Peapack-Gladstone Financial Corporation PGC R2K
Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) lending and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management, C&I advisory, escrow management, deposit generation, and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; wealth management clients include individuals, families, foundations, endowments, trusts, and estates; and commercial loan clients include business owners, professionals, retailers, contractors, and real estate investors. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines. The company was founded in 1921 and is headquartered in Bedminster, New Jersey.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -20.5% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PGC Peapack-Gladstone Financial Corporation R2K | 43.25 | 17.51 | $766.32M | 0.46% | - | 6.64% | 5.13% | -20.49% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 31.62M | 31.80M | - | 32.61M | 35.14M | 38.82M | - | 38.61M | 40.98M | 39.12M | - | 41.74M | 42.29M | 44.50M | - | 46.26M | 44.60M | 52.36M | - | 49.61M | 51.52M | 52.99M | - | 54.34M | 61.40M | 61.91M | - | 62.04M | 57.50M | 55.87M | - | 53.08M | 56.60M | - | - | 62.88M | 67.74M | 69.12M | 76.16M | 80.76M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 40.84M | 41.36M | 41.97M | 37.44M | 35.15M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10.45M | 11.26M | 13.61M | 16.99M | 19.73M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.85M | 3.32M | 3.98M | 4.83M | 5.57M |
| Net Income | 6.56M | 7.12M | 7.31M | 7.98M | 7.94M | 10.21M | 10.37M | 10.81M | 11.91M | 10.72M | 10.73M | 11.43M | 11.55M | 12.23M | 12.23M | 1.37M | 8.24M | 13.55M | 3.03M | 13.18M | 14.42M | 14.17M | 14.86M | 13.44M | 20.10M | 20.13M | 20.58M | 18.36M | 13.14M | 8.76M | 8.60M | 8.63M | 7.53M | - | - | 7.59M | 7.94M | 9.63M | 12.16M | 14.15M |
| Diluted EPS | 0.40 | 0.43 | 0.43 | 0.46 | 0.45 | 0.56 | 0.56 | 0.57 | 0.62 | 0.56 | 0.55 | 0.58 | 0.59 | 0.63 | 0.64 | 0.07 | 0.43 | 0.71 | 0.16 | 0.67 | 0.74 | 0.74 | 0.78 | 0.71 | 1.08 | 1.09 | 1.12 | 1.01 | 0.73 | 0.49 | 0.48 | 0.48 | 0.42 | - | 0.52 | 0.43 | 0.45 | - | 0.69 | 0.80 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | 65.63M | 72.71M | 73.37M | 88.70M | 108.17M | 125.35M | 145.77M | 159.36M | 174.97M | 189.36M | - | 237.47M | 224.63M | 222.82M | 275.91M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 35.80M | 147.92M | 178.79M | 161.62M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 102.34M | 67.28M | 44.95M | 52.31M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 28.10M | 18.43M | 11.96M | 14.98M |
| Net Income | 7.13M | 7.66M | 12.17M | 9.70M | 9.26M | 14.89M | 19.97M | 26.48M | 36.50M | 44.17M | 47.43M | 26.19M | - | 74.25M | 48.85M | 32.99M | 37.33M |
| Diluted EPS | 0.64 | 0.68 | 1.25 | 1.05 | 1.01 | 1.22 | 1.29 | 1.60 | 2.03 | 2.31 | 2.44 | 1.37 | - | 4.00 | 2.71 | 1.85 | 2.10 |
Compounded Sales Growth
| 5 Years: | 5.13% |
| 1 Year: | 25.50% |
Compounded Profit Growth
| 5 Years: | -20.49% |
| 1 Year: | 86.00% |
Stock Price Performance
| 1 Year: | +58.77% |
| 6 Months: | +59.72% |
| 3 Months: | +29.29% |
| 1 Month: | +4.09% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Jan 2022 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.51B | 1.60B | 1.67B | 1.97B | 2.70B | 3.36B | 3.88B | 4.26B | 4.62B | 5.18B | 5.89B | - | - | 6.35B | 6.48B | 7.01B | 7.53B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | 62.69M | 43.05M | - | - | - | - | - | - | - | - | - | - | - | 190.07M | 187.67M | 391.37M | 187.82M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 25.16M | 30.68M | 29.90M | 31.97M |
| Total Liabilities | - | - | 1.39B | 1.48B | 1.55B | 1.80B | 2.46B | 3.09B | 3.55B | 3.86B | 4.15B | 4.68B | 5.36B | - | - | 5.82B | 5.89B | 6.41B | 6.87B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 132.99M | 133.27M | 133.56M | 99.03M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 530.92M | 553.39M | 178.48M | 216.78M |
| Total Equity | 83.89M | 119.51M | 117.72M | 122.97M | 122.06M | 170.66M | 242.27M | 275.68M | 324.21M | 403.68M | 469.01M | 503.65M | 527.12M | - | 3.91M | 532.98M | 583.68M | 605.85M | 658.21M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 21.01M | 21.39M | 21.54M | 21.71M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 7.80M | 21.95M | 22.46M | 17.85M | 32.70M | - | 30.31M | 42.93M | 55.94M | 64.25M | 86.30M | 36.72M | - | 118.90M | 70.08M | 71.10M | 43.13M |
| Investing Cash Flow | -72.16M | -18.83M | -118.39M | 6.94M | -407.69M | - | -625.43M | -433.18M | -435.51M | -297.71M | -486.96M | -214.00M | - | -356.07M | -147.48M | -303.43M | -735.76M |
| Financing Cash Flow | 117.44M | -20.41M | 76.29M | 51.38M | 290.90M | - | 634.07M | 482.78M | 330.33M | 280.79M | 448.08M | 622.41M | - | 280.44M | 75.00M | 436.02M | 489.08M |
| Capital Expenditure | -3.42M | -2.96M | -975.00K | -1.05M | -2.54M | -3.94M | -1.92M | -3.22M | -2.38M | -1.06M | -1.71M | -3.08M | - | -3.52M | -3.28M | -8.10M | -14.55M |
| Free Cash Flow | 4.38M | 19.00M | 21.49M | 16.79M | 30.16M | - | 28.38M | 39.71M | 53.55M | 63.19M | 84.59M | 33.65M | - | 115.38M | 66.80M | 63.01M | 28.58M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | 43.27M | -2.40M | 203.70M | -203.55M |
| Share Buybacks | - | - | - | - | -130.00K | - | - | - | - | - | 21.00M | 6.49M | 28.63M | 32.72M | 12.49M | 7.19M | 5.44M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | 18.5% | 13.3% | 12.6% | 16.8% | 18.5% | 21.1% | 25.0% | 27.7% | 27.1% | 13.8% | - | 31.3% | 21.7% | 14.8% | 13.5% |
| ROE % | 6.0% | 6.5% | 9.9% | 7.9% | 5.4% | 6.1% | 7.2% | 8.2% | 9.0% | 9.4% | 9.4% | 5.0% | - | 13.9% | 8.4% | 5.4% | 5.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.30% | 1.47M | $63.64M |
| 2 | Dimensional Fund Advisors LP | 5.84% | 1.04M | $44.77M |
| 3 | Vanguard Capital Management LLC | 3.87% | 686.06K | $29.67M |
| 4 | Philadelphia Trust Company | 3.79% | 671.78K | $29.05M |
| 5 | Wellington Management Group, LLP | 3.59% | 636.08K | $27.51M |
| 6 | State Street Corporation | 2.92% | 516.91K | $22.36M |
| 7 | Boston Partners | 2.80% | 496.27K | $21.46M |
| 8 | Peapack Gladstone Financial Corp. | 2.79% | 494.25K | $21.38M |
| 9 | Brown Advisory Inc. | 2.58% | 456.27K | $19.73M |
| 10 | Geode Capital Management, LLC | 2.21% | 391.39K | $16.93M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PGC