M&T Bank Corporation MTB SPXR3KFINANCIAL
Company Overview
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, deposit products, cash management services, commercial real estate loans, and credit facilities secured by various commercial real estate properties to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, direct deposit, and merchant credit card services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, and administrative services; personal trust, planning and advisory, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.
Why Investors Should Care
Trades at a P/E of 12.7, below the sector median of 14.5.
Maintains a net profit margin of 32.1%.
Offers a dividend yield of 2.40%.
Recent Developments
- Dec 2025 Revenue of $1.66B (+7.5% YoY); net profit $2.85B.
- Trailing 12 Months Year-on-year growth — revenue +6.2%, earnings +25.5%.
- 5-Year Trend Long-term compounding — revenue CAGR -6.0%, profit CAGR 8.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -6.05% |
| 1 Year: | 6.20% |
Compounded Profit Growth
| 5 Years: | 8.52% |
| 1 Year: | 25.50% |
Stock Price Performance
| 1 Year: | +27.82% |
| 6 Months: | +15.50% |
| 3 Months: | +8.52% |
| 1 Month: | -3.50% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)48.03 · Neutral
P/E of 12.70 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 32.1%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -6.0% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | MTB M&T Bank Corporation SPXR3KFINANCIAL | 239.84 | 12.70 | $34.76B | 2.40% | - | 10.74% | -6.05% | 8.52% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 376.00M | 360.00M | 367.00M | 388.00M | 394.00M | 397.00M | 417.00M | 423.00M | 418.00M | 442.00M |
| Net Income | 348.47M | 294.48M | 229.02M | 284.34M | 275.34M | 241.61M | 286.69M | 280.40M | 298.53M | 336.03M | 349.98M | 348.93M | 381.05M | 355.92M | 352.61M | 493.16M | 526.09M | 482.74M | 473.26M | 480.08M | 268.82M | 241.05M | 372.14M | 447.25M | 458.07M | 495.46M | 362.17M | 217.52M | 646.60M | 702.00M | 867.00M | 690.00M | 531.00M | 655.00M | 721.00M | 584.00M | 716.00M | 792.00M | 664.00M | 818.00M |
| Diluted EPS | 2.55 | 2.11 | 1.61 | 1.98 | 1.91 | 1.65 | 1.98 | 1.93 | 1.73 | 1.98 | 2.10 | 2.12 | 2.35 | 2.21 | 2.23 | 3.26 | 3.53 | 3.35 | 3.34 | 3.47 | 1.93 | 1.74 | 2.75 | 3.33 | 3.41 | 3.69 | 2.62 | 1.08 | 3.53 | 4.01 | 5.05 | 3.98 | 3.02 | 3.73 | 4.02 | 3.32 | 4.24 | 4.82 | 4.13 | 5.32 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | 3.97B | 4.27B | 4.54B | 4.46B | 4.67B | 5.30B | 5.63B | 5.93B | 6.19B | 5.95B | 5.99B | 1.52B | 1.48B | 1.54B | 1.66B |
| Net Income | 654.26M | 555.89M | 379.89M | 736.16M | 859.48M | 1.03B | 1.14B | 1.07B | 1.08B | 1.32B | 1.41B | 1.92B | 1.93B | 1.35B | 1.86B | 1.99B | 2.74B | 2.59B | 2.85B |
| Diluted EPS | 5.95 | 5.01 | 2.89 | 5.69 | 6.35 | 7.54 | 8.20 | 7.42 | 7.18 | 7.78 | 8.70 | 12.74 | 13.75 | 9.94 | 13.80 | 11.53 | 15.79 | 14.64 | 17.00 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 65.82B | 68.88B | 68.02B | 77.92B | 83.01B | 85.16B | 96.69B | 122.79B | 123.45B | 118.59B | 120.10B | 119.87B | 142.60B | 155.11B | 200.73B | 208.26B | 208.10B | 213.51B |
| Total Equity | 6.28B | 6.49B | 6.78B | 7.75B | 8.36B | 9.27B | 10.20B | 11.31B | 12.34B | 16.17B | 16.49B | 16.25B | 15.46B | 15.72B | 16.19B | 17.90B | 25.32B | 26.96B | 29.03B | 29.18B |
| Cash & Equivalents | 1.62B | 1.77B | 1.57B | 1.25B | 933.75M | 1.45B | 1.99B | 1.67B | 1.37B | 1.37B | 1.32B | 1.42B | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 12.08B | 10.24B | 7.84B | 6.69B | 4.61B | 5.11B | 9.01B | 10.65B | 9.49B | 8.14B | 8.44B | 6.99B | 4.38B | 3.49B | 3.96B | 8.20B | 12.61B | 10.91B |
| Total Liabilities | - | - | 59.03B | 61.13B | 59.66B | 68.65B | 72.81B | 73.86B | 84.35B | 106.61B | 106.96B | 102.34B | 104.64B | 104.16B | 126.41B | 137.20B | 175.41B | 181.31B | 179.08B | 184.33B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 1.33B | 1.63B | 1.19B | 1.68B | 1.77B | 499.98M | 932.32M | 1.18B | 2.78B | 2.09B | 2.36B | 789.19M | 2.71B | 4.57B | 3.90B | 3.61B | 3.00B |
| Investing Cash Flow | -4.78B | -2.26B | 2.50B | 475.41M | 368.93M | -4.06B | -2.20B | -720.77M | 3.39B | -1.41B | 727.01M | -22.02B | -13.63B | 16.59B | -4.76B | -9.75B | -6.82B |
| Financing Cash Flow | 3.59B | 435.95M | -4.01B | -2.46B | -1.62B | 4.10B | 957.57M | -510.13M | -6.08B | -495.25M | -3.25B | 21.35B | 10.70B | -20.98B | 4.18B | -2.88B | 1.80B |
| Share Buybacks | 508.40M | 0 | 0 | - | - | - | - | 641.33M | 1.21B | 2.19B | 1.35B | 373.75M | - | 1.80B | 594.00M | 396.00M | 2.63B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | 21.6% | 24.1% | 25.1% | 23.9% | 23.1% | 24.8% | 25.0% | 32.4% | 31.2% | 22.7% | 31.0% | 130.6% | 184.7% | 167.9% | 172.1% |
| ROE % | 10.1% | 8.2% | 4.9% | 8.8% | 9.3% | 10.1% | 10.1% | 8.6% | 6.7% | 8.0% | 8.7% | 12.4% | 12.3% | 8.4% | 10.4% | 7.9% | 10.2% | 8.9% | 9.8% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.90% | 12.85M | $3.05B |
| 2 | FMR, LLC | 8.60% | 12.42M | $2.95B |
| 3 | Wellington Management Group, LLP | 6.79% | 9.80M | $2.33B |
| 4 | Vanguard Capital Management LLC | 6.62% | 9.57M | $2.27B |
| 5 | State Street Corporation | 4.93% | 7.11M | $1.69B |
| 6 | Vanguard Portfolio Management LLC | 4.90% | 7.08M | $1.68B |
| 7 | Geode Capital Management, LLC | 3.01% | 4.35M | $1.03B |
| 8 | State Farm Mutual Automobile Insurance Co | 2.85% | 4.12M | $978.25M |
| 9 | JPMORGAN CHASE & CO | 2.80% | 4.05M | $960.07M |
| 10 | Invesco Ltd. | 2.79% | 4.03M | $955.10M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for MTB
Is M&T Bank (MTB) Undervalued On Fee Income Growth And Deposit Strength?
How M&T Bank Stock Has Been Moving M&T Bank (MTB) recently closed at US$240.06, with the stock up 1.9% on the day and modestly higher over the past week, while showing a decline over the past month and a gain over the past 3 months. At US$2…
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What Are Wall Street Analysts' Target Price for M&T Bank Stock?
Although M&T Bank has outperformed the broader market over the past year, Wall Street analysts maintain a cautious outlook about the stock’s prospects.
M&T Bank Corporation Announces Third Quarter Common Stock Dividend
M&T Bank Corporation ("M&T") (NYSE: MTB) announced that it has declared a quarterly cash dividend of $1.50 per share on its common stock. The dividend will be payable September 30, 2026, to shareholders of record at the close of business on…
MTB — Frequently Asked Questions
What is the current share price of M&T Bank Corporation (MTB)?
As of 2026-09-07 16:24 PDT, M&T Bank Corporation (MTB) trades at $239.84 on NYSE. Its 52-week range is $173.65 to $252.46.
What is the market capitalisation of MTB?
M&T Bank Corporation (MTB) has a market capitalisation of $34.76B on NYSE.
What is the P/E ratio of MTB?
MTB trades at a trailing price-to-earnings (P/E) ratio of 12.70. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.42.
Does MTB pay a dividend?
M&T Bank Corporation (MTB) currently offers a dividend yield of 2.40%.
What is the return on equity (ROE) of MTB?
MTB has a return on equity (ROE) of 10.74%.
Is MTB a good stock to buy?
This page provides a data-driven analysis of M&T Bank Corporation (MTB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.