PCB Bancorp PCB R2K
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA), multifamily, business property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, home, and mortgage warehouse; consumer loans comprising residential mortgage and other consumer loans; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; cash management, debit and credit card, and online and mobile banking; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. It operates through full-service branches and loan production offices. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 34.8%.
- Attractive dividend yield of 3.42%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PCB PCB Bancorp R2K | 24.57 | 8.81 | $349.75M | 3.42% | - | 10.52% | 3.58% | 2.30% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 536.00K | 555.00K | - | 565.00K | 597.00K | 613.00K | - | 588.00K | 620.00K | 667.00K | - | 639.00K | 490.00K | 531.00K | - | 614.00K | 567.00K | 587.00K | 591.00K | 628.00K | 787.00K | 609.00K | 663.00K | 690.00K | 671.00K | 605.00K | 770.00K | 26.77M | 29.29M | 30.25M | 29.54M | 30.10M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 22.61M | 23.32M | 24.49M | 23.24M | 22.02M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10.79M | 12.67M | 15.90M | 13.12M | 14.90M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.06M | 3.60M | 4.49M | 3.89M | 4.25M |
| Net Income | 4.40M | 4.86M | 4.81M | 2.34M | 6.26M | 4.76M | 6.54M | 6.73M | 6.56M | 6.60M | 6.79M | 4.16M | 3.57M | 3.37M | 3.45M | 5.79M | 8.56M | 9.84M | 11.02M | 10.24M | 9.09M | 6.95M | 10.30M | 7.48M | 7.02M | 4.68M | 6.28M | 7.81M | 7.74M | 9.07M | 11.41M | 9.23M | 10.65M |
| Diluted EPS | 0.33 | 0.36 | 0.35 | 0.17 | 0.46 | 0.35 | 0.44 | 0.41 | 0.40 | 0.40 | 0.42 | 0.26 | 0.23 | 0.22 | 0.22 | 0.38 | 0.55 | 0.64 | 0.73 | 0.67 | 0.60 | 0.46 | 0.70 | 0.52 | 0.49 | 0.33 | 0.43 | 0.52 | 0.53 | 0.62 | 0.78 | 0.64 | 0.74 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.22M | 2.20M | 2.44M | 2.55M | 2.23M | - | 104.13M | 99.19M | 99.71M | 115.71M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | 12.12M | 62.67M | 92.20M | 93.66M |
| Pretax Income | - | - | - | - | - | - | 49.40M | 43.26M | 36.29M | 52.49M |
| Tax Provision | - | - | - | - | - | - | 14.42M | 12.56M | 10.48M | 15.04M |
| Net Income | 14.00M | 16.40M | 24.30M | 24.11M | 16.18M | - | 34.99M | 30.70M | 25.81M | 37.45M |
| Diluted EPS | 1.11 | 1.21 | 1.65 | 1.49 | 1.04 | - | 2.31 | 2.12 | 1.74 | 2.58 |
Compounded Sales Growth
| 5 Years: | 3.58% |
| 1 Year: | 17.60% |
Compounded Profit Growth
| 5 Years: | 2.30% |
| 1 Year: | 39.60% |
Stock Price Performance
| 1 Year: | +31.90% |
| 6 Months: | +13.15% |
| 3 Months: | +10.86% |
| 1 Month: | +2.77% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.44B | 1.70B | 1.75B | 1.92B | - | 2.42B | 2.79B | 3.06B | 3.28B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 76.95M | 69.95M | 73.66M | 162.27M | 146.23M | 194.10M | - | 147.03M | 242.34M | 198.79M | 207.14M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | 7.47M | 9.47M | 10.47M | 10.67M |
| Total Liabilities | - | - | 1.30B | 1.49B | 1.52B | 1.69B | - | 2.08B | 2.44B | 2.70B | 2.89B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | 10.00M | 20.00M | 39.00M | - | 34.00M |
| Total Debt | - | - | - | - | - | - | - | 26.81M | 59.14M | 33.67M | 53.00M |
| Total Equity | 98.04M | 127.01M | 142.18M | 210.30M | 226.83M | 233.79M | - | 335.44M | 348.87M | 363.81M | 390.03M |
| Shares Outstanding | - | - | - | - | - | - | - | 14.63M | 14.26M | 14.38M | 14.23M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 40.20M | 21.21M | 30.68M | 30.12M | 17.09M | - | 57.27M | 63.34M | 38.98M | 26.59M |
| Investing Cash Flow | -213.95M | -215.51M | -168.12M | -61.90M | -132.82M | - | -356.67M | -275.27M | -311.74M | -200.14M |
| Financing Cash Flow | 166.76M | 198.00M | 226.05M | 15.74M | 163.59M | - | 243.14M | 307.24M | 229.20M | 181.90M |
| Capital Expenditure | -1.98M | -1.28M | -1.14M | -710.00K | -1.78M | - | -5.45M | -1.31M | -4.08M | -2.19M |
| Free Cash Flow | 38.22M | 19.93M | 29.54M | 29.41M | 15.31M | - | 51.81M | 62.03M | 34.91M | 24.40M |
| Net Change in Cash | - | - | - | - | - | - | -56.25M | 95.31M | -43.55M | 8.35M |
| Share Buybacks | - | 0 | 0 | 6.48M | 6.49M | 10.88M | 6.73M | 8.83M | 222.00K | 7.10M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 630.4% | 745.9% | 996.4% | 945.0% | 725.0% | - | 33.6% | 31.0% | 25.9% | 32.4% |
| ROE % | 11.0% | 11.5% | 11.6% | 10.6% | 6.9% | - | 10.4% | 8.8% | 7.1% | 9.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 5.56% | 790.86K | $19.43M |
| 2 | Dimensional Fund Advisors LP | 4.29% | 610.54K | $15.00M |
| 3 | Vanguard Capital Management LLC | 3.84% | 546.41K | $13.43M |
| 4 | Rhino Investment Partners, Inc. | 2.99% | 425.98K | $10.47M |
| 5 | LSV Asset Management | 2.88% | 409.48K | $10.06M |
| 6 | Acadian Asset Management. LLC | 2.00% | 284.17K | $6.98M |
| 7 | Geode Capital Management, LLC | 1.81% | 258.33K | $6.35M |
| 8 | State Street Corporation | 1.48% | 210.69K | $5.18M |
| 9 | Bridgeway Capital Management, LLC | 1.10% | 156.93K | $3.86M |
| 10 | Maltese Capital Management, LLC | 1.05% | 150.00K | $3.69M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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