Palomar Holdings, Inc. PLMR R2K
Company Overview
Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California.
Why Investors Should Care
Generates a return on equity of 22.5%, reflecting efficient use of shareholder capital.
Net profit has compounded at 63.9% per year over the last five years.
Revenue has grown at a 40.0% CAGR over the past five years.
Maintains a net profit margin of 20.1%.
Carries low leverage with a debt-to-equity ratio of 0.31.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $875.97M (+58.2% YoY); net profit $197.07M.
- Trailing 12 Months Year-on-year growth — revenue +59.7%, earnings +0.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 40.0%, profit CAGR 63.9%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 39.97% |
| 1 Year: | 59.70% |
Compounded Profit Growth
| 5 Years: | 63.91% |
| 1 Year: | 0.00% |
Stock Price Performance
| 1 Year: | -6.72% |
| 6 Months: | +0.93% |
| 3 Months: | +0.61% |
| 1 Month: | +14.66% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)55.05 · Neutral
P/E of 18.37 is above the sector median of 13.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 22.5%.
- Excellent profit margin of 20.1%.
- Compounding revenue at 40.0% over 5 years.
- Profit CAGR of 63.9% over 5 years.
- Generates positive free cash flow.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PLMR Palomar Holdings, Inc. R2K | 131.69 | 18.37 | $3.49B | 0.00% | - | 22.53% | 39.97% | 63.91% |
| 2 | JPM JPMorgan Chase & Co. SPX | 346.91 | 16.61 | $929.55B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 488.35 | 14.54 | $682.86B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 355.14 | 30.99 | $589.43B | 0.75% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 535.21 | 30.99 | $469.40B | 0.65% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 61.59 | 15.28 | $432.24B | 1.88% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 228.55 | 20.70 | $360.49B | 1.76% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,152.07 | 17.79 | $339.87B | 1.58% | - | 16.95% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 87.51 | 13.53 | $267.80B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.52M | 19.89M | 18.92M | 15.64M | 22.31M | 25.91M | 30.46M | 34.62M | 38.02M | 43.15M | 45.00M | 42.30M | 49.24M | 57.72M | 67.66M | 78.11M | 79.66M | 80.69M | 89.20M | 90.40M | 90.94M | 118.53M | 131.07M | 148.50M | 174.63M | 203.31M | 244.66M | 278.94M |
| Net Income | 5.59M | 6.93M | 1.57M | 4.13M | -14.41M | 6.70M | 7.45M | 10.88M | 11.78M | 12.01M | -15.69M | -1.85M | 16.63M | 12.34M | 246.00K | 14.54M | 14.59M | 4.29M | 17.31M | 17.56M | 18.43M | 26.38M | 25.73M | 30.50M | 42.92M | 46.53M | 51.45M | 42.95M |
| Diluted EPS | 0.33 | 0.41 | 0.09 | 0.24 | -0.85 | 0.30 | 0.31 | 0.45 | 0.48 | 0.48 | -0.62 | -0.07 | 0.63 | 0.47 | 0.01 | 0.56 | 0.57 | 0.17 | 0.68 | 0.69 | 0.73 | 1.04 | 1.00 | 1.15 | 1.57 | 1.68 | 1.87 | 1.57 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 59.47M | 72.97M | 113.30M | 168.46M | 247.79M | 327.09M | 375.93M | 553.86M | 875.97M |
| Net Income | 3.78M | 18.22M | 10.62M | 6.26M | 45.85M | 52.17M | 79.20M | 117.57M | 197.07M |
| Diluted EPS | 0.22 | 1.07 | 0.49 | 0.24 | 1.76 | 2.02 | 3.13 | 4.48 | 7.17 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 231.13M | 395.46M | 729.09M | 925.73M | 1.31B | 1.71B | 2.26B | 3.05B |
| Total Equity | 73.11M | 78.41M | 96.29M | 218.56M | 363.71M | 394.17M | 384.75M | 471.25M | 729.03M | 942.67M |
| Cash & Equivalents | - | - | 9.53M | 33.12M | 33.54M | 50.28M | 68.11M | 51.55M | 80.44M | 106.88M |
| Total Liabilities | - | - | 134.84M | 176.91M | 365.38M | 531.57M | 921.70M | 1.24B | 1.53B | 2.11B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 20.25M | 22.81M | 44.51M | 57.49M | 87.81M | 169.58M | 116.11M | 261.16M | 409.12M |
| Investing Cash Flow | -19.13M | -25.36M | -83.38M | -185.38M | -58.19M | -156.81M | -128.48M | -306.24M | -353.98M |
| Financing Cash Flow | - | 1.55M | 62.29M | 128.33M | -13.04M | 5.02M | -3.94M | 73.77M | -28.79M |
| Capital Expenditure | -68.00K | -332.00K | -115.00K | -132.00K | -18.00K | -313.00K | -15.00K | -243.00K | -137.00K |
| Free Cash Flow | 20.18M | 22.48M | 44.40M | 57.36M | 87.80M | 169.27M | 116.09M | 260.91M | 408.98M |
| Share Buybacks | - | - | - | - | 15.85M | 34.41M | 22.27M | 0 | 37.28M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - |
| Net Margin % | 6.4% | 25.0% | 9.4% | 3.7% | 18.5% | 15.9% | 21.1% | 21.2% | 22.5% |
| ROE % | 4.8% | 18.9% | 4.9% | 1.7% | 11.6% | 13.6% | 16.8% | 16.1% | 20.9% |
| ROCE % | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 16.55% | 4.39M | $580.86M |
| 2 | Vanguard Portfolio Management LLC | 4.60% | 1.22M | $161.46M |
| 3 | Vanguard Capital Management LLC | 4.52% | 1.20M | $158.76M |
| 4 | State Street Corporation | 4.01% | 1.06M | $140.71M |
| 5 | Janus Henderson Group PLC | 3.52% | 933.99K | $123.72M |
| 6 | Westfield Capital Management Co LP | 3.22% | 854.12K | $113.14M |
| 7 | Stephens Investment Management Group LLC | 2.70% | 714.91K | $94.70M |
| 8 | Sumitomo Mitsui Trust Group, Inc. | 2.70% | 716.34K | $94.89M |
| 9 | Geode Capital Management, LLC | 2.58% | 683.01K | $90.47M |
| 10 | Dimensional Fund Advisors LP | 2.46% | 653.03K | $86.50M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PLMR
Claude AI Just Sold Palomar (PLMR) Stock After a 35% Gain. Should You Too? - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMilwFBVV95cUxNcFhHanRVWE5LTXhES095RDhWTEFkOVFLT1VtbEpmdUlMMXV5Szhvd2tpVXJ6clpwQm1Ua3FyaERVbGhxclE3OUdHdmhCLWRLbVdtRHNVcnkydFNuZW92Mm1GM0EzTXNHYmllaDV2M3VyN2EtYnRnVTFLWVJwSXhJcXh3ZEc3dVFqby03RG…
Is Palomar Holdings Inc (PLMR) a Bargain After 3.2% Drop? GF Value Says Undervalued - GuruFocus
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Palomar Holdings, Inc. $PLMR Shares Sold by Hsbc Holdings PLC - MarketBeat
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Morgan Stanley (PLMR) broker files Form 144 to sell 118,750 PLMR shares - Stock Titan
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Palomar Holdings (NASDAQ:PLMR) Surprises With Strong Q1 CY2026, Stock Soars - StockStory
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PLMR Forecast — Price Target — Prediction for 2027 - TradingView
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PLMR — Frequently Asked Questions
What is the current share price of Palomar Holdings, Inc. (PLMR)?
As of 2026-07-15 16:51 PDT, Palomar Holdings, Inc. (PLMR) trades at $131.69 on NasdaqGS. Its 52-week range is $101.42 to $145.29.
What is the market capitalisation of PLMR?
Palomar Holdings, Inc. (PLMR) has a market capitalisation of $3.49B on NasdaqGS.
What is the P/E ratio of PLMR?
PLMR trades at a trailing price-to-earnings (P/E) ratio of 18.37. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 3.66.
What is the return on equity (ROE) of PLMR?
PLMR has a return on equity (ROE) of 22.53%.
Is PLMR a good stock to buy?
This page provides a data-driven analysis of Palomar Holdings, Inc. (PLMR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.