Pelagos Insurance Capital Limit PLGO R2K
Company Overview
Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited and changed its name to Pelagos Insurance Capital Limited in May 2026. Pelagos Insurance Capital Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.
Why Investors Should Care
Generates a return on equity of 16.2%, reflecting efficient use of shareholder capital.
Net profit has compounded at 62.5% per year over the last five years.
Revenue has grown at a 12.7% CAGR over the past five years.
Trades at a P/E of 6.9, below the sector median of 13.3.
Maintains a net profit margin of 15.3%.
Carries low leverage with a debt-to-equity ratio of 0.37.
Recent Developments
- Dec 2025 Revenue of $2.17B (+2.9% YoY); net profit $225.50M.
- Trailing 12 Months Year-on-year growth — revenue -7.3%, earnings +99.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 12.7%, profit CAGR 62.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 12.73% |
| 1 Year: | -7.30% |
Compounded Profit Growth
| 5 Years: | 62.45% |
| 1 Year: | 99.03% |
Stock Price Performance
| 1 Year: | +59.38% |
| 6 Months: | +34.58% |
| 3 Months: | +26.70% |
| 1 Month: | +7.36% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)63.80 · Neutral
P/E of 6.93 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 12.7% over 5 years.
- Profit CAGR of 62.5% over 5 years.
- Attractive dividend yield of 2.54%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PLGO Pelagos Insurance Capital Limit R2K | 25.23 | 6.93 | $2.16B | 2.54% | - | 16.19% | 12.73% | 62.45% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 655.90M | 591.30M | 650.20M | 274.80M | 610.50M |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - |
| Operating Income | - | -41.60M | 31.50M | 175.90M | 157.50M | 117.80M |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | - | 8.70M | 9.30M | 15.10M | 14.60M | 14.70M |
| Pretax Income | - | -50.30M | 22.20M | 160.80M | 142.90M | 103.10M |
| Tax Provision | - | -7.80M | 2.50M | 30.30M | 25.10M | -4.90M |
| Net Income | - | -42.50M | 19.70M | 130.50M | 117.80M | 108.00M |
| Diluted EPS | - | -0.38 | 0.18 | 1.24 | 1.17 | 1.15 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 1.52B | 3.37B | 2.11B | 2.17B |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | 115.60M | 2.08B | 170.20M | 323.30M |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 35.50M | 35.50M | 33.80M | 47.70M |
| Pretax Income | - | 80.10M | 2.05B | 136.40M | 275.60M |
| Tax Provision | - | 17.80M | -85.30M | 23.10M | 50.10M |
| Net Income | - | 52.60M | 2.13B | 113.30M | 225.50M |
| Diluted EPS | - | 0.26 | 18.65 | 0.98 | 2.11 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 8.31B | 10.03B | 11.77B | 12.44B |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 1.22B | 712.40M | 743.00M | 873.00M |
| Inventory | - | - | - | - | - |
| Receivables | - | 3.00B | 3.50B | 4.26B | 4.96B |
| Total Liabilities | - | 6.33B | 7.58B | 9.32B | 10.04B |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 447.50M | 448.20M | 448.90M | 843.20M |
| Total Debt | - | 447.50M | 448.20M | 448.90M | 843.20M |
| Total Equity | - | 1.98B | 2.45B | 2.45B | 2.40B |
| Shares Outstanding | - | 117.91M | 117.91M | 118.30M | 96.65M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 741.40M | 495.20M | 618.20M | -408.30M |
| Investing Cash Flow | - | 215.90M | -834.90M | -475.80M | 682.70M |
| Financing Cash Flow | - | -16.20M | -106.90M | -153.90M | 19.80M |
| Capital Expenditure | - | -18.80M | -6.40M | -4.60M | -1.20M |
| Free Cash Flow | - | 722.60M | 488.80M | 613.60M | -409.50M |
| Net Change in Cash | - | 941.10M | -446.60M | -11.50M | 294.20M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | 7.6% | 61.9% | 8.1% | 14.9% |
| Net Margin % | - | 3.5% | 63.3% | 5.4% | 10.4% |
| ROE % | - | 2.7% | 87.0% | 4.6% | 9.4% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Crestview Partners III GP, LP | 11.28% | 9.74M | $243.93M |
| 2 | Cooperman, Leon G. | 9.25% | 7.98M | $199.97M |
| 3 | Pine Brook Road Advisors, LP | 8.35% | 7.21M | $180.57M |
| 4 | Travelers Companies, Inc. | 7.68% | 6.63M | $166.12M |
| 5 | LSV Asset Management | 5.66% | 4.88M | $122.26M |
| 6 | Crestview Partners IV GP, L.P. | 5.23% | 4.51M | $113.00M |
| 7 | Blackrock Inc. | 3.82% | 3.30M | $82.66M |
| 8 | Dimensional Fund Advisors LP | 3.27% | 2.82M | $70.70M |
| 9 | American Century Companies Inc | 1.52% | 1.31M | $32.88M |
| 10 | LOOMIS SAYLES & CO L P | 1.46% | 1.26M | $31.52M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PLGO
Pelagos Insurance Capital (PLGO) Stock Looks Cheap On Strong Q1 Results - Yahoo Finance
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Is Pelagos Insurance Capital (PLGO) Fully Valued As Russell Index Additions Draw Buyers? - simplywall.st
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PLGO Maintains Rating by Citizens -- Price Target Raised to $28. - GuruFocus
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Q1 Earnings Outperformers: Reinsurance Group of America (NYSE:RGA) And The Rest Of The Reinsurance Stocks - StockStory
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Citizens Jmp Increases Fidelis Insurance (NYSE:PLGO) Price Target to $28.00 - MarketBeat
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PLGO — Frequently Asked Questions
What is the current share price of Pelagos Insurance Capital Limit (PLGO)?
As of 2026-07-14 21:23 PDT, Pelagos Insurance Capital Limit (PLGO) trades at $25.23 on NYSE. Its 52-week range is $14.66 to $25.56.
What is the market capitalisation of PLGO?
Pelagos Insurance Capital Limit (PLGO) has a market capitalisation of $2.16B on NYSE.
What is the P/E ratio of PLGO?
PLGO trades at a trailing price-to-earnings (P/E) ratio of 6.93. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 0.90.
Does PLGO pay a dividend?
Pelagos Insurance Capital Limit (PLGO) currently offers a dividend yield of 2.54%.
What is the return on equity (ROE) of PLGO?
PLGO has a return on equity (ROE) of 16.19%.
Is PLGO a good stock to buy?
This page provides a data-driven analysis of Pelagos Insurance Capital Limit (PLGO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.