OPHC OPHC

Q: What is the current share price of OPHC?

As of 2026-08-05 17:25 PDT, OPHC trades at $8.79 on NASDAQ/NYSE. Its 52-week range is $3.91 to $9.23.

Q: What is the market capitalisation of OPHC?

OPHC has a market capitalisation of $101.38M on NASDAQ/NYSE.

Q: What is the P/E ratio of OPHC?

OPHC trades at a trailing price-to-earnings (P/E) ratio of 12.38. Its price-to-book (P/B) ratio is 0.83.

Q: What is the return on equity (ROE) of OPHC?

OPHC has a return on equity (ROE) of 13.66%.

Q: Is OPHC a good stock to buy?

This page provides a data-driven analysis of OPHC, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Company Profile ↓

$8.79

+93.61% 1Y

Mkt Cap$101.38M

P/E12.38

P/B0.83

52W High$9.23

52W Low$3.91

Book Value$10.57

EPS (TTM)$0.71

Company Overview

OPHC (OPHC) is a publicly traded company listed on with a market capitalization of $101.38M. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.

Why Investors Should Care

Steady Revenue Expansion

Revenue has grown at a 38.0% CAGR over the past five years.

Reasonable Valuation

Trades at an undemanding P/E of 12.4.

Healthy Margins

Maintains a net profit margin of 33.7%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

Dec 2025 Revenue of $49.36M (+25.6% YoY); net profit $16.65M.
Trailing 12 Months Year-on-year growth — revenue +25.6%, earnings +26.9%.
5-Year Trend Long-term compounding — revenue CAGR 38.0%.

Growth & Price Performance

Compounded Sales Growth

5 Years:	37.97%
1 Year:	25.56%

Compounded Profit Growth

5 Years:	-
1 Year:	26.85%

Stock Price Performance

1 Year:	+93.61%
6 Months:	+80.86%
3 Months:	+57.25%
1 Month:	+54.75%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish

52-Week Range 92% of range

$3.91 $9.23

Trend Signals

Price vs 50-DMAAbove
Price vs 200-DMAAbove
RSI (14)80.36 · Overbought

Price Performance

1M+54.75%

3M+57.25%

6M+80.86%

1Y+93.61%

Auto-generated from price history and fundamentals; not investment advice.

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Period: Metric:

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

Excellent profit margin of 33.7%.
Compounding revenue at 38.0% over 5 years.
Generates positive free cash flow.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

RSI at 80 suggests overbought conditions.

* The pros and cons are auto-generated from financial metrics.

Valuation

Stock P/E

12.38

Industry PE

Forward P/E est.

9.76

PEG Ratio

Book Value

$10.57

Price to Book

0.83

P/S

EV/EBITDA

Dividend Yield

0.00%

Growth (CAGR)

Revenue 5Y

37.97%

Profit 5Y

Revenue (YoY)

25.56%

Earnings (YoY)

26.85%

Profitability & Returns

ROCE

ROE

13.66%

ROA

1.50%

Profit Margin

33.73%

Op Margin

Gross Margin

EPS (Latest Qtr)

$0.28

EPS (TTM)

$0.71

Balance Sheet & Liquidity

Debt/Equity

0.43

Quick Ratio

Current Ratio

Debt

$52.74M

Total Assets

$1.27B

Current Assets

Working Capital

Ownership

Promoter Holding

18.39%

Chg in Prom Hold

0.00%

FII / Inst Holding

13.59%

Chg in FII Hold

0.00%

Financial Snapshot

Enterprise Value

Total Revenue (TTM)

$49.36M

EBITDA

Free Cash Flow

$16.95M

Operating Cash Flow

$17.84M

Shares Outstanding

11.53M

Gross Margin

Payout Ratio

Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric	Mar 2014	Jun 2014	Sep 2014	Mar 2015	Jun 2015	Sep 2015	Mar 2016	Jun 2016	Sep 2016	Mar 2017	Jun 2017	Sep 2017	Mar 2018	Jun 2018	Sep 2018	Mar 2019	Jun 2019	Sep 2019	Mar 2020	Jun 2020	Sep 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10.66M	12.08M	13.03M	13.60M	14.98M	-
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5.58M	5.35M	5.27M	5.57M	6.26M	-
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5.20M	4.86M	5.66M	6.46M	6.20M	-
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.33M	1.25M	1.34M	1.60M	1.53M	-
Net Income	330.00K	1.34M	-79.00K	-182.00K	6.00K	46.00K	-276.00K	-54.00K	22.00K	-283.00K	-168.00K	-56.00K	-285.00K	-202.00K	-202.00K	-146.00K	-430.00K	-280.00K	-308.00K	-347.00K	-496.00K	348.00K	444.00K	917.00K	855.00K	945.00K	673.00K	1.15M	1.31M	1.27M	2.38M	3.50M	3.30M	-	3.87M	3.60M	4.32M	4.85M	4.66M	-
Diluted EPS	0.04	-	-0.01	-0.19	-	-	-0.29	-	-	-0.26	-	-	-0.24	-	-	-	-	-	-	-	-	-	-	-	-	0.16	0.11	0.16	0.18	0.18	0.31	0.34	0.15	-	-	0.29	0.18	0.21	0.20	0.28

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	18.80M	27.16M	39.31M	49.36M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	4.05M	12.07M	24.94M	21.77M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	5.39M	8.46M	17.63M	22.17M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	1.37M	2.17M	4.51M	5.52M
Net Income	-8.45M	-3.75M	-4.70M	-7.08M	1.60M	-163.00K	-396.00K	-589.00K	796.00K	-1.10M	-782.00K	-	4.02M	6.28M	13.12M	16.65M
Diluted EPS	-10.32	-0.82	-0.69	-0.89	1.85	-0.17	-0.38	-0.53	-	-	-	-	0.68	0.87	1.33	0.71

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Sep 2012	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	190.31M	154.47M	-	143.74M	128.78M	124.53M	127.48M	119.70M	95.87M	99.45M	126.75M	235.11M	-	585.22M	791.25M	932.93M	1.11B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	36.78M	14.37M	22.78M	-	23.61M	-	-	-	-	-	-	-	-	-	71.84M	76.66M	93.63M	114.56M
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.44M	2.47M	3.35M	3.62M
Total Liabilities	-	187.47M	147.69M	-	136.83M	129.00M	121.55M	124.51M	116.62M	93.32M	94.14M	119.54M	217.28M	-	522.64M	721.25M	829.75M	989.78M
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	18.00M	10.00M	62.00M	50.00M	-
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12.17M	64.25M	52.77M	52.74M
Total Equity	11.29M	2.83M	6.79M	6.91M	6.91M	-216.00K	2.98M	2.97M	3.08M	2.54M	5.31M	7.21M	17.83M	-	62.58M	70.01M	103.18M	121.90M
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7.06M	7.25M	11.64M	11.53M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	1.68M	-885.00K	-2.66M	-2.97M	1.30M	-	-	570.00K	24.00K	-558.00K	-1.46M	-	10.36M	6.88M	15.61M	17.84M
Investing Cash Flow	50.99M	41.24M	10.26M	1.14M	2.78M	-	-	17.48M	-6.02M	-25.32M	-62.77M	-	-229.80M	-199.66M	-125.47M	-156.68M
Financing Cash Flow	-75.08M	-31.95M	-6.76M	-7.90M	-5.89M	-	-	-24.02M	2.31M	26.83M	109.93M	-	232.31M	197.61M	126.83M	159.77M
Capital Expenditure	-13.00K	-	-343.00K	-171.00K	-133.00K	-24.00K	-101.00K	-94.00K	-234.00K	-509.00K	-200.00K	-	-322.00K	-668.00K	-988.00K	-896.00K
Free Cash Flow	1.67M	-	-3.01M	-3.14M	1.17M	-	-	476.00K	-210.00K	-1.07M	-1.66M	-	10.04M	6.21M	14.62M	16.95M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	12.87M	4.83M	16.97M	20.93M

Ratios (Annual)

Figures in %.

Metric	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	-	-	-	-	-	-	-	-	-	-	-	21.4%	23.1%	33.4%	33.7%
ROE %	-298.2%	-55.2%	-68.0%	3,275.5%	53.9%	-5.5%	-12.9%	-23.1%	15.0%	-15.3%	-4.4%	-	6.4%	9.0%	12.7%	13.7%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

18.39%

Institutions

13.59%

Public Float

16.65%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for OPHC

Google News Wed, 29 Jul 2026

Here's Why Momentum in OptimumBank (OPHC) Should Keep going - Yahoo Finance

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Google News Fri, 24 Jul 2026

OptimumBank Adds $121M in Deposits, Reaching $1.2B in Q2 - Stock Titan

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Google News hu, 09 Jul 2026

OptimumBank (NASDAQ:OPHC) Stock Price Crosses Above 50-Day Moving Average - Should You Sell? - MarketBeat

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Google News Fri, 31 Jul 2026

OPHC|OptimumBank Holdings Inc|Price:9.110|Chg%:+1.510 - TradingKey

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Google News Mon, 27 Apr 2026

OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting - TMX Newsfile

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Google News Fri, 24 Jul 2026

OptimumBank Holdings, Inc. (OPHC) Q2 Earnings and Revenues Surpass Estimates - Yahoo Finance

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OPHC — Frequently Asked Questions

What is the current share price of OPHC?

As of 2026-08-05 17:25 PDT, OPHC trades at $8.79 on NASDAQ/NYSE. Its 52-week range is $3.91 to $9.23.

What is the market capitalisation of OPHC?

OPHC has a market capitalisation of $101.38M on NASDAQ/NYSE.

What is the P/E ratio of OPHC?

OPHC trades at a trailing price-to-earnings (P/E) ratio of 12.38. Its price-to-book (P/B) ratio is 0.83.

What is the return on equity (ROE) of OPHC?

OPHC has a return on equity (ROE) of 13.66%.

Is OPHC a good stock to buy?

This page provides a data-driven analysis of OPHC, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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OPHC OPHC

Company Overview

Why Investors Should Care

Recent Developments

Growth & Price Performance

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Price Chart

Technical Trend

Fundamental Growth Charts

PROS

CONS

Valuation

Growth (CAGR)

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Quarterly Results

Profit & Loss (Annual)

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Analyst View

Latest News

Here's Why Momentum in OptimumBank (OPHC) Should Keep going - Yahoo Finance

OptimumBank Adds $121M in Deposits, Reaching $1.2B in Q2 - Stock Titan

OptimumBank (NASDAQ:OPHC) Stock Price Crosses Above 50-Day Moving Average - Should You Sell? - MarketBeat

OPHC|OptimumBank Holdings Inc|Price:9.110|Chg%:+1.510 - TradingKey

OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting - TMX Newsfile

OptimumBank Holdings, Inc. (OPHC) Q2 Earnings and Revenues Surpass Estimates - Yahoo Finance

OPHC — Frequently Asked Questions

What is the current share price of OPHC?

What is the market capitalisation of OPHC?

What is the P/E ratio of OPHC?

What is the return on equity (ROE) of OPHC?

Is OPHC a good stock to buy?

Explore More