The Progressive Corporation PGR SPX
Company Overview
The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. The company also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers' compensation insurance for the transportation industry. In addition, it offers other specialty property-casualty insurance and provides related services; personal property reinsurance products; and involved in investment activities. It sells its products through independent insurance agencies, as well as online and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.
Why Investors Should Care
Generates a return on equity of 37.9%, reflecting efficient use of shareholder capital.
Net profit has compounded at 13.4% per year over the last five years.
Revenue has grown at a 10.4% CAGR over the past five years.
Trades at a P/E of 11.5, below the sector median of 13.3.
Operating margin of 16.4% supports profitability.
Carries low leverage with a debt-to-equity ratio of 0.26.
Recent Developments
- Dec 2025 Revenue of $87.67B (+16.3% YoY); net profit $11.31B.
- Trailing 12 Months Year-on-year growth — revenue +8.7%, earnings +9.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 10.4%, profit CAGR 13.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 10.44% |
| 1 Year: | 8.70% |
Compounded Profit Growth
| 5 Years: | 13.36% |
| 1 Year: | 9.80% |
Stock Price Performance
| 1 Year: | -2.45% |
| 6 Months: | +5.41% |
| 3 Months: | +13.58% |
| 1 Month: | +12.07% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)58.37 · Neutral
P/E of 11.52 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 37.9%.
- Compounding revenue at 10.4% over 5 years.
- Profit CAGR of 13.4% over 5 years.
- Attractive dividend yield of 6.84%.
- Generates positive free cash flow.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PGR The Progressive Corporation SPX | 226.58 | 11.52 | $132.21B | 6.84% | - | 37.90% | 10.44% | 13.36% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2013 | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.44B | 4.59B | 4.52B | 4.71B | 4.74B | 4.77B | 4.90B | 5.28B | 5.27B | 5.56B | 5.82B | 5.93B | 6.32B | 6.61B | 6.79B | 7.43B | 8.02B | 8.50B | 9.30B | 9.45B | 9.53B | 9.32B | 10.97B | 10.95B | 11.45B | 11.91B | 11.86B | 11.84B | 11.52B | 12.78B | 14.30B | 15.35B | 15.56B | 17.24B | 18.13B | 19.72B | 20.41B | 22.00B | 22.51B | 22.19B |
| Net Income | 308.60M | 324.60M | 232.40M | 321.30M | 293.40M | 296.10M | 295.60M | 363.30M | 278.30M | 258.20M | 190.90M | 198.70M | 424.30M | 367.60M | 224.00M | 718.00M | 704.20M | 928.40M | 1.08B | 979.40M | 841.70M | 692.70M | 1.79B | 1.53B | 1.48B | 790.10M | 118.50M | 313.90M | -542.90M | 124.10M | 447.90M | 345.40M | 1.12B | 2.33B | 1.46B | 2.33B | 2.57B | 3.17B | 2.62B | 2.82B |
| Diluted EPS | 0.51 | 0.54 | 0.39 | 0.54 | 0.49 | 0.50 | 0.50 | 0.62 | 0.47 | 0.44 | 0.33 | 0.34 | 0.73 | 0.63 | 0.38 | 1.22 | 1.19 | 1.57 | 1.83 | 1.66 | 1.42 | 1.17 | 3.04 | 2.59 | 2.51 | 1.34 | 0.19 | 0.52 | -0.94 | 0.20 | 0.75 | 0.57 | 1.89 | 3.94 | 2.48 | 3.97 | 4.37 | 5.40 | 4.45 | 4.80 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14.69B | 12.84B | 14.56B | 15.22B | 15.77B | 17.08B | 18.17B | 19.39B | 20.85B | 23.44B | 26.84B | 31.98B | 39.02B | 42.66B | 47.70B | 49.61B | 62.11B | 75.37B | 87.67B |
| Net Income | 1.18B | -70.00M | 1.06B | 1.07B | 1.02B | 902.30M | 1.17B | 1.28B | 1.27B | 1.03B | 1.59B | 2.62B | 3.97B | 5.70B | 3.35B | 722.00M | 3.90B | 8.48B | 11.31B |
| Diluted EPS | 1.65 | -0.10 | 1.57 | 1.61 | 1.59 | 1.48 | 1.93 | 2.15 | 2.15 | 1.76 | 2.72 | 4.42 | 6.72 | 9.66 | 5.66 | 1.18 | 6.58 | 14.40 | 19.23 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 18.25B | 20.05B | 21.15B | 21.84B | 22.69B | 24.41B | 25.79B | 29.82B | 33.43B | 38.70B | 46.58B | 54.91B | 64.10B | 71.13B | 75.47B | 88.69B | 105.75B | 123.04B |
| Total Equity | 4.94B | 4.22B | 5.75B | 6.05B | 5.81B | 6.01B | 6.19B | 6.93B | 7.29B | 7.96B | 9.28B | 10.82B | 13.67B | 17.04B | 18.23B | 15.89B | 20.28B | 25.59B | 30.32B |
| Long Term Debt | - | 2.18B | 2.18B | 1.96B | 2.44B | 2.06B | 1.86B | 2.16B | 2.71B | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | 14.04B | 14.30B | 15.10B | 16.04B | 16.69B | 18.22B | 18.86B | 22.07B | 24.99B | 28.91B | 35.54B | 41.01B | 47.06B | 52.90B | 59.57B | 68.41B | 80.15B | 92.72B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 1.79B | 1.55B | 1.49B | 1.68B | 1.50B | 1.69B | 1.90B | 1.73B | 2.29B | 2.73B | 3.76B | 6.28B | 6.26B | 6.91B | 7.76B | 6.85B | 10.64B | 15.12B | 17.55B |
| Investing Cash Flow | 96.10M | -1.31B | -1.18B | -486.50M | -744.90M | -264.90M | -1.36B | -836.90M | -1.92B | -2.48B | -3.41B | -7.03B | -4.34B | -6.12B | -3.12B | -7.96B | -10.84B | -13.75B | -14.53B |
| Financing Cash Flow | -1.89B | -239.60M | -152.10M | -1.20B | -755.70M | -1.40B | -646.80M | -855.40M | -252.80M | -250.40M | -300.90M | 549.80M | -1.77B | -938.80M | -4.52B | 1.13B | 78.00M | -1.32B | -3.04B |
| Capital Expenditure | -136.30M | -98.50M | -66.60M | -64.70M | -78.90M | -127.70M | -140.40M | -108.10M | -130.70M | -215.00M | -155.70M | -266.00M | -363.50M | -223.50M | -243.50M | -292.00M | -252.00M | -285.00M | -348.00M |
| Free Cash Flow | 1.65B | 1.45B | 1.42B | 1.61B | 1.42B | 1.56B | 1.76B | 1.62B | 2.16B | 2.52B | 3.60B | 6.02B | 5.90B | 6.68B | 7.52B | 6.56B | 10.39B | 14.83B | 17.20B |
| Share Buybacks | 1.55B | 179.40M | 180.60M | 258.60M | 997.80M | 174.20M | 273.40M | 271.40M | 208.50M | 192.50M | - | - | - | - | - | - | - | - | - |
| Dividends Paid | - | - | - | - | 263.60M | 853.70M | 175.60M | 892.60M | 403.60M | 519.00M | 395.40M | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 8.1% | -0.5% | 7.3% | 7.0% | 6.4% | 5.3% | 6.4% | 6.6% | 6.1% | 4.4% | 5.9% | 8.2% | 10.2% | 13.4% | 7.0% | 1.5% | 6.3% | 11.3% | 12.9% |
| ROE % | 24.0% | -1.7% | 18.4% | 17.7% | 17.5% | 15.0% | 18.8% | 18.5% | 17.4% | 13.0% | 17.1% | 24.2% | 29.0% | 33.5% | 18.4% | 4.5% | 19.2% | 33.1% | 37.3% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.95% | 52.32M | $12.01B |
| 2 | Vanguard Capital Management LLC | 6.52% | 38.10M | $8.74B |
| 3 | State Street Corporation | 4.43% | 25.87M | $5.94B |
| 4 | Capital Research Global Investors | 3.86% | 22.57M | $5.18B |
| 5 | Geode Capital Management, LLC | 2.78% | 16.26M | $3.73B |
| 6 | Capital World Investors | 2.43% | 14.17M | $3.25B |
| 7 | Bank of America Corporation | 2.20% | 12.87M | $2.95B |
| 8 | JPMORGAN CHASE & CO | 2.08% | 12.13M | $2.78B |
| 9 | Massachusetts Financial Services Co. | 2.07% | 12.10M | $2.78B |
| 10 | Vanguard Portfolio Management LLC | 2.00% | 11.70M | $2.68B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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PGR — Frequently Asked Questions
What is the current share price of The Progressive Corporation (PGR)?
As of 2026-07-14 21:23 PDT, The Progressive Corporation (PGR) trades at $226.58 on NYSE. Its 52-week range is $190.32 to $237.26.
What is the market capitalisation of PGR?
The Progressive Corporation (PGR) has a market capitalisation of $132.21B on NYSE.
What is the P/E ratio of PGR?
PGR trades at a trailing price-to-earnings (P/E) ratio of 11.52. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 3.70.
Does PGR pay a dividend?
The Progressive Corporation (PGR) currently offers a dividend yield of 6.84%.
What is the return on equity (ROE) of PGR?
PGR has a return on equity (ROE) of 37.90%.
Is PGR a good stock to buy?
This page provides a data-driven analysis of The Progressive Corporation (PGR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.