NCR Atleos Corporation NATL R2KR3KTECH
Company Overview
NCR Atleos Corporation, a financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). It offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. The company also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, it offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.
Why Investors Should Care
Generates a return on equity of 48.5%, reflecting efficient use of shareholder capital.
Trades at a P/E of 17.9, below the sector median of 32.4.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $4.35B (+1.1% YoY); net profit $162.00M.
- Trailing 12 Months Year-on-year growth — revenue +0.1%, earnings +68.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 5.2%, profit CAGR -3.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 5.24% |
| 1 Year: | 0.10% |
Compounded Profit Growth
| 5 Years: | -3.39% |
| 1 Year: | 68.20% |
Stock Price Performance
| 1 Year: | +19.75% |
| 6 Months: | +1.39% |
| 3 Months: | +4.39% |
| 1 Month: | -0.97% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)47.88 · Neutral
P/E of 17.86 is below the sector median of 32.42 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 48.5%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -3.4% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | NATL NCR Atleos Corporation R2KR3KTECH | 46.09 | 17.86 | $3.41B | 0.00% | 12.68% | 48.53% | 5.24% | -3.39% |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 230.36 | 35.28 | $5.58T | 0.46% | 74.66% | 114.29% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 319.97 | 36.69 | $4.67T | 0.35% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 499.70 | 27.85 | $3.71T | 0.73% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 426.34 | 37.46 | $2.21T | 0.91% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 357.90 | 59.55 | $1.70T | 0.62% | 16.70% | 37.28% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 1,016.59 | 22.97 | $1.15T | 0.06% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 477.57 | 122.14 | $779.62B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,714.88 | 58.49 | $658.69B | 0.53% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.07B | 1.03B | 986.00M | 1.04B | 1.07B | 1.05B | 1.08B | 1.07B | 979.00M | 1.10B | 1.12B | 1.15B | 1.04B | 1.10B |
| Operating Income | 42.00M | 103.00M | 66.00M | 79.00M | 91.00M | 72.00M | 108.00M | 114.00M | 93.00M | 119.00M | 110.00M | 156.00M | 84.00M | 156.00M |
| Net Income | 20.00M | 64.00M | 36.00M | 53.00M | -58.00M | -8.00M | 30.00M | 21.00M | 14.00M | 39.00M | 26.00M | 83.00M | 22.00M | 65.00M |
| Diluted EPS | - | 0.91 | 0.51 | 0.75 | -0.82 | -0.11 | 0.41 | 0.28 | 0.19 | 0.52 | 0.34 | 1.09 | 0.29 | 0.86 |
| R&D Expense | 25.00M | 7.00M | 18.00M | 19.00M | 17.00M | 17.00M | 11.00M | 15.00M | 17.00M | 17.00M | 18.00M | 18.00M | 20.00M | 20.00M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | 3.55B | 4.13B | 4.19B | 4.30B | 4.35B |
| Operating Income | 248.00M | 269.00M | 263.00M | 437.00M | 478.00M |
| Net Income | 186.00M | 108.00M | -150.00M | 80.00M | 162.00M |
| Diluted EPS | 2.63 | 1.53 | -2.12 | 1.08 | 2.14 |
| R&D Expense | 107.00M | 64.00M | 80.00M | 62.00M | 70.00M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 5.77B | 5.71B | - | - | - | 5.54B | 5.67B |
| Total Equity | 905.00M | 2.34B | 3.26B | 246.00M | 261.00M | 245.00M | 256.00M | 219.00M | 403.00M |
| Cash & Equivalents | - | 238.00M | 293.00M | 339.00M | - | - | - | 419.00M | 456.00M |
| Long Term Debt | - | - | - | 2.94B | - | - | - | 2.86B | 2.67B |
| Total Liabilities | - | - | 2.51B | 5.47B | - | - | - | 5.31B | 5.27B |
| Current Liabilities | - | - | 1.37B | 1.76B | - | - | - | 1.72B | 1.90B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | 449.00M | 274.00M | 355.00M | 344.00M | 356.00M |
| Investing Cash Flow | -2.49B | -417.00M | -316.00M | -135.00M | -116.00M |
| Financing Cash Flow | 2.35B | 183.00M | 31.00M | -134.00M | -253.00M |
| Capital Expenditure | -80.00M | -58.00M | -108.00M | -87.00M | -117.00M |
| Free Cash Flow | 369.00M | 216.00M | 247.00M | 257.00M | 239.00M |
| Share Buybacks | - | - | 0 | 0 | 28.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | 7.0% | 6.5% | 6.3% | 10.2% | 11.0% |
| Net Margin % | 5.2% | 2.6% | -3.6% | 1.9% | 3.7% |
| ROE % | 8.0% | 3.3% | -61.0% | 36.5% | 40.2% |
| ROCE % | - | 6.1% | 6.6% | 11.5% | 12.7% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.65% | 10.82M | $500.70M |
| 2 | Vanguard Portfolio Management LLC | 5.80% | 4.28M | $198.21M |
| 3 | Bank of America Corporation | 5.37% | 3.97M | $183.56M |
| 4 | Vanguard Capital Management LLC | 4.49% | 3.32M | $153.60M |
| 5 | State Street Corporation | 4.00% | 2.95M | $136.57M |
| 6 | Engine Capital Management, LP | 3.49% | 2.58M | $119.42M |
| 7 | Alliancebernstein L.P. | 3.10% | 2.29M | $105.90M |
| 8 | Goldman Sachs Group Inc | 2.83% | 2.09M | $96.88M |
| 9 | Geode Capital Management, LLC | 2.82% | 2.08M | $96.32M |
| 10 | Fuller & Thaler Asset Management Inc. | 2.72% | 2.01M | $93.06M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for NATL
Is NCR Atleos Corporation (NATL) A Good Stock To Buy Now? - Yahoo Finance
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NATL — Frequently Asked Questions
What is the current share price of NCR Atleos Corporation (NATL)?
As of 2026-09-07 16:24 PDT, NCR Atleos Corporation (NATL) trades at $46.09 on NYSE. Its 52-week range is $34.13 to $48.13.
What is the market capitalisation of NATL?
NCR Atleos Corporation (NATL) has a market capitalisation of $3.41B on NYSE.
What is the P/E ratio of NATL?
NATL trades at a trailing price-to-earnings (P/E) ratio of 17.86. The industry average P/E is 32.42. Its price-to-book (P/B) ratio is 8.68.
What is the return on equity (ROE) of NATL?
NATL has a return on equity (ROE) of 48.53%. Its return on capital employed (ROCE) is 12.68%.
Is NATL a good stock to buy?
This page provides a data-driven analysis of NCR Atleos Corporation (NATL), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.