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Magyar Bancorp, Inc. MGYR FINANCIAL

Financial Services · Banks - Regional · United States
https://www.magbank.com
Company Profile ↓
$19.27
+15.05% 1Y
Mkt Cap$124.40M
P/E10.30
P/B0.99
Div. Yield2.02%
52W High$19.80
52W Low$15.92
Book Value$19.61
EPS (TTM)$1.87

Company Overview

Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company provides one-to four-family residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 36.9% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 10.3, below the sector median of 12.9.

Healthy Margins

Maintains a net profit margin of 30.7%.

Dividend Income

Offers a dividend yield of 2.02%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +13.5%, earnings +23.3%.
  • 5-Year Trend Long-term compounding — profit CAGR 36.9%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:13.50%

Compounded Profit Growth

5 Years:36.90%
1 Year:23.30%

Stock Price Performance

1 Year:+15.05%
6 Months:+12.75%
3 Months:+14.22%
1 Month:+1.15%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 86% of range
$15.92 $19.80
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)51.15 · Neutral
Price Performance
1M+1.15%
3M+14.22%
6M+12.75%
1Y+15.05%
Valuation vs Sector

P/E of 10.30 is below the sector median of 12.89 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 30.7%.
  • Profit CAGR of 36.9% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
10.30
Industry PE
12.89
Forward P/E est.
8.35
PEG Ratio
-
Book Value
$19.61
Price to Book
0.99
P/S
3.27
EV/EBITDA
-
Dividend Yield
2.02%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
36.90%
Revenue (YoY)
13.50%
Earnings (YoY)
23.30%

Profitability & Returns

ROCE
-
ROE
9.70%
ROA
1.16%
Profit Margin
30.73%
Op Margin
45.26%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.48
EPS (TTM)
$1.87

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$51.80M
Total Assets
$1.07B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
16.39%
Chg in Prom Hold
0.01%
FII / Inst Holding
31.77%
Chg in FII Hold
-0.62%

Financial Snapshot

Enterprise Value
$124.40M
Total Revenue (TTM)
$38.35M
EBITDA
-
Free Cash Flow
$9.81M
Operating Cash Flow
$14.98M
Shares Outstanding
6.46M
Gross Margin
0.00%
Payout Ratio
19.25%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 MGYR Magyar Bancorp, Inc. FINANCIAL 19.27 10.30 $124.40M 2.02% - 9.70% - 36.90%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2013Jun 2013Dec 2013Mar 2014Jun 2014Dec 2014Mar 2015Jun 2015Dec 2015Mar 2016Jun 2016Dec 2016Mar 2017Jun 2017Dec 2017Mar 2018Jun 2018Dec 2018Mar 2019Jun 2019Dec 2019Mar 2020Jun 2020Dec 2020Mar 2021Jun 2021Dec 2021Mar 2022Jun 2022Dec 2022Mar 2023Jun 2023Dec 2023Mar 2024Jun 2024Dec 2024Mar 2025Jun 2025Dec 2025Mar 2026
Net Income -343.00K193.00K------------------------1.69M1.68M2.12M1.81M1.80M1.92M1.65M1.90M1.69M2.08M2.68M2.47M3.14M3.03M
Diluted EPS -0.030.020.010.030.030.030.040.050.030.040.060.050.050.060.070.100.120.130.120.100.050.090.230.260.240.250.250.310.280.280.300.260.300.270.330.430.400.500.48

Profit & Loss (Annual)

Figures in USD.

Metric Sep 2011Sep 2012Sep 2013Sep 2014Sep 2015Sep 2016Sep 2017Sep 2018Sep 2021Sep 2022Sep 2023Sep 2024Sep 2025
Net Income -249.00K509.00K262.00K574.00K897.00K1.09M1.42M2.03M6.12M7.92M7.71M7.78M9.76M
Diluted EPS -0.040.090.050.100.150.190.240.351.011.171.201.231.56

Balance Sheet (Annual)

Figures in USD.

Metric Sep 2009Sep 2010Sep 2011Sep 2012Sep 2013Sep 2014Sep 2015Sep 2016Sep 2017Sep 2018Sep 2019Sep 2020Sep 2021Sep 2022Sep 2023Sep 2024Sep 2025
Total Assets -537.95M524.04M508.85M537.73M530.43M550.57M584.38M603.04M623.97M630.33M754.00M773.99M798.54M907.29M951.92M997.66M
Total Equity 40.03M44.18M44.51M45.01M45.32M45.93M46.67M47.73M49.46M51.36M54.65M56.85M97.64M98.50M104.79M110.55M118.84M
Cash & Equivalents 7.92M21.09M15.03M10.04M17.79M10.26M18.11M21.81M22.33M15.37M21.47M61.73M75.20M30.94M72.53M25.60M7.09M
Long Term Debt --------------29.52M28.57M49.05M
Total Liabilities -493.77M479.53M463.84M492.41M484.50M503.90M536.65M553.59M572.61M575.68M697.15M676.35M700.04M802.50M841.37M878.82M

Cash Flows (Annual)

Figures in USD.

Metric Sep 2010Sep 2011Sep 2012Sep 2013Sep 2014Sep 2015Sep 2016Sep 2017Sep 2018Sep 2019Sep 2020Sep 2021Sep 2022Sep 2023Sep 2024Sep 2025
Operating Cash Flow 7.55M16.00M12.82M10.91M5.56M-8.51M3.60M4.62M5.79M814.00K9.26M11.20M8.48M6.32M10.39M
Investing Cash Flow 35.25M-7.70M-658.00K-30.82M-6.76M--36.01M-21.76M-30.49M-405.00K-79.96M-8.20M-69.74M-66.05M-90.29M-64.25M
Financing Cash Flow -29.63M-14.35M-17.16M27.66M-6.34M-31.19M18.68M18.90M717.00K119.40M12.41M14.28M99.17M37.04M35.35M
Capital Expenditure -657.00K-1.41M-314.00K-266.00K-138.00K-83.00K-184.00K-299.00K-284.00K-53.00K-147.00K-420.00K-3.00M--812.00K-574.00K
Free Cash Flow 6.90M14.60M12.51M10.64M5.43M-8.33M3.30M4.34M5.74M667.00K8.84M8.20M-5.51M9.81M
Share Buybacks --45.00K-------------

Ratios (Annual)

Figures in %.

Metric Sep 2011Sep 2012Sep 2013Sep 2014Sep 2015Sep 2016Sep 2017Sep 2018Sep 2021Sep 2022Sep 2023Sep 2024Sep 2025
Gross Margin % -------------
Operating Margin % -------------
Net Margin % -------------
ROE % -0.6%1.1%0.6%1.2%1.9%2.3%2.9%4.0%6.3%8.0%7.4%7.0%8.2%
ROCE % -------------

Shareholding Pattern

Insiders
16.39%
Institutions
31.77%
Public Float
37.99%

Top Institutional Holders

#Holder% HeldSharesValue
1 Alliancebernstein L.P. 9.89% 638.18K $12.38M
2 M3F, Inc. 4.44% 286.39K $5.56M
3 Maltese Capital Management, LLC 3.98% 257.08K $4.99M
4 Truffle Hound Capital, LLC 3.10% 200.00K $3.88M
5 PL Capital Advisors, LLC 2.84% 183.32K $3.56M
6 Dimensional Fund Advisors LP 2.10% 135.44K $2.63M
7 Geode Capital Management, LLC 0.99% 63.86K $1.24M
8 Vanguard Capital Management LLC 0.97% 62.66K $1.22M
9 Stilwell Value LLC 0.62% 40.00K $776.00K
10 Vanguard Fiduciary Trust Co 0.48% 30.91K $599.56K

Analyst View

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Latest News

Recent headlines for MGYR

Google News Sun, 06 Sep 2026

Technical Reactions to MGYR Trends in Macro Strategies - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMizwFBVV95cUxPdDZpM1hpS2E3QVJNMkhMRGx3bmZ6X3h2YUlfVVhGYURIMXNYa0pFb0JWSXVGUDZ4OHBLQnVMSmtmRk5XcHRGYjJGU1J1YWZhV2p2dHlEbHEzcGZiTXRiUk9lc1VLSDMyZ3J4Vm9SY2ZTVGZONWdGdV9WZmczN1JzNlVMc2lHcTdHN0dESH…

Google News Sat, 22 Aug 2026

Magyar Bancorp (NASDAQ:MGYR) Stock Passes Above 200-Day Moving Average - Time to Sell? - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMizwFBVV95cUxNcXVwbUMxdm51cFBqcUx3MUN3M0Y0SkpfSU5mbUU5VklyR1JZOGc1dzJvSGZnOFpkX25Mb2hlTW5fS1BuanEzMDlLcWtLZDNRNmwwelZEM2Z2QnFtWV9uUnh1WnE0YzBZXzhOMkhyR2FvYVk3N0NHaTF6R3lRb1FlZnRnbDVDTy1fRnhRUU…

Google News Fri, 01 May 2026

Do Magyar Bancorp's (NASDAQ:MGYR) Earnings Warrant Your Attention? - finance.yahoo.com

<a href="https://news.google.com/rss/articles/CBMiowFBVV95cUxONXRIVXVQMkR3NGNaR1hvc0dDVHhjZ1Rqd3lIdTlpcll0WnkyRmVuMU55QTRTZVk3cGVXNUJmZlc1c3Fpeks1X0hXemlHOHJUOG1pWVhhTzNNazc2bzNoWjhMU28tS0dBTFU2bm5xMVhMS2xyLXNobmlBSm1jaU1TQ1JSSHZ2UnBjT21wak…

Google News Sat, 29 Aug 2026

Magyar Bancorp (MGYR) Holds Ground at $19.48 as Shares Trade Between Key Support and Resistance - BPI Bear Correction - siam.in

<a href="https://news.google.com/rss/articles/CBMizwFBVV95cUxPc2NNUDhkR0dXVjRPeWt3cC1PdkhjQ1hsRml4NzY3YkhRQndUVGRsN212Qk9oZWhVdi1uODc1YmFweVpQQjM3QWNrdUFnZ2lWQUNOYWZOcnVqNzduNHBaQl9GSzFDUENCRnRVUjRoNHBsVk1vdUpJdXdfX2xsVnMxRldReU0wSDIxUC0yS2…

Google News Fri, 14 Aug 2026

Magyar Bancorp (MGYR) Slips 0.31% as Shares Hold Range Between $18.47 Support and $20.41 Resistance - Inverse ETF Flow - vinanet.vn

<a href="https://news.google.com/rss/articles/CBMizAFBVV95cUxNamhfSGhWc2pNU1drcmdreXp4TWN0aHRJUWRMaEdGNk1MdndkOVJMRVFuaWRWMEZnSHoyUFprVk1hdGJaT05wZVRlNzRaQ051WHVLZ2Q4X0NCRDV4V3JEaUVZYzJiQUVOSjQzMlBkSnRlYWdabEFoblRCUndqQ2k3M2ZSenY0Z2JJSm9qTm…

Google News ue, 01 Sep 2026

Magyar Bancorp (NASDAQ:MGYR) Shares Pass Above Two Hundred Day Moving Average - What's Next? - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMi3wFBVV95cUxPNGtnZXA4RFFRaVhwTlVacWRucFRZRlk5bjRvNnRIQ3h3WkRhXzhBRkxVa3VLdUh0OG1qUE1pS3Q0bFBFUnBaMk1UZEZReWk0YW1iYlRGeEM5cklNNThoNE1fRkU1eHBTMjdrNXNRLUNKZDlheG9HQV9MbDdzSmU1dFcycTF6dTRBVmFIQW…

MGYR — Frequently Asked Questions

What is the current share price of Magyar Bancorp, Inc. (MGYR)?

As of 2026-09-19 21:16 PDT, Magyar Bancorp, Inc. (MGYR) trades at $19.27 on NasdaqGM. Its 52-week range is $15.92 to $19.80.

What is the market capitalisation of MGYR?

Magyar Bancorp, Inc. (MGYR) has a market capitalisation of $124.40M on NasdaqGM.

What is the P/E ratio of MGYR?

MGYR trades at a trailing price-to-earnings (P/E) ratio of 10.30. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.99.

Does MGYR pay a dividend?

Magyar Bancorp, Inc. (MGYR) currently offers a dividend yield of 2.02%.

What is the return on equity (ROE) of MGYR?

MGYR has a return on equity (ROE) of 9.70%.

Is MGYR a good stock to buy?

This page provides a data-driven analysis of Magyar Bancorp, Inc. (MGYR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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