Company Overview
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA), multifamily, business property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, home, and mortgage warehouse; consumer loans comprising residential mortgage and other consumer loans; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; cash management, debit and credit card, and online and mobile banking; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. It operates through full-service branches and loan production offices. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
Why Investors Should Care
Net profit has compounded at 11.6% per year over the last five years.
Trades at a P/E of 10.5, below the sector median of 13.3.
Maintains a net profit margin of 34.8%.
Offers a dividend yield of 3.16%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $2.90M (+4.5% YoY); net profit $37.45M.
- Trailing 12 Months Year-on-year growth — revenue +17.6%, earnings +39.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 3.0%, profit CAGR 11.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 3.00% |
| 1 Year: | 17.60% |
Compounded Profit Growth
| 5 Years: | 11.55% |
| 1 Year: | 39.60% |
Stock Price Performance
| 1 Year: | +38.55% |
| 6 Months: | +37.07% |
| 3 Months: | +22.05% |
| 1 Month: | +12.25% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)71.85 · Overbought
P/E of 10.48 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 34.8%.
- Profit CAGR of 11.6% over 5 years.
- Attractive dividend yield of 3.16%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PCB PCB Bancorp R2K | 29.24 | 10.48 | $416.22M | 3.16% | - | 10.52% | 3.00% | 11.55% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 536.00K | 555.00K | - | 565.00K | 597.00K | 613.00K | - | 588.00K | 620.00K | 667.00K | - | 639.00K | 490.00K | 531.00K | - | 614.00K | 567.00K | 587.00K | 591.00K | 628.00K | 787.00K | 609.00K | 663.00K | 690.00K | 671.00K | 605.00K | 770.00K | 666.00K | 722.00K | 735.00K | 772.00K |
| Net Income | 4.40M | 4.86M | 4.81M | 2.34M | 6.26M | 4.76M | 6.54M | 6.73M | 6.56M | 6.60M | 6.79M | 4.16M | 3.57M | 3.37M | 3.45M | 5.79M | 8.56M | 9.84M | 11.02M | 10.24M | 9.09M | 6.95M | 10.30M | 7.48M | 7.02M | 4.68M | 6.28M | 7.81M | 7.74M | 9.07M | 11.41M | 10.65M |
| Diluted EPS | 0.33 | 0.36 | 0.35 | 0.17 | 0.46 | 0.35 | 0.44 | 0.41 | 0.40 | 0.40 | 0.42 | 0.26 | 0.23 | 0.22 | 0.22 | 0.38 | 0.55 | 0.64 | 0.73 | 0.67 | 0.60 | 0.46 | 0.70 | 0.52 | 0.49 | 0.33 | 0.43 | 0.52 | 0.53 | 0.62 | 0.78 | 0.74 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.22M | 2.20M | 2.44M | 2.55M | 2.23M | 2.37M | 2.64M | 2.65M | 2.77M | 2.90M |
| Net Income | 14.00M | 16.40M | 24.30M | 24.11M | 16.18M | 40.10M | 34.99M | 30.70M | 25.81M | 37.45M |
| Diluted EPS | 1.11 | 1.21 | 1.65 | 1.49 | 1.04 | 2.62 | 2.31 | 2.12 | 1.74 | 2.58 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.44B | 1.70B | 1.75B | 1.92B | 2.15B | 2.42B | 2.79B | 3.06B | 3.28B |
| Total Equity | 98.04M | 127.01M | 142.18M | 210.30M | 226.83M | 233.79M | 256.29M | 335.44M | 348.87M | 363.81M | 390.03M |
| Cash & Equivalents | 76.95M | 69.95M | 73.66M | 162.27M | 146.23M | 194.10M | 203.28M | 147.03M | 242.34M | 198.79M | 207.14M |
| Total Liabilities | - | - | 1.30B | 1.49B | 1.52B | 1.69B | 1.89B | 2.08B | 2.44B | 2.70B | 2.89B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 40.20M | 21.21M | 30.68M | 30.12M | 17.09M | -1.62M | 57.27M | 63.34M | 38.98M | 26.59M |
| Investing Cash Flow | -213.95M | -215.51M | -168.12M | -61.90M | -132.82M | -175.22M | -356.67M | -275.27M | -311.74M | -200.14M |
| Financing Cash Flow | 166.76M | 198.00M | 226.05M | 15.74M | 163.59M | 186.03M | 243.14M | 307.24M | 229.20M | 181.90M |
| Capital Expenditure | -1.98M | -1.28M | -1.14M | -710.00K | -1.78M | -430.00K | -5.45M | -1.31M | -4.08M | -2.19M |
| Free Cash Flow | 38.22M | 19.93M | 29.54M | 29.41M | 15.31M | -2.05M | 51.81M | 62.03M | 34.91M | 24.40M |
| Share Buybacks | - | 0 | 0 | 6.48M | 6.49M | 10.88M | 6.73M | 8.83M | 222.00K | 7.10M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 630.4% | 745.9% | 996.4% | 945.0% | 725.0% | 1,692.8% | 1,324.3% | 1,158.7% | 930.4% | 1,291.9% |
| ROE % | 11.0% | 11.5% | 11.6% | 10.6% | 6.9% | 15.6% | 10.4% | 8.8% | 7.1% | 9.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 5.56% | 790.86K | $22.56M |
| 2 | Dimensional Fund Advisors LP | 4.29% | 610.54K | $17.41M |
| 3 | Vanguard Capital Management LLC | 3.84% | 546.41K | $15.58M |
| 4 | Rhino Investment Partners, Inc. | 2.99% | 425.98K | $12.15M |
| 5 | LSV Asset Management | 2.88% | 409.48K | $11.68M |
| 6 | Acadian Asset Management. LLC | 2.00% | 284.17K | $8.10M |
| 7 | Geode Capital Management, LLC | 1.81% | 258.33K | $7.37M |
| 8 | State Street Corporation | 1.48% | 210.69K | $6.01M |
| 9 | Bridgeway Capital Management, LLC | 1.10% | 156.93K | $4.48M |
| 10 | Maltese Capital Management, LLC | 1.05% | 150.00K | $4.28M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PCB
Hong Kong stock market movement | PCB concept stocks plunged across the board; Jensen Huang denied rumors of a delay to Rubin Ultra; institutions say AI hardware market congestion has eased. - Moomoo
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PCB Bancorp (PCB) Could Be a Great Choice - Yahoo Finance
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PCB — Frequently Asked Questions
What is the current share price of PCB Bancorp (PCB)?
As of 2026-07-14 21:23 PDT, PCB Bancorp (PCB) trades at $29.24 on NasdaqGS. Its 52-week range is $19.30 to $29.24.
What is the market capitalisation of PCB?
PCB Bancorp (PCB) has a market capitalisation of $416.22M on NasdaqGS.
What is the P/E ratio of PCB?
PCB trades at a trailing price-to-earnings (P/E) ratio of 10.48. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.15.
Does PCB pay a dividend?
PCB Bancorp (PCB) currently offers a dividend yield of 3.16%.
What is the return on equity (ROE) of PCB?
PCB has a return on equity (ROE) of 10.52%.
Is PCB a good stock to buy?
This page provides a data-driven analysis of PCB Bancorp (PCB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.