ISBA ISBA
Company Profile ↓Company Overview
ISBA (ISBA) is a publicly traded company listed on . The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Trades at an undemanding P/E of 15.9.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +5.0%, earnings +36.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 4.4%, profit CAGR 5.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 4.43% |
| 1 Year: | 5.01% |
Compounded Profit Growth
| 5 Years: | 5.69% |
| 1 Year: | 36.15% |
Stock Price Performance
| 1 Year: | +29.13% |
| 6 Months: | -17.70% |
| 3 Months: | -1.61% |
| 1 Month: | +0.52% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)55.69 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
CONS
- Trading 26.9% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2013 | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.35M | 1.39M | 1.33M | 1.44M | 1.43M | 1.34M | 1.52M | 1.44M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 3.09M | 3.21M | 3.29M | 3.31M | 3.56M | 3.40M | 3.67M | 4.10M | 4.06M | 3.02M | 3.41M | 3.59M | 3.14M | 3.84M | 3.54M | 3.46M | 3.33M | 3.70M | 3.50M | 4.19M | 4.44M | 3.06M | 4.19M | 4.36M | 5.40M | 4.62M | 4.69M | 4.73M | 5.29M | 5.89M | 5.32M | 4.63M | 4.41M | 3.13M | 3.48M | 3.28M | 3.95M | 5.03M | 5.24M | 4.99M |
| Diluted EPS | 0.39 | 0.41 | 0.42 | 0.42 | 0.45 | 0.43 | 0.46 | 0.52 | 0.51 | 0.38 | 0.43 | 0.45 | 0.39 | 0.48 | 0.44 | 0.43 | 0.41 | 0.46 | 0.43 | 0.52 | 0.55 | 0.38 | 0.52 | 0.54 | 0.67 | 0.57 | 0.58 | 0.62 | 0.69 | 0.77 | 0.70 | 0.61 | 0.58 | 0.42 | 0.46 | 0.44 | 0.53 | 0.68 | 0.71 | 0.68 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | 5.18M | 5.38M | 5.66M | - | - | - | - | - | - | - |
| Net Income | 7.80M | 9.04M | 10.21M | 12.21M | 12.51M | 13.72M | 15.13M | 13.80M | 13.24M | 14.02M | 13.02M | 10.88M | 19.50M | 22.24M | 18.17M | 13.89M | 18.91M |
| Diluted EPS | 1.01 | 1.17 | 1.31 | 1.56 | 1.59 | 1.74 | 1.90 | 1.73 | 1.65 | 1.74 | 1.61 | 1.34 | 2.45 | 2.91 | 2.40 | 1.86 | 2.56 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.23B | 1.34B | 1.43B | 1.49B | 1.55B | 1.67B | 1.73B | 1.81B | 1.84B | 1.81B | 1.96B | 2.03B | 2.03B | 2.06B | 2.09B | 2.21B |
| Total Equity | 134.48M | 140.80M | 145.16M | 154.78M | 164.49M | 160.61M | 174.59M | 183.97M | 187.90M | 194.91M | 195.52M | 210.18M | 218.59M | 211.05M | 186.21M | 202.40M | 210.28M | 231.40M |
| Cash & Equivalents | 22.98M | 24.48M | 18.11M | 28.59M | 29.39M | 42.14M | 19.91M | 21.57M | 22.89M | 30.85M | 73.47M | 60.57M | 246.64M | 105.33M | 38.92M | 33.67M | 24.54M | 26.04M |
| Total Liabilities | - | - | 1.08B | 1.18B | 1.27B | 1.33B | 1.37B | 1.48B | 1.54B | 1.62B | 1.65B | 1.60B | 1.74B | 1.82B | 1.84B | 1.86B | 1.88B | 1.98B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 18.23M | 26.52M | 18.86M | 19.46M | 23.61M | 17.56M | 12.09M | 20.24M | 19.67M | 21.96M | 23.30M | 22.00M | 25.50M | 26.89M | 24.18M | 19.64M | 26.82M |
| Investing Cash Flow | -9.18M | -103.88M | -105.20M | -101.87M | -69.68M | -74.83M | -113.50M | -69.91M | -81.70M | 6.52M | 15.48M | 45.13M | -229.63M | -106.20M | -26.25M | -37.87M | -115.88M |
| Financing Cash Flow | -7.54M | 70.98M | 96.82M | 78.74M | 58.83M | 35.03M | 103.07M | 50.99M | 69.99M | 14.14M | -51.68M | 118.94M | 62.82M | 12.91M | -3.19M | 9.10M | 90.56M |
| Capital Expenditure | -3.04M | -3.23M | -2.52M | -3.58M | -2.49M | -2.71M | -5.13M | -3.80M | -2.04M | -2.31M | -1.33M | -1.52M | -1.59M | -3.21M | -4.06M | -2.11M | -3.48M |
| Free Cash Flow | 15.19M | 23.29M | 16.34M | 15.89M | 21.12M | 14.85M | 6.96M | 16.44M | 17.63M | 19.66M | 21.97M | 20.48M | 23.91M | 23.68M | 20.12M | 17.53M | 23.34M |
| Share Buybacks | 2.06M | 2.02M | 1.51M | 1.98M | 2.38M | - | - | - | - | - | - | - | - | - | 3.42M | 3.08M | 4.71M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | 266.1% | 245.8% | 247.9% | - | - | - | - | - | - | - |
| ROE % | 5.5% | 6.2% | 6.6% | 7.4% | 7.8% | 7.9% | 8.2% | 7.3% | 6.8% | 7.2% | 6.2% | 5.0% | 9.2% | 11.9% | 9.0% | 6.6% | 8.2% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for ISBA
Isabella Bank Corporation (ISBA) Lags Q2 Earnings and Revenue Estimates - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMiogFBVV95cUxPb0ZVQ2hZd2x5NVJrUTRKQjd0SXhKamhVU1NLTFlacGNZYjZhOFcxUm1xMDc4VElRcEVCMDRPaWtnV2VYRlE1NWhIRzJRU1QxaWpoOC1DbDRsZC1qVVBULXBTOGpvNEFKckJZVV9ueUJGOC1ydkZyMVg5RWFORFljN2RMc3EwZFNsNzZhM1…
Isabella Bank Struggles To Keep Pace With Expectations (NASDAQ:ISBA) - Seeking Alpha
<a href="https://news.google.com/rss/articles/CBMimwFBVV95cUxORjlDY1NxdUhPWnFvTUcxTWJSS2pCdlhKbm1LX1VJdExESTY4ajROSkRvUFpMSHowYWdrWWJoN0FDTUdjeFZNWlk3MzJtdi03cjA3WV9DS1NFUjUwYW1URFdOR2thMzA5ZGhQeFhRbm5HM1NtNmxEQVJvc1ZJREJQVjVRWkVDbHVuWkhSak…
Isabella Bank Corp director Jill Bourland buys $299 in stock - Investing.com
<a href="https://news.google.com/rss/articles/CBMiwgFBVV95cUxQQUlLWU1GdC1xX3BrZmcxOTBublFKVVRuZENmMjU5MHpIS1B3bm8yVWZEbmFDOXgtMGhuSVcxak5KMnZtc0dHeW41Ujh1d2lkc010STZibGxKb19PdXRuWVFoanljckxLM2FpbDZPLVluamNrckVxelVDdC1QV05ET051MGdwcUd0dzRZak…
BlackRock (ISBA investor) reports 6.4% stake in Isabella Bank common stock - Stock Titan
<a href="https://news.google.com/rss/articles/CBMiwwFBVV95cUxQa015TW45b1Ewc0ZLOWEzYUpWU3E0al9YSi1VSkdSSy01RWRZaE5tLUxsblJWankzV09RN3A2M3M4Z25UN2FMMVZlOXNtbExqdDliNU81Q2xLVWVlV2NlUV9RaDFfeW14QlVIV1F4NXlDZ3MxTmlzdVlSN19HQURUSU1qQVZObzhIRmdDd2…
Isabella Bank (NASDAQ:ISBA) Cut to "Strong Sell" at Zacks Research - MarketBeat
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ISBA Maintained by Piper Sandler -- Price Target Lowered to $43. - GuruFocus
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ISBA — Frequently Asked Questions
What is the current share price of ISBA?
As of 2026-08-05 17:25 PDT, ISBA trades at $40.83 on NASDAQ/NYSE. Its 52-week range is $30.71 to $55.83.
What is the P/E ratio of ISBA?
ISBA trades at a trailing price-to-earnings (P/E) ratio of 15.95.
What is the return on equity (ROE) of ISBA?
ISBA has a return on equity (ROE) of 8.17%.
Is ISBA a good stock to buy?
This page provides a data-driven analysis of ISBA, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.