Kingsway Financial Services Inc KFS R2K
Company Overview
Kingsway Financial Services Inc. through its subsidiaries, engages in the extended warranty and business services in the United States. It operates through two segments: Kingsway Search Xcelerator and Extended Warranty. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies, as well as after-market vehicle protection services. Its Kingsway Search Xcelerator segment offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, Securities and Exchange Commission reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. This segment also provides financial executive services for project and interim staffing engagements; search services for permanent placements; healthcare staffing services to acute healthcare facilities for short-term and day-to-day needs of hospitals; software products for the management needs of all types of shared-ownership properties; and fully managed outsourced cardiac telemetry services, as well as provides mobile monitors to the hospitals. It also offers information technology managed services, as well as Electric Motor Solutions and Vertical Market Software services. The company offers its products and services through credit unions and dealers. Kingsway Financial Services Inc. was incorporated in 1989 and is headquartered in Chicago, Illinois.
Why Investors Should Care
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $136.72M (+21.5% YoY); net profit $-10.73M.
- Trailing 12 Months Year-on-year growth — revenue +38.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 6.0%, profit CAGR -47.8%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 6.03% |
| 1 Year: | 38.50% |
Compounded Profit Growth
| 5 Years: | -47.80% |
| 1 Year: | - |
Stock Price Performance
| 1 Year: | - |
| 6 Months: | - |
| 3 Months: | - |
| 1 Month: | - |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
CONS
- Earnings shrank at -47.8% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | KFS Kingsway Financial Services Inc R2K | 9.96 | -24.90 | $285.11M | 0.00% | -5.84% | -34.88% | 6.03% | -47.80% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 28.35M | 31.46M | 37.60M | 39.01M | 38.96M |
| Cost of Revenue | - | - | 16.20M | - | - | - | 21.62M |
| Gross Profit | - | - | 12.15M | - | - | - | 17.34M |
| Operating Expenses | - | - | 14.63M | - | - | - | 19.20M |
| Operating Income | - | - | -2.48M | - | - | - | -1.87M |
| EBITDA | - | - | -216.00K | -160.00K | -265.00K | 1.40M | 1.77M |
| Interest Expense | - | - | 1.23M | 1.26M | 1.50M | 1.45M | 1.41M |
| Pretax Income | - | - | -3.36M | -3.30M | -4.46M | -2.89M | -2.31M |
| Tax Provision | - | - | -264.00K | -131.00K | -2.05M | -1.31M | -47.00K |
| Net Income | - | - | -3.22M | -3.32M | -2.46M | -1.74M | -2.47M |
| Diluted EPS | -0.10 | - | -0.13 | -0.13 | -0.10 | - | -0.10 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 114.69M | 107.66M | 112.53M | 136.72M |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | 43.05M | 29.90M | -3.47M | -8.55M |
| EBITDA | - | 49.50M | 36.12M | 3.53M | 670.00K |
| Interest Expense | - | 8.09M | 6.25M | 4.79M | 5.45M |
| Pretax Income | - | 34.96M | 23.65M | -8.26M | -14.00M |
| Tax Provision | - | 4.83M | -1.90M | -147.00K | -3.75M |
| Net Income | - | 24.72M | 23.56M | -9.27M | -10.73M |
| Diluted EPS | - | 0.98 | 0.89 | -0.35 | -0.43 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 285.65M | 197.72M | 186.62M | 231.50M |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 64.17M | 9.10M | 5.49M | 8.31M |
| Inventory | - | - | - | - | - |
| Receivables | - | 10.30M | 10.08M | 9.36M | 13.84M |
| Total Liabilities | - | 263.53M | 173.11M | 168.31M | 197.09M |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 102.09M | 44.42M | 57.54M | 70.71M |
| Total Debt | - | 103.31M | 45.61M | 60.22M | 78.02M |
| Total Equity | - | 21.68M | 27.71M | 16.66M | 31.42M |
| Shares Outstanding | - | 23.44M | 27.77M | 28.12M | 29.65M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -14.57M | -26.19M | 1.07M | -3.00K |
| Investing Cash Flow | - | 100.94M | 6.46M | -16.85M | -29.61M |
| Financing Cash Flow | - | -37.93M | -39.96M | 11.44M | 32.75M |
| Capital Expenditure | -830.00K | - | -205.00K | -709.00K | -1.62M |
| Free Cash Flow | - | -14.57M | -26.39M | 358.00K | -1.62M |
| Net Change in Cash | - | 45.88M | -60.26M | -4.95M | 3.13M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | 37.5% | 27.8% | -3.1% | -6.3% |
| Net Margin % | - | 21.6% | 21.9% | -8.2% | -7.8% |
| ROE % | - | 114.0% | 85.0% | -55.6% | -34.2% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Stilwell Value LLC | 11.62% | 3.36M | $36.09M |
| 2 | Greenhaven Road Investment Management, L.p. | 6.40% | 1.85M | $19.87M |
| 3 | Capricorn Fund Managers Ltd | 6.17% | 1.78M | $19.15M |
| 4 | Blackrock Inc. | 3.94% | 1.14M | $12.24M |
| 5 | Vanguard Capital Management LLC | 2.54% | 734.36K | $7.88M |
| 6 | Geode Capital Management, LLC | 1.65% | 478.31K | $5.13M |
| 7 | Belpointe Asset Management LLC | 1.25% | 360.51K | $3.87M |
| 8 | Renaissance Technologies, LLC | 1.10% | 319.67K | $3.43M |
| 9 | State Street Corporation | 1.05% | 303.81K | $3.26M |
| 10 | Bard Associates Inc. | 0.96% | 277.86K | $2.98M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for KFS
Kingsway Reports First Quarter 2026 Financial Results - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMiogFBVV95cUxNcjJybDlYR2VmMlFiUEIzUFNvWWl3aVQ0VmpUbGg4QUFXTzE1VUVPeS1ZTnVnUlVKU0RSZHVSY2xlOHFKem1BanZPN0dYV05MUEE3NnhxaFJQdDF2cExYRDRNUVQ1T0VQNXBaVWh6LTZ0SzJLZUhBT0JpV1p6VHREazlVSUlaSTNrR3gzMG…
Inside Kingsway's 2026 Investor Day: slides, webcast, Q&A access - Stock Titan
<a href="https://news.google.com/rss/articles/CBMirgFBVV95cUxPMkxUWDBRczhmY3NBYjRpTlg2VVNFME9aQnNvNzBpWE1wSkptc3NERnQ0RzZOM2F2dmNSRmxfcElyTF96U0FSMXFKeXFoMExYb1FITU1ReGw2ZDYzN0ZMLWhBS1NvQ08tdlNWNmE0b3Z5d0JkNmdJVk85dThEUWNIeFk4cEExZG5ld0xFcz…
KWY - Kingsway Corp Stock Price and Quote - Finviz
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Institutional owners may ignore Kingsway Financial Services Inc.'s (NYSE:KFS) recent US$54m market cap decline as longer-term profits stay in the green - simplywall.st
<a href="https://news.google.com/rss/articles/CBMi2wFBVV95cUxPT3VZckJfXzhjcGZiOEhkTUNfVEVqMXVCUzlyM09rTXRwZnNqSnEyRFJrT2NLNTdjc19Na2lQOGp2MlFzck1Na0ZFWTBySlF6em1RTEdmbkpwZVVfNUkyRWdaRUFpaFo4SGdXTl9STDN4ejBhc2IxYUM0cUxIZkdpYWlzZUVJbUNDTGdmcE…
Kingsway Financial Services (KWY) Stock Price, News & Analysis $KWY - MarketBeat
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Kingsway brings portfolio CEOs to its May 18 Investor Day at NYSE - Stock Titan
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KFS — Frequently Asked Questions
What is the current share price of Kingsway Financial Services Inc (KFS)?
As of 2026-07-14 21:23 PDT, Kingsway Financial Services Inc (KFS) trades at $9.96 on NYQ. Its 52-week range is $9.96 to $9.96.
What is the market capitalisation of KFS?
Kingsway Financial Services Inc (KFS) has a market capitalisation of $285.11M on NYQ.
What is the P/E ratio of KFS?
KFS trades at a trailing price-to-earnings (P/E) ratio of -24.90. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 23.38.
What is the return on equity (ROE) of KFS?
KFS has a return on equity (ROE) of -34.88%. Its return on capital employed (ROCE) is -5.84%.
Is KFS a good stock to buy?
This page provides a data-driven analysis of Kingsway Financial Services Inc (KFS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.