Ryan Specialty Holdings, Inc. RYAN R3KFINANCIAL
Company Overview
Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and internationally. The company offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter or a program administrator with delegated authority from insurance carriers. It serves commercial, industrial, institutional, individual, and government sectors. The company was founded in 2010 and is headquartered in Chicago, Illinois.
Why Investors Should Care
Generates a return on equity of 22.1%, reflecting efficient use of shareholder capital.
Revenue has grown at a 31.9% CAGR over the past five years.
Operating margin of 25.0% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $3.05B (+21.3% YoY); net profit $63.40M.
- Trailing 12 Months Year-on-year growth — revenue +7.4%, earnings -14.3%.
- 5-Year Trend Long-term compounding — revenue CAGR 31.9%, profit CAGR -0.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 31.87% |
| 1 Year: | 7.40% |
Compounded Profit Growth
| 5 Years: | -0.24% |
| 1 Year: | -14.30% |
Stock Price Performance
| 1 Year: | -32.10% |
| 6 Months: | +8.79% |
| 3 Months: | +29.53% |
| 1 Month: | -4.31% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- Golden Cross5d ago
- RSI (14)40.78 · Neutral
P/E of 55.23 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 22.1%.
- Compounding revenue at 31.9% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 55.2.
- Earnings shrank at -0.2% CAGR over 5 years.
- Trading 32.1% below its 52-week high.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | RYAN Ryan Specialty Holdings, Inc. R3KFINANCIAL | 40.87 | 55.23 | $4.99B | 1.30% | 6.38% | 22.09% | 31.87% | -0.24% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | 487.35M | 537.89M | 680.25M | 588.13M | 690.17M | 855.17M | 754.58M | 751.21M | 795.23M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 57.68M | 25.83M | 39.84M | 92.26M | -730.00K | 43.39M | 105.53M | 61.34M | 70.09M | 122.84M | 69.82M | 72.65M | 164.37M | 81.48M | 105.55M | 196.06M | 116.15M | 97.80M | 100.84M | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 54.51M | 58.33M | 56.34M | 53.20M | 53.73M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 51.04M | 137.73M | 59.81M | 44.61M | 47.10M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 55.43M | 13.03M | -2.80M | 13.37M | 6.51M | - |
| Net Income | 49.94M | 10.21M | -6.25M | 63.41M | -1.33M | 6.91M | 24.50M | 11.74M | 13.16M | 30.08M | -5.05M | 16.54M | 46.79M | 17.59M | -27.64M | 51.98M | 31.09M | 7.98M | 17.65M | - |
| Diluted EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.38 | 0.20 | 0.06 | 0.13 | 0.33 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 765.11M | 1.02B | - | 1.73B | 2.08B | 2.52B | 3.05B |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | 101.04M | 158.54M | - | 284.02M | 357.43M | 431.00M | 515.57M |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | 104.83M | 119.51M | 158.45M | 222.38M |
| Pretax Income | - | - | - | 179.19M | 237.93M | 272.55M | 293.18M |
| Tax Provision | - | - | - | 15.94M | 43.45M | 42.64M | 79.03M |
| Net Income | 64.17M | 68.10M | - | 61.05M | 61.04M | 94.67M | 63.40M |
| Diluted EPS | - | - | - | 0.52 | 0.52 | 0.71 | 0.47 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 4.53B | - | 6.38B | 7.25B | 9.65B | 10.56B |
| Current Assets | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 338.11M | 402.16M | 895.70M | - | 992.72M | 838.79M | 540.20M | 158.32M |
| Inventory | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | 20.56M | 20.56M | 20.16M | 0 |
| Total Liabilities | - | - | 4.22B | - | 5.57B | 6.27B | 8.55B | 9.31B |
| Current Liabilities | - | - | 2.48B | - | - | - | - | - |
| Long Term Debt | - | - | 1.57B | - | 1.95B | 1.94B | 3.23B | 3.29B |
| Total Debt | - | - | - | - | 2.16B | 2.16B | 3.46B | 3.53B |
| Total Equity | - | - | - | - | 478.40M | 559.75M | 627.66M | 648.07M |
| Shares Outstanding | - | - | - | - | 112.44M | 118.59M | 125.41M | 129.60M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 149.51M | 135.39M | - | 335.51M | 477.20M | 514.87M | 643.67M |
| Investing Cash Flow | -148.00M | -768.51M | - | -22.42M | -476.23M | -1.76B | -834.01M |
| Financing Cash Flow | 62.27M | 1.13B | - | 314.76M | -12.61M | 1.17B | 78.12M |
| Capital Expenditure | - | - | - | -15.04M | -29.78M | -47.00M | -67.95M |
| Free Cash Flow | - | - | - | 320.47M | 447.43M | 467.87M | 575.71M |
| Net Change in Cash | - | - | - | 627.85M | -11.64M | -74.01M | -112.23M |
| Dividends Paid | - | - | - | - | - | 80.20M | 61.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - |
| Operating Margin % | 13.2% | 15.6% | - | 16.5% | 17.2% | 17.1% | 16.9% |
| Net Margin % | 8.4% | 6.7% | - | 3.5% | 2.9% | 3.8% | 2.1% |
| ROE % | - | - | - | 12.8% | 10.9% | 15.1% | 9.8% |
| ROCE % | - | 7.7% | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.60% | 10.49M | $422.61M |
| 2 | Vulcan Value Partners, LLC | 6.48% | 7.91M | $318.64M |
| 3 | T. Rowe Price Investment Management, Inc. | 5.43% | 6.63M | $266.80M |
| 4 | Orbis Allan Gray Ltd | 5.17% | 6.31M | $254.02M |
| 5 | Neuberger Berman Group, LLC | 4.56% | 5.57M | $224.42M |
| 6 | Vanguard Portfolio Management LLC | 4.31% | 5.27M | $212.10M |
| 7 | Vanguard Capital Management LLC | 4.27% | 5.22M | $210.13M |
| 8 | FMR, LLC | 4.20% | 5.13M | $206.59M |
| 9 | State Street Corporation | 3.04% | 3.71M | $149.24M |
| 10 | Polar Capital Holdings PLC | 2.41% | 2.94M | $118.39M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for RYAN
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RYAN — Frequently Asked Questions
What is the current share price of Ryan Specialty Holdings, Inc. (RYAN)?
As of 2026-09-19 21:16 PDT, Ryan Specialty Holdings, Inc. (RYAN) trades at $40.87 on NYSE. Its 52-week range is $29.18 to $60.19.
What is the market capitalisation of RYAN?
Ryan Specialty Holdings, Inc. (RYAN) has a market capitalisation of $4.99B on NYSE.
What is the P/E ratio of RYAN?
RYAN trades at a trailing price-to-earnings (P/E) ratio of 55.23. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 9.60.
Does RYAN pay a dividend?
Ryan Specialty Holdings, Inc. (RYAN) currently offers a dividend yield of 1.30%.
What is the return on equity (ROE) of RYAN?
RYAN has a return on equity (ROE) of 22.09%. Its return on capital employed (ROCE) is 6.38%.
Is RYAN a good stock to buy?
This page provides a data-driven analysis of Ryan Specialty Holdings, Inc. (RYAN), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.