RCBC RCBC
Company Profile ↓Company Overview
RCBC (RCBC) is a publicly traded company listed on with a market capitalization of $667.97M. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Net profit has compounded at 12.7% per year over the last five years.
Trades at an undemanding P/E of 9.4.
Maintains a net profit margin of 48.3%.
Carries low leverage with a debt-to-equity ratio of 0.18.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $141.56M (-6.4% YoY); net profit $68.42M.
- Trailing 12 Months Year-on-year growth — revenue -6.4%, earnings -6.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 6.1%, profit CAGR 12.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 6.09% |
| 1 Year: | -6.43% |
Compounded Profit Growth
| 5 Years: | 12.68% |
| 1 Year: | -6.79% |
Stock Price Performance
| 1 Year: | +29.49% |
| 6 Months: | +6.50% |
| 3 Months: | +13.16% |
| 1 Month: | +7.33% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)55.92 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 48.3%.
- Profit CAGR of 12.7% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 118.56M | 133.74M | 151.28M | 141.56M |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 33.03M | 35.90M | 40.09M | 44.48M |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 18.72M | 93.10M | 142.45M | 140.43M |
| Pretax Income | - | 67.12M | 85.25M | 103.66M | 95.09M |
| Tax Provision | - | 19.30M | 24.92M | 30.26M | 26.68M |
| Net Income | - | 47.82M | 60.34M | 73.40M | 68.42M |
| Diluted EPS | 3.01 | 3.22 | 4.05 | 4.99 | - |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 4.04B | 4.93B | 5.14B | 5.80B |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 146.59M | 549.03M | 148.67M | 477.47M |
| Inventory | - | - | - | - | - |
| Receivables | - | 12.06M | 16.67M | 23.39M | 23.21M |
| Total Liabilities | - | 3.69B | 4.51B | 4.66B | 5.25B |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | 8.00M | 100.00M | - | - | - |
| Total Equity | - | 353.01M | 417.73M | 484.74M | 548.49M |
| Shares Outstanding | - | 14.63M | 14.53M | 14.40M | 14.27M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 64.49M | 70.23M | 61.92M | 76.48M |
| Investing Cash Flow | - | -413.04M | -476.69M | -603.10M | -335.75M |
| Financing Cash Flow | - | 334.09M | 808.91M | 140.81M | 588.07M |
| Capital Expenditure | - | -1.15M | -296.00K | -671.00K | -1.01M |
| Free Cash Flow | - | 63.34M | 69.93M | 61.25M | 75.47M |
| Net Change in Cash | - | -14.46M | 402.44M | -400.37M | 328.81M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 40.3% | 45.1% | 48.5% | 48.3% |
| ROE % | - | 13.5% | 14.4% | 15.1% | 12.5% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for RCBC
SMBC raises RCBC stake to 24.46% - BusinessWorld Online
<a href="https://news.google.com/rss/articles/CBMilgFBVV95cUxQMWtRU3B5RFJXYjRVXzdiQ0R2U2JKbFhfUVIyQUZlemh0TVZRNXdvYjZkNV9JZ2N1eUJIWmF5LU05Wk9xLXRYMVlvNXNLcG5YS3VZRkFuY1plSHpiRHM1QkVLbnVUMmluUmlpYWgtRm5tNTNVR3BMQ05namZGcmsxREdRZUFhbkFHajdJcG…
SMBC raises stake in Philippines-based RCBC to 24.46% - Private Banker International
<a href="https://news.google.com/rss/articles/CBMigwFBVV95cUxOM3dfZkV2anpaUXA4a2RwR1MwTFl2R2otdkdqNW1tdDZMQkozOVZ6TzBhbXZHZ3E2SU5KY002OHRrbGVuc3JrUW5jT3d1WUY4eDljM0VDQjVFcmhuSEcwakFyOHZWd1dYWU55STRXSFVhOXNfYTBEemRKWExoTVk5UW9YVQ?oc=5" targe…
RCBC Looks 54.1% Overvalued on GF Value™ - GuruFocus
<a href="https://news.google.com/rss/articles/CBMiggFBVV95cUxNNzFfV01TUWVFMUtZSFdXLWtNZHFxZDVIejU1RHV4eXowNm1qVldGaXE0Nk9Fc19EYjhpZmxzbVBzeVJnempRZk1LcTdPbW5NN3dualFBSWVzZXBuTEczaEtnLURQajVkNUEtVUNnUFZuSGFNZWkwRWhWX045LWtqc21n?oc=5" target=…
Number of employees of RIVER CITY BANK – NASDAQ:RCBC - TradingView
<a href="https://news.google.com/rss/articles/CBMiowFBVV95cUxNbWhqSGNrdUhSck9oLXozVnYxVmM1dE5MMXAyUmdTU1MtdHJMWkNvUTRiVnpnQ2pKTnUyMHRHeUtraXB4UTZvZnptN1lKRENtdDBTMmhCTlFOQXdnZnFTYVAtS2ZmVjRHUWdHQm9KMU9XR1NUd2dOUndpekxzcmpNWDdGTTU2OVNMT1Facj…
SC rejects appeal in fraud case vs RCBC officials - BusinessWorld Online
<a href="https://news.google.com/rss/articles/CBMirgFBVV95cUxQaDB2LUc1RC1PUWw3MzhLdVluekNuTnNaTUpPUEt4T1hXbHJlZkZBcTcyd3JDb2ZXNWUxXzFQOWhJTGdXMTVIdkRXd0JCX1RWNjZCYUN4RkIwQW5nWjluZHNXTUtwN1NZY2RWY2ZrYm9Tc1h1UkVNTGVMdEFYQV8xUXpzbWdpMzMtekx1dT…
RCBC names AREIT CEO as independent director - asianbankingandfinance.net
<a href="https://news.google.com/rss/articles/CBMinAFBVV95cUxNMGJxaVdYeXFSU3UwOVZId05qLVNvTDQ0QzE1UThCRWRjVTdXTXpoMHktTzVNWklUM0dMenJtY1V4T2VnSzYtTXVGb0tYVWxTU2NhejlScm1hNVM4RjV4UGR3Q29sT0FMaG1GUEZLSWU5X3p5QnFoMW1oVjhRQWhzZ0x2bjNyVk9pQ0p3am…
RCBC — Frequently Asked Questions
What is the current share price of RCBC?
As of 2026-08-06 18:01 PDT, RCBC trades at $46.80 on NASDAQ/NYSE. Its 52-week range is $36.04 to $49.55.
What is the market capitalisation of RCBC?
RCBC has a market capitalisation of $667.97M on NASDAQ/NYSE.
What is the P/E ratio of RCBC?
RCBC trades at a trailing price-to-earnings (P/E) ratio of 9.38. Its price-to-book (P/B) ratio is 1.22.
What is the return on equity (ROE) of RCBC?
RCBC has a return on equity (ROE) of 12.47%.
Is RCBC a good stock to buy?
This page provides a data-driven analysis of RCBC, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.