Paysign, Inc. PAYS R2KR3KTECH

Technology · Software - Infrastructure · United States

https://www.paysign.com

Company Profile ↓

$13.45

+142.78% 1Y

Mkt Cap$759.42M

P/E51.73

P/B14.18

52W High$14.14

52W Low$3.18

Book Value$0.88

EPS (TTM)$0.26

Company Overview

Paysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. It markets its prepaid card solutions under the Paysign brand name. The company serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 30.8%, reflecting efficient use of shareholder capital.

Steady Revenue Expansion

Revenue has grown at a 21.6% CAGR over the past five years.

Healthy Margins

Maintains a net profit margin of 15.7%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.09.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

Dec 2025 Revenue of $82.03M (+40.5% YoY); net profit $7.55M.
Trailing 12 Months Year-on-year growth — revenue +48.1%, earnings +450.0%.
5-Year Trend Long-term compounding — revenue CAGR 21.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:	21.63%
1 Year:	48.10%

Compounded Profit Growth

5 Years:	-
1 Year:	450.00%

Stock Price Performance

1 Year:	+142.78%
6 Months:	+253.95%
3 Months:	+98.09%
1 Month:	+8.47%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish

52-Week Range 94% of range

$3.18 $14.14

Trend Signals

Price vs 50-DMAAbove
Price vs 200-DMAAbove
RSI (14)64.30 · Neutral

Price Performance

1M+8.47%

3M+98.09%

6M+253.95%

1Y+142.78%

Valuation vs Sector

P/E of 51.73 is above the sector median of 32.42 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Period: Metric:

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

Strong return on equity of 30.8%.
Compounding revenue at 21.6% over 5 years.
Generates positive free cash flow.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

Trading at a high P/E of 51.7.

* The pros and cons are auto-generated from financial metrics.

Valuation

Stock P/E

51.73

Industry PE

32.42

Forward P/E

22.23

PEG Ratio

Book Value

$0.88

Price to Book

14.18

P/S

7.00

EV/EBITDA

26.77

Dividend Yield

0.00%

Growth (CAGR)

Revenue 5Y

21.63%

Profit 5Y

Revenue (YoY)

48.10%

Earnings (YoY)

450.00%

Profitability & Returns

ROCE

12.29%

ROE

30.82%

ROA

3.89%

Profit Margin

15.67%

Op Margin

21.31%

Gross Margin

60.99%

EPS (Latest Qtr)

$0.11

EPS (TTM)

$0.26

Balance Sheet & Liquidity

Debt/Equity

0.09

Quick Ratio

0.53

Current Ratio

1.14

Debt

$5.71M

Total Assets

$316.99M

Current Assets

Working Capital

Ownership

Promoter Holding

20.59%

Chg in Prom Hold

-0.06%

FII / Inst Holding

54.67%

Chg in FII Hold

-0.00%

Financial Snapshot

Enterprise Value

$759.42M

Total Revenue (TTM)

$100.64M

EBITDA

$25.55M

Free Cash Flow

$51.24M

Operating Cash Flow

$52.45M

Shares Outstanding

56.46M

Gross Margin

60.99%

Payout Ratio

0.00%

Peer comparison

Peer companies in the same sector (Technology).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	PAYS Paysign, Inc. R2KR3KTECH	13.45	51.73	$759.42M	0.00%	12.29%	30.82%	21.63%	-
2	NVDA NVIDIA Corporation NDXSPXR3KAITECH	230.36	35.28	$5.58T	0.46%	74.66%	114.29%	24.64%	32.12%
3	AAPL Apple Inc. NDXSPXR3KTECH	319.97	36.69	$4.67T	0.35%	68.72%	148.75%	1.81%	3.92%
4	MSFT Microsoft Corporation NDXSPXR3KAITECH	499.70	27.85	$3.71T	0.73%	26.33%	34.04%	9.93%	11.90%
5	TSM Taiwan Semiconductor Manufacturing Company Limited AITECH	426.34	37.46	$2.21T	0.91%	30.20%	39.97%	18.94%	19.57%
6	AVGO Broadcom Inc. NDXSPXR3KAITECH	357.90	59.55	$1.70T	0.62%	16.70%	37.28%	17.04%	54.08%
7	MU Micron Technology, Inc. NDXSPXR3KAITECH	1,016.59	22.97	$1.15T	0.06%	13.69%	66.64%	13.68%	26.02%
8	AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH	477.57	122.14	$779.62B	0.00%	5.47%	10.20%	11.81%	66.28%
9	ASML ASML Holding N.V. NDXAITECH	1,714.88	58.49	$658.69B	0.53%	42.97%	53.94%	15.55%	19.55%

Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric	Jun 2013	Sep 2013	Mar 2014	Jun 2014	Sep 2014	Mar 2015	Jun 2015	Sep 2015	Mar 2016	Jun 2016	Sep 2016	Mar 2017	Jun 2017	Sep 2017	Mar 2018	Jun 2018	Sep 2018	Mar 2019	Jun 2019	Sep 2019	Mar 2020	Jun 2020	Sep 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Mar 2025	Jun 2025	Sep 2025	Mar 2026	Jun 2026
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7.26M	8.64M	9.01M	10.58M	6.44M	-152.54K	6.28M	6.65M	7.77M	8.22M	8.60M	10.60M	10.14M	11.04M	12.40M	13.19M	14.33M	15.26M	18.60M	19.08M	21.60M	28.04M	28.25M
Gross Profit	404.83K	323.15K	478.41K	529.89K	627.32K	553.15K	1.33M	1.10M	888.68K	1.13M	1.29M	1.37M	1.56M	1.86M	2.24M	2.62M	3.04M	3.78M	5.04M	5.37M	5.72M	3.30M	-3.43M	2.83M	3.15M	3.97M	5.00M	4.70M	5.75M	5.05M	5.62M	6.33M	6.94M	7.59M	8.47M	11.69M	11.76M	12.15M	18.22M	17.90M
Operating Income	94.72K	-77.67K	-64.42K	-86.26K	47.25K	-426.48K	469.51K	-241.22K	51.15K	315.47K	480.18K	337.80K	399.63K	475.56K	418.05K	701.54K	763.56K	736.44K	1.63M	2.28M	1.39M	-646.16K	-8.42M	-1.63M	-936.18K	-277.12K	-321.83K	-271.35K	623.01K	-742.80K	-646.89K	590.43K	-258.35K	125.68K	689.85K	2.49M	1.44M	1.58M	6.67M	7.01M
Net Income	79.84K	-92.55K	-80.08K	-102.42K	31.08K	-441.80K	507.56K	-2.61M	81.94K	335.68K	480.43K	369.39K	384.44K	500.17K	412.55K	732.06K	800.86K	871.67K	1.74M	2.96M	1.54M	-219.23K	-6.15M	-1.62M	-931.97K	-271.01K	-309.39K	-228.03K	852.11K	-160.13K	-104.16K	1.10M	309.10K	697.10K	1.44M	2.59M	1.39M	2.22M	5.44M	6.76M
Diluted EPS	0.00	0.00	-	0.00	0.00	0.00	0.01	0.00	0.00	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.02	0.03	0.05	0.03	0.00	-0.12	-0.03	-0.02	-0.01	-0.01	0.00	0.02	0.00	0.00	0.02	0.01	0.01	0.03	0.05	0.02	0.04	0.09	0.11

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	4.35M	3.30M	6.70M	6.31M	10.29M	8.11M	10.42M	15.23M	23.42M	34.67M	24.12M	29.46M	38.03M	47.27M	58.38M	82.03M
Gross Profit	739.72K	870.09K	1.40M	2.20M	5.64M	4.09M	4.54M	6.70M	11.40M	19.24M	9.30M	14.71M	20.95M	24.14M	32.20M	48.72M
Operating Income	81.91K	278.89K	574.85K	669.82K	2.75M	-8.87K	1.36M	1.77M	2.47M	6.10M	-8.34M	-2.74M	344.33K	-167.25K	1.02M	7.36M
Net Income	-8.29K	215.29K	1.82M	611.68K	2.61M	-2.41M	1.40M	1.79M	2.59M	7.45M	-9.14M	-2.72M	1.03M	6.46M	3.82M	7.55M
Diluted EPS	-	-	0.05	0.01	0.06	0.00	0.03	0.04	0.05	0.14	-0.19	-0.05	0.02	0.12	0.07	0.13

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	6.20M	7.10M	7.46M	9.16M	12.96M	10.26M	13.87M	20.40M	36.18M	53.55M	67.83M	84.05M	108.24M	146.60M	179.03M	276.25M
Total Equity	-3.20M	-3.18M	-2.97M	-559.40K	58.78K	2.73M	1.27M	2.89M	5.04M	9.10M	19.30M	13.24M	12.99M	16.29M	24.49M	30.44M	48.49M
Cash & Equivalents	-	-	-	-	-	-	-	-	-	-	-	7.83M	7.39M	-	-	-	-
Long Term Debt	-	-	-	-	-	-	0	27.89K	0	-	-	-	-	-	-	0	6.14M
Total Liabilities	-	9.33M	10.01M	7.97M	9.06M	10.18M	9.08M	11.18M	15.56M	27.29M	34.25M	54.60M	71.06M	91.95M	122.11M	148.59M	227.76M
Current Liabilities	-	9.33M	10.01M	7.97M	9.06M	10.18M	8.74M	11.15M	15.56M	27.29M	34.25M	50.58M	67.39M	88.64M	119.18M	146.11M	216.35M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	64.33K	225.92K	2.06M	-	-	-	4.21M	7.15M	16.00M	16.71M	13.78M	15.23M	25.32M	27.62M	22.95M	52.45M
Investing Cash Flow	-2.99K	-199.31K	-234.32K	-	-	-	-887.01K	-1.52M	-1.59M	-3.24M	-3.34M	-2.68M	-4.09M	-7.05M	-9.49M	-10.09M
Financing Cash Flow	-22.03K	-5.00K	-11.75K	-	-	-	-137.26K	-102.06K	100.00K	430.92K	-72.86K	192.14K	0	-1.12M	-466.25K	284.87K
Capital Expenditure	-2.99K	-38.93K	-76.37K	-52.33K	-140.85K	-138.33K	-109.86K	-707.22K	-257.06K	-463.71K	-1.38M	-328.57K	-105.19K	-262.56K	-434.90K	-1.21M
Free Cash Flow	61.34K	186.99K	1.98M	-	-	-	4.10M	6.44M	15.74M	16.25M	12.39M	14.90M	25.21M	27.36M	22.51M	51.24M
Share Buybacks	-	-	-	-	-	-	-	-	-	-	-	-	0	1.13M	495.05K	375.79K

Ratios (Annual)

Figures in %.

Metric	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	17.0%	26.4%	20.8%	34.9%	54.8%	50.4%	43.6%	44.0%	48.7%	55.5%	38.6%	49.9%	55.1%	51.1%	55.1%	59.4%
Operating Margin %	1.9%	8.5%	8.6%	10.6%	26.7%	-0.1%	13.0%	11.6%	10.6%	17.6%	-34.6%	-9.3%	0.9%	-0.4%	1.7%	9.0%
Net Margin %	-0.2%	6.5%	27.1%	9.7%	25.4%	-29.7%	13.4%	11.8%	11.0%	21.5%	-37.9%	-9.2%	2.7%	13.7%	6.5%	9.2%
ROE %	0.3%	-7.3%	-324.8%	1,040.6%	95.6%	-189.6%	48.4%	35.5%	28.5%	38.6%	-69.1%	-21.0%	6.3%	26.4%	12.5%	15.6%
ROCE %	-2.6%	-9.6%	-112.6%	626.4%	99.0%	-0.6%	49.9%	36.5%	27.8%	31.6%	-48.3%	-16.4%	1.8%	-0.6%	3.1%	12.3%

Shareholding Pattern

Insiders

20.59%

Institutions

54.67%

Public Float

68.85%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Topline Capital Management, LLC	8.22%	4.64M	$59.80M
2	Blackrock Inc.	5.45%	3.08M	$39.69M
3	Punch & Associates Investment Management, Inc.	3.67%	2.07M	$26.73M
4	Vanguard Capital Management LLC	2.83%	1.60M	$20.59M
5	Thompson, Siegel & Walmsley LLC	2.50%	1.41M	$18.22M
6	Renaissance Technologies, LLC	1.90%	1.07M	$13.84M
7	Geode Capital Management, LLC	1.85%	1.05M	$13.48M
8	Palisades Investment Partners, LLC	1.77%	1.00M	$12.90M
9	Arrowstreet Capital, Limited Partnership	1.60%	904.50K	$11.66M
10	State Street Corporation	1.49%	843.66K	$10.87M

Analyst View

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Latest News

Recent headlines for PAYS

Google News Mon, 07 Sep 2026

Meta Is Underperforming Every Trillion-Dollar Stock but Tesla. This Trade Pays You While Wall Street Waits It Out. - Barchart.com

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Google News Sun, 06 Sep 2026

Paysign (PAYS) is an Incredible Growth Stock: 3 Reasons Why - qz.com

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Google News Mon, 07 Sep 2026

Bank of America Corp DE Grows Stock Position in Paysign, Inc. $PAYS - marketbeat.com

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Google News Fri, 04 Sep 2026

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Why I’m Watching This 4.6% Dividend Stock That Pays Monthly Cash - Yahoo! Finance Canada

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PAYS — Frequently Asked Questions

What is the current share price of Paysign, Inc. (PAYS)?

As of 2026-09-07 16:24 PDT, Paysign, Inc. (PAYS) trades at $13.45 on NasdaqCM. Its 52-week range is $3.18 to $14.14.

What is the market capitalisation of PAYS?

Paysign, Inc. (PAYS) has a market capitalisation of $759.42M on NasdaqCM.

What is the P/E ratio of PAYS?

PAYS trades at a trailing price-to-earnings (P/E) ratio of 51.73. The industry average P/E is 32.42. Its price-to-book (P/B) ratio is 14.18.

What is the return on equity (ROE) of PAYS?

PAYS has a return on equity (ROE) of 30.82%. Its return on capital employed (ROCE) is 12.29%.

Is PAYS a good stock to buy?

This page provides a data-driven analysis of Paysign, Inc. (PAYS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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Paysign, Inc. PAYS R2KR3KTECH

Company Overview

Why Investors Should Care

Recent Developments

Growth & Price Performance

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Price Chart

Technical Trend

Fundamental Growth Charts

PROS

CONS

Valuation

Growth (CAGR)

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Peer comparison

Quarterly Results

Profit & Loss (Annual)

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Top Institutional Holders

Analyst View

Latest News

Meta Is Underperforming Every Trillion-Dollar Stock but Tesla. This Trade Pays You While Wall Street Waits It Out. - Barchart.com

Paysign (PAYS) is an Incredible Growth Stock: 3 Reasons Why - qz.com

Bank of America Corp DE Grows Stock Position in Paysign, Inc. $PAYS - marketbeat.com

What Pays Adobe Stock Owners While The Freemium Bet Waits - Trefis

The 10 Best-Performing Eurozone Dividend Stocks - Morningstar

Why I’m Watching This 4.6% Dividend Stock That Pays Monthly Cash - Yahoo! Finance Canada

PAYS — Frequently Asked Questions

What is the current share price of Paysign, Inc. (PAYS)?

What is the market capitalisation of PAYS?

What is the P/E ratio of PAYS?

What is the return on equity (ROE) of PAYS?

Is PAYS a good stock to buy?

Explore More