Oscar Health, Inc. OSCR R2K
Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. In addition, the company offers brokerage services and enrollment platform for brokers and consumers to shop, buy, and enroll in medical and supplemental health products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Compounding revenue at 41.6% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Healthcare).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | OSCR Oscar Health, Inc. R2K | 22.23 | - | $6.70B | - | - | -2.62% | 41.55% | 8.97% |
| 2 | LLY Eli Lilly and Company SPX | 1,105.00 | 39.21 | $985.37B | 0.63% | 38.44% | 107.46% | 31.69% | 48.96% |
| 3 | JNJ Johnson & Johnson SPX | 225.33 | 26.11 | $542.42B | 2.38% | 23.13% | 26.42% | 5.60% | 14.32% |
| 4 | UNH UnitedHealth Group Incorporated SPX | 380.31 | 28.66 | $345.38B | 2.32% | 9.60% | 12.18% | 11.35% | -15.69% |
| 5 | MRK Merck & Co., Inc. SPX | 118.72 | 33.44 | $293.22B | 2.86% | 20.66% | 18.94% | 3.12% | 7.93% |
| 6 | TMO Thermo Fisher Scientific Inc. SPX | 492.51 | 27.11 | $183.03B | 0.38% | 9.17% | 13.52% | -0.27% | -1.19% |
| 7 | AMGN Amgen Inc. NDXSPX | 336.79 | 23.42 | $181.77B | 2.99% | 18.02% | 101.32% | 11.77% | 5.58% |
| 8 | GILD Gilead Sciences, Inc. NDXSPX | 134.43 | 18.29 | $166.90B | 2.44% | 22.92% | 43.36% | 2.57% | 22.83% |
| 9 | ISRG Intuitive Surgical, Inc. NDXSPXAI | 424.64 | 51.53 | $150.39B | - | 15.96% | 17.23% | 17.39% | 29.26% |
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 341.00K | 353.00K | 1.55M | 18.49M | 20.45M | 19.42M | 5.00M | 5.08M | 5.54M | 5.63M | 5.23M | - | 3.05B | 2.86B | 2.99B | 2.81B | 4.65B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | -95.95M | -39.35M | -80.13M | -64.04M | -72.51M | -211.68M | -68.53M | -106.49M | -192.37M | -25.36M | -6.53M | -58.24M | 185.56M | 67.81M | - | 294.20M | -227.69M | -132.43M | -353.78M | 704.16M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.99M | 5.85M | 6.86M | -1.10M | 5.38M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 288.21M | -233.54M | -139.29M | -352.68M | 698.77M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 12.71M | -5.04M | -1.81M | -247.00K | 19.75M |
| Net Income | -96.88M | -40.94M | -79.13M | -88.88M | -73.32M | -211.48M | -75.15M | -112.16M | -192.91M | -39.77M | -15.53M | -65.40M | 177.37M | 56.21M | - | 275.27M | -228.36M | -137.45M | -352.61M | 679.00M |
| Diluted EPS | -3.36 | -1.42 | -2.72 | -1.00 | -0.35 | -1.02 | -0.36 | -0.53 | -0.91 | -0.18 | -0.07 | -0.29 | 0.62 | 0.20 | - | 0.92 | -0.89 | -0.53 | -1.24 | 2.07 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | - | 0 | - | 4.13B | 5.86B | 9.18B | 11.70B |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | -259.39M | -402.27M | - | -587.45M | -242.70M | 57.16M | -419.70M |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | 22.62M | 24.60M | 23.73M | 17.60M |
| Pretax Income | - | - | - | -610.08M | -267.30M | 33.43M | -437.30M |
| Tax Provision | - | - | - | -523.00K | 3.29M | 7.30M | 5.61M |
| Net Income | -261.18M | -406.82M | - | -606.27M | -270.73M | 25.43M | -443.15M |
| Diluted EPS | -9.06 | -14.16 | - | -2.85 | -1.22 | 0.10 | -1.69 |
Compounded Sales Growth
| 5 Years: | 41.55% |
| 1 Year: | 52.60% |
Compounded Profit Growth
| 5 Years: | 8.97% |
| 1 Year: | 125.60% |
Stock Price Performance
| 1 Year: | +61.09% |
| 6 Months: | +32.88% |
| 3 Months: | +62.98% |
| 1 Month: | +23.98% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Total Assets | - | 2.27B | - | 4.53B | 3.60B | 4.84B | 6.33B |
| Current Assets | - | - | - | - | - | - | - |
| Cash & Equivalents | 336.64M | 826.33M | - | 1.56B | 1.87B | 1.53B | 2.77B |
| Inventory | - | - | - | - | - | - | - |
| Receivables | - | - | - | 1.11B | 442.46M | 607.43M | 542.39M |
| Total Liabilities | - | 1.82B | - | 3.63B | 2.80B | 3.82B | 5.34B |
| Current Liabilities | - | 1.67B | - | - | - | - | - |
| Long Term Debt | - | 142.49M | - | 298.00M | 298.78M | 299.56M | 430.10M |
| Total Debt | - | - | - | 298.00M | 298.78M | 299.56M | 430.10M |
| Total Equity | - | -1.30B | - | 890.38M | 803.97M | 1.01B | 977.65M |
| Shares Outstanding | - | - | - | 216.61M | 229.70M | 250.80M | 298.00M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -165.37M | 222.73M | - | 380.35M | -272.16M | 978.19M | 1.09B |
| Investing Cash Flow | 150.51M | -344.71M | - | -226.52M | 577.19M | -1.39B | -241.06M |
| Financing Cash Flow | -2.12M | 611.71M | - | 301.11M | 6.45M | 68.39M | 399.21M |
| Capital Expenditure | - | - | - | -29.01M | -25.58M | -27.90M | -36.37M |
| Free Cash Flow | - | - | - | 351.34M | -297.74M | 950.30M | 1.06B |
| Net Change in Cash | - | - | - | 454.94M | 311.47M | -340.85M | 1.25B |
| Share Buybacks | 2.99M | 0 | 0 | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | -14.2% | -4.1% | 0.6% | -3.6% |
| Net Margin % | - | - | - | -14.7% | -4.6% | 0.3% | -3.8% |
| ROE % | - | 31.4% | - | -68.1% | -33.7% | 2.5% | -45.3% |
| ROCE % | - | -66.3% | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 6.51% | 17.31M | $384.79M |
| 2 | T. Rowe Price Investment Management, Inc. | 4.38% | 11.64M | $258.86M |
| 3 | Vanguard Capital Management LLC | 4.05% | 10.78M | $239.59M |
| 4 | Vanguard Portfolio Management LLC | 3.97% | 10.55M | $234.43M |
| 5 | American Century Companies Inc | 2.64% | 7.03M | $156.26M |
| 6 | Thrive Capital Management, LLC | 2.39% | 6.34M | $141.02M |
| 7 | BIT Capital GmbH | 2.38% | 6.32M | $140.53M |
| 8 | Shaw D.E. & Co., Inc. | 2.06% | 5.49M | $121.94M |
| 9 | State Street Corporation | 1.98% | 5.26M | $116.98M |
| 10 | Geode Capital Management, LLC | 1.89% | 5.03M | $111.87M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for OSCR