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$18.03
+22.21% 1Y
Mkt Cap$328.68M
P/E17.01
P/B2.56
52W High$18.03
52W Low$14.69
Book Value$7.05
EPS (TTM)$1.06

Company Overview

PROV (PROV) is a publicly traded company listed on with a market capitalization of $328.68M. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 12.2% per year over the last five years.

Reasonable Valuation

Trades at an undemanding P/E of 17.0.

Healthy Margins

Maintains a net profit margin of 16.0%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Jun 2025 Revenue of $39.00M (+0.3% YoY); net profit $6.25M.
  • Trailing 12 Months Year-on-year growth — revenue +0.4%, earnings -14.9%.
  • 5-Year Trend Long-term compounding — revenue CAGR 2.4%, profit CAGR 12.2%.

Growth & Price Performance

Compounded Sales Growth

5 Years:2.41%
1 Year:0.35%

Compounded Profit Growth

5 Years:12.18%
1 Year:-14.91%

Stock Price Performance

1 Year:+22.21%
6 Months:+13.54%
3 Months:+6.75%
1 Month:+5.38%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 100% of range
$14.69 $18.03
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)78.97 · Overbought
Price Performance
1M+5.38%
3M+6.75%
6M+13.54%
1Y+22.21%

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Profit CAGR of 12.2% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • RSI at 79 suggests overbought conditions.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
17.01
Industry PE
-
Forward P/E est.
19.99
PEG Ratio
-
Book Value
$7.05
Price to Book
2.56
P/S
-
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
2.41%
Profit 5Y
12.18%
Revenue (YoY)
0.35%
Earnings (YoY)
-14.91%

Profitability & Returns

ROCE
-
ROE
4.87%
ROA
0.50%
Profit Margin
16.04%
Op Margin
-
Gross Margin
-
EPS (Latest Qtr)
$0.35
EPS (TTM)
$1.06

Balance Sheet & Liquidity

Debt/Equity
1.66
Quick Ratio
-
Current Ratio
-
Debt
$213.07M
Total Assets
$1.22B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
20.73%
Chg in Prom Hold
0.00%
FII / Inst Holding
51.64%
Chg in FII Hold
0.00%

Financial Snapshot

Enterprise Value
-
Total Revenue (TTM)
$39.00M
EBITDA
-
Free Cash Flow
$8.15M
Operating Cash Flow
$8.69M
Shares Outstanding
18.23M
Gross Margin
-
Payout Ratio
-
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2015Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Sep 2019Dec 2019Mar 2020Sep 2020Dec 2020Mar 2021Sep 2021Dec 2021Mar 2022Sep 2022Dec 2022Mar 2023Sep 2023Dec 2023Mar 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue ----------------------------------10.12M9.76M9.74M9.84M9.88M-
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income ----------------------------------------
EBITDA ----------------------------------------
Interest Expense ----------------------------------5.22M5.22M5.22M5.03M4.70M-
Pretax Income ----------------------------------2.65M2.31M2.73M2.05M1.91M-
Tax Provision ----------------------------------797.00K680.00K1.05M614.00K557.00K-
Net Income 2.60M2.48M2.44M982.00K1.49M2.56M1.59M1.50M1.15M964.00K-225.00K-777.00K1.73M1.40M1.82M1.96M-151.00K2.56M2.40M1.15M1.49M1.18M1.56M2.67M2.26M1.70M2.09M2.37M2.32M1.76M2.14M1.50M1.90M872.00K1.86M1.63M1.68M1.44M1.35M-
Diluted EPS 0.290.280.280.110.180.310.200.180.140.12-0.03-0.100.230.180.240.26-0.020.330.310.150.200.160.210.350.300.230.290.330.330.250.310.220.280.13-0.240.250.220.210.35

Profit & Loss (Annual)

Figures in USD.

Metric Jun 2010Jun 2011Jun 2012Jun 2013Jun 2014Jun 2015Jun 2016Jun 2017Jun 2018Jun 2019Jun 2020Jun 2021Jun 2022Jun 2023Jun 2024Jun 2025
Revenue ------------36.31M41.06M38.86M39.00M
Cost of Revenue ----------------
Gross Profit ----------------
Operating Expenses ----------------
Operating Income ----------------
EBITDA ----------------
Interest Expense ------------3.13M9.01M19.81M21.16M
Pretax Income ------------12.86M12.42M10.39M8.87M
Tax Provision ------------3.77M3.82M3.04M2.62M
Net Income 1.11M13.22M10.81M25.80M6.61M9.80M7.47M5.21M2.13M4.42M7.69M7.56M9.09M8.59M7.35M6.25M
Diluted EPS 0.131.160.962.380.651.070.880.640.280.581.011.001.221.191.06-

Balance Sheet (Annual)

Figures in USD.

Metric Jun 2011Jun 2012Jun 2013Jun 2014Jun 2015Jun 2016Jun 2017Jun 2018Jun 2019Jun 2020Jun 2021Jun 2022Jun 2023Jun 2024Jun 2025
Total Assets 1.31B1.26B1.21B1.11B1.17B1.17B1.20B1.18B1.08B1.18B1.18B1.19B1.33B1.27B1.25B
Current Assets ---------------
Cash & Equivalents 142.55M145.14M193.84M118.94M81.40M51.21M72.83M43.30M70.63M116.03M70.27M23.41M65.85M51.38M53.09M
Inventory ---------------
Receivables -----------2.97M3.71M4.29M4.21M
Total Liabilities 1.17B1.12B1.05B959.77M1.03B1.04B1.07B1.06B964.21M1.05B1.06B1.06B1.20B1.14B1.12B
Current Liabilities ---------------
Long Term Debt -----------85.00M235.01M238.50M213.00M
Total Debt -----------85.00M235.01M238.50M213.07M
Total Equity 140.92M144.78M159.97M145.86M141.14M133.45M128.23M120.46M120.64M123.98M127.28M128.65M129.69M129.94M128.54M
Shares Outstanding -----------18.23M18.23M18.23M18.23M

Cash Flows (Annual)

Figures in USD.

Metric Jun 2010Jun 2011Jun 2012Jun 2013Jun 2014Jun 2015Jun 2016Jun 2017Jun 2018Jun 2019Jun 2020Jun 2021Jun 2022Jun 2023Jun 2024Jun 2025
Operating Cash Flow 969.00K-2.41M-12.32M55.06M48.52M-57.77M47.79M83.44M27.99M107.09M7.95M11.57M11.79M16.32M5.68M8.69M
Investing Cash Flow 230.10M139.43M87.51M63.39M-12.14M-39.95M-63.92M-84.52M-27.30M17.29M-48.91M-55.87M-51.75M-109.90M45.06M26.46M
Financing Cash Flow -191.77M-90.67M-72.60M-69.75M-111.28M60.19M-14.06M22.69M-30.21M-97.05M86.36M-1.47M-6.90M136.01M-65.22M-33.43M
Capital Expenditure 395.00K-879.00K-2.60M-1.11M-715.00K-376.00K-1.52M-1.49M-2.91M-449.00K-229.00K-225.00K-165.00K-741.00K-1.59M-530.00K
Free Cash Flow 1.36M-3.29M-14.92M53.95M47.80M-58.15M46.27M81.95M25.08M106.64M7.72M11.35M11.63M15.58M4.10M8.15M
Net Change in Cash -------------46.86M42.44M-14.47M1.71M
Share Buybacks -06.69M8.96M17.18M12.68M13.04M8.71M7.35M1.41M1.28M2.34M4.30M4.65M2.60M4.45M
Dividends Paid -352.00K456.00K1.57M2.54M3.96M4.05M4.01M4.12M4.23M4.19M4.18M4.17M4.15M4.00M3.89M3.77M

Ratios (Annual)

Figures in %.

Metric Jun 2010Jun 2011Jun 2012Jun 2013Jun 2014Jun 2015Jun 2016Jun 2017Jun 2018Jun 2019Jun 2020Jun 2021Jun 2022Jun 2023Jun 2024Jun 2025
Gross Margin % ----------------
Operating Margin % ----------------
Net Margin % ------------25.0%20.9%18.9%16.0%
ROE % -9.4%7.5%16.1%4.5%6.9%5.6%4.1%1.8%3.7%6.2%5.9%7.1%6.6%5.7%4.9%
ROCE % ----------------

Shareholding Pattern

Insiders
20.73%
Institutions
51.64%
Public Float
65.16%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for PROV

Yahoo Finance Wed, 29 Jul 2026

Provident Financial Q4 Earnings Call Highlights

Provident Financial (NASDAQ:PROV) reported modest loan growth in its fiscal fourth quarter ended June 30, 2026, as higher loan originations and lower prepayments supported expansion in its single-family loan portfolio, President and CEO Don…

Yahoo Finance Wed, 29 Jul 2026

Provident Financial Holdings, Inc. Q4 2026 Earnings Call Summary

Moby summary of Provident Financial Holdings, Inc.'s Q4 2026 earnings call

Yahoo Finance ue, 28 Jul 2026

Compared to Estimates, Provident Financial (PROV) Q4 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for Provident Financial (PROV) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and y…

Yahoo Finance ue, 28 Jul 2026

Provident Financial Holdings Reports Fourth Quarter And Fiscal 2026 Results

Net Income of $2.18 million in the June 2026 Quarter, Up 61% from the Sequential Quarter and Up 34% from the Comparable Quarter Last Year Net Interest Margin of 3.21% in the June 2026 Quarter, Up Eight Basis Points from the Sequential Quart…

Yahoo Finance hu, 23 Jul 2026

Provident Financial Holdings Announces Quarterly Cash Dividend

RIVERSIDE, Calif., July 23, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the Company’s Board of Directors declared a q…

Yahoo Finance hu, 23 Jul 2026

OceanFirst Financial (OCFC) Reports Next Week: Wall Street Expects Earnings Growth

OceanFirst (OCFC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

PROV — Frequently Asked Questions

What is the current share price of PROV?

As of 2026-08-05 17:25 PDT, PROV trades at $18.03 on NASDAQ/NYSE. Its 52-week range is $14.69 to $18.03.

What is the market capitalisation of PROV?

PROV has a market capitalisation of $328.68M on NASDAQ/NYSE.

What is the P/E ratio of PROV?

PROV trades at a trailing price-to-earnings (P/E) ratio of 17.01. Its price-to-book (P/B) ratio is 2.56.

What is the return on equity (ROE) of PROV?

PROV has a return on equity (ROE) of 4.87%.

Is PROV a good stock to buy?

This page provides a data-driven analysis of PROV, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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