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MetLife, Inc. MET SPX

Financial Services · Insurance - Life · United States
https://www.metlife.com

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. The company was incorporated in 1999 and is based in New York, New York.

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$82.69
+8.39% 1Y

Market & Price

Market Cap
$53.21B
Current Price
$82.69
High / Low (52W)
$84.30 / $67.19
Beta
0.78

Valuation

Stock P/E
15.99
Industry PE
12.01
Forward P/E
7.52
PEG Ratio
0.44
Book Value
$42.30
Price to Book
1.96
P/S
0.69
EV/EBITDA
12.71
Dividend Yield
2.87%

Profitability & Returns

ROCE
-
ROE
13.01%
ROA
0.45%
Profit Margin
4.67%
Op Margin
9.92%
EPS (Latest Qtr)
$1.74
EPS (TTM)
$5.17

Balance Sheet & Liquidity

Debt/Equity
1.78
Quick Ratio
1.75
Current Ratio
2.09
Debt
$49.49B
Total Assets
$745.17B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
16.42%
Chg in Prom Hold
-
FII / Inst Holding
78.31%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
$75.54B
Total Revenue (TTM)
$77.58B
EBITDA
$5.94B
Free Cash Flow
$-17.43B
Operating Cash Flow
$15.52B
Shares Outstanding
643.44M
Gross Margin
23.75%
Payout Ratio
43.91%

Growth (CAGR)

Revenue 5Y
3.92%
Profit 5Y
-13.85%
Revenue (YoY)
2.70%
Earnings (YoY)
35.90%

PROS

  • Attractive dividend yield of 2.87%.

CONS

  • Earnings shrank at -13.8% CAGR over 5 years.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 MET MetLife, Inc. SPX 82.69 15.99 $53.21B 2.87% - 13.01% 3.92% -13.85%
2 JPM JPMorgan Chase & Co. SPX 299.31 14.33 $802.00B 2.00% - 16.47% 12.50% 14.83%
3 V Visa Inc. SPX 326.36 28.48 $620.65B 0.82% 38.38% 60.35% 10.92% 10.28%
4 MA Mastercard Incorporated SPX 493.98 28.57 $436.47B 0.70% 61.47% - 13.82% 14.66%
5 MS Morgan Stanley SPX 208.00 18.84 $328.08B 1.92% - 16.39% 9.52% 15.20%
6 GS The Goldman Sachs Group, Inc. SPX 1,025.56 18.73 $302.55B 1.76% - 14.55% 7.16% 15.11%
7 WFC Wells Fargo & Company SPX 77.54 11.98 $237.29B 2.32% - 12.03% 4.02% 15.98%
8 BLK BlackRock, Inc. SPX 1,046.88 26.32 $162.51B 2.19% 4.89% 11.90% 10.65% 2.36%
9 SCHW The Charles Schwab Corporation SPX 87.35 17.37 $151.91B 1.47% - 19.08% 4.83% 7.21%
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Quarterly Results

Figures in USD.

Metric Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue ---------322.00M328.00M329.00M-337.00M324.00M313.00M-345.00M324.00M331.00M-515.00M514.00M516.00M550.00M525.00M511.00M-562.00M546.00M554.00M-577.00M558.00M554.00M18.29B17.18B16.88B23.29B18.62B
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income --------------------------------1.40B1.66B1.44B1.61B1.25B1.48B1.38B1.77B
EBITDA ----------------------------------------
Interest Expense -----------------------------------258.00M269.00M271.00M263.00M265.00M
Pretax Income -----------------------------------1.35B980.00M1.21B1.12B1.51B
Tax Provision -----------------------------------404.00M245.00M308.00M301.00M345.00M
Net Income 834.00M2.33B321.00M542.00M-2.34B873.00M911.00M-91.00M2.32B1.25B891.00M912.00M2.07B1.38B1.74B2.18B593.00M4.40B145.00M706.00M158.00M358.00M3.41B1.58B1.63B910.00M1.16B1.58B80.00M402.00M489.00M607.00M867.00M946.00M1.34B945.00M729.00M896.00M809.00M1.19B
Diluted EPS 0.702.100.250.48-2.170.790.80-0.092.141.190.830.882.041.401.772.300.584.750.070.690.140.333.831.771.891.081.371.960.020.480.560.771.101.281.811.281.031.221.171.74

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -----------1.26B1.29B1.35B-67.41B67.93B70.13B75.65B
Cost of Revenue -------------------
Gross Profit -------------------
Operating Expenses -------------------
Operating Income ---------------7.30B3.21B6.66B5.72B
EBITDA -------------------
Interest Expense ---------------938.00M1.04B1.04B1.06B
Pretax Income ---------------6.36B2.16B5.62B4.66B
Tax Provision ---------------1.06B560.00M1.18B1.26B
Net Income 4.32B3.21B-2.25B2.67B6.42B1.32B3.37B6.31B5.37B850.00M4.01B5.12B5.90B5.41B-5.28B1.58B4.43B3.38B
Diluted EPS 5.484.14-2.892.865.761.122.915.424.620.673.624.916.065.68-2.911.816.134.84

Compounded Sales Growth

5 Years:3.92%
1 Year:2.70%

Compounded Profit Growth

5 Years:-13.85%
1 Year:35.90%

Stock Price Performance

1 Year:+8.39%
6 Months:+10.80%
3 Months:+15.61%
1 Month:+5.53%

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2006Dec 2007Dec 2008Dec 2009Sep 2010Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --501.68B539.31B-730.91B796.23B836.78B885.30B902.34B877.93B898.76B719.89B687.54B740.46B795.15B-663.07B687.58B677.46B745.17B
Current Assets ---------------------
Cash & Equivalents 6.94B9.96B24.13B10.02B12.96B12.96B10.46B15.74B7.58B9.21B11.18B12.65B12.70B15.82B16.60B19.80B-20.20B20.64B20.07B22.03B
Inventory ---------------------
Receivables -----------------17.36B28.97B29.76B49.06B
Total Liabilities --477.69B505.82B-681.79B738.23B771.82B822.31B829.68B809.44B831.06B661.02B634.58B674.08B720.33B-632.95B657.33B649.75B716.25B
Current Liabilities ---------------------
Long Term Debt --9.67B13.22B-27.59B23.69B----------17.75B18.68B18.24B18.62B
Total Debt -----------------17.98B18.83B18.71B20.18B
Total Equity --23.73B33.12B-48.62B57.52B64.45B61.55B72.21B68.10B67.53B58.68B52.74B66.14B74.56B-29.88B30.02B27.45B28.40B
Shares Outstanding -----------------1.19B1.19B1.19B1.20B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 9.90B10.70B3.80B7.99B10.27B17.16B16.13B16.38B14.05B14.77B12.28B11.74B13.79B11.64B-13.04B13.72B14.60B17.09B
Investing Cash Flow -10.64B-2.67B-13.94B-18.30B-22.22B-11.93B-15.16B-15.05B-10.40B-5.85B-16.88B-5.63B-17.59B-18.57B--2.62B-10.25B-11.49B-15.61B
Financing Cash Flow 3.94B6.19B-4.10B13.38B9.38B35.00M-8.91B2.26B-1.22B-3.50B-906.00M-2.80B4.57B10.73B--9.95B-2.94B-3.13B163.00M
Capital Expenditure -------------------
Free Cash Flow ---------------13.04B13.72B14.60B17.09B
Net Change in Cash ---------------476.00M535.00M-26.00M1.65B
Share Buybacks 1.71B1.25B00-001.00B1.93B372.00M2.93B3.99B2.29B1.15B4.30B3.33B3.10B3.21B2.88B

Ratios (Annual)

Figures in %.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -------------------
Operating Margin % ---------------10.8%4.7%9.5%7.6%
Net Margin % -----------407.9%457.6%399.3%-7.8%2.3%6.3%4.5%
ROE % -13.5%-6.8%5.5%11.2%2.1%5.5%8.7%7.9%1.3%6.8%9.7%8.9%7.3%-17.7%5.3%16.1%11.9%
ROCE % -------------------

Shareholding Pattern

Insiders
16.42%
Institutions
78.31%
Public Float
93.69%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 7.99% 51.42M $4.25B
2 Dodge & Cox Inc. 7.94% 51.11M $4.23B
3 Vanguard Capital Management LLC 5.57% 35.86M $2.97B
4 Vanguard Portfolio Management LLC 4.79% 30.81M $2.55B
5 State Street Corporation 3.92% 25.22M $2.09B
6 Price (T.Rowe) Associates Inc 3.54% 22.79M $1.88B
7 Geode Capital Management, LLC 2.06% 13.24M $1.10B
8 Pzena Investment Management LLC 1.76% 11.30M $934.71M
9 Morgan Stanley 1.73% 11.12M $919.58M
10 Dimensional Fund Advisors LP 1.11% 7.12M $589.01M

Analyst View

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Latest News

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