PROV PROV
Company Profile ↓Company Overview
PROV (PROV) is a publicly traded company listed on with a market capitalization of $328.68M. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Net profit has compounded at 12.2% per year over the last five years.
Trades at an undemanding P/E of 17.0.
Maintains a net profit margin of 16.0%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Jun 2025 Revenue of $39.00M (+0.3% YoY); net profit $6.25M.
- Trailing 12 Months Year-on-year growth — revenue +0.4%, earnings -14.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 2.4%, profit CAGR 12.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 2.41% |
| 1 Year: | 0.35% |
Compounded Profit Growth
| 5 Years: | 12.18% |
| 1 Year: | -14.91% |
Stock Price Performance
| 1 Year: | +22.21% |
| 6 Months: | +13.54% |
| 3 Months: | +6.75% |
| 1 Month: | +5.38% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)78.97 · Overbought
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 12.2% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- RSI at 79 suggests overbought conditions.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10.12M | 9.76M | 9.74M | 9.84M | 9.88M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.22M | 5.22M | 5.22M | 5.03M | 4.70M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.65M | 2.31M | 2.73M | 2.05M | 1.91M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 797.00K | 680.00K | 1.05M | 614.00K | 557.00K | - |
| Net Income | 2.60M | 2.48M | 2.44M | 982.00K | 1.49M | 2.56M | 1.59M | 1.50M | 1.15M | 964.00K | -225.00K | -777.00K | 1.73M | 1.40M | 1.82M | 1.96M | -151.00K | 2.56M | 2.40M | 1.15M | 1.49M | 1.18M | 1.56M | 2.67M | 2.26M | 1.70M | 2.09M | 2.37M | 2.32M | 1.76M | 2.14M | 1.50M | 1.90M | 872.00K | 1.86M | 1.63M | 1.68M | 1.44M | 1.35M | - |
| Diluted EPS | 0.29 | 0.28 | 0.28 | 0.11 | 0.18 | 0.31 | 0.20 | 0.18 | 0.14 | 0.12 | -0.03 | -0.10 | 0.23 | 0.18 | 0.24 | 0.26 | -0.02 | 0.33 | 0.31 | 0.15 | 0.20 | 0.16 | 0.21 | 0.35 | 0.30 | 0.23 | 0.29 | 0.33 | 0.33 | 0.25 | 0.31 | 0.22 | 0.28 | 0.13 | - | 0.24 | 0.25 | 0.22 | 0.21 | 0.35 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Jun 2010 | Jun 2011 | Jun 2012 | Jun 2013 | Jun 2014 | Jun 2015 | Jun 2016 | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | 36.31M | 41.06M | 38.86M | 39.00M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | 3.13M | 9.01M | 19.81M | 21.16M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | 12.86M | 12.42M | 10.39M | 8.87M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | 3.77M | 3.82M | 3.04M | 2.62M |
| Net Income | 1.11M | 13.22M | 10.81M | 25.80M | 6.61M | 9.80M | 7.47M | 5.21M | 2.13M | 4.42M | 7.69M | 7.56M | 9.09M | 8.59M | 7.35M | 6.25M |
| Diluted EPS | 0.13 | 1.16 | 0.96 | 2.38 | 0.65 | 1.07 | 0.88 | 0.64 | 0.28 | 0.58 | 1.01 | 1.00 | 1.22 | 1.19 | 1.06 | - |
Balance Sheet (Annual)
Figures in USD.
| Metric | Jun 2011 | Jun 2012 | Jun 2013 | Jun 2014 | Jun 2015 | Jun 2016 | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 1.31B | 1.26B | 1.21B | 1.11B | 1.17B | 1.17B | 1.20B | 1.18B | 1.08B | 1.18B | 1.18B | 1.19B | 1.33B | 1.27B | 1.25B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 142.55M | 145.14M | 193.84M | 118.94M | 81.40M | 51.21M | 72.83M | 43.30M | 70.63M | 116.03M | 70.27M | 23.41M | 65.85M | 51.38M | 53.09M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | 2.97M | 3.71M | 4.29M | 4.21M |
| Total Liabilities | 1.17B | 1.12B | 1.05B | 959.77M | 1.03B | 1.04B | 1.07B | 1.06B | 964.21M | 1.05B | 1.06B | 1.06B | 1.20B | 1.14B | 1.12B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | 85.00M | 235.01M | 238.50M | 213.00M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | 85.00M | 235.01M | 238.50M | 213.07M |
| Total Equity | 140.92M | 144.78M | 159.97M | 145.86M | 141.14M | 133.45M | 128.23M | 120.46M | 120.64M | 123.98M | 127.28M | 128.65M | 129.69M | 129.94M | 128.54M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | 18.23M | 18.23M | 18.23M | 18.23M |
Cash Flows (Annual)
Figures in USD.
| Metric | Jun 2010 | Jun 2011 | Jun 2012 | Jun 2013 | Jun 2014 | Jun 2015 | Jun 2016 | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 969.00K | -2.41M | -12.32M | 55.06M | 48.52M | -57.77M | 47.79M | 83.44M | 27.99M | 107.09M | 7.95M | 11.57M | 11.79M | 16.32M | 5.68M | 8.69M |
| Investing Cash Flow | 230.10M | 139.43M | 87.51M | 63.39M | -12.14M | -39.95M | -63.92M | -84.52M | -27.30M | 17.29M | -48.91M | -55.87M | -51.75M | -109.90M | 45.06M | 26.46M |
| Financing Cash Flow | -191.77M | -90.67M | -72.60M | -69.75M | -111.28M | 60.19M | -14.06M | 22.69M | -30.21M | -97.05M | 86.36M | -1.47M | -6.90M | 136.01M | -65.22M | -33.43M |
| Capital Expenditure | 395.00K | -879.00K | -2.60M | -1.11M | -715.00K | -376.00K | -1.52M | -1.49M | -2.91M | -449.00K | -229.00K | -225.00K | -165.00K | -741.00K | -1.59M | -530.00K |
| Free Cash Flow | 1.36M | -3.29M | -14.92M | 53.95M | 47.80M | -58.15M | 46.27M | 81.95M | 25.08M | 106.64M | 7.72M | 11.35M | 11.63M | 15.58M | 4.10M | 8.15M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | -46.86M | 42.44M | -14.47M | 1.71M |
| Share Buybacks | - | 0 | 6.69M | 8.96M | 17.18M | 12.68M | 13.04M | 8.71M | 7.35M | 1.41M | 1.28M | 2.34M | 4.30M | 4.65M | 2.60M | 4.45M |
| Dividends Paid | -352.00K | 456.00K | 1.57M | 2.54M | 3.96M | 4.05M | 4.01M | 4.12M | 4.23M | 4.19M | 4.18M | 4.17M | 4.15M | 4.00M | 3.89M | 3.77M |
Ratios (Annual)
Figures in %.
| Metric | Jun 2010 | Jun 2011 | Jun 2012 | Jun 2013 | Jun 2014 | Jun 2015 | Jun 2016 | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | 25.0% | 20.9% | 18.9% | 16.0% |
| ROE % | - | 9.4% | 7.5% | 16.1% | 4.5% | 6.9% | 5.6% | 4.1% | 1.8% | 3.7% | 6.2% | 5.9% | 7.1% | 6.6% | 5.7% | 4.9% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PROV
Provident Financial Q4 Earnings Call Highlights
Provident Financial (NASDAQ:PROV) reported modest loan growth in its fiscal fourth quarter ended June 30, 2026, as higher loan originations and lower prepayments supported expansion in its single-family loan portfolio, President and CEO Don…
Provident Financial Holdings, Inc. Q4 2026 Earnings Call Summary
Moby summary of Provident Financial Holdings, Inc.'s Q4 2026 earnings call
Compared to Estimates, Provident Financial (PROV) Q4 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Provident Financial (PROV) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and y…
Provident Financial Holdings Reports Fourth Quarter And Fiscal 2026 Results
Net Income of $2.18 million in the June 2026 Quarter, Up 61% from the Sequential Quarter and Up 34% from the Comparable Quarter Last Year Net Interest Margin of 3.21% in the June 2026 Quarter, Up Eight Basis Points from the Sequential Quart…
Provident Financial Holdings Announces Quarterly Cash Dividend
RIVERSIDE, Calif., July 23, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the Company’s Board of Directors declared a q…
OceanFirst Financial (OCFC) Reports Next Week: Wall Street Expects Earnings Growth
OceanFirst (OCFC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
PROV — Frequently Asked Questions
What is the current share price of PROV?
As of 2026-08-05 17:25 PDT, PROV trades at $18.03 on NASDAQ/NYSE. Its 52-week range is $14.69 to $18.03.
What is the market capitalisation of PROV?
PROV has a market capitalisation of $328.68M on NASDAQ/NYSE.
What is the P/E ratio of PROV?
PROV trades at a trailing price-to-earnings (P/E) ratio of 17.01. Its price-to-book (P/B) ratio is 2.56.
What is the return on equity (ROE) of PROV?
PROV has a return on equity (ROE) of 4.87%.
Is PROV a good stock to buy?
This page provides a data-driven analysis of PROV, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.