Richmond Mutual Bancorporation, Inc. RMBI R2K
Company Overview
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, and residential real estate loans, including home equity loans, lines of credits, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.
Why Investors Should Care
Net profit has compounded at 10.7% per year over the last five years.
Trades at a P/E of 12.2, below the sector median of 13.3.
Maintains a net profit margin of 25.8%.
Offers a dividend yield of 4.02%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +12.7%, earnings +40.0%.
- 5-Year Trend Long-term compounding — profit CAGR 10.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 12.70% |
Compounded Profit Growth
| 5 Years: | 10.71% |
| 1 Year: | 40.00% |
Stock Price Performance
| 1 Year: | +13.99% |
| 6 Months: | +10.29% |
| 3 Months: | +9.34% |
| 1 Month: | +3.67% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)54.52 · Neutral
P/E of 12.21 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 25.8%.
- Profit CAGR of 10.7% over 5 years.
- Attractive dividend yield of 4.02%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | RMBI Richmond Mutual Bancorporation, Inc. R2K | 15.26 | 12.21 | $149.24M | 4.02% | - | 8.99% | - | 10.71% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 1.21M | 1.37M | 1.62M | 1.37M | 335.12K | -3.25M | 2.45M | 2.51M | 2.53M | 2.56M | 2.78M | 3.08M | 3.02M | 3.49M | 3.16M | 2.90M | 2.69M | 1.95M | 2.37M | 2.06M | 2.47M | 1.97M | 2.60M | 3.60M | 2.79M |
| Diluted EPS | - | - | - | - | - | -0.26 | 0.20 | 0.20 | 0.21 | 0.22 | 0.24 | 0.27 | 0.26 | 0.31 | 0.29 | 0.27 | 0.26 | 0.19 | 0.23 | 0.20 | 0.24 | 0.20 | 0.26 | 0.36 | 0.28 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Net Income | 5.68M | -14.08M | 10.02M | 11.14M | 12.97M | 9.49M | 9.38M | 11.58M |
| Diluted EPS | - | -1.27 | 0.82 | 0.96 | 1.17 | 0.91 | 0.92 | 1.17 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 849.62M | 986.04M | 1.08B | 1.27B | 1.33B | 1.46B | 1.50B | 1.53B |
| Total Equity | 81.80M | 85.85M | 187.79M | 192.71M | 180.48M | 132.38M | 134.86M | 132.87M | 145.78M |
| Cash & Equivalents | 16.17M | 14.97M | 40.60M | 48.77M | 23.04M | 15.92M | 20.24M | 21.76M | 33.13M |
| Total Liabilities | - | 763.77M | 798.25M | 891.48M | 1.09B | 1.20B | 1.33B | 1.37B | 1.38B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 8.46M | 10.10M | 16.57M | -9.65M | 18.16M | 12.11M | 14.75M | 15.97M |
| Investing Cash Flow | -101.54M | -106.77M | -89.26M | -212.19M | -116.12M | -122.53M | -49.30M | -1.14M |
| Financing Cash Flow | 91.88M | 122.30M | 80.85M | 196.11M | 90.85M | 114.74M | 36.06M | -3.46M |
| Capital Expenditure | -1.33M | -960.00K | -1.88M | -579.45K | -385.10K | -619.21K | -460.38K | -1.36M |
| Free Cash Flow | 7.13M | 9.14M | 14.69M | -10.23M | 17.78M | 11.49M | 14.29M | 14.61M |
| Share Buybacks | - | - | 9.08M | 11.91M | 9.86M | 6.25M | 5.04M | 5.63M |
| Dividends Paid | - | 0 | 1.84M | 9.28M | 4.41M | 5.92M | 5.70M | 5.84M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - |
| ROE % | 6.6% | -7.5% | 5.2% | 6.2% | 9.8% | 7.0% | 7.1% | 7.9% |
| ROCE % | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Vanguard Capital Management LLC | 4.36% | 457.57K | $6.80M |
| 2 | Blackrock Inc. | 3.65% | 383.82K | $5.70M |
| 3 | Geode Capital Management, LLC | 1.84% | 192.76K | $2.86M |
| 4 | Stifel Financial Corporation | 1.27% | 133.06K | $1.98M |
| 5 | Dimensional Fund Advisors LP | 1.15% | 120.52K | $1.79M |
| 6 | State Street Corporation | 1.12% | 117.33K | $1.74M |
| 7 | Arrowstreet Capital, Limited Partnership | 0.87% | 91.06K | $1.35M |
| 8 | Segall Bryant & Hamill, LLC | 0.81% | 85.58K | $1.27M |
| 9 | PL Capital Advisors, LLC | 0.59% | 61.72K | $916.84K |
| 10 | Gamco Investors, Inc ET AL | 0.57% | 59.59K | $885.16K |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for RMBI
Farmers Bancorp merger grants RMBI (RMBI) director additional shares - Stock Titan
<a href="https://news.google.com/rss/articles/CBMixwFBVV95cUxOV190dENhRlEzN1BoSW5lb3o2TFgwT09fdVZ2M0JRdnNPWnVEUVhheEFISFcxQ2JyLTMxRVVTUk5YRmptZkpMcUVpbFZlRUllcHdselZ3YThqcHV3LXlwdzluM0pPcnllN1lUOWJhUjk5UlRYSGM2eHR4dmRGTko4ZUl1dVlROGtmcnZ4Vm…
(RMBI) Movement Within Algorithmic Entry Frameworks - Stock Traders Daily
<a href="https://news.google.com/rss/articles/CBMiyAFBVV95cUxQcVJibzl0SklLSmlMcWphQlpsNnpraXBVZUQ5N1JIVnhaUk1CNnFXSmpsVUdNdllSdkp6azRkSU9ra1gtOGVOREJzdlFrajNNdFJQbTA2M2hhMmVZUDZjUmZHbDMwX0NJUlhqUVR5dE81VjVuaFBoRUxkVTYxS1RHMTFDYlZld1lnVm94cG…
RMBI (RMBI) director James Dalton Moore files Form 3 showing no common stock - Stock Titan
<a href="https://news.google.com/rss/articles/CBMiywFBVV95cUxNbkNUUHpXTTVLTVE1eldmeENoN2N1bER5Z1lqcXMtclRhemJYUHZnN243cHNCUjlBVXJPQ3dTREt6NTdKWlcyUEgwVGt5RGdZYV9QU0o2c3QwU1hadWtRRTRrV0dOMm9JNEktNFdnQ2pZYTNmYmJFOXlzYUJEMmNPaEQ2Q29fNHJyOURjVG…
How (RMBI) Movements Inform Risk Allocation Models - Stock Traders Daily
<a href="https://news.google.com/rss/articles/CBMixwFBVV95cUxPN18wbHBCSHh6NHdRbldsNndoOGpPSWhoMGJXb2NGeWU2ZU5uekNBbEtfMUhWcHBUZkNmOTVHcHFFODhrc2MxMDZ6V3JHdmVnY1ZUY0Rsck42NW1UaXVVZy1XbnA0SjVHdEN4eDVuUUtqSXpLR3dfNC1vUXpEZDFLcWVjX2syZTlvYU9lTm…
Richmond Mutual closes Farmers Bancorp merger, issues 3.4 shares each - Stock Titan
<a href="https://news.google.com/rss/articles/CBMivAFBVV95cUxQZ0FOcnhYcEpMNExLQWo3YkZTczhSTTRqdmZuaFhoSXB2aWJNQTV3eC11UkNjYUZLZmNpYTdEQnRUdmVvOHgzU0xhQWp4UGd5V0JFdGFtRjBva0NQTVd0R2xRNFE2NG03UlExRV8wLV84TzBaaVdzbDR0Rmw3S3Ruem9CamV6a0laTkg3MT…
Christopher D. Cook of RMBI (NASDAQ: RMBI) gains 26,186 shares in Farmers merger - Stock Titan
<a href="https://news.google.com/rss/articles/CBMixwFBVV95cUxPV2RBZEh5RTJ4RmxFMFhsQXZ6T1NPel9zSWJNSk8tVzR3TFJpZFpJUTZ2b095VUZLV2NVRW9UaWlCZS1IS2NNMDNkZlkzWG54V2xwWUJUM250LWhMT2pkcVVWWlBHZXRkd1RxMVEyR25GN1k0NVBoSERKT0FxeDc3WXlhZmpPMmpnbHoxSU…
RMBI — Frequently Asked Questions
What is the current share price of Richmond Mutual Bancorporation, Inc. (RMBI)?
As of 2026-07-14 21:23 PDT, Richmond Mutual Bancorporation, Inc. (RMBI) trades at $15.26 on NasdaqCM. Its 52-week range is $12.52 to $16.19.
What is the market capitalisation of RMBI?
Richmond Mutual Bancorporation, Inc. (RMBI) has a market capitalisation of $149.24M on NasdaqCM.
What is the P/E ratio of RMBI?
RMBI trades at a trailing price-to-earnings (P/E) ratio of 12.21. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.00.
Does RMBI pay a dividend?
Richmond Mutual Bancorporation, Inc. (RMBI) currently offers a dividend yield of 4.02%.
What is the return on equity (ROE) of RMBI?
RMBI has a return on equity (ROE) of 8.99%.
Is RMBI a good stock to buy?
This page provides a data-driven analysis of Richmond Mutual Bancorporation, Inc. (RMBI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.