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OP Bancorp OPBK R2KFINANCIAL

Financial Services · Banks - Regional · United States
https://www.myopenbank.com
Company Profile ↓
$15.46
+14.86% 1Y
Mkt Cap$230.26M
P/E7.93
P/B0.98
Div. Yield3.59%
52W High$16.02
52W Low$12.24
Book Value$15.99
EPS (TTM)$1.95

Company Overview

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 14.8% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 10.8% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 7.9, below the sector median of 14.5.

Healthy Margins

Maintains a net profit margin of 29.8%.

Dividend Income

Offers a dividend yield of 3.59%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $3.20M (-1.7% YoY); net profit $25.64M.
  • Trailing 12 Months Year-on-year growth — revenue +15.1%, earnings +26.2%.
  • 5-Year Trend Long-term compounding — revenue CAGR 10.8%, profit CAGR 14.8%.

Growth & Price Performance

Compounded Sales Growth

5 Years:10.78%
1 Year:15.10%

Compounded Profit Growth

5 Years:14.76%
1 Year:26.20%

Stock Price Performance

1 Year:+14.86%
6 Months:+19.95%
3 Months:+10.55%
1 Month:-1.09%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 85% of range
$12.24 $16.02
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)55.52 · Neutral
Price Performance
1M-1.09%
3M+10.55%
6M+19.95%
1Y+14.86%
Valuation vs Sector

P/E of 7.93 is below the sector median of 14.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 29.8%.
  • Compounding revenue at 10.8% over 5 years.
  • Profit CAGR of 14.8% over 5 years.
  • Attractive dividend yield of 3.59%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
7.93
Industry PE
14.52
Forward P/E
7.50
PEG Ratio
0.97
Book Value
$15.99
Price to Book
0.98
P/S
2.40
EV/EBITDA
-
Dividend Yield
3.59%

Growth (CAGR)

Revenue 5Y
10.78%
Profit 5Y
14.76%
Revenue (YoY)
15.10%
Earnings (YoY)
26.20%

Profitability & Returns

ROCE
-
ROE
12.80%
ROA
1.09%
Profit Margin
29.81%
Op Margin
47.32%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.53
EPS (TTM)
$1.95

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$109.49M
Total Assets
$2.74B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
20.15%
Chg in Prom Hold
-0.01%
FII / Inst Holding
76.50%
Chg in FII Hold
-0.00%

Financial Snapshot

Enterprise Value
$230.26M
Total Revenue (TTM)
$97.13M
EBITDA
-
Free Cash Flow
$23.36M
Operating Cash Flow
$26.16M
Shares Outstanding
14.89M
Gross Margin
0.00%
Payout Ratio
25.64%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 OPBK OP Bancorp R2KFINANCIAL 15.46 7.93 $230.26M 3.59% - 12.80% 10.78% 14.76%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 358.64 15.37 $953.34B 1.68% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 506.03 15.07 $707.59B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 374.00 31.86 $637.34B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 579.21 31.82 $503.60B 0.60% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.68 14.48 $438.31B 2.03% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 759,350.00 15.07 $384.00B 0.00% - 10.50% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 107.11 15.30 $367.34B 3.62% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 217.72 17.59 $342.26B 2.15% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Revenue -387.65K393.69K-537.00K398.00K484.00K-527.00K499.00K391.00K-368.00K298.00K334.00K-355.00K393.00K409.00K-388.00K427.00K454.00K418.00K573.00K575.00K612.00K793.00K889.00K1.00M1.02M725.00K463.00K515.00K
Net Income 2.15M2.46M2.73M1.90M3.22M3.79M3.48M3.77M4.74M3.84M4.00M4.18M3.30M2.42M3.60M3.82M5.08M6.38M8.25M9.13M8.15M8.48M8.65M7.53M6.09M5.12M5.23M5.44M5.44M5.56M6.33M6.70M7.23M7.98M
Diluted EPS 0.150.180.190.130.220.230.210.230.290.230.240.260.210.160.230.250.330.420.540.590.530.540.550.480.390.330.340.360.360.370.420.450.480.53

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 1.27M1.66M1.90M2.02M1.43M1.56M1.68M2.12M3.26M3.20M
Net Income 7.42M9.24M14.25M16.76M13.13M28.84M33.31M23.92M21.07M25.64M
Diluted EPS 0.530.660.891.030.851.882.141.551.391.72

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --901.00M1.04B1.18B1.37B1.73B2.09B2.15B2.37B2.65B
Total Equity 72.48M81.28M91.48M129.79M140.58M143.37M165.22M176.92M192.63M204.99M227.89M
Cash & Equivalents 37.40M20.13M63.25M77.73M86.04M106.31M115.46M82.97M91.22M134.94M167.31M
Total Liabilities --809.52M914.40M1.04B1.22B1.56B1.92B1.96B2.16B2.42B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 10.58M-2.15M30.61M18.98M-4.85M-28.28M83.73M67.76M31.24M26.16M
Investing Cash Flow -160.07M-81.68M-146.28M-118.03M-147.07M-286.04M-461.78M-75.89M-187.32M-243.01M
Financing Cash Flow 132.22M126.95M130.15M107.36M172.29M323.47M345.56M16.37M199.80M249.22M
Capital Expenditure -259.00K-421.00K-1.20M-1.74M-619.00K-1.12M-1.41M-2.18M-1.56M-2.80M
Free Cash Flow 10.32M-2.57M29.41M17.24M-5.47M-29.40M82.32M65.57M29.68M23.36M
Share Buybacks ---5.39M8.10M28.00K03.93M2.74M706.00K

Ratios (Annual)

Figures in %.

Metric Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ----------
Operating Margin % ----------
Net Margin % 582.4%557.7%751.3%831.6%917.3%1,846.4%1,988.7%1,126.6%646.1%800.1%
ROE % 9.1%10.1%11.0%11.9%9.2%17.5%18.8%12.4%10.3%11.2%
ROCE % ----------

Shareholding Pattern

Insiders
20.15%
Institutions
76.50%
Public Float
95.80%

Top Institutional Holders

#Holder% HeldSharesValue
1 Diversify Wealth Management, LLC 11.78% 1.85M $27.96M
2 Diversify Advisory Services, LLC 11.78% 1.85M $27.96M
3 Blackrock Inc. 6.38% 1.00M $15.14M
4 Dimensional Fund Advisors LP 4.33% 678.64K $10.27M
5 Manufacturers Life Insurance Co. 3.58% 561.44K $8.49M
6 Vanguard Capital Management LLC 3.31% 519.41K $7.86M
7 Alliancebernstein L.P. 3.22% 505.11K $7.64M
8 Geode Capital Management, LLC 1.96% 307.27K $4.65M
9 Acadian Asset Management. LLC 1.79% 280.20K $4.24M
10 Maltese Capital Management, LLC 1.75% 273.97K $4.15M

Analyst View

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Latest News

Recent headlines for OPBK

Google News Mon, 17 Aug 2026

Should Value Investors Buy OP Bancorp (OPBK) Stock? - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMimwFBVV95cUxPTUgxMmdROE9zZzRKN3huR2dERFdOV19RaWViT1NsX2c0cTE1dVMtc3dfajloRkdvTHlESS14dDYyVW1aUGxmcFluOGFJaHNFUlRDSUw0LUQ5OFA1V2U0aUZhMXZYWEhPQUFiTGVoSFd6X09NODZoVWc1WEhpRkNqR3gyT1NNUGRkYmdHMG…

Google News Sat, 05 Sep 2026

67,254 Shares in OP Bancorp $OPBK Bought by Empowered Funds LLC - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMivwFBVV95cUxNMHMyUFpWeWtTUVRlc2daV3h6RXhhbWlkLVlXWUZWMUhGNGEzWEEtRnhBZng0SE83M29CUWJfcXFoak84RDBncVJPRnVZbGZnbWVtcmhhOC1jZ0VlMUNRck9abzFpMWRqYjhna2ZWWlY0S2N1VmUxWDNoSFR5WWhvcGN4aWI4eUZEcE9HeG…

Google News Wed, 02 Sep 2026

(OPBK) Movement Within Algorithmic Entry Frameworks - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMiygFBVV95cUxNREV4bERBZ2xSQWJ1UzNhZFhMOWhHRWl0dFlIcGhEMFNMc1Nodl9HMjBpOFFMNjVoaFh2YmtMNkh0Y2pVWkVMOTlWVG1uRTQxYjZ0Y1VnUFdKUDI5cm5OQzlFclNOZVBwY1lORE9Hb1RtZEpSZ0t4YlFTRWg1dTdaSE9nLW8weEZ0NzZTRF…

Google News Wed, 02 Sep 2026

OP Bancorp (OPBK) Could Be a Great Choice - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMilwFBVV95cUxQMnBJZ3hMdEU2REg5NmY5MHZHV0R6WnNIR3V5MEN4OUVOOWVld2hKZHNtT01GWVFLT202TThBN3pHTlRjOEdRWl9KSUNEQUlxRUVnQ3dtNkc3Y29rMDVjbFlCT3ZEZHdKNlNRNjBWNGpsZ1hjYV9wR21qLTNqMWZqZnI4RXJOMDR1RkUwSW…

Google News Fri, 04 Sep 2026

BlackRock Inc. Buys New Stake in OP Bancorp $OPBK - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMirAFBVV95cUxPWk8tbkpVNUxuYVFlNlZBNjZuRGFKTHNnbDJQTlRVVWpiMkZGbG9NOUpabjR5QkpfV3p0TzI2NU5Ia2l6cUdUdUk3dmVoQlhyTWd2UWY2UG14cXBoSUtyTW16ekdzeVlMWGNmY0tXTndkUUVSUTlaYWQ4RWlXV1EydzliQ083N1dQSTBvNT…

Google News Fri, 07 Aug 2026

OP Bancorp (OPBK) Net Income 2025: $25.6M, up 21.7% - Stock Titan

<a href="https://news.google.com/rss/articles/CBMiZEFVX3lxTE9SRDVYRXc0QUhmMnYtOG15V1VSREJ4OHBuVUxKdHhjUXlPcm1GMHU3R2Q3NF9Hc3hBd1FmWGxJTTdkbWFISTl6RFVSSE94Y2Y5czlSZTZNUE83S3VCMWtlSFBkRlQ?oc=5" target="_blank">OP Bancorp (OPBK) Net Income 202…

OPBK — Frequently Asked Questions

What is the current share price of OP Bancorp (OPBK)?

As of 2026-09-07 16:24 PDT, OP Bancorp (OPBK) trades at $15.46 on NasdaqGM. Its 52-week range is $12.24 to $16.02.

What is the market capitalisation of OPBK?

OP Bancorp (OPBK) has a market capitalisation of $230.26M on NasdaqGM.

What is the P/E ratio of OPBK?

OPBK trades at a trailing price-to-earnings (P/E) ratio of 7.93. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 0.98.

Does OPBK pay a dividend?

OP Bancorp (OPBK) currently offers a dividend yield of 3.59%.

What is the return on equity (ROE) of OPBK?

OPBK has a return on equity (ROE) of 12.80%.

Is OPBK a good stock to buy?

This page provides a data-driven analysis of OP Bancorp (OPBK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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