Regions Financial Corporation RF SPXR3KFINANCIAL
Company Overview
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.
Why Investors Should Care
Revenue has grown at a 12.4% CAGR over the past five years.
Trades at a P/E of 12.4, below the sector median of 14.5.
Maintains a net profit margin of 30.8%.
Offers a dividend yield of 3.49%.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +3.4%, earnings +8.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 12.4%, profit CAGR 3.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 12.39% |
| 1 Year: | 3.40% |
Compounded Profit Growth
| 5 Years: | 3.07% |
| 1 Year: | 8.50% |
Stock Price Performance
| 1 Year: | +22.44% |
| 6 Months: | +14.73% |
| 3 Months: | +7.67% |
| 1 Month: | -2.11% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)50.48 · Neutral
P/E of 12.37 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 30.8%.
- Compounding revenue at 12.4% over 5 years.
- Attractive dividend yield of 3.49%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | RF Regions Financial Corporation SPXR3KFINANCIAL | 30.42 | 12.37 | $25.92B | 3.49% | - | 11.87% | 12.39% | 3.07% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 267.00M | 293.00M | 315.00M | 296.00M | 320.00M | 234.00M | 285.00M | 258.00M | 273.00M | 275.00M | 320.00M | 301.00M | 316.00M | 311.00M | 414.00M | 375.00M | 564.00M | 394.00M | 390.00M | 409.00M | 162.00M | -214.00M | 530.00M | 642.00M | 790.00M | 651.00M | 548.00M | 583.00M | 429.00M | 612.00M | 581.00M | 490.00M | 368.00M | 501.00M | 490.00M | 490.00M | 563.00M | 569.00M | 559.00M | 570.00M |
| Diluted EPS | 0.18 | 0.20 | 0.22 | 0.21 | 0.22 | 0.16 | 0.20 | 0.18 | 0.20 | 0.20 | 0.24 | 0.23 | 0.25 | 0.25 | 0.35 | 0.32 | 0.50 | 0.37 | 0.37 | 0.39 | 0.14 | -0.25 | 0.52 | 0.63 | 0.77 | 0.65 | 0.55 | 0.59 | 0.43 | 0.62 | 0.59 | 0.49 | 0.37 | 0.52 | 0.49 | 0.51 | 0.59 | 0.61 | 0.62 | 0.64 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | 58.00M | 60.00M | 71.00M | 79.00M | 84.00M | 104.00M | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 46.00M | 56.00M | 212.00M | 95.00M | 53.00M |
| Net Income | 1.25B | -5.60B | -1.03B | -539.00M | -215.00M | 1.12B | 1.09B | 1.15B | 1.06B | 1.16B | 1.26B | 1.76B | 1.58B | 1.09B | 2.52B | 2.25B | 2.07B | 1.89B | 2.16B |
| Diluted EPS | 1.76 | -8.09 | -1.27 | -0.62 | -0.34 | 0.71 | 0.75 | 0.79 | 0.75 | 0.87 | 1.00 | 1.54 | 1.50 | 1.03 | 2.49 | 2.28 | 2.11 | 1.93 | 2.30 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 146.25B | 142.32B | 132.35B | 127.05B | 121.35B | 117.40B | 119.56B | 126.05B | 125.97B | 124.29B | 125.69B | 126.24B | 147.39B | 162.94B | 155.22B | 152.19B | 157.30B | 158.81B |
| Total Equity | 20.70B | 19.82B | 16.81B | 17.88B | 16.73B | 16.50B | 15.42B | 15.66B | 16.87B | 16.84B | 16.66B | 16.19B | 15.09B | 16.30B | 18.11B | 18.33B | 15.95B | 17.43B | 17.88B | 19.04B |
| Cash & Equivalents | 4.63B | 4.75B | 10.97B | 8.01B | 6.92B | 7.25B | 5.49B | 5.27B | 4.00B | 5.31B | 5.45B | 3.98B | 3.54B | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 19.23B | 18.46B | 13.19B | 8.11B | 5.86B | 4.83B | 3.46B | 8.35B | 7.76B | 8.13B | 12.42B | 7.88B | 3.57B | 2.41B | 2.28B | 2.33B | 5.99B | 4.13B |
| Total Liabilities | - | - | 129.44B | 124.44B | 115.62B | 110.55B | 105.85B | 101.63B | 102.69B | 109.21B | 109.30B | 108.10B | 110.60B | 109.94B | 129.28B | 144.61B | 139.27B | 134.70B | 139.39B | 139.71B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Mar 2014 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 3.29B | 2.01B | 2.04B | 4.23B | 4.75B | 2.44B | 3.75B | - | 2.11B | 1.60B | 2.04B | 2.30B | 2.27B | 2.58B | 2.32B | 3.03B | 3.10B | 2.31B | 1.60B | 2.18B |
| Investing Cash Flow | 1.32B | -6.23B | -1.64B | 4.08B | 659.00M | 1.01B | -71.00M | - | -3.78B | -6.12B | -700.00M | -801.00M | -3.04B | 509.00M | -4.85B | -2.87B | -12.94B | -1.61B | -262.00M | -1.42B |
| Financing Cash Flow | -4.50B | 10.45B | -3.36B | -9.40B | -5.09B | -5.20B | -3.89B | - | 405.00M | 5.83B | -1.20B | -2.97B | 327.00M | -2.51B | 16.37B | 11.29B | -8.35B | -5.13B | 2.58B | -568.00M |
| Share Buybacks | 1.36B | 0 | 0 | - | 0 | 0 | 340.00M | 347.00M | 256.00M | 623.00M | 839.00M | 1.27B | 2.12B | 1.10B | 0 | 467.00M | 230.00M | 252.00M | 348.00M | 1.07B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 44.2% | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | 2,005.2% | 2,105.0% | 2,477.5% | 2,002.5% | 1,302.4% | 2,424.0% | - | - | - | - |
| ROE % | 6.3% | -33.3% | -5.8% | -3.2% | -1.3% | 7.3% | 7.0% | 6.8% | 6.3% | 7.0% | 7.8% | 11.7% | 9.7% | 6.0% | 13.8% | 14.1% | 11.9% | 10.6% | 11.3% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.55% | 81.33M | $2.47B |
| 2 | Vanguard Capital Management LLC | 6.54% | 55.72M | $1.69B |
| 3 | State Street Corporation | 5.95% | 50.67M | $1.54B |
| 4 | Vanguard Portfolio Management LLC | 4.68% | 39.84M | $1.21B |
| 5 | Charles Schwab Investment Management, Inc. | 3.26% | 27.77M | $842.37M |
| 6 | Geode Capital Management, LLC | 2.83% | 24.13M | $731.73M |
| 7 | Wellington Management Group, LLP | 2.46% | 20.99M | $636.70M |
| 8 | First Trust Advisors LP | 2.18% | 18.54M | $562.46M |
| 9 | Invesco Ltd. | 2.18% | 18.59M | $563.70M |
| 10 | JPMORGAN CHASE & CO | 2.11% | 17.98M | $545.26M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for RF
Regions Financial (RF) Stock Could Be A Bargain On Fair Value But Fully Priced On Earnings
Regions Financial stock has delivered a strong 93.6% total return over the past three years, yet the latest valuation checks give a more mixed read on how much is already reflected in the price. The Excess Returns intrinsic value estimate p…
Will RF's Revenue Growth Trend Gain Further Momentum in 2026?
Regions Financial's revenue growth is poised to accelerate in 2026, fueled by stronger NII, loan expansion and a growing fee-income base.
1 Bank Stock with Exciting Potential and 2 Facing Challenges
Banks use their capital and expertise to help businesses grow while offering consumers essential financial products like mortgages and credit cards. But concerns about loan losses and tightening regulations have tempered enthusiasm, limitin…
Regions Financial Corp. to Participate in Barclays’ 24th Annual Global Financial Services Conference
BIRMINGHAM, Ala., August 25, 2026--Regions leadership will take part beginning at 9 a.m. ET on Tuesday, Sept. 15.
Regions Financial (RF) Stock Could Trade At A 48% Discount On Earnings Power
Regions Financial stock has delivered an 87.6% gain over the past three years, yet valuation checks suggest the current share price of US$30.41 may still sit below an intrinsic value estimate based on the Excess Returns model, with market m…
Is Regions (RF) Using Its Leadership Shuffle To Reframe the Long-Term Investment Narrative?
Regions Financial Corporation recently announced that long-serving Chief Administrative Officer Dave Keenan will retire at the end of 2026, with Consumer Banking head Kate Danella stepping into the CAO role, John Jordan taking over Consumer…
RF — Frequently Asked Questions
What is the current share price of Regions Financial Corporation (RF)?
As of 2026-09-07 16:24 PDT, Regions Financial Corporation (RF) trades at $30.42 on NYSE. Its 52-week range is $22.44 to $32.07.
What is the market capitalisation of RF?
Regions Financial Corporation (RF) has a market capitalisation of $25.92B on NYSE.
What is the P/E ratio of RF?
RF trades at a trailing price-to-earnings (P/E) ratio of 12.37. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.53.
Does RF pay a dividend?
Regions Financial Corporation (RF) currently offers a dividend yield of 3.49%.
What is the return on equity (ROE) of RF?
RF has a return on equity (ROE) of 11.87%.
Is RF a good stock to buy?
This page provides a data-driven analysis of Regions Financial Corporation (RF), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.