SHFS SHFS
Company Profile ↓Company Overview
SHFS (SHFS) is a publicly traded company listed on with a market capitalization of $813.49K. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Carries low leverage with a debt-to-equity ratio of 0.09.
Recent Developments
- Dec 2025 Revenue of $11.84M (-32.4% YoY); net profit $-2.16M.
- Trailing 12 Months Year-on-year growth — revenue -32.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | -32.40% |
Stock Price Performance
| 1 Year: | -93.08% |
| 6 Months: | -81.39% |
| 3 Months: | -77.11% |
| 1 Month: | -18.34% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)35.55 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
No notable strengths flagged.
CONS
- Trading 97.5% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | 1.72M | 1.67M | 1.85M | 2.38M | 4.18M | 4.57M | 4.33M | 4.05M | 4.04M | 3.48M | - | 2.94M | 1.87M | 923.71K | 6.11M | 1.96M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | -10.11K | 946.06K | 501.60K | 336.34K | 825.46K | -1.62M | -17.91M | 531.45K | 324.94K | 300.16K | 176.91K | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 112.79K | 115.34K | 252.64K | 11.88K | 4.58K |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | -827.20K | -989.18K | 179.51K | -582.59K | -1.78M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | 43.80M | 0 | -58.47K | 0 | 0 | - |
| Net Income | 905.30K | 717.17K | 946.06K | 501.60K | 336.34K | 1.06M | -1.41M | -17.60M | -748.07K | 2.05M | 941.53K | 353.82K | - | -827.20K | -930.72K | 179.51K | -582.59K | -1.78M |
| Diluted EPS | - | - | 0.05 | - | - | 0.05 | -0.06 | -0.40 | -0.02 | 0.73 | 0.33 | 0.13 | - | -0.30 | -0.33 | 0.06 | - | -0.43 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | -32.61M | 14.61M | 17.51M | 11.84M |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 705.20K | 1.09M | 533.39K | 492.64K |
| Pretax Income | - | -44.38M | -19.11M | -4.46M | -2.22M |
| Tax Provision | - | -9.25M | -1.83M | 43.86M | -58.47K |
| Net Income | - | -35.13M | -17.28M | -48.32M | -2.16M |
| Diluted EPS | - | -37.00 | -8.12 | -17.43 | -0.82 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Total Assets | - | - | 99.45M | 67.86M | 13.22M | 17.21M |
| Current Assets | - | - | - | - | - | - |
| Cash & Equivalents | - | - | 8.41M | 4.91M | 2.32M | 6.78M |
| Inventory | - | - | - | - | - | - |
| Receivables | - | - | 1.44M | 2.23M | 1.12M | 1.04M |
| Total Liabilities | - | - | 94.34M | 33.51M | 25.51M | 8.97M |
| Current Liabilities | - | - | - | - | - | - |
| Long Term Debt | - | - | - | 11.00M | 10.75M | - |
| Total Debt | - | - | 1.03M | 15.02M | 11.88M | 710.51K |
| Total Equity | 4.35M | - | 5.11M | 34.36M | -12.29M | 8.24M |
| Shares Outstanding | - | - | 1.19M | 2.73M | 2.78M | 4.28M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 1.70M | -832.14K | 430.48K | -3.42M |
| Investing Cash Flow | - | -2.90M | -2.18M | 12.39K | 442.19K |
| Financing Cash Flow | - | 4.09M | -488.83K | -3.01M | 7.43M |
| Capital Expenditure | -5.92K | -17.32K | -208.43K | - | - |
| Free Cash Flow | - | 1.68M | -1.04M | 430.48K | -3.42M |
| Net Change in Cash | - | 2.89M | -3.50M | -2.56M | 4.45M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 107.7% | -118.2% | -275.9% | -18.3% |
| ROE % | - | -687.0% | -50.3% | 393.2% | -26.2% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SHFS
Safe Harbor Financial Series B Preferred Conversion Price and Warrant Exercise Price Reset to $1.5528 Following Conclusion of Temporary Reduction Period
DENVER, Aug. 05, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor Financial ("Safe Harbor" or the "Company") (NASDAQ: SHFS), a leading fintech platform serving the banking, lending, and financial services needs of the regulate…
Safe Harbor Introduces Its Operating Model for Cannabis Banking at ACB Cannabis Banking eXperience Conference
Through its Infrastructure-as-a-Service operating model, Safe Harbor helps financial institutions build, operate and scale compliant cannabis banking programs using operational infrastructure, proven workflows and experienced personnel deve…
Zacks Initiates Coverage of Safe Harbor With Neutral Recommendation
Discover why Zacks rates Safe Harbor as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore SHFS' improving lending economics and expanding financial services offerings amid ongoing losses and regulatory unc…
Safe Harbor Financial Expands Board of Directors with Appointment of Tyler Klimas and Sean Tonner
Klimas Brings Deep Cannabis Regulatory Expertise as Founder of Leaf Street Strategies and Former Executive Director of the Nevada Cannabis Compliance Board Tonner Adds Decades of Strategic Communications and Public Affairs Experience as Man…
Safe Harbor Financial Reports First Quarter 2026 Results and Provides Corporate Update
First Quarter 2026 Revenue of Approximately $2.0 Million, Up 2.2% Year Over Year Loan Program Income Up 55.6% Year Over Year to Approximately $0.8 Million Total Operating Expenses Down 4.7% Year Over Year Cash and Cash Equivalents of $5.9 M…
Safe Harbor Expands Financial Platform with Enhanced Lending Capabilities to Support Cannabis Industry Growth
Expanded platform now includes commercial real estate financing, working capital, business expansion financing, equipment financing, cash flow lending, syndications and moreDENVER, April 30, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/…
SHFS — Frequently Asked Questions
What is the current share price of SHFS?
As of 2026-08-05 17:25 PDT, SHFS trades at $0.19 on NASDAQ/NYSE. Its 52-week range is $0.17 to $7.41.
What is the market capitalisation of SHFS?
SHFS has a market capitalisation of $813.49K on NASDAQ/NYSE.
What is the P/E ratio of SHFS?
SHFS trades at a trailing price-to-earnings (P/E) ratio of -0.23. Its price-to-book (P/B) ratio is 0.10.
What is the return on equity (ROE) of SHFS?
SHFS has a return on equity (ROE) of -26.24%.
Is SHFS a good stock to buy?
This page provides a data-driven analysis of SHFS, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.