NCR Atleos Corporation NATL R2K
NCR Atleos Corporation, a financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). It offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. The company also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, it offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.
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Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Strong return on equity of 50.7%.
- Profit CAGR of 17.8% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | NATL NCR Atleos Corporation R2K | 44.60 | 19.91 | $3.29B | - | 12.18% | 50.74% | 1.84% | 17.84% |
| 2 | NVDA NVIDIA Corporation NDXSPXAI | 211.14 | 32.38 | $5.11T | 0.47% | 81.14% | 114.29% | 100.05% | 201.80% |
| 3 | AAPL Apple Inc. NDXSPX | 312.06 | 37.73 | $4.58T | 0.35% | 68.72% | 141.47% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXAI | 450.24 | 26.82 | $3.34T | 0.81% | 26.37% | 34.01% | 12.42% | 11.87% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AI | 418.45 | 35.86 | $2.17T | 0.91% | 32.04% | 36.21% | 18.94% | 19.57% |
| 6 | MU Micron Technology, Inc. NDXSPXAI | 971.00 | 45.87 | $1.10T | 0.06% | 14.20% | 39.82% | 6.71% | -0.57% |
| 7 | AMD Advanced Micro Devices, Inc. NDXSPXAI | 516.10 | 172.61 | $841.55B | - | 6.33% | 8.06% | 13.64% | 48.64% |
| 8 | ORCL Oracle Corporation SPXAI | 225.78 | 40.46 | $649.35B | 0.89% | 13.07% | 57.57% | 10.59% | 22.81% |
| 9 | ASML ASML Holding N.V. NDXAI | 1,612.76 | 53.76 | $621.59B | 0.54% | 43.81% | 52.24% | 15.55% | 19.55% |
Quarterly Results
Figures in USD.
| Metric | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.07B | 1.03B | 986.00M | 1.04B | 1.07B | 1.05B | 1.08B | - | - | 979.00M | 1.10B | 1.12B | 1.15B | 1.04B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | 747.00M | 851.00M | 850.00M | 846.00M | 809.00M |
| Gross Profit | - | - | - | - | - | - | - | - | - | 232.00M | 253.00M | 271.00M | 306.00M | 234.00M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | 139.00M | 133.00M | 161.00M | 150.00M | 150.00M |
| Operating Income | 42.00M | 103.00M | 66.00M | 79.00M | 91.00M | 72.00M | 108.00M | - | - | 93.00M | 120.00M | 110.00M | 156.00M | 84.00M |
| EBITDA | - | - | - | - | - | - | - | - | - | 158.00M | 204.00M | 171.00M | 209.00M | 166.00M |
| Interest Expense | - | - | - | - | - | - | - | - | - | 67.00M | 69.00M | 68.00M | 66.00M | 63.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | 22.00M | 63.00M | 33.00M | 77.00M | 33.00M |
| Tax Provision | - | - | - | - | - | - | - | - | - | 9.00M | 19.00M | 7.00M | -8.00M | 11.00M |
| Net Income | 20.00M | 64.00M | 36.00M | 53.00M | -58.00M | -8.00M | 30.00M | - | - | 14.00M | 45.00M | 26.00M | 83.00M | 22.00M |
| Diluted EPS | - | 0.91 | 0.51 | 0.75 | -0.82 | -0.11 | 0.41 | - | - | 0.19 | 0.60 | 0.34 | 1.09 | 0.29 |
| R&D Expense | 25.00M | 7.00M | 18.00M | 19.00M | 17.00M | 17.00M | 11.00M | 15.00M | - | 17.00M | 17.00M | 18.00M | 18.00M | 20.00M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | 3.55B | 4.12B | 4.19B | 4.30B | 4.35B |
| Cost of Revenue | - | 3.21B | 3.26B | 3.29B | 3.29B |
| Gross Profit | - | 908.00M | 928.00M | 1.02B | 1.06B |
| Operating Expenses | - | 650.00M | 665.00M | 583.00M | 583.00M |
| Operating Income | 248.00M | 258.00M | 263.00M | 437.00M | 478.00M |
| EBITDA | - | 436.00M | 433.00M | 721.00M | 736.00M |
| Interest Expense | - | 31.00M | 90.00M | 309.00M | 270.00M |
| Pretax Income | - | 146.00M | 89.00M | 125.00M | 189.00M |
| Tax Provision | - | 48.00M | 237.00M | 44.00M | 27.00M |
| Net Income | 186.00M | 99.00M | -150.00M | 80.00M | 162.00M |
| Diluted EPS | 2.63 | 1.40 | -1.84 | 1.23 | 2.14 |
| R&D Expense | 107.00M | 64.00M | 80.00M | 62.00M | 70.00M |
Compounded Sales Growth
| 5 Years: | 1.84% |
| 1 Year: | 6.50% |
Compounded Profit Growth
| 5 Years: | 17.84% |
| 1 Year: | 52.60% |
Stock Price Performance
| 1 Year: | +68.24% |
| 6 Months: | +20.90% |
| 3 Months: | +0.72% |
| 1 Month: | +0.29% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 5.77B | 5.70B | - | - | - | 5.54B | 5.67B |
| Current Assets | - | - | 1.65B | 1.86B | - | - | - | 1.75B | 1.82B |
| Cash & Equivalents | - | - | 293.00M | 339.00M | - | - | - | 419.00M | 456.00M |
| Inventory | - | - | 419.00M | 333.00M | - | - | - | 307.00M | 342.00M |
| Receivables | - | - | 455.00M | 707.00M | - | - | - | 515.00M | 520.00M |
| Total Liabilities | - | - | 2.51B | 5.48B | - | - | - | 5.31B | 5.27B |
| Current Liabilities | - | - | 1.37B | 1.77B | - | - | - | 1.72B | 1.90B |
| Long Term Debt | - | - | 717.00M | 2.94B | - | - | - | 2.86B | 2.67B |
| Total Debt | - | - | 884.00M | 3.12B | - | - | - | 3.05B | 2.90B |
| Total Equity | 905.00M | - | 3.26B | 219.00M | 261.00M | 245.00M | 256.00M | 219.00M | 403.00M |
| Shares Outstanding | - | - | 70.43M | 70.90M | - | - | - | 72.70M | 73.70M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 274.00M | 355.00M | 344.00M | 356.00M |
| Investing Cash Flow | - | -417.00M | -316.00M | -135.00M | -116.00M |
| Financing Cash Flow | - | 183.00M | 31.00M | -134.00M | -253.00M |
| Capital Expenditure | - | -97.00M | -132.00M | -139.00M | -156.00M |
| Free Cash Flow | - | 177.00M | 223.00M | 205.00M | 200.00M |
| Net Change in Cash | - | 40.00M | 70.00M | 75.00M | -13.00M |
| Share Buybacks | - | - | 0 | 0 | 28.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | 22.0% | 22.2% | 23.7% | 24.4% |
| Operating Margin % | 7.0% | 6.3% | 6.3% | 10.2% | 11.0% |
| Net Margin % | 5.2% | 2.4% | -3.6% | 1.9% | 3.7% |
| ROE % | - | 3.0% | -68.5% | 36.5% | 40.2% |
| ROCE % | - | 5.9% | 6.7% | 11.5% | 12.7% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.34% | 10.58M | $471.91M |
| 2 | Vanguard Portfolio Management LLC | 5.73% | 4.23M | $188.53M |
| 3 | Vanguard Capital Management LLC | 4.49% | 3.32M | $147.85M |
| 4 | State Street Corporation | 3.83% | 2.83M | $126.05M |
| 5 | Engine Capital Management, LP | 3.50% | 2.58M | $115.14M |
| 6 | Fuller & Thaler Asset Management Inc. | 2.87% | 2.11M | $94.30M |
| 7 | Fourth Sail Capital LP | 2.75% | 2.03M | $90.48M |
| 8 | Bank of America Corporation | 2.52% | 1.86M | $83.02M |
| 9 | Geode Capital Management, LLC | 2.38% | 1.76M | $78.39M |
| 10 | Dimensional Fund Advisors LP | 2.22% | 1.64M | $72.97M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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