SouthState Bank Corporation SSB
Company Overview
SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as SouthState Corporation and changed its name to SouthState Bank Corporation in September 2025. SouthState Bank Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
Why Investors Should Care
Net profit has compounded at 17.2% per year over the last five years.
Revenue has grown at a 17.5% CAGR over the past five years.
Trades at a P/E of 11.5, below the sector median of 13.5.
Maintains a net profit margin of 35.5%.
Carries low leverage with a debt-to-equity ratio of 0.08.
Offers a dividend yield of 2.51%.
Recent Developments
- Dec 2025 Revenue of $2.62B (+57.0% YoY); net profit $798.67M.
- Trailing 12 Months Year-on-year growth — revenue -0.1%, earnings +11.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 17.5%, profit CAGR 17.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 17.50% |
| 1 Year: | -0.10% |
Compounded Profit Growth
| 5 Years: | 17.21% |
| 1 Year: | 11.40% |
Stock Price Performance
| 1 Year: | +20.72% |
| 6 Months: | +6.33% |
| 3 Months: | +12.85% |
| 1 Month: | +9.38% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)69.27 · Neutral
P/E of 11.47 is below the sector median of 13.48 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 35.5%.
- Compounding revenue at 17.5% over 5 years.
- Profit CAGR of 17.2% over 5 years.
- Attractive dividend yield of 2.51%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SSB SouthState Bank Corporation | 109.19 | 11.47 | $10.59B | 2.51% | - | 10.60% | 17.50% | 17.21% |
| 2 | WFC Wells Fargo & Company SPX | 89.17 | 12.96 | $269.65B | 2.31% | - | 12.57% | -0.76% | 5.90% |
| 3 | BK Bank of New York Mellon Corp SPX | 157.13 | 19.50 | $107.85B | 0.02% | - | 13.47% | 6.87% | 29.48% |
| 4 | USB U.S. Bancorp SPX | 64.21 | 12.82 | $100.02B | 3.30% | - | 12.62% | 3.51% | 3.16% |
| 5 | NTRS Northern Trust Corporation SPX | 182.19 | 18.80 | $33.71B | 1.71% | - | 14.46% | 0.94% | 4.96% |
| 6 | WRB W. R. Berkley Corporation SPX | 72.08 | 14.83 | $26.75B | 0.55% | - | 20.21% | 7.35% | 12.22% |
| 7 | ZION Zions Bancorporation, National Association | 71.70 | 9.13 | $10.46B | 2.75% | - | 16.40% | 2.41% | -0.29% |
| 8 | UBSI United Bankshares, Inc. R2K | 48.45 | 13.57 | $6.68B | 3.29% | - | 9.34% | 6.81% | 10.36% |
| 9 | TFSL TFS Financial Corporation | 18.32 | 50.89 | $5.14B | 6.14% | - | 4.87% | 3.35% | 6.85% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 630.63M | 664.76M | 698.78M | 623.16M | 661.70M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 264.02M | 262.56M | 281.99M | 267.63M | 255.22M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 121.25M | 282.20M | 321.36M | 315.41M | 291.37M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 32.17M | 66.97M | 74.72M | 67.69M | 65.55M | - |
| Net Income | 12.05M | 16.92M | 17.95M | 19.33M | 23.93M | 24.87M | 25.14M | 24.49M | 24.52M | 28.09M | 18.26M | 31.82M | 35.05M | 42.33M | 40.46M | 47.08M | 44.37M | 41.46M | 51.56M | 24.11M | -84.94M | 95.22M | 146.95M | 98.96M | 122.79M | 100.33M | 119.17M | 133.04M | 139.93M | 123.45M | 124.14M | 115.06M | 132.37M | 143.18M | 89.08M | 215.22M | 246.64M | 247.72M | 225.82M | - |
| Diluted EPS | 0.52 | 0.66 | 0.74 | 0.80 | 0.99 | 1.03 | 1.04 | 1.01 | 1.01 | 1.16 | 0.63 | 1.08 | 1.19 | 1.15 | 1.09 | 1.28 | 1.25 | 1.17 | 1.50 | 0.71 | -1.96 | 1.34 | 2.06 | 1.39 | 1.74 | 1.39 | 1.57 | 1.75 | 1.83 | 1.62 | 1.62 | 1.50 | 1.73 | 1.86 | - | 2.11 | 2.42 | 2.46 | 2.28 | 2.35 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.61B | 1.70B | 1.67B | 2.62B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 61.35M | 491.80M | 725.91M | 1.08B |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 633.36M | 630.85M | 700.25M | 1.04B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 137.31M | 136.54M | 165.47M | 241.54M |
| Net Income | 13.60M | 51.88M | 22.59M | 30.03M | 49.22M | 75.44M | 99.47M | 101.28M | 87.55M | 178.87M | 186.48M | 120.63M | - | 496.05M | 494.31M | 534.78M | 798.67M |
| Diluted EPS | 0.74 | 4.08 | 1.63 | 2.03 | 2.38 | 3.08 | 4.11 | 4.18 | 2.93 | 4.86 | 5.36 | 2.19 | - | 6.60 | 6.46 | 6.97 | 7.87 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 3.59B | 3.90B | 5.14B | 7.93B | 7.83B | 8.56B | 8.90B | 14.47B | 14.68B | 15.92B | 37.79B | 41.84B | 43.92B | 44.90B | 46.38B | 67.20B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 49.47M | 104.91M | 237.10M | 171.43M | 380.86M | 479.46M | 417.87M | 695.79M | 374.45M | 377.63M | - | - | - | - | 732.07M | 762.44M | 798.29M | 885.55M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 3.26B | 3.51B | 4.63B | 6.95B | 6.84B | 7.50B | 7.77B | 12.16B | 12.31B | 13.55B | 33.14B | 37.04B | 38.84B | 39.37B | 40.49B | 58.14B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | 46.68M | 54.90M | 102.06M | 101.21M | 55.16M | 55.36M | - | - | - | - | - | 381.96M | 381.59M | 381.22M | 686.23M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 381.96M | 481.59M | 381.22M | 686.23M |
| Total Equity | 244.93M | 282.82M | 329.96M | 381.78M | 507.55M | 981.47M | 984.92M | 1.06B | 1.13B | 2.31B | 2.37B | 2.37B | 4.65B | 4.80B | 5.07B | 5.53B | 5.89B | 9.06B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 75.70M | 76.02M | 76.32M | 99.14M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - | - | 186.87M | 138.01M | 197.89M | 283.71M | 181.03M | 536.94M | 415.69M | 1.73B | 546.76M | 511.96M | 300.85M |
| Investing Cash Flow | - | - | - | - | - | - | -103.02M | -690.92M | -60.90M | -282.15M | -795.05M | 1.23B | -2.32B | -4.86B | -1.43B | -886.18M | 20.81M |
| Financing Cash Flow | - | - | - | - | - | - | 194.07M | 231.56M | -133.81M | 29.79M | 893.75M | 2.15B | 4.02B | -2.28B | 566.00M | 767.41M | 1.46B |
| Capital Expenditure | -6.34M | -24.17M | -19.46M | -8.39M | -13.75M | -16.11M | -15.22M | -25.80M | -15.16M | -14.54M | -15.80M | -16.93M | -28.42M | -17.67M | -38.88M | -35.81M | -70.25M |
| Free Cash Flow | - | - | - | - | - | - | 171.64M | 112.22M | 182.73M | 269.17M | 165.23M | 520.01M | 387.27M | 1.71B | 507.87M | 476.15M | 230.59M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -5.41B | -313.69M | 393.19M | 1.78B |
| Share Buybacks | 446.00K | 255.00K | 342.00K | 836.00K | 933.00K | 917.00K | 5.63M | 5.98M | 5.51M | 70.58M | 159.43M | 32.43M | 147.42M | 119.33M | 16.06M | 16.76M | 235.82M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 30.7% | 29.1% | 32.1% | 30.5% |
| ROE % | 4.8% | 15.7% | 5.9% | 5.9% | 5.0% | 7.7% | 9.4% | 8.9% | 3.8% | 7.6% | 7.9% | 2.6% | - | 9.8% | 8.9% | 9.1% | 8.8% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.70% | 9.47M | $1.02B |
| 2 | Vanguard Portfolio Management LLC | 6.36% | 6.21M | $669.53M |
| 3 | Dimensional Fund Advisors LP | 5.05% | 4.93M | $532.22M |
| 4 | Vanguard Capital Management LLC | 4.51% | 4.40M | $474.94M |
| 5 | State Street Corporation | 3.82% | 3.73M | $402.77M |
| 6 | T. Rowe Price Investment Management, Inc. | 2.74% | 2.68M | $288.94M |
| 7 | Invesco Ltd. | 2.18% | 2.13M | $229.43M |
| 8 | American Century Companies Inc | 2.16% | 2.11M | $227.41M |
| 9 | Geode Capital Management, LLC | 2.01% | 1.96M | $211.41M |
| 10 | Franklin Resources, Inc. | 1.82% | 1.78M | $192.13M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SSB
How SouthState’s Q2 Earnings Beat, Dividend Hike and Buybacks Will Impact SouthState Bank (SSB) Investors - simplywall.st
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SouthState Bank (SSB) Stock Looks Cheap With Strong Returns And Modest Earnings Price - webull.com
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Director William K. Pou Jr. receives 232 SouthState Bank Corp (SSB) shares - Stock Titan
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SouthState Bank (SSB) Stock Looks Reasonable On Earnings And Cheap On Fair Value - Yahoo Finance
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Quantinno Capital Management LP Has $9.11 Million Holdings in SouthState Bank Corporation $SSB - MarketBeat
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SouthState Bank Corp (SSB) Director David Brooks Sells 6,181 Sha - GuruFocus
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SSB — Frequently Asked Questions
What is the current share price of SouthState Bank Corporation (SSB)?
As of 2026-08-05 17:25 PDT, SouthState Bank Corporation (SSB) trades at $109.19 on NYSE. Its 52-week range is $84.31 to $109.43.
What is the market capitalisation of SSB?
SouthState Bank Corporation (SSB) has a market capitalisation of $10.59B on NYSE.
What is the P/E ratio of SSB?
SSB trades at a trailing price-to-earnings (P/E) ratio of 11.47. The industry average P/E is 13.48. Its price-to-book (P/B) ratio is 1.15.
Does SSB pay a dividend?
SouthState Bank Corporation (SSB) currently offers a dividend yield of 2.51%.
What is the return on equity (ROE) of SSB?
SSB has a return on equity (ROE) of 10.60%.
Is SSB a good stock to buy?
This page provides a data-driven analysis of SouthState Bank Corporation (SSB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.