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$85.76
+48.79% 1Y
Mkt Cap$491.25M
P/E12.39
P/B1.86
52W High$85.76
52W Low$54.99
Book Value$46.08
EPS (TTM)$6.92

Company Overview

PBAM (PBAM) is a publicly traded company listed on with a market capitalization of $491.25M. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 15.4%, reflecting efficient use of shareholder capital.

Consistent Profit Growth

Net profit has compounded at 18.1% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 13.6% CAGR over the past five years.

Reasonable Valuation

Trades at an undemanding P/E of 12.4.

Healthy Margins

Maintains a net profit margin of 32.5%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.11.

Recent Developments

  • Dec 2025 Revenue of $125.16M (+17.1% YoY); net profit $40.67M.
  • Trailing 12 Months Year-on-year growth — revenue +17.1%, earnings +13.5%.
  • 5-Year Trend Long-term compounding — revenue CAGR 13.6%, profit CAGR 18.1%.

Growth & Price Performance

Compounded Sales Growth

5 Years:13.60%
1 Year:17.08%

Compounded Profit Growth

5 Years:18.07%
1 Year:13.52%

Stock Price Performance

1 Year:+48.79%
6 Months:+40.94%
3 Months:+15.13%
1 Month:+15.52%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 100% of range
$54.99 $85.76
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)87.98 · Overbought
Price Performance
1M+15.52%
3M+15.13%
6M+40.94%
1Y+48.79%

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 32.5%.
  • Compounding revenue at 13.6% over 5 years.
  • Profit CAGR of 18.1% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • RSI at 88 suggests overbought conditions.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
12.39
Industry PE
-
Forward P/E est.
10.91
PEG Ratio
-
Book Value
$46.08
Price to Book
1.86
P/S
-
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
13.60%
Profit 5Y
18.07%
Revenue (YoY)
17.08%
Earnings (YoY)
13.52%

Profitability & Returns

ROCE
-
ROE
15.41%
ROA
1.60%
Profit Margin
32.49%
Op Margin
-
Gross Margin
-
EPS (Latest Qtr)
$2.27
EPS (TTM)
$6.92

Balance Sheet & Liquidity

Debt/Equity
0.11
Quick Ratio
-
Current Ratio
-
Debt
$28.98M
Total Assets
$2.69B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.00%
Chg in Prom Hold
0.00%
FII / Inst Holding
9.98%
Chg in FII Hold
0.00%

Financial Snapshot

Enterprise Value
-
Total Revenue (TTM)
$125.16M
EBITDA
-
Free Cash Flow
$45.64M
Operating Cash Flow
$47.20M
Shares Outstanding
5.73M
Gross Margin
-
Payout Ratio
-
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Dec 2024Mar 2025Jun 2025Dec 2025Mar 2026Jun 2026
Revenue 29.35M29.34M31.84M32.47M34.54M-
Cost of Revenue ------
Gross Profit ------
Operating Expenses ------
Operating Income ------
EBITDA ------
Interest Expense 13.02M12.54M11.88M10.82M9.80M-
Pretax Income 15.15M14.99M14.86M14.18M16.84M-
Tax Provision 4.49M4.43M4.41M4.22M4.82M-
Net Income 10.66M10.56M10.45M9.95M12.03M-
Diluted EPS -1.801.771.712.072.27

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -85.36M95.24M106.90M125.16M
Cost of Revenue -----
Gross Profit -----
Operating Expenses -----
Operating Income -----
EBITDA -----
Interest Expense -6.21M35.34M54.34M47.15M
Pretax Income -34.94M57.42M50.85M57.83M
Tax Provision -10.23M16.56M15.02M17.17M
Net Income -24.71M40.86M35.82M40.67M
Diluted EPS -4.337.116.156.92

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets -1.85B2.15B2.42B2.54B
Current Assets -----
Cash & Equivalents -136.56M182.10M168.06M159.37M
Inventory -----
Receivables -5.29M7.50M7.99M8.28M
Total Liabilities -1.71B1.97B2.20B2.27B
Current Liabilities -----
Long Term Debt -17.95M74.96M25.97M25.98M
Total Debt -17.95M74.96M45.97M28.98M
Total Equity -143.32M185.78M223.53M263.96M
Shares Outstanding -5.60M5.72M5.77M5.73M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -41.17M33.52M37.73M47.20M
Investing Cash Flow --379.35M-241.65M-281.57M-122.66M
Financing Cash Flow -317.74M257.59M229.62M66.60M
Capital Expenditure --364.00K-835.00K-1.51M-1.55M
Free Cash Flow -40.80M32.69M36.22M45.64M
Net Change in Cash --20.44M49.46M-14.22M-8.86M

Ratios (Annual)

Figures in %.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----
Operating Margin % -----
Net Margin % -28.9%42.9%33.5%32.5%
ROE % -17.2%22.0%16.0%15.4%
ROCE % -----

Shareholding Pattern

Insiders
0.00%
Institutions
9.98%
Public Float
9.98%

Analyst View

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Latest News

Recent headlines for PBAM

Yahoo Finance Wed, 29 Jul 2026

Private Bancorp of America, Inc. Announces Uplisting to Nasdaq Global Select Market

LA JOLLA, Calif., July 29, 2026 (GLOBE NEWSWIRE) -- Private Bancorp of America, Inc. (NASDAQ: PBAM), (the “Company”), the holding company for CalPrivate Bank (the “Bank”), announced today that its Registration Statement on Form 10 has been …

Yahoo Finance hu, 16 Jul 2026

Here's What Key Metrics Tell Us About Private Bancorp of America (PBAM) Q2 Earnings

While the top- and bottom-line numbers for Private Bancorp of America (PBAM) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimate…

Yahoo Finance hu, 16 Jul 2026

Private Bancorp of America, Inc. (PBAM) Tops Q2 Earnings and Revenue Estimates

Private Bancorp of America (PBAM) delivered earnings and revenue surprises of +13.50% and +0.42%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?…

Yahoo Finance hu, 16 Jul 2026

Private Bancorp of America, Inc. Announces Continued Strong Net Income for Second Quarter 2026 and Intent to Uplist to the NASDAQ Stock Market

Second Quarter 2026 Highlights Net income for the second quarter of 2026 was $13.1 million, compared to $12.0 million in the prior quarter and $10.4 million in the second quarter of 2025.Net income for the second quarter of 2026 represents …

Yahoo Finance ue, 07 Jul 2026

CalPrivate Bank Appoints Robert Tidd as General Counsel

LA JOLLA, Calif., July 07, 2026 (GLOBE NEWSWIRE) -- Private Bancorp of America, Inc. (OTCQX:PBAM), (the “Company”) and CalPrivate Bank (the “Bank”) today announced that Robert Tidd has joined the Bank as Executive Vice President and General…

Yahoo Finance ue, 07 Jul 2026

CalPrivate Bank Appoints Veteran Credit Executive as Acting Chief Credit Officer

LA JOLLA, Calif., July 07, 2026 (GLOBE NEWSWIRE) -- Private Bancorp of America, Inc. (OTCQX:PBAM), (the “Company”) and CalPrivate Bank (the “Bank”) today announced that Andrew Meitzen has resigned from the position of Chief Credit Officer, …

PBAM — Frequently Asked Questions

What is the current share price of PBAM?

As of 2026-08-05 17:25 PDT, PBAM trades at $85.76 on NASDAQ/NYSE. Its 52-week range is $54.99 to $85.76.

What is the market capitalisation of PBAM?

PBAM has a market capitalisation of $491.25M on NASDAQ/NYSE.

What is the P/E ratio of PBAM?

PBAM trades at a trailing price-to-earnings (P/E) ratio of 12.39. Its price-to-book (P/B) ratio is 1.86.

What is the return on equity (ROE) of PBAM?

PBAM has a return on equity (ROE) of 15.41%.

Is PBAM a good stock to buy?

This page provides a data-driven analysis of PBAM, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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