104.58B | 104.94B | 103.81B | 103.08B | 100.18B | 100.25B | 103.48B | 104.23B | 110.12B | 116.76B | 120.47B | 115.72B | 125.98B | 133.19B | 143.71B |
| Total Equity | 26.62B | 25.32B | 27.41B | 25.48B | 24.48B | 25.41B | 24.80B | 24.84B | 23.60B | 23.22B | 23.73B | 22.89B | 25.94B | 29.20B | 28.89B | 21.56B | 24.92B | 27.86B | 32.89B |
| Long Term Debt | - | - | 6.17B | 6.52B | 6.27B | 5.76B | 6.26B | 5.86B | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | 84.31B | 82.14B | 80.18B | 80.10B | 79.53B | 79.02B | 78.24B | 76.59B | 77.02B | 79.75B | 81.34B | 84.18B | 87.56B | 91.58B | 94.16B | 101.06B | 105.33B | 110.81B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 5.29B | 3.14B | 4.23B | 3.05B | - | - | 3.43B | 4.47B | 4.15B | 4.38B | 5.21B | 6.52B | 7.27B | 6.46B | 7.71B | 9.07B | 10.61B |
| Investing Cash Flow | -2.53B | -162.00M | -899.00M | 2.11B | - | - | 317.00M | -1.73B | -2.20B | -2.33B | -2.90B | -4.89B | -5.20B | -3.73B | -6.82B | -7.26B | -7.65B |
| Financing Cash Flow | -2.95B | -2.87B | -3.44B | -5.22B | - | - | -3.73B | -2.81B | -1.92B | -2.01B | -2.19B | -1.42B | -2.04B | -2.67B | -1.05B | -1.75B | -2.66B |
| Share Buybacks | - | - | - | - | 2.40B | 3.27B | 3.15B | 2.40B | 1.38B | 1.27B | 1.50B | 625.00M | 2.16B | 2.00B | 958.00M | 1.00B | 3.00B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | 14.6% | 12.1% | 5.5% | 9.5% | 13.6% | 13.4% | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | 11.9% | 14.6% | 12.7% | 5.6% | 9.5% | 14.0% | 13.6% | 12.8% | 10.9% | 7.1% | 8.3% | 8.3% | 8.4% | 10.5% | 7.7% | 7.2% | 10.8% | 12.9% |
| ROE % | - | 11.5% | 13.1% | 12.5% | 5.8% | 9.7% | 14.8% | 14.9% | 14.6% | 13.0% | 8.7% | 11.0% | 10.1% | 9.2% | 12.7% | 13.2% | 12.0% | 17.9% | 19.1% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 10.04% | 20.95M | $7.75B |
| 2 | State Street Corporation | 7.53% | 15.71M | $5.81B |
| 3 | Vanguard Capital Management LLC | 6.66% | 13.89M | $5.14B |
| 4 | FMR, LLC | 4.93% | 10.27M | $3.80B |
| 5 | Vanguard Portfolio Management LLC | 3.99% | 8.31M | $3.08B |
| 6 | Geode Capital Management, LLC | 3.03% | 6.32M | $2.34B |
| 7 | Massachusetts Financial Services Co. | 2.03% | 4.24M | $1.57B |
| 8 | Morgan Stanley | 1.83% | 3.83M | $1.42B |
| 9 | Dimensional Fund Advisors LP | 1.70% | 3.56M | $1.32B |
| 10 | JPMORGAN CHASE & CO | 1.49% | 3.11M | $1.15B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TRV
Is The Travelers Companies (TRV) a Great Value Stock Right Now? - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMiogFBVV95cUxQNEdkYW5xR3Y1MkNzcGt3cVNScnJaRnZlNEpjaElTY2hKYWg5Nm1KU1MyUmdVbF9wN2dfQmdJeUZEVFVRazN3T3RmU25pY3VtMnNPNWpnWkQ5QUNXMEwxNmNEdXB0Zm5KdEtYQ1R6Q2N2T0Q5bDZ2MFVhOGpHX21HMU1jeTF0Zjh5SWh6NF…
Saudi Central Bank Purchases 6,651 Shares of The Travelers Companies, Inc. $TRV - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMi0gFBVV95cUxQS2VMd3lwUldlU2k3YkQ1Z01ZVUZieDJTWHBDU3lndkNpSVFCTHI4N3pwT0lvR2NoQW5VczBzYk82SkhwVC1QZkRjT2tXR3REQmNRYnB4S3ExZ1p3a04tNVVOTmxJNGZDbXRib2Jkcldhb1hnSVUyU3BWZEdmWlVSTHFfRTdLc3RwZ0dfWU…
Why Travelers Companies (TRV) Is Getting Attention Today - simplywall.st
<a href="https://news.google.com/rss/articles/CBMiygFBVV95cUxQQkFVdHhhYnUtRXRDdEphX3hqcGJHNjFRNjZIaGdldGVFZzY0NDVvREVQamNDZmdFclNocnhISmRkR1lkRFB2U18tRHBGTXNEcDFCNjhqUHhFM3kteW5zS3Y1NFROSFVkTHlVLVB2aXlhR0l1OUppZWZDVUJ6dHUtOURqbTA3ZWZnbFdxND…
If You Invested $1000 In Travelers Companies Stock 15 Years Ago, You Would Have This Much Today - Benzinga
<a href="https://news.google.com/rss/articles/CBMiygFBVV95cUxPeFhJRy1YLTNiT0JuVDhwU3U0SjR0NzdIMTV3cUppeDNLRi1SYWdtTjFXVDY5dUpmTkQ5V3J4Yjljd0VzaHNJdmZrRGpDQzhJR1VXUHdJT2dHV2dmWVpDOXpscDIzeVNIZE9xaWFSQjRnOXJGZTZyckZXRUlaQ3VIN0I0VXRPLXg2ZkN3RU…
Travelers shares slide as post-earnings valuation concerns weigh on the stock | TRV Stock News - quiverquant.com
<a href="https://news.google.com/rss/articles/CBMirwFBVV95cUxORlVxbnlJREJ2NmVFekkyUzNxUnZPMkljZ2VPeGt3dkMyalpzdzFTR1JNSGpERXB2ejhuOTVPUG5UMVVGOGF0TTdyMTFCYTNiQkhXMWRBNV82bjhlaVE5dGZnMTJic19Ta2RkWF94TDNWb3JDQzBLVkZkTVNUczZVWG10a2t5RlE1aDBweF…
Travelers (TRV) Stock Looks Cheap On Earnings But Pricey On Past Returns - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMinAFBVV95cUxPQzFHeXBtZ0E2dk1GUzRCX0p3ajNUcldsTWhsdzNMV2xGOTl2WVdTMVY2YXR6MDhSSTVwaDNsX1ZVVFJoSmsybGwxZ2FkbS1CcGtqcVQ0QjFYZmpnM3A2MXhYUU5JQlV2VFZkMjBXQmhqRjNmYVZkdHEzQTBBV3hKNXRVdlB3eVE0OFdOND…
TRV — Frequently Asked Questions
What is the current share price of The Travelers Companies, Inc. (TRV)?
As of 2026-09-07 16:24 PDT, The Travelers Companies, Inc. (TRV) trades at $369.35 on NYSE. Its 52-week range is $258.51 to $397.22.
What is the market capitalisation of TRV?
The Travelers Companies, Inc. (TRV) has a market capitalisation of $77.04B on NYSE.
What is the P/E ratio of TRV?
TRV trades at a trailing price-to-earnings (P/E) ratio of 9.93. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 2.42.
Does TRV pay a dividend?
The Travelers Companies, Inc. (TRV) currently offers a dividend yield of 1.30%.
What is the return on equity (ROE) of TRV?
TRV has a return on equity (ROE) of 26.51%.
Is TRV a good stock to buy?
This page provides a data-driven analysis of The Travelers Companies, Inc. (TRV), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.