Kinsale Capital Group, Inc. KNSL R3KFINANCIAL
Company Overview
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
Why Investors Should Care
Generates a return on equity of 30.3%, reflecting efficient use of shareholder capital.
Net profit has compounded at 39.5% per year over the last five years.
Revenue has grown at a 36.0% CAGR over the past five years.
Trades at an undemanding P/E of 14.9.
Maintains a net profit margin of 28.5%.
Carries low leverage with a debt-to-equity ratio of 0.11.
Recent Developments
- Dec 2025 Revenue of $1.87B (+18.0% YoY); net profit $503.61M.
- Trailing 12 Months Year-on-year growth — revenue +16.8%, earnings +34.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 36.0%, profit CAGR 39.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 36.00% |
| 1 Year: | 16.80% |
Compounded Profit Growth
| 5 Years: | 39.46% |
| 1 Year: | 34.00% |
Stock Price Performance
| 1 Year: | -18.56% |
| 6 Months: | +1.49% |
| 3 Months: | +22.89% |
| 1 Month: | -1.67% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- Golden Cross3d ago
- RSI (14)46.87 · Neutral
P/E of 14.91 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 30.3%.
- Excellent profit margin of 28.5%.
- Compounding revenue at 36.0% over 5 years.
- Profit CAGR of 39.5% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | KNSL Kinsale Capital Group, Inc. R3KFINANCIAL | 367.29 | 14.91 | $8.37B | 0.28% | - | 30.27% | 36.00% | 39.46% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.59M | 19.84M | 24.38M | 32.72M | 33.68M | 34.87M | 40.35M | 42.69M | 45.51M | 47.84M | 50.74M | 50.13M | 54.95M | 60.14M | 56.90M | 72.19M | 72.57M | 78.33M | 92.80M | 80.35M | 117.71M | 122.50M | 139.33M | 138.28M | 153.01M | 164.88M | 180.32M | 183.88M | 222.06M | 263.14M | 295.77M | 314.37M | 372.79M | 384.55M | 418.06M | 423.40M | 469.81M | 497.50M | 466.71M | 548.52M |
| Net Income | 6.61M | 5.94M | 4.60M | 5.26M | 6.06M | 7.98M | 6.87M | 6.28M | 8.49M | 4.20M | 5.92M | 7.29M | 10.11M | 11.94M | 4.45M | 18.72M | 13.77M | 12.98M | 17.85M | 5.09M | 30.26M | 14.89M | 38.18M | 32.08M | 35.63M | 36.62M | 31.79M | 27.09M | 32.98M | 55.80M | 72.79M | 76.11M | 98.94M | 92.58M | 114.23M | 89.23M | 134.12M | 141.65M | 112.55M | 175.87M |
| Diluted EPS | - | 0.00 | - | 0.00 | 0.00 | 0.24 | 0.32 | 0.29 | 0.40 | 0.20 | 0.27 | 0.34 | 0.47 | 0.55 | 0.20 | 0.86 | 0.63 | 0.58 | 0.79 | 0.22 | 1.33 | 0.65 | 1.65 | 1.39 | 1.55 | 1.59 | 1.38 | 1.17 | 1.43 | 2.40 | 3.12 | 3.26 | 4.24 | 3.97 | 4.90 | 3.83 | 5.76 | 6.09 | 4.88 | 7.72 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 63.68M | 80.60M | 141.62M | 186.78M | 222.11M | 315.89M | 459.89M | 653.47M | 838.80M | 1.22B | 1.59B | 1.87B |
| Net Income | 12.97M | 22.27M | 26.17M | 24.90M | 33.79M | 63.32M | 88.42M | 152.66M | 159.11M | 308.09M | 414.84M | 503.61M |
| Diluted EPS | - | - | - | 1.16 | 1.56 | 2.86 | 3.87 | 6.62 | 6.88 | 13.22 | 17.78 | 21.65 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 545.28M | 614.39M | 667.85M | 773.06M | 1.09B | 1.55B | 2.03B | 2.75B | 3.77B | 4.89B | 6.04B |
| Total Equity | 76.53M | 92.59M | 113.45M | 210.21M | 238.19M | 263.99M | 405.88M | 576.24M | 699.34M | 745.45M | 1.09B | 1.48B | 1.96B |
| Cash & Equivalents | 16.22M | 23.96M | 24.54M | 50.75M | 81.75M | 75.09M | 100.41M | 77.09M | 121.04M | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | 42.70M | 195.75M | 183.85M | 184.12M | 224.40M |
| Total Liabilities | - | - | 431.83M | 404.18M | 429.66M | 509.08M | 684.67M | 970.66M | 1.33B | 2.00B | 2.69B | 3.40B | 4.08B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | 77.40M | 103.98M | 178.36M | 279.97M | 407.04M | 557.82M | 859.84M | 976.30M | 1.04B |
| Investing Cash Flow | - | - | - | -42.43M | -106.54M | -230.79M | -379.43M | -351.95M | -708.57M | -860.89M | -960.12M | -922.21M |
| Financing Cash Flow | - | - | - | -3.97M | -4.10M | 77.75M | 76.14M | -11.14M | 185.99M | -28.52M | -29.66M | -71.38M |
| Capital Expenditure | -1.06M | -231.00K | -565.00K | -179.00K | -1.27M | -19.62M | -32.88M | -5.92M | -6.90M | -6.61M | -23.94M | -53.69M |
| Free Cash Flow | - | - | - | 77.22M | 102.71M | 158.74M | 247.10M | 401.12M | 550.91M | 853.23M | 952.36M | 990.05M |
| Share Buybacks | - | - | - | - | - | - | - | - | 0 | 0 | 10.00M | 90.00M |
| Dividends Paid | 0 | 0 | 2.10M | 5.04M | 5.91M | 6.93M | 8.07M | 10.02M | 11.93M | 12.95M | 13.94M | 15.78M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 20.4% | 27.6% | 18.5% | 13.3% | 15.2% | 20.0% | 19.2% | 23.4% | 19.0% | 25.2% | 26.1% | 26.9% |
| ROE % | 14.0% | 19.6% | 12.4% | 10.5% | 12.8% | 15.6% | 15.3% | 21.8% | 21.3% | 28.3% | 28.0% | 25.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | BAMCO Inc. | 11.70% | 2.66M | $950.63M |
| 2 | Blackrock Inc. | 8.94% | 2.04M | $726.51M |
| 3 | Capital World Investors | 5.62% | 1.28M | $456.75M |
| 4 | Vanguard Capital Management LLC | 4.34% | 988.54K | $352.76M |
| 5 | Vanguard Portfolio Management LLC | 3.99% | 909.85K | $324.68M |
| 6 | State Street Corporation | 3.15% | 718.34K | $256.34M |
| 7 | Geode Capital Management, LLC | 2.87% | 653.27K | $233.12M |
| 8 | Davenport & Co LLC | 2.34% | 533.17K | $190.26M |
| 9 | Morgan Stanley | 2.27% | 517.95K | $184.83M |
| 10 | JPMORGAN CHASE & CO | 2.00% | 455.79K | $162.65M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for KNSL
Why Kinsale Capital Group, Inc. (KNSL) Dipped More Than Broader Market Today - finance.yahoo.com
<a href="https://news.google.com/rss/articles/CBMimgFBVV95cUxPaFhCUk40S3RFdDZpaTFrOVE5dXlySkstdDZZOGVrX2NQZHY2RldzaDJmNGxfVkZSR2dZMFB1bTAwQl9UYmdYb2RoUjRmWm42ZDJVWkFGdjhqZF9adjh0MGRCSVZKT1RZNVlTVEdNVmZUNUVZWkVtWTMyTlRETFFodl84V0RhRHNEczIxaG…
Kinsale Capital Group (KNSL) Stock May Be Below Fair Value On Strong Returns - finance.yahoo.com
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Kinsale Capital Group, Inc. $KNSL Shares Purchased by Giverny Capital Inc. - marketbeat.com
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Kinsale Capital Group (KNSL) Stock May Still Trade At A Premium Following A 119% Run - simplywall.st
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Kinsale Capital Sets Sept. 14 Payment Date for Dividend - Stock Titan
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KNSL Stock Trades Above 50-Day SMA: What Should Investors Do? - Eastern Progress
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KNSL — Frequently Asked Questions
What is the current share price of Kinsale Capital Group, Inc. (KNSL)?
As of 2026-09-19 21:16 PDT, Kinsale Capital Group, Inc. (KNSL) trades at $367.29 on NYSE. Its 52-week range is $290.01 to $477.75.
What is the market capitalisation of KNSL?
Kinsale Capital Group, Inc. (KNSL) has a market capitalisation of $8.37B on NYSE.
What is the P/E ratio of KNSL?
KNSL trades at a trailing price-to-earnings (P/E) ratio of 14.91. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 3.99.
Does KNSL pay a dividend?
Kinsale Capital Group, Inc. (KNSL) currently offers a dividend yield of 0.28%.
What is the return on equity (ROE) of KNSL?
KNSL has a return on equity (ROE) of 30.27%.
Is KNSL a good stock to buy?
This page provides a data-driven analysis of Kinsale Capital Group, Inc. (KNSL), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.