Northrim BanCorp, Inc. NRIM R2K
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through three segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit accounts, certificates of deposit, and business sweep accounts. It also provides short and medium-term commercial loans, commercial credit lines, construction and real estate loans, and consumer loans, as well as short and medium-term working capital. In addition, the company offers consumer and business online banking, mobile app, and mobile deposits; and debit and credit cards. Further, it provides mobile web and app banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my rewards for consumer debit cards, retail lockbox services, card control, corporate purchase cards, integrated payables, home equity advantage access cards, telebanking, and automated teller services. Additionally, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking, automatic transfer and payment, external transfer, bill pay, wire transfer, direct payroll deposit, electronic tax payment, automated clearing house origination and receipt, remote deposit capture, account reconciliation and positive pay, merchant, cash management, annuity, and long-term investment portfolio products and services. It also provides investment advisory, trust, wealth management, factoring, and mortgage services. The company was founded in 1990 and is headquartered in Anchorage, Alaska.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Strong return on equity of 21.1%.
- Excellent profit margin of 30.7%.
- Compounding revenue at 18.1% over 5 years.
- Profit CAGR of 28.1% over 5 years.
- Attractive dividend yield of 2.60%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | NRIM Northrim BanCorp, Inc. R2K | 24.71 | 8.58 | $549.67M | 2.60% | - | 21.10% | 18.10% | 28.09% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 1.40M | 1.42M | 1.44M | - | 1.34M | 1.52M | 1.54M | - | 1.43M | 1.61M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 44.34M | 50.23M | 52.37M | 65.87M | 49.54M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 34.14M | 36.75M | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10.26M | 11.21M | 10.63M | 10.67M | 10.23M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 17.57M | 15.77M | 34.57M | 16.61M | 17.96M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.25M | 3.99M | 7.50M | 4.17M | 4.28M |
| Net Income | 4.35M | 3.10M | 3.59M | 3.83M | 3.59M | 5.52M | 214.00K | 4.06M | 5.83M | 5.26M | 4.85M | 4.31M | 4.26M | 7.54M | 4.58M | 1.03M | 9.90M | 11.86M | 10.10M | 12.18M | 8.35M | 8.88M | 8.11M | 7.23M | 4.79M | 10.12M | 8.60M | 4.83M | 5.58M | 8.37M | 6.61M | 8.20M | 9.02M | - | - | 13.32M | 11.78M | 27.07M | 12.44M | 13.68M |
| Diluted EPS | 0.63 | 0.44 | 0.51 | 0.55 | 0.51 | 0.79 | 0.03 | 0.58 | 0.84 | 0.75 | 0.69 | 0.62 | 0.62 | 1.11 | 0.69 | 0.16 | 1.52 | 1.84 | 1.59 | 1.94 | 1.33 | 1.42 | - | 1.20 | 0.83 | 1.76 | - | 0.84 | 0.98 | 1.48 | - | 1.48 | 1.62 | - | - | 0.60 | 0.52 | 1.20 | 0.55 | 0.61 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | 6.28M | 5.83M | 5.91M | - | - | - | 129.19M | 129.63M | 155.22M | 212.81M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.21M | 28.70M | 40.74M | 42.77M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 38.49M | 31.61M | 46.99M | 84.52M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 7.75M | 6.21M | 10.02M | 19.91M |
| Net Income | 7.73M | 9.07M | 11.40M | 12.95M | 12.32M | 17.41M | 17.78M | 14.41M | 13.15M | 20.00M | 20.69M | 32.89M | - | 30.74M | 25.39M | 36.97M | 64.61M |
| Diluted EPS | 1.20 | 1.40 | 1.74 | 1.97 | 1.87 | 2.54 | 2.56 | 2.06 | 1.88 | 2.86 | 3.04 | 5.11 | - | 1.32 | 1.12 | 1.66 | 2.87 |
Compounded Sales Growth
| 5 Years: | 18.10% |
| 1 Year: | 6.20% |
Compounded Profit Growth
| 5 Years: | 28.09% |
| 1 Year: | 1.70% |
Stock Price Performance
| 1 Year: | +10.81% |
| 6 Months: | -1.42% |
| 3 Months: | +5.89% |
| 1 Month: | +1.15% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.05B | 1.09B | 1.16B | 1.22B | 1.45B | 1.50B | 1.53B | 1.52B | 1.50B | 1.64B | 2.12B | 2.72B | 2.67B | 2.81B | 3.04B | 3.29B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 37.83M | 66.72M | 66.03M | 79.53M | 141.31M | 85.59M | 68.56M | 58.67M | 50.55M | 77.84M | 77.54M | - | - | - | 259.35M | 118.53M | 62.74M | 145.91M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9.94M | 11.96M | 11.50M | 12.54M |
| Total Liabilities | - | - | 937.41M | 959.82M | 1.02B | 1.07B | 1.28B | 1.32B | 1.34B | 1.33B | 1.30B | 1.44B | 1.90B | 2.49B | 2.46B | 2.57B | 2.77B | 2.96B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | 23.52M | 6.53M | - | 33.54M | 31.95M | 35.11M | 41.52M | 8.89M | 14.82M | 14.51M | 24.41M | 23.98M | 33.35M | 81.28M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 34.27M | 33.08M | 40.84M | 87.67M |
| Total Equity | - | - | 117.07M | 125.38M | 136.26M | 144.15M | 164.32M | 177.03M | 186.59M | 192.80M | 205.95M | 207.12M | 221.57M | 237.82M | 218.63M | 234.72M | 267.12M | 326.54M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 22.80M | 22.05M | 22.07M | 22.11M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 9.88M | 18.11M | -5.03M | 32.55M | 18.65M | 20.48M | 10.63M | 20.12M | 19.28M | 25.15M | -821.00K | -36.45M | - | 78.07M | 38.77M | -8.73M | 139.34M |
| Investing Cash Flow | 30.55M | -60.72M | 216.00K | -28.28M | -107.99M | -48.66M | -63.45M | -47.50M | 30.38M | 5.65M | -71.92M | -382.82M | - | -405.57M | -254.92M | -197.62M | -223.43M |
| Financing Cash Flow | -11.54M | 41.93M | 18.31M | 57.51M | 33.62M | 11.14M | 42.94M | 19.25M | -22.37M | -31.10M | 90.63M | 439.82M | - | -58.98M | 75.33M | 150.56M | 167.26M |
| Capital Expenditure | -425.00K | -2.11M | -664.00K | -1.59M | -2.21M | -6.83M | -7.03M | -3.29M | -1.55M | -3.51M | -2.32M | -2.85M | - | -3.80M | -6.17M | -620.00K | -5.47M |
| Free Cash Flow | 9.45M | 16.00M | -5.69M | 30.96M | 16.44M | 13.65M | 3.61M | 16.83M | 17.73M | 21.64M | -3.14M | -39.30M | - | 74.28M | 32.61M | -9.35M | 133.87M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -386.48M | -140.82M | -55.79M | 83.17M |
| Share Buybacks | - | - | - | - | - | - | 0 | 0 | 1.61M | 494.00K | 12.57M | 9.98M | 11.53M | 14.16M | 9.04M | 789.00K | 0 |
| Dividends Paid | 2.59M | 2.83M | 3.26M | 3.68M | 4.21M | 4.75M | 5.12M | 5.37M | 5.96M | 7.06M | 8.51M | 8.84M | 9.39M | 10.57M | 13.61M | 13.75M | 14.55M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | 229.5% | 225.7% | 338.4% | - | - | - | 23.8% | 19.6% | 23.8% | 30.4% |
| ROE % | - | 7.7% | 9.1% | 9.5% | 8.6% | 10.6% | 10.0% | 7.7% | 6.8% | 9.7% | 10.0% | 14.8% | - | 14.1% | 10.8% | 13.8% | 19.8% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 12.43% | 2.77M | $68.34M |
| 2 | Dimensional Fund Advisors LP | 5.42% | 1.21M | $29.82M |
| 3 | Vanguard Capital Management LLC | 4.33% | 963.95K | $23.82M |
| 4 | Manufacturers Life Insurance Co. | 3.57% | 794.02K | $19.62M |
| 5 | American Century Companies Inc | 3.48% | 773.07K | $19.10M |
| 6 | Geode Capital Management, LLC | 3.37% | 748.72K | $18.50M |
| 7 | State Street Corporation | 3.33% | 739.82K | $18.28M |
| 8 | Vanguard Portfolio Management LLC | 2.28% | 507.03K | $12.53M |
| 9 | De Lisle Partners LLP | 2.13% | 474.38K | $11.72M |
| 10 | Punch & Associates Investment Management, Inc. | 1.47% | 326.41K | $8.07M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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