MainStreet Bancshares, Inc. MNSB R2KFINANCIAL
Company Overview
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. It offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services. The company also provides commercial loans, include government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, it offers deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. The company operates in Herndon, Fairfax, McLean, Clarendon, Leesburg, Middleburg, Virginia, and Washington D.C., as well as automated teller machines. MainStreet Bancshares, Inc. was formerly known as MainStreet Bank (Fairfax, VA) and changed its name to MainStreet Bancshares, Inc. in July 2016. The company was incorporated in 2003 and is headquartered in Fairfax, Virginia.
Why Investors Should Care
Revenue has grown at a 134.4% CAGR over the past five years.
Trades at a P/E of 12.5, below the sector median of 14.5.
Maintains a net profit margin of 24.0%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $73.30M (+11.4% YoY); net profit $15.61M.
- Trailing 12 Months Year-on-year growth — revenue -8.8%, earnings +9.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 134.4%, profit CAGR 7.8%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 134.45% |
| 1 Year: | -8.80% |
Compounded Profit Growth
| 5 Years: | 7.83% |
| 1 Year: | 9.40% |
Stock Price Performance
| 1 Year: | +19.19% |
| 6 Months: | +16.04% |
| 3 Months: | +7.04% |
| 1 Month: | +5.74% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)59.84 · Neutral
P/E of 12.53 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 24.0%.
- Compounding revenue at 134.4% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | MNSB MainStreet Bancshares, Inc. R2KFINANCIAL | 25.44 | 12.53 | $181.07M | 1.67% | - | 8.10% | 134.45% | 7.83% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | 621.00K | 642.00K | 611.00K | 597.00K | 601.00K | 590.00K | 535.00K | 514.00K | 469.00K | 490.00K | 557.00K | 530.00K | 538.00K | 557.00K | 573.00K | 552.00K |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16.42M | 16.33M | 16.23M | 17.45M | 19.86M | 18.22M | - | - |
| Net Income | 1.69M | 1.50M | 2.35M | 3.25M | 3.43M | 3.71M | 3.47M | -634.00K | 5.17M | 5.45M | 7.13M | 4.78M | 5.42M | 5.93M | 7.74M | 8.15M | 6.95M | 6.34M | 3.31M | 2.62M | 265.00K | 2.45M | 4.59M | 4.52M | 4.10M | 4.67M |
| Diluted EPS | 0.29 | 0.26 | 0.35 | 0.39 | 0.42 | 0.45 | 0.42 | -0.08 | 0.63 | 0.65 | 0.87 | 0.56 | 0.64 | 0.71 | 0.97 | 1.01 | 0.85 | 0.77 | 0.36 | 0.27 | -0.04 | 0.25 | 0.53 | 0.52 | 0.48 | 0.58 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 2.43M | 75.31M | 80.08M | 65.83M | 73.30M |
| Cost of Revenue | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | 13.37M | 47.68M | 72.04M | 62.04M |
| Pretax Income | - | - | - | - | 33.39M | 32.82M | -13.90M | 19.09M |
| Tax Provision | - | - | - | - | 6.71M | 6.24M | -3.92M | 3.48M |
| Net Income | 9.21M | 13.95M | 15.72M | 22.17M | 26.67M | 26.59M | -9.98M | 15.61M |
| Diluted EPS | 1.38 | 1.69 | 1.85 | 2.65 | 3.26 | 3.25 | -1.60 | 1.76 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 1.10B | 1.28B | 1.64B | 1.65B | 1.88B | 2.04B | 2.23B | 2.21B |
| Total Equity | 68.80M | 121.25M | 137.03M | 167.66M | 188.79M | 198.28M | 221.52M | 207.99M | 218.59M |
| Total Liabilities | - | 979.36M | 1.14B | 1.48B | 1.46B | 1.73B | 1.81B | 2.02B | 1.99B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 12.59M | 16.69M | 17.02M | 29.12M | 33.54M | 31.63M | 14.74M | 14.81M |
| Investing Cash Flow | -273.42M | -161.41M | -313.79M | -60.52M | -228.74M | -130.75M | -122.28M | -38.38M |
| Financing Cash Flow | 281.41M | 151.49M | 339.45M | -14.20M | 232.59M | 83.03M | 200.73M | -21.38M |
| Capital Expenditure | -1.38M | -990.00K | -1.28M | -1.81M | -1.12M | -497.00K | -909.00K | -4.17M |
| Free Cash Flow | 11.22M | 15.70M | 15.73M | 27.32M | 32.42M | 31.14M | 13.83M | 10.64M |
| Share Buybacks | - | - | 13.80M | 0 | 6.92M | 43.00K | 732.00K | 4.34M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | 913.9% | 35.4% | 33.2% | -15.2% | 21.3% |
| ROE % | 7.6% | 10.2% | 9.4% | 11.7% | 13.5% | 12.0% | -4.8% | 7.1% |
| ROCE % | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | BANC FUNDS CO LLC | 6.61% | 545.68K | $13.72M |
| 2 | Alliancebernstein L.P. | 5.07% | 418.39K | $10.52M |
| 3 | Blackrock Inc. | 4.90% | 404.04K | $10.16M |
| 4 | Wellington Management Group, LLP | 4.08% | 336.96K | $8.47M |
| 5 | Vanguard Capital Management LLC | 3.18% | 262.47K | $6.60M |
| 6 | Dimensional Fund Advisors LP | 2.49% | 205.01K | $5.16M |
| 7 | Acadian Asset Management. LLC | 2.22% | 183.25K | $4.61M |
| 8 | First Manhattan Co. LLC | 1.96% | 161.73K | $4.07M |
| 9 | Geode Capital Management, LLC | 1.84% | 152.20K | $3.83M |
| 10 | Marshall Wace LLP | 1.46% | 120.19K | $3.02M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for MNSB
MainStreet Bancshares Declares Quarterly Series A Preferred Dividend - The Globe and Mail
<a href="https://news.google.com/rss/articles/CBMi6wFBVV95cUxPeDRQXzBWUzduazUwVlN2dFYwYnJkN3pWNE92cW4wN3VPSF92TVhDa3pITDBwd29GZFpVTnhoeWZrSDhnU1h5c0djZDdSSXZHVlNJZHZab1NoQzFHdnZBMWwyd1VyVlNKTzRfZ09CNjFxZHg4STlWeEFTcFpqUnFMNHA3VTNRd25GM0RrZj…
Precision Trading with Mainstreet Bancshares Inc. (MNSB) Risk Zones - Stock Traders Daily
<a href="https://news.google.com/rss/articles/CBMi3AFBVV95cUxOMGJSVWxEazlieVdqdnd2RGMydnVrd0lEZWxQR1lMZ0hHMU00MDBVSWFQODFSeHBpUXkwbU1kUXUzUVNTcHdIS0tscmE2aHFhTHpsdEctX05vbUl1eUR0VExrcUJfNHQzY041a2tXa3RTX3dOaTctaW9WcTJCQ194TzBRNjJWcmUtal9BLU…
MainStreet Bank (MNSB) Beats Q2 Earnings Estimates - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMimgFBVV95cUxPSGF4Z3lKcHY4UW9sMjMta0NqWXJhUDZOQWN6WmdaOF95Nm9henc1MGRyQXV1MC1ZLWZLYVgzdFVBVHdnRjNUZmxBa1Z5SzdEQk9BbkxQa01HTGw5aGFjVkpCakp6d2g5M0hIVzF5ZUMtVlBOZFZPc3RQZW1BMVFYeHdpSmRhV0ZBOUI5SH…
MAINSTREET BANCSHARES ($MNSB) Releases Q2 2026 Earnings - quiverquant.com
<a href="https://news.google.com/rss/articles/CBMimgFBVV95cUxNTFd2RFJhN3VLUFNwM21QUDZMWXYtWHlrcUFFM2FTOWRBWW1IRGRLMW1CMkFlYXVsOTQ1MzFEV0o2R2dad2ZOeXdOMmhIQnF1YzN3NkdPakxXNWxZRXBUN0o5dW92eDZFbVNmdTFtNUx1V1hzbHV6SGNIbmJyQThkWVdDRldtMDFUS25yMW…
You were invited to TradingView - TradingView
<a href="https://news.google.com/rss/articles/CBMibEFVX3lxTE5jODhqV29VSmNxUUUwVW42S0pXUGFuZE1OTHMxQmdEZ0lnWF9MZkMzNHFLTzlwUVhHMmFGUG9rUTkta1Q3djhkWWE1YlpHeURrZmNMc1kyUzR5bTFYRzlNQmFYWkFjT0I0cGU3Nw?oc=5" target="_blank">You were invited to T…
Mainstreet Bank (MNSB) Financials – Balance Sheet, Profit & Loss, Cash Flow - Value Research
<a href="https://news.google.com/rss/articles/CBMikwFBVV95cUxQdzZhajUtcThZeFctcGhIdEYwVDFXNW9vYlZkSjNTREJUZGo3eGhlbEVtTE81Nmp6MWdLclkzVWNoNDR0d1pkb1kzdTNEdzJJTkw3N3hWaU9teGNhSmU1SGhSX1hGUTR3Yi03OFRGWE5KcV9ZM0FLUUd4Q3N2TVpwemRWUEY0UXVtZ2dEZj…
MNSB — Frequently Asked Questions
What is the current share price of MainStreet Bancshares, Inc. (MNSB)?
As of 2026-09-07 16:24 PDT, MainStreet Bancshares, Inc. (MNSB) trades at $25.44 on NasdaqCM. Its 52-week range is $17.79 to $25.44.
What is the market capitalisation of MNSB?
MainStreet Bancshares, Inc. (MNSB) has a market capitalisation of $181.07M on NasdaqCM.
What is the P/E ratio of MNSB?
MNSB trades at a trailing price-to-earnings (P/E) ratio of 12.53. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 0.88.
Does MNSB pay a dividend?
MainStreet Bancshares, Inc. (MNSB) currently offers a dividend yield of 1.67%.
What is the return on equity (ROE) of MNSB?
MNSB has a return on equity (ROE) of 8.10%.
Is MNSB a good stock to buy?
This page provides a data-driven analysis of MainStreet Bancshares, Inc. (MNSB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.