Paysign, Inc. PAYS R2K
Technology · Software - Infrastructure · United States
Paysign, Inc. provides prepaid card programs, patient affordability offerings, digital banking, life science software technology solutions, and integrated payment processing services for businesses, consumers, and government institutions in the United States. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. It markets its prepaid card solutions under the Paysign brand name. The company serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.
READ MORE ›$7.27
+63.37% 1Y
Market & Price
Market Cap
$406.43M
Current Price
$7.27
High / Low (52W)
$8.56 / $3.18
Beta
0.72
Valuation
Stock P/E
42.76
Industry PE
32.74
Forward P/E
16.65
PEG Ratio
-
Book Value
$0.99
Price to Book
7.37
P/S
4.44
EV/EBITDA
19.26
Dividend Yield
-
Profitability & Returns
ROCE
12.29%
ROE
22.07%
ROA
2.70%
Profit Margin
11.38%
Op Margin
23.78%
EPS (Latest Qtr)
$0.09
EPS (TTM)
$0.17
Balance Sheet & Liquidity
Debt/Equity
0.11
Quick Ratio
0.46
Current Ratio
1.12
Debt
$5.92M
Total Assets
$276.25M
Current Assets
$240.06M
Working Capital
$23.71M
Ownership
Promoter Holding
21.39%
Chg in Prom Hold
-
FII / Inst Holding
47.26%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
$391.81M
Total Revenue (TTM)
$91.47M
EBITDA
$20.34M
Free Cash Flow
$8.82M
Operating Cash Flow
$77.27M
Shares Outstanding
55.91M
Gross Margin
60.40%
Payout Ratio
0.00%
Growth (CAGR)
Revenue 5Y
29.20%
Profit 5Y
94.41%
Revenue (YoY)
50.80%
Earnings (YoY)
86.50%
PROS
- Strong return on equity of 22.1%.
- Compounding revenue at 29.2% over 5 years.
- Profit CAGR of 94.4% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PAYS Paysign, Inc. R2K | 7.27 | 42.76 | $406.43M | - | 12.29% | 22.07% | 29.20% | 94.41% |
| 2 | NVDA NVIDIA Corporation NDXSPXAI | 211.14 | 32.38 | $5.11T | 0.47% | 81.14% | 114.29% | 100.05% | 201.80% |
| 3 | AAPL Apple Inc. NDXSPX | 312.06 | 37.73 | $4.58T | 0.35% | 68.72% | 141.47% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXAI | 450.24 | 26.82 | $3.34T | 0.81% | 26.37% | 34.01% | 12.42% | 11.87% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AI | 418.45 | 35.86 | $2.17T | 0.91% | 32.04% | 36.21% | 18.94% | 19.57% |
| 6 | MU Micron Technology, Inc. NDXSPXAI | 971.00 | 45.87 | $1.10T | 0.06% | 14.20% | 39.82% | 6.71% | -0.57% |
| 7 | AMD Advanced Micro Devices, Inc. NDXSPXAI | 516.10 | 172.61 | $841.55B | - | 6.33% | 8.06% | 13.64% | 48.64% |
| 8 | ORCL Oracle Corporation SPXAI | 225.78 | 40.46 | $649.35B | 0.89% | 13.07% | 57.57% | 10.59% | 22.81% |
| 9 | ASML ASML Holding N.V. NDXAI | 1,612.76 | 53.76 | $621.59B | 0.54% | 43.81% | 52.24% | 15.55% | 19.55% |
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Quarterly Results
Figures in USD.
| Metric | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7.26M | 8.64M | 9.01M | 10.58M | 6.44M | -152.54K | 6.28M | 6.65M | 7.77M | 8.22M | 8.60M | 10.60M | 10.14M | 11.04M | 12.40M | 13.19M | 14.33M | 15.26M | 18.60M | 19.08M | 21.60M | 22.76M | 28.04M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.91M | 7.32M | 9.45M | 9.63M | 9.82M |
| Gross Profit | 404.83K | 323.15K | 478.41K | 529.89K | 627.32K | 553.15K | 1.33M | 1.10M | 888.68K | 1.13M | 1.29M | 1.37M | 1.56M | 1.86M | 2.24M | 2.62M | 3.04M | 3.78M | 5.04M | 5.37M | 5.72M | 3.30M | -3.43M | 2.83M | 3.15M | 3.97M | 5.00M | 4.70M | 5.75M | 5.05M | 5.62M | 6.33M | 6.94M | 7.59M | 8.47M | 11.69M | 11.76M | 12.15M | 13.12M | 18.22M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9.20M | 10.32M | 10.57M | 11.27M | 11.55M |
| Operating Income | 94.72K | -77.67K | -64.42K | -86.26K | 47.25K | -426.48K | 469.51K | -241.22K | 51.15K | 315.47K | 480.18K | 337.80K | 399.63K | 475.56K | 418.05K | 701.54K | 763.56K | 736.44K | 1.63M | 2.28M | 1.39M | -646.16K | -8.42M | -1.63M | -936.18K | -277.12K | -321.83K | -271.35K | 623.01K | -742.80K | -646.89K | 590.43K | -258.35K | 125.68K | 689.85K | 2.49M | 1.44M | 1.58M | 1.85M | 6.67M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.29M | 3.56M | 3.77M | 4.06M | 9.30M |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.25M | 2.04M | 2.25M | 2.49M | 7.47M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 665.16K | 655.01K | 30.48K | 1.13M | 2.03M |
| Net Income | 79.84K | -92.55K | -80.08K | -102.42K | 31.08K | -441.80K | 507.56K | -2.61M | 81.94K | 335.68K | 480.43K | 369.39K | 384.44K | 500.17K | 412.55K | 732.06K | 800.86K | 871.67K | 1.74M | 2.96M | 1.54M | -219.23K | -6.15M | -1.62M | -931.97K | -271.01K | -309.39K | -228.03K | 852.11K | -160.13K | -104.16K | 1.10M | 309.10K | 697.10K | 1.44M | 2.59M | 1.39M | 2.22M | 1.36M | 5.44M |
| Diluted EPS | 0.00 | 0.00 | - | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.05 | 0.03 | 0.00 | -0.12 | -0.03 | -0.02 | -0.01 | -0.01 | 0.00 | 0.02 | 0.00 | 0.00 | 0.02 | 0.01 | 0.01 | 0.03 | 0.05 | 0.02 | 0.04 | 0.02 | 0.09 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | 24.12M | - | 38.03M | 47.27M | 58.38M | 82.03M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | 17.08M | 23.14M | 26.19M | 33.31M |
| Gross Profit | 739.72K | 870.09K | 1.40M | 2.20M | 5.64M | 4.09M | 4.54M | 6.70M | 11.40M | 19.24M | 9.30M | - | 20.95M | 24.14M | 32.20M | 48.72M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | 20.61M | 24.30M | 31.18M | 41.35M |
| Operating Income | 81.91K | 278.89K | 574.85K | 669.82K | 2.75M | -8.87K | 1.36M | 1.77M | 2.47M | 6.10M | -8.34M | - | 344.33K | -167.25K | 1.02M | 7.36M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | 3.25M | 3.86M | 7.02M | 15.68M |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | 1.14M | 2.36M | 4.14M | 10.03M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | 107.48K | -4.09M | 322.29K | 2.48M |
| Net Income | -8.29K | 215.29K | 1.82M | 611.68K | 2.61M | -2.41M | 1.40M | 1.79M | 2.59M | 7.45M | -9.14M | - | 1.03M | 6.46M | 3.82M | 7.55M |
| Diluted EPS | - | - | 0.05 | 0.01 | 0.06 | 0.00 | 0.03 | 0.04 | 0.05 | 0.14 | -0.19 | -0.05 | 0.02 | 0.12 | 0.07 | - |
Compounded Sales Growth
| 5 Years: | 29.20% |
| 1 Year: | 50.80% |
Compounded Profit Growth
| 5 Years: | 94.41% |
| 1 Year: | 86.50% |
Stock Price Performance
| 1 Year: | +63.37% |
| 6 Months: | +40.62% |
| 3 Months: | +104.79% |
| 1 Month: | +10.32% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 6.20M | 7.10M | 7.46M | 9.16M | 12.96M | 10.26M | 13.87M | 20.40M | 36.18M | 53.55M | 67.83M | - | 108.24M | 146.60M | 179.03M | 276.25M |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | 97.72M | 129.18M | 158.84M | 240.06M |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | 7.83M | - | 9.71M | 16.99M | 10.77M | 21.07M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.68M | 16.22M | 32.64M | 72.19M |
| Total Liabilities | - | 9.33M | 10.01M | 7.97M | 9.06M | 10.18M | 9.08M | 11.18M | 15.56M | 27.29M | 34.25M | 54.60M | - | 91.95M | 122.11M | 148.59M | 227.76M |
| Current Liabilities | - | 9.33M | 10.01M | 7.97M | 9.06M | 10.18M | 8.74M | 11.15M | 15.56M | 27.29M | 34.25M | 50.58M | - | 88.64M | 119.18M | 146.11M | 216.35M |
| Long Term Debt | - | - | - | - | - | - | 0 | 27.89K | 0 | - | - | - | - | - | - | - | - |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.67M | 3.31M | 2.93M | 6.03M |
| Total Equity | -3.20M | -3.18M | -2.97M | -559.40K | 58.78K | 2.73M | 1.27M | 2.89M | 5.04M | 9.10M | 19.30M | 13.24M | - | 16.29M | 24.49M | 30.44M | 48.49M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | 52.65M | 53.45M | 54.36M | 56.02M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 64.33K | 225.92K | 2.06M | - | - | - | 4.21M | 7.15M | 16.00M | 16.71M | 13.78M | - | 25.32M | 27.62M | 22.95M | 52.45M |
| Investing Cash Flow | -2.99K | -199.31K | -234.32K | - | - | - | -887.01K | -1.52M | -1.59M | -3.24M | -3.34M | - | -4.09M | -7.05M | -9.49M | -10.09M |
| Financing Cash Flow | -22.03K | -5.00K | -11.75K | - | - | - | -137.26K | -102.06K | 100.00K | 430.92K | -72.86K | - | 0 | -1.12M | -466.25K | 284.87K |
| Capital Expenditure | -2.99K | -38.93K | -76.37K | -52.33K | -140.85K | -138.33K | -109.86K | -707.22K | -257.06K | -463.71K | -1.38M | - | -4.09M | -7.05M | -9.49M | -8.09M |
| Free Cash Flow | 61.34K | 186.99K | 1.98M | - | - | - | 4.10M | 6.44M | 15.74M | 16.25M | 12.39M | - | 21.23M | 20.57M | 13.46M | 44.36M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | 21.23M | 19.45M | 12.99M | 42.64M |
| Share Buybacks | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 1.13M | 495.05K | 375.79K |
Ratios (Annual)
Figures in %.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | 38.6% | - | 55.1% | 51.1% | 55.1% | 59.4% |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | -34.6% | - | 0.9% | -0.4% | 1.7% | 9.0% |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | -37.9% | - | 2.7% | 13.7% | 6.5% | 9.2% |
| ROE % | 0.3% | -7.3% | -324.8% | 1,040.6% | 95.6% | -189.6% | 48.4% | 35.5% | 28.5% | 38.6% | -69.1% | - | 6.3% | 26.4% | 12.5% | 15.6% |
| ROCE % | -2.6% | -9.6% | -112.6% | 626.4% | 99.0% | -0.6% | 49.9% | 36.5% | 27.8% | 31.6% | -48.3% | - | 1.8% | -0.6% | 3.1% | 12.3% |
Shareholding Pattern
Insiders
21.39%
Institutions
47.26%
Public Float
60.11%
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Topline Capital Management, LLC | 8.30% | 4.64M | $33.73M |
| 2 | Blackrock Inc. | 4.21% | 2.35M | $17.10M |
| 3 | Punch & Associates Investment Management, Inc. | 3.68% | 2.06M | $14.96M |
| 4 | Thompson, Siegel & Walmsley LLC | 2.98% | 1.67M | $12.12M |
| 5 | Renaissance Technologies, LLC | 2.74% | 1.53M | $11.13M |
| 6 | Vanguard Capital Management LLC | 2.66% | 1.49M | $10.80M |
| 7 | Palisades Investment Partners, LLC | 1.78% | 993.90K | $7.23M |
| 8 | Geode Capital Management, LLC | 1.48% | 828.09K | $6.02M |
| 9 | Royce & Associates LP | 1.39% | 778.18K | $5.66M |
| 10 | State Street Corporation | 1.15% | 644.47K | $4.69M |
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